Alliance Niagara Credit Union Sanborn NY | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Alliance Niagara, your trusted financial partner located at 3111 Saunders Settlement Rd, Sanborn, NY 14132. Established in 1967, we have proudly served our community for over five decades, growing our membership to an impressive 1,167 individuals who rely on us for their banking needs. At Alliance Niagara, we understand the importance of personalized service and community involvement. That's why we offer a range of financial products tailored to help you achieve your goals from personal banking services like checking and savings accounts to auto loans and mortgages. Our total assets of $21,268,898 reflect our commitment to providing you with stability and security. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 258, Sanborn, NY 14132-0258. You can reach us easily at (716) 614-6445 during our lobby hours: Monday to Thursday from 9 AM to 3 PM and Friday from 9 AM to 1 PM. Led by our dedicated CEO, Nancy Sweeney, and Board President, Judy Johnston, our small but mighty team of 3 employees is here to assist you every step of the way. With a net worth of $1,686,831 and total deposits amounting to $1,213,482, we prioritize your financial wellbeing above all else. Join us today at Alliance Niagara where your financial success is our mission! For more information about our services or to open an account online, please visit our website at allianceniagara.com. We look forward to welcoming you into our family!

Branch History & Mission

A Legacy of Growth

Since our inception, Alliance Niagara has evolved from a small credit union into a trusted financial institution. Our journey reflects not just growth in numbers but also in the quality of services offered. We've embraced technological advancements while maintaining a personal touch that sets us apart from traditional banks. With features like online banking and mobile payments, we ensure that our members can manage their finances conveniently while still receiving personalized service.

Community Focused

Our dedication to community outreach is evident through various programs designed to help those in need. We actively participate in local events and collaborate with organizations that align with our values of integrity and service. As we move forward, we continue to seek new ways to engage with our members and create lasting impacts within Sanborn.

Join Us Today!

We invite you to be part of our growing family at Alliance Niagara. Whether you're looking for a new account or need assistance with a loan, our friendly team is here to help you every step of the way. Explore the benefits of membership today by visiting us or calling us at 716-614-6445 during our operating hours: Monday through Thursday from 9 AM to 3 PM and Friday from 9 AM to 1 PM. Together, let's build a brighter financial future!

Our Mission

At the heart of Alliance Niagara is our mission: to provide exceptional financial services while fostering community support and development. We believe in empowering our members through accessible banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our commitment goes beyond just transactions; we aim to uplift the community by supporting local initiatives and partnerships that promote economic growth. While you can visit us at 3111 Saunders Settlement Rd, any official correspondence should be sent to our mailing address: P.O. Box 258, Sanborn, NY 14132-0258. We value each member's experience and strive to make banking simple and effective.

Branch Location & Accessibility

Get in Touch

If you're looking for personalized service from a community-focused credit union, look no further! We invite you to visit us at Alliance Niagara or give us a call at 716-614-6445. Our team is eager to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Located just a stone's throw away from local favorites like the Sanborn Fire Company and close to the scenic landscape of the Niagara region, our branch is not only accessible but also surrounded by community charm. We offer ample parking for our members, making it simple for you to stop by whenever you need assistance. Our branch is designed with accessibility in mind. We comply with ADA standards, ensuring that everyone can navigate our space comfortably. Whether you're visiting us for personal banking or exploring options for a new auto loan, we want your experience to be as welcoming as possible.

Operating Hours and Services

At Alliance Niagara, we understand your time is valuable. That's why we are open Monday through Thursday from 9 AM to 3 PM and Friday from 9 AM to 1 PM. Our friendly staff is always ready to assist you during these hours. We proudly provide a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Plus, with ATM availability right at our branch, accessing your funds has never been easier!

Member Eligibility

Becoming a member of Alliance Niagara feels like joining a close-knit family, where everyone supports each other on their financial journeys. If you're wondering whether you can join us at our welcoming branch located at 3111 Saunders Settlement Rd Sanborn Ny 14132, let me share that the eligibility criteria are designed to be inclusive. Generally, anyone who lives, works, or worships in our community can apply for membership. We believe in making banking accessible to all, so if you have any questions about your eligibility, feel free to reach out to us at (716) 614-6445. Starting your membership is simple! You can open an account by visiting our website and following the easy steps outlined there: https://www.realtimehomebanking.com/enroll.aspx?clientid=18409 . For more detailed information about the eligibility requirements, we encourage you to check out this helpful resource: . Joining Alliance Niagara not only gives you access to a variety of financial services but also connects you with a supportive community dedicated to helping you achieve your goals.

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment processing can make all the difference. Our merchant services enable you to accept payments easily, whether it's through credit cards or digital wallets. This means more convenience for your customers and smoother transactions for you. Located at 3111 Saunders Settlement Rd Sanborn Ny 14132, Sanborn, NY 14132, we're here to provide personalized service that meets your business needs. Reach out today at (716) 614-6445 to discover how we can assist in your journey toward success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks without hassle. With ATMs available at various locations, getting cash when you need it has never been easier. At Alliance Niagara, we're not just about transactions; we're about building relationships. We invite you to visit us at 3111 Saunders Settlement Rd Sanborn Ny 14132, call us at (716) 614-6445, or explore more about our services online at Nccc - Main Office. Join our community today and discover how we can support your financial well-being!

Auto Loans & Vehicle Financing

Planning to buy a new car? Our auto loans and vehicle financing options make it simple to drive away in your dream vehicle. We understand that purchasing a car can be a big decision, which is why our team is here to help guide you through the process. With competitive rates and terms, we'll work with you to find the right solution that fits your budget.

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans tailored specifically for your needs. Whether you're starting a new venture or expanding an existing one, we provide the tools necessary for success.

Credit Cards with Rewards

We also offer credit cards with rewards, giving you the chance to earn benefits as you spend. Imagine earning points for travel or cashback on everyday purchases our credit card options turn your spending into rewards that enhance your lifestyle.

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans are designed with your future in mind. Picture yourself settling into a new home with a mortgage plan that suits your lifestyle whether it's low monthly payments or flexible terms, we're here to help make homeownership attainable.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services, allowing you to manage your accounts anytime and anywhere. From checking balances to transferring funds through person-to-person payments, everything is just a tap away.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed for flexibility and growth. Imagine having a checking account that fits seamlessly into your daily life while allowing you to save effortlessly with our savings options. Our accounts come with features like online banking and mobile payments, so managing your finances on the go is a breeze.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, our personal loans and debt consolidation services can provide relief. By consolidating multiple debts into one manageable payment, you can reduce stress and focus on what really matters in life.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly, allowing you to check your balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of e-statements, making it easy to view your financial statements without the clutter of paper. Plus, if you're on the go, our mobile application puts all these features right in the palm of your hand. If you love using mobile payments, you're in luck! Our mobile payments feature allows you to pay for goods and services quickly and securely using your smartphone. Need to send money to a friend? Our person-to-person transfer option makes it simple to send cash directly from your account.

Security and Accessibility

We prioritize your security while ensuring ease of use. With our electronic signature authorization feature, signing important documents is straightforward and secure no need for physical paperwork. We've made sure that our online services are not only safe but also designed to help you manage your finances in real time. Join us at Alliance Niagara and experience how digital banking can simplify your life. Whether you're checking balances or making transfers, we're here to support you every step of the way! For more information about our services, visit us online at https://allianceniagara.com/ or call us at (716) 614-6445.

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach reflects our dedication to investing in services that matter most to you.

Growing Membership Base

As a testament to our stability and reliability, we proudly serve 2,337 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares amounting to $76,675 further demonstrate the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Niagara is your trusted partner. Visit us at 3111 Saunders Settlement Rd Sanborn Ny 14132 or call (716) 614-6445 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $3,128,655 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our focus remains on maximizing your savings potential.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees who are committed to serving you with expert knowledge and personalized care.

Reinvestment in Innovation

With $1,686,831 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity for lending is demonstrated by the $8,280,744 across various sectors, including $91 specifically allocated for used auto loans. This means we're here to support your financial goals with accessible funding options.

Solid Foundation

With a net worth of $1,686,831, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $793 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,161,976 in used vehicle loans and $1,755,180 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned car, we have financing options that fit your budget.

Credit Lines

For those who prefer flexibility, our credit lines total $1,000,000. This option allows you to access funds as needed without the hassle of reapplying each time. It's perfect for managing cash flow or funding larger projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,628,908, make buying or refinancing simple. We provide guidance through every step of the mortgage process so you can focus on making your house a home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we provide refinancing options across various loan types. Our team can help assess your current situation and find the best fit for your financial needs. At Alliance Niagara, we believe in empowering our members with financial solutions that work for them. If you have any questions about our loan offerings or want to discuss eligibility options further, feel free to give us a call at 716-614-6445. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you on your path to financial success!

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $599,200 in loans helping members manage their finances effectively. These cards provide an easy way to cover unexpected costs while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers are fair and transparent, allowing users to make decisions with confidence.

ALLIANCE NIAGARA FEDERAL CREDIT UNION - Sanborn, NY