Allsouth Credit Union Cayce SC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Allsouth, your trusted community credit union located at 701 Knox Abbott Dr, Cayce, SC 29033. Since our establishment in 1960, we have proudly served our members with a commitment to financial well-being and personalized service. With over 118,588 members and total assets exceeding $1.34 billion, we are dedicated to making a positive impact in the lives of those in our community. At Allsouth, we understand that each member has unique financial needs. That's why we offer a variety of services including personal banking, auto loans, mortgage financing, and business banking options. Our total deposits stand at an impressive $317 million, reflecting the trust our members place in us. Moreover, with total loans reaching 44,980, we continue to provide valuable support for all your borrowing needs. Our leadership team is passionate about fostering a member-focused environment. Under the guidance of CEO William Koehler and Board President Walter Todd, we strive to create meaningful connections and deliver exceptional service. Our dedicated team of 321 employees is here to assist you every step of the way. While you can visit us at our Cayce branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to explore our wide range of products and services designed just for you. For more information or to get started today, give us a call at 803-736-3110 or visit our website at Allsouth. Join us on this journey towards financial empowerment because at Allsouth, you're not just a member; you're part of a family!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial services; we actively participate in local outreach efforts and partnerships that strengthen our community ties. By supporting local events and initiatives, we strive to uplift those around us and create a positive impact where it matters most. As we continue this journey together, we invite you to become part of the Allsouth family. Experience the benefits of membership today! Whether you need assistance with personal banking or business financing solutions, our team is ready to help you succeed. Join us at Allsouth in Cayce your trusted partner in achieving financial wellness! For more information or to open an account, visit Allsouth or call us at 803-736-3110.

Our Mission

At Allsouth, our mission is simple yet profound: to empower our members by providing accessible financial services while fostering a spirit of community support. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or investing in homeownership through mortgage loans and refinancing options, we are here to guide you every step of the way. While members can visit us at 701 Knox Abbott Dr Cayce Sc 29033, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. This ensures that your communications reach us without delay. We are committed to embracing innovation and ensuring that our services are user-friendly and accessible for all. Our digital banking options allow members to manage their finances conveniently through online banking and mobile applications. With features like person-to-person payments and e-statements, banking with us is as seamless as possible.

Branch Location & Accessibility

Easy Access and Parking

Finding us is easy! We have ample parking available right outside our doors, ensuring you won't have to worry about where to leave your car. Our branch is designed with accessibility in mind. With ADA-compliant features and ramps, we strive to make banking convenient for everyone.

Operating Hours

We know your time is valuable. That's why we offer flexible hours to fit your busy schedule. You can visit us during lobby hours from Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. If you prefer using our drive-thru service, it's open Monday through Thursday from 8:30 AM to 5:00 PM and extends until 6:00 PM on Fridays.

Services Offered

At Allsouth, we take pride in providing a wide range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Plus, our ATM services are available for quick cash withdrawals or balance checks whenever you need them! If you have any questions or need assistance, feel free to call us at 803-736-3110. Our team is ready to help you navigate your financial needs. We invite you to stop by our Cayce branch today! Experience firsthand how Allsouth makes banking accessible and enjoyable. We can't wait to meet you!

Member Eligibility

Becoming a member of Allsouth is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Cayce area, you're already on your way to enjoying all the benefits we offer. We embrace everyone who meets these simple eligibility criteria, making it easy and welcoming for you to join us. As a member, you'll gain access to personalized services, competitive rates on loans and savings accounts, and a dedicated team ready to support your financial journey. Opening an account is just as straightforward! You can start the process online by visiting our account opening page at https://www.allsouth.org/open-new-account/, or feel free to call us at (803) 736-3110 if you have any questions. To learn more about our membership criteria and ensure you're eligible, check out the details at https://www.allsouth.org/member-service/who-can-join/. We look forward to welcoming you to Allsouth at 701 Knox Abbott Dr Cayce Sc 29033!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But our support doesn't stop at loans. Our merchant services make managing transactions easy and efficient. Picture this: You run a busy café, and during peak hours, you want to ensure your customers can pay quickly and conveniently. With our merchant services, you can accept various payment types seamlessly, allowing you to focus on what matters most delivering exceptional service. Visit us at 701 Knox Abbott Dr Cayce Sc 29033 in Cayce, SC, or call us at (803) 736-3110 to learn more about how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

Convenient Access

At Allsouth, convenience is key. Our ATM services allow easy cash withdrawals and balance checks without the hassle of waiting in line. Additionally, our drive-thru banking offers simple transactions such as deposits and withdrawals with minimal fuss. For those who prefer digital solutions, our online and mobile banking platforms ensure that you can manage your finances anytime, anywhere whether you're at home in Cayce or on the go. In summary, Allsouth offers a comprehensive suite of services that cater to your personal and business financial needs. We invite you to visit us at 701 Knox Abbott Dr Cayce Sc 29033 or call us at (803) 736-3110 for more information about how we can assist you today. Your journey toward better financial health starts here!

Loans and Credit Options

We understand that life can bring unexpected expenses. That's why we offer personal loans for debt consolidation or other needs. Plus, our credit cards come with rewards that can benefit you on every purchase turning everyday spending into valuable returns. If you own a business or are thinking about starting one, our business banking services provide essential tools like merchant services and business loans. We're here to support local entrepreneurs in achieving their goals.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your everyday finances with ease. Imagine having access to online and mobile banking at your fingertips, allowing you to check balances, make transfers, and pay bills from anywhere. With features like e-statements and electronic signatures, managing your accounts has never been simpler. When it comes time to purchase a vehicle, our auto loans and vehicle financing options offer competitive rates that can fit within your budget. For those dreaming of homeownership or looking to refinance an existing mortgage, our mortgage loans are designed with member-friendly terms.

Digital & Online Banking

Convenient Online Banking

Our online banking service at https://www.allsouth.org/ is available 24/7, allowing you to manage your finances at your convenience. Whether you're checking your balance, paying bills, or transferring money between accounts, it's all just a few clicks away. Plus, you can enjoy the peace of mind that comes with using our electronic signature authorization feature for quick and secure transactions.

Easy Person-to-Person Transfers

Need to send money to a friend? With our person-to-person transfer option, sending money is as simple as sending a text message. It's an easy way to share expenses or lend a helping hand without the hassle of cash. At Allsouth, we're committed to providing accessible and user-friendly banking solutions that empower our members. Explore our digital banking options today and discover how easy managing your finances can be!

Go Paperless with E-Statements

Say goodbye to piles of paperwork! With our e-statements availability, you can view your account statements online whenever you need them. This not only helps keep your finances organized but also contributes to a more eco-friendly approach.

Mobile Banking at Your Fingertips

For those on the go, our mobile application makes banking even easier. You can deposit checks, make payments, and check your balances right from your smartphone. Our mobile payments feature allows you to pay for purchases directly from your account no cash or cards needed!

Financial Strength

A Growing Member Base

Our strength is evident in our community trust, illustrated by our total share accounts 233,042 showing a strong and growing member base that believes in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 701 Knox Abbott Dr Cayce Sc 29033 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Lending Support

Our lending capacity supports members' financial goals across various sectors with $19,575 in used auto loans and $682,039,233 in total loans and leases. This means whether you're looking to finance a vehicle or need assistance with other loans, we're here to help make those dreams a reality.

Member-Focused Savings

Your savings are secure with us. We have $227,320,271 in share certificates and $189,701,036 in money market shares, both offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our resources focus on benefiting you.

Operational Efficiency

Our operational efficiency shines through with a net income of $18,275,514, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees ready to serve you, along with a dedicated team that ensures our branches operate smoothly.

Reinvesting for Growth

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement reflects our ongoing dedication to meeting your needs.

Solid Financial Position

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further supported by our net worth ratio of $1,877, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our flexible terms can fit your budget.

Business Financing

For business owners in our community, we also offer outstanding commercial loans totaling $351,403. These loans provide essential capital needed for growth and expansion. Our team is dedicated to helping you find the right financing solution tailored to your unique circumstances. For more information on how you can take advantage of these offerings or to explore eligibility options further, feel free to reach out at (803) 736-3110 or visit us at 701 Knox Abbott Dr Cayce SC 29033. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines and Personal Loans

For those looking for financial flexibility, we provide credit lines with total offerings of $620,960,119. This allows members to access funds when they need them without the hassle of applying for a new loan each time. Additionally, we have unsecured credit card loans available that can assist you in managing day-to-day expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $12,343,000, ensuring you have the support needed for such an important investment. If you're considering refinancing your current mortgage, we can help guide you through the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using credible data sources ensures that users receive fair and transparent offers. You can trust that the information you see on LendMesh reflects actual rates available in the market.

Allsouth