Alloy Credit Union Nationwide | Easy Auto Loans & ATM Access

Introduction

At Alloy Federal Credit Union, established in 1970, we pride ourselves on being a trusted financial partner for our community in Alloy, WV. Our mission centers around empowering our members through exceptional service and fostering financial well-being. Under the leadership of CEO Deanna Valentine and Board President Ray Phillips, we strive to create a member-first environment that prioritizes your financial needs and aspirations. As an NCUA-insured institution since January 7, 1971, you can rest assured that your deposits are secure with us.

In today’s fast-paced world, we understand the importance of accessibility and convenience in banking. That’s why we offer a suite of modern banking tools designed to enhance your experience. With robust online banking capabilities, mobile payment options, person-to-person transfers, e-statements, and more, managing your finances has never been easier. At Alloy Federal Credit Union, we are dedicated to providing reliable service that you can trust. For more information about our offerings or to get in touch with us, visit our website at https://alloyfcu.com/ or reach us at 3047792683. Your journey toward financial empowerment begins here!

Financial Services

At Alloy Federal Credit Union, we pride ourselves on delivering a comprehensive suite of financial services tailored to meet the diverse needs of our members. Whether you’re looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and vehicle financing, we have you covered. Our offerings extend to mortgage loans, personal loans for debt consolidation, and credit cards with rewards that help you make the most of your spending. For small business owners, our business banking services include merchant services and business loans designed to support your entrepreneurial journey.

In today's digital age, we understand the importance of convenient access to your finances. That's why we offer robust online banking capabilities, allowing you to manage your accounts anytime, anywhere. While we currently do not have a mobile app, our online platform supports essential tools such as person-to-person transfers and mobile payments, making everyday banking simple and efficient. Members can also benefit from e-statements for quick access to account information without the hassle of paper statements. If you're considering joining us or want more information about eligibility requirements, feel free to visit https://alloyfcu.com/about-us/who-can-join/. Additionally, if you're in the market for loans, check out https://www.lendmesh.com/loans/vehicle_loans for competitive rates and comparisons that suit your financial goals. For any inquiries or personalized support, don’t hesitate to reach us at (304) 779-2683. At Alloy Federal Credit Union, we're dedicated to empowering our members to achieve their financial aspirations with ease and confidence.

Financial Highlights

At Alloy, we take pride in being a trusted financial partner within our community, supported by a robust foundation of financial strength and member dedication. With a total membership of 4,694, our cooperative spirit resonates through the diverse individuals and families we serve. Our commitment to excellence is reflected in our impressive total assets amounting to 26,232,097, showcasing our capability to meet the evolving financial needs of our members.

Our net worth stands at 3,926,115, indicating a strong financial health that is crucial for both stability and growth. Despite the challenges faced in today’s economic landscape, we have maintained a steady position with a net income of 0, allowing us to reinvest in services that directly benefit our members. The trust placed in us is further underscored by total deposits reaching 706,710 and a healthy portfolio of total loans and leases at 1,633, which empowers us to provide essential financing solutions.

With a dedicated team of 9 employees, we strive to deliver personalized service that makes every member feel valued. Our solid net worth ratio of 1,495 not only enhances our credibility but also affirms our commitment to responsible financial management. As we cater to the diverse borrowing needs of our members, we proudly report an auto loan volume of 1,158 and credit card loan volume reaching 638, reflecting our ability to facilitate critical financing options while promoting responsible lending practices.

Alloy operates with transparency and integrity, ensuring that every interaction aligns with our core values. We believe in fostering long-term relationships built on trust, making us not just a financial institution but a true partner in your journey toward achieving financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Alloy CU

Introduction

Financial Services

Financial Highlights

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