Allsouth Credit Union Camden SC | Best Auto Loans & Business Banking

Introduction

Welcome to Allsouth Credit Union, located at 8 Bay Ln, Camden, SC 29020. Since our establishment in 1960, we have been dedicated to serving our members with trust and reliability. With a total membership of 118,588, we take pride in being a cornerstone of the Camden community, offering personalized financial services that cater to your unique needs. At Allsouth, we're not just about numbers; we're about people. Our total assets amount to an impressive $1,343,624,226, which allows us to offer competitive loans and savings options. Currently, we have issued 44,980 loans and leases, ensuring our members can achieve their financial goals. Whether you're looking for an auto loan, mortgage financing, or business banking solutions, we are here to help. Our commitment to our members is reflected in our robust financial standing. We maintain total deposits of $317,497,588 and a net worth of $252,497,899, showcasing our stability and dedication to your financial success. With over $55,103,678 in cash on hand, we are well-equipped to serve you whenever you need us. While you're welcome to visit us at our branch for personal service or inquiries about our offerings, please note that official correspondence should be sent to our mailing address: 730 Elmwood Ave, Columbia, SC 29201-2002. Under the leadership of CEO William Koehler and Board President Walter Todd, our team of 321 employees is committed to making your experience with Allsouth as seamless as possible. We invite you to explore all the services we provide ranging from personal banking and auto loans to online banking options designed with your convenience in mind. Ready to take the next step? Visit us today or give us a call at 803-736-3110. Experience the difference with Allsouth Credit Union your trusted partner in financial wellness!

Branch History & Mission

Allsouth Credit Union has a proud history that began in 1960 in Camden, SC. Over the decades, we have grown and evolved from a small local financial institution into a trusted partner for more than 118,000 members. Located at 8 Bay Ln Camden, SC 29020, our branch stands as a beacon of support for the community. With our headquarters situated in Columbia, SC, we are deeply committed to serving our neighbors in Kershaw County and beyond. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking options and personalized support. This commitment is reflected in our total assets of over $1.34 billion, ensuring that we have the resources to meet the needs of our members effectively. At Allsouth, we are not just about numbers; we strive to make a positive impact through various community outreach initiatives and partnerships. From sponsoring local events to providing financial education programs, we aim to uplift those around us and help them achieve their financial goals. While members can visit us at 8 Bay Ln Camden, SC 29020, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. Our operating hours reflect our dedication to convenience: Lobby Hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We also offer drive-thru banking for quick transactions during these same hours. In today's digital world, we understand the importance of providing accessible banking solutions. That's why we offer features like online banking and mobile payments alongside traditional services. Our commitment to ADA compliance ensures that all members can navigate our services with ease. We invite you to experience the difference at Allsouth Credit Union. Join us today and become part of a community that values your financial well-being as much as you do! For more information or to open an account, please call us at 803-736-3110 or visit our website at www.allsouth.org.

Branch Location & Accessibility

Comprehensive Banking Services

Allsouth offers a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions that fit your lifestyle. Plus, with ATM availability right here at our branch, accessing your funds is always a breeze. Whether you're looking for basic banking services or something more specific like business banking solutions or credit cards with rewards, we're here to help you every step of the way.

Easy Access for Everyone

At Allsouth, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps and designated parking spots to accommodate all visitors. Whether you're coming in for a quick transaction or need assistance with a more complex banking matter, we've got you covered.

Friendly Service Hours

Our doors are open to serve you during convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, and Friday from 9:00 AM to 6:00 PM. If you're in a hurry, take advantage of our drive-thru service available on the same schedule just pull up and we'll handle your transactions quickly and efficiently.

We’re Here for You!

We invite you to stop by our Camden branch today! If you have any questions or need assistance before visiting, don't hesitate to give us a call at 803-736-3110. Our friendly team looks forward to serving you!

Member Eligibility

At Allsouth, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple! If you live, work, or worship in the Camden area or have family ties to our current members, you're eligible to become part of our credit union family. We welcome individuals from all walks of life, and becoming a member opens the door to a variety of benefits like personalized banking services, competitive loan rates, and community-focused initiatives. To get started on your journey with us, simply visit our branch located at 8 Bay Ln Camden Sc 29020 or give us a call at (803) 736-3110 for any questions you may have. For detailed eligibility information, check out our resource page at https://www.allsouth.org/member-service/who-can-join/. And when you're ready to open an account, you can easily find the steps online at https://www.allsouth.org/open-new-account/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to purchase new equipment, expand your operations, or manage cash flow, our tailored loan products can help you achieve your goals.

Merchant Services That Make Sense

In addition to lending options, we offer practical merchant services that streamline payment processing and enhance customer experiences. Imagine a busy café using our services to accept payments quickly and securely allowing owners to focus on serving their patrons rather than worrying about transactions. By partnering with us, you gain access to tools that simplify everyday operations so you can concentrate on what matters most: growing your business. Visit us at 8 Bay Ln Camden Sc 29020 in Camden, SC, or call us at (803) 736-3110 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For those who own or run a business, we also offer specialized services like merchant services and business loans. Managing cash flow is crucial for any entrepreneur, and our team is here to help ensure you have the right tools at your disposal.

Convenient Digital Banking

In today's fast-paced world, convenience matters more than ever. That's why we've invested in robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service. Our commitment to accessibility doesn't stop there; we also provide ATM and cash withdrawal services, ensuring that you can get cash when you need it most. For those quick transactions, enjoy the ease of our basic drive-thru banking for deposits and withdrawals.

Get Started Today!

Ready to take control of your financial future? Visit us at 8 Bay Ln Camden Sc 29020 in Camden, SC, or give us a call at (803) 736-3110. Our team at Allsouth is excited to assist you with any questions about our offerings or help you get started with opening an account today! Discover how we can support your financial journey because at Allsouth, you're not just another number; you're part of our community!

Personal Banking Solutions

We offer a variety of personal banking options designed to help you manage your money effectively. You can open checking and savings accounts with us, giving you easy access to your funds whenever you need them. If you're considering buying a new car, our auto loans and vehicle financing options make it simple and straightforward. We also provide mortgage loans and refinancing opportunities, ensuring that you can find a plan that suits your home-buying journey. Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. We'll work with you to create a repayment plan that fits within your budget. Plus, if you love earning rewards while spending, don't miss out on our credit cards with rewards a perfect way to make the most of your purchases.

Digital & Online Banking

Key Features for You

Access your accounts anytime with our 24/7 online banking services. Whether you're at home or on the go, you can check balances, transfer funds, and pay bills with just a few clicks. Our mobile application also allows you to do all this directly from your smartphone, giving you the freedom to bank whenever it suits you. We know security is a top concern for our members. That's why we provide electronic signature authorization, ensuring your transactions are safe and verified. Plus, with features like person-to-person transfers, sending money to friends or family is simple and secure just another way we make banking work for you.

Stay Updated and In Control

Keeping track of your finances is vital, and our e-statements ensure that you're always informed about your account activity. You can access these statements anytime without worrying about paper clutter. And if you prefer making payments with your phone, our mobile payments feature lets you pay conveniently at stores without needing cash or cards. With all these features at Allsouth, managing your finances is straightforward and efficient. Experience the ease of digital banking today by visiting https://www.allsouth.org/!

Financial Strength

At Allsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial standing, you can trust that your money is safe and working for you. With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $19,575 in used auto loans and $682,039,233 in total loans and leases. This means we're ready to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $18,275,514, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees ready to assist you every day. Our team is knowledgeable and committed to making your experience positive. Net Shares (Funds available for lending and investments) stand at $2,588,077, showing our dedication to serving you effectively. The total number of share accounts has reached 233,042, indicating a strong and growing member base that trusts us with their finances. For those seeking assurance about their financial future, remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 8 Bay Ln Camden Sc 29020 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand your business. We understand that every business is unique, which is why we work closely with you to find solutions that meet your specific needs. At Allsouth, we're dedicated to helping you find the right loan product. If you are interested in refinancing or want to explore eligibility options, our team is here to assist you every step of the way. For more information about our loan offerings or to discuss your options, please don't hesitate to reach out at (803) 736-3110. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Credit Lines and Personal Loans

For those looking for additional financial flexibility, our total credit lines amounting to $620,960,119 are an excellent option. These credit lines can be utilized for various purposes, whether it's consolidating debt or covering unexpected expenses. We also offer unsecured credit card loans, which provide a total of $0 in loans to help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We aim to provide you with competitive rates and personalized service to help you navigate the home buying process smoothly.

Loan Aggregator

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