Alloy Employees Credit Union Waukesha WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Alloy Employees Credit Union, your trusted financial partner located at 1045 Perkins Ave, Waukesha, WI 53186. Since our establishment in 1961, we have been dedicated to serving our members and fostering a sense of community. With over 162 members, we pride ourselves on providing personalized service that meets the unique needs of each individual. At Alloy Employees, we understand that financial decisions can be daunting. That's why our friendly team, led by CEO Jennifer Penning, is here to guide you every step of the way. Whether you're looking for a new auto loan or seeking advice on personal banking solutions, we're committed to helping you achieve your financial goals. With total assets amounting to $344,654 and total deposits reaching $115,258, our credit union is built on a solid foundation of trust and reliability. We have successfully financed 29 loans and leases, ensuring that our members have access to the funds they need when they need them. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1045 Perkins Ave, Waukesha, WI 53186. We invite you to explore our services which include personal banking options such as checking and savings accounts, auto loans and vehicle financing, mortgage loans, and much more. With dedicated support from our small but passionate team of just one employee, Alloy Employees Credit Union is focused on making a positive impact in the lives of our members. Have questions or need assistance? Feel free to give us a call at 262-832-8160. We're here to help! Join us in building a brighter financial future together visit us today!

Branch History & Mission

Community Commitment

At Alloy Employees Credit Union, community matters deeply. We engage in various outreach efforts and partnerships that promote local initiatives and provide support where it is needed most. Our commitment goes beyond banking; we actively seek ways to uplift our community through educational programs and volunteer opportunities. While you can visit us at 1045 Perkins Ave for all your banking needs, official correspondence should be sent to our mailing address at 1045 Perkins Ave, Waukesha, WI 53186. We encourage everyone to take advantage of our lobby hours from 12:00 PM to 12:30 PM on weekdays.

Looking Ahead

As we move forward, Alloy Employees Credit Union is excited about embracing new technologies that enhance member experiences while ensuring accessibility for all. Although we currently do not offer ATMs or drive-thru services, we remain focused on providing efficient personal service tailored to each individual's needs. Join us today and experience the benefits of being part of a credit union that truly cares about its members. Whether you're looking for competitive rates on loans or seeking guidance on savings strategies, we're here for you every step of the way. Contact us at 262-832-8160 or visit us in Waukesha we can't wait to welcome you into our family!

Our Journey

Since opening our doors, Alloy Employees has been dedicated to empowering individuals and families with the tools they need to achieve their financial goals. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. With total assets amounting to $344,654, we are committed to maintaining financial stability while continually adapting to meet our members' needs. Our mission is simple yet profound: we strive to enhance the financial well-being of our members and contribute positively to the community. We believe that strong relationships with our members are the foundation of our success. By focusing on exceptional service and community engagement, we aim to make a meaningful impact in Waukesha and beyond.

Branch Location & Accessibility

Welcome to Alloy Employees Credit Union, your friendly financial partner located conveniently at 1045 Perkins Ave in Waukesha, WI. Nestled in the heart of Waukesha County, our branch is easily accessible and designed to meet your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us just a short drive away from local landmarks like the beautiful Fox River Park. At Alloy Employees, we prioritize your convenience. Our location offers ample parking and is fully ADA compliant, ensuring that all members can access our services with ease. While our lobby hours run from noon until 12:30 PM on weekdays, we are committed to providing you with quick and efficient service during your visit. If you need assistance or have questions, don't hesitate to give us a call at 262-832-8160. We're here to help! While you can visit us at our physical address for all your banking needs, please note that official correspondence should be sent to the same address: 1045 Perkins Ave, Waukesha, WI 53186. Although we currently do not have ATM or drive-thru services available, our dedicated team is ready to assist you with a range of personal and business banking services such as checking and savings accounts, auto loans, mortgage loans, and more. We're proud to offer personalized solutions tailored to fit your financial goals. We invite you to stop by and experience the welcoming atmosphere at Alloy Employees Credit Union. Join our community today and let us help you achieve your financial dreams!

Member Eligibility

At Alloy Employees, we believe that becoming a member means joining a warm, supportive community where your financial well-being is our priority. If you live or work in the Waukesha area, you're already on your way to joining us! Our membership is open to individuals who are part of specific groups associated with our credit union, which you can explore further by checking out the detailed eligibility criteria at . Once you confirm you're eligible, opening an account is simple and straightforward just visit us at 1045 Perkins Ave Waukesha Wi 53186 or give us a call at (262) 832-8160. We're here to help you every step of the way! Enjoy a range of benefits tailored just for you, including personal banking services, loans, and more. Join us today and experience the advantages of being part of Alloy Employees!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to invest in new equipment, hire additional staff, or even open a second location. Our commercial loans are designed with your success in mind. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer comprehensive merchant services to make transactions easier for you and your customers. Imagine accepting payments seamlessly at your storefront or online without hassle. Our services empower local businesses to operate smoothly and efficiently. Located at 1045 Perkins Ave Waukesha Wi 53186 in Waukesha, WI, we're here to support you on your journey. Reach out to us at (262) 832-8160 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

At Alloy Employees, we also cater to small businesses with tailored solutions. Our business banking services, which include merchant services and business loans, are designed to support your entrepreneurial journey and help your business thrive.

Cash Withdrawal Services

While we may not have ATMs at our branch location, we are here to assist with cash withdrawal services during our lobby hours. You can visit us at 1045 Perkins Ave, Waukesha, WI 53186, where our friendly staff is ready to help with all your banking needs. If you're looking for more information about any of these services or have specific questions, don't hesitate to reach out! Call us at (262) 832-8160 or stop by during our operating hours from 12:00 PM to 12:30 PM on weekdays. At Alloy Employees, we are proud to serve our members and help them achieve their financial dreams. We look forward to welcoming you soon!

Credit Card Options

Looking for rewards on your everyday purchases? Our credit cards with rewards allow you to earn points while enjoying the benefits of having credit when you need it most.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options so that you can manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or paying bills, our digital features ensure that banking is always at your fingertips.

Personal Banking Services

We understand that everyone has unique financial goals. That's why our personal banking services include checking and savings accounts designed to help you manage your money effectively. If you're planning to purchase a vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms, making it easier for you to drive away in your new car. For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans and refinancing solutions can guide you through the process with ease. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Easy Transfers

Need to send money to a friend? While person-to-person transfers aren't part of our current offerings, you can still easily manage your accounts through our secure online portal.

Mobile Accessibility

While we don't have a mobile application or mobile payments right now, we aim to provide a robust online experience that you can access from any device. This flexibility allows you to stay connected with your finances even when you're on the go. At Alloy Employees, we're dedicated to enhancing your banking experience with reliable and easy-to-use digital services. We may be working on expanding our offerings in the future, but for now, rest assured that your financial needs are in good hands with us.

Real-Time Account Management

Stay informed about your finances in real time. Our online services allow you to monitor your accounts closely without the need for paper statements. Although electronic signature authorization isn't available at this time, we ensure that all transactions are secure and straightforward.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alloy Employees is your trusted partner. Visit us at 1045 Perkins Ave Waukesha Wi 53186 or call (262) 832-8160 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, our commitment to growth is reflected in our $143,030 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Strong Financial Health

With a net worth of $141,578, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation is vital in ensuring we are always ready to assist you with your financial needs. Our net worth ratio of $4,108 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $10 in used auto loans and $103,402 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our efforts yield an operational efficiency reflected by our $-1,452, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees dedicated to serving you with a knowledgeable team. Together, they ensure that every visit or call you make is met with friendly support tailored to your needs. Our net shares available for lending stand at $0, underscoring our readiness to provide the funds you need when it matters most. The trust placed in us is evident with 162 total share accounts held by our growing member base.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,433 in used vehicle loans already helping members get on the road. We also have a total of $20.00 in auto loans available for those interested in financing their vehicles.

Mortgage Loans

Thinking about homeownership? While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we remain committed to helping our members explore their options when it comes to mortgages and refinancing.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new loans, our knowledgeable staff is ready to guide you through the process. We want to ensure that you find the best financial solution that fits your unique situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Alloy Employees, we pride ourselves on being part of your journey toward financial well-being. With a range of services including personal banking, auto financing, mortgage assistance, and more, we're here to support you every step of the way. Don't hesitate to visit us or call for more information about how we can assist you in achieving your financial aspirations!

Unsecured Credit Card Loans

We also recognize the importance of having flexible financial options. Although we currently do not offer unsecured credit card loans, our team is here to assist you with other financing solutions that can help you manage your expenses effectively.

Loan Aggregator

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ALLOY EMPLOYEES CREDIT UNION - Waukesha, WI