Alliance Credit Union Gainesville FL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Alliance Credit Union Of Florida, your trusted financial partner located at 4280 Nw 16Th Blvd, Gainesville, FL 32605. Since our establishment in 1991, we have been dedicated to serving our community and providing a wide range of banking solutions that meet the unique needs of our members. With a strong commitment to personalized service, we proudly support over 5,394 members and manage a robust portfolio with total assets amounting to $59,133,248. At Alliance Credit Union, we believe in building lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have tailored products designed just for you. Our experienced team is here to guide you through every step of your financial journey. Under the leadership of our CEO, Tina Hunter, and with support from our dedicated staff of 20 employees, we're more than just a financial institution; we're a community resource. While members can visit us at our branch location, official correspondence should be sent to PO Box 357940, Gainesville, FL 32635. We understand that convenience matters, which is why we offer services like online and mobile banking to make managing your finances easier than ever. With total deposits reaching $5,180,972 and net worth of $1,741,606, you can trust that your money is safe with us. Our commitment extends beyond numbers; it's about fostering a sense of belonging within our community. We invite you to experience the difference at Alliance Credit Union where you're not just a number but part of our family. Don't hesitate to reach out! Call us at 352-372-8225 for any inquiries or visit our website at alliancecufl.org for more information on how we can assist you today!

Branch History & Mission

At Alliance Credit Union Of Florida, we take pride in our rich history and unwavering commitment to serving our community. Established in 1991, our Millhopper Office located at 4280 NW 16th Blvd, Gainesville, FL 32605, has grown into a vital financial resource for over 5,394 members. We have built a strong foundation based on trust and dedication, ensuring that our members receive the support they need to achieve their financial goals. From our humble beginnings, we have evolved significantly over the years. With total assets amounting to $59,133,248, we provide a range of services tailored to meet the diverse needs of our members. Our mission is clear: to offer exceptional financial services while actively supporting the communities we serve. We believe that when our members succeed, we all thrive together. Our operating hours are designed with your convenience in mind. You can visit us Monday through Tuesday and Thursday through Friday from 9:00 AM to 6:00 PM, and on Wednesday from 10:00 AM to 6:00 PM. Additionally, we offer drive-thru banking and ATM services for easy access to your funds. While members can visit us at 4280 NW 16th Blvd, official correspondence should be sent to PO Box 357940, Gainesville, FL 32635. Our team is always ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We recognize the importance of staying up-to-date with technology. That's why we offer online and mobile banking options along with e-statements and electronic signature authorization for your convenience. We are also committed to providing an inclusive environment by ensuring ADA compliance at our branch. Community outreach is at the heart of what we do. Through various partnerships and initiatives, we work hard to uplift those around us. Whether it's hosting financial literacy workshops or participating in local events, we're dedicated to making a positive impact in Gainesville and beyond. Join us today at Alliance Credit Union Of Florida! Experience firsthand how we prioritize your financial well-being while fostering a spirit of community support. For inquiries or assistance, feel free to reach out at 352-372-8225. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

Our Millhopper Office is designed with accessibility in mind. We ensure that everyone can easily navigate our space with features like ADA-compliant entrances and ramps. Whether you're coming in for personal banking services or simply stopping by to ask a question, we want you to feel comfortable and welcome.

Operating Hours

We know that your time is valuable. That's why we offer flexible operating hours to suit your schedule! Our lobby is open Monday through Tuesday and Thursday through Friday from 9:00 AM to 6:00 PM. On Wednesdays, we open a little later at 10:00 AM but still close at 6:00 PM. For those who prefer drive-thru service, we provide basic banking transactions during these same hours.

Services Offered

At the Millhopper Office, we offer a wide range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to assist you every step of the way. Plus, enjoy convenient ATM access for quick withdrawals and balance checks whenever you need them! If you're looking for personalized banking solutions or have any questions about our services, don't hesitate to give us a call at 352-372-8225. We're eager to help you achieve your financial goals! Come visit us today at Alliance Credit Union of Florida's Millhopper Office where your financial well-being is our priority!

Member Eligibility

At Alliance Credit Union Of Florida, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in Alachua County, you're already on the path to joining our family. We also extend membership to your family members, ensuring that your loved ones can enjoy the same benefits we offer. With access to personalized banking services and a focus on community growth, becoming part of Alliance Credit Union means you're not just a number you're valued. Ready to take the next step? You can find detailed eligibility criteria by visiting our website at http://www.alliancecufl.org/membership. If you have any questions or need assistance, feel free to call us at (352) 372-8225. We're here to help you open an account and start enjoying all the advantages of being a member of Alliance Credit Union Of Florida at our branch located at 4280 Nw 16Th Blvd Gainesville Fl 32605.

Business Banking & Commercial Services

Business Loans That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services offer just that, enabling you to process transactions quickly and securely. From card processing to mobile payments, we provide the tools necessary for efficient operations. This means more time for you to concentrate on serving your customers and growing your brand. Located at 4280 Nw 16Th Blvd Gainesville Fl 32605 in Gainesville, FL, we invite you to explore how our business banking and commercial services can enhance your operations. Reach out to us at (352) 372-8225 or visit our website for more information!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are tailored to fit every budget. With competitive rates and flexible terms, you can drive away in the car of your dreams without breaking the bank.

Business Banking

If you're an entrepreneur or small business owner, our Business Banking services include everything from Merchant Services to Business Loans designed to help you thrive in today's marketplace.

Convenient Access to Funds

We understand that convenience is key when it comes to banking. That's why we offer ATM & Cash Withdrawal Services, along with basic drive-thru banking options for deposits and withdrawals. If you're on the go and need quick access to cash or account information, our ATMs are available for balance checks and withdrawals whenever you need them. At Alliance Credit Union Of Florida, we are committed to making banking straightforward and accessible. For any questions or assistance regarding our services, feel free to call us at 352-372-8225. We look forward to serving you!

Credit Cards with Rewards

Our Credit Cards with Rewards allow you to earn points on everyday purchases. These rewards can be redeemed for travel, gift cards, or cash back making every swipe work in your favor.

Mortgage Solutions

For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services provide personalized assistance throughout the process. We help simplify the complexities of obtaining a mortgage so you can focus on finding the perfect home.

Personal Banking

Managing your finances is simple with our Personal Banking services. We provide various Checking & Savings Accounts that cater to different lifestyles and financial situations. Our accounts come with competitive interest rates and no hidden fees, ensuring that your money works harder for you. Imagine easily accessing your funds through our Online & Mobile Banking platforms, where you can check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation offerings come into play. These loans can help you manage debt more effectively or cover urgent costs without added stress.

Digital & Online Banking

Key Features for You

Our online banking platform allows you to check balances, view transaction history, and pay bills with just a few clicks. We also provide electronic statements, so you can go paperless and access your account information anytime. Plus, with electronic signature authorization available, signing documents is quick and secure no need to visit the branch! For those on the go, our mobile application offers all the features of online banking right at your fingertips. You can make mobile payments easily, ensuring that you can pay for things directly from your phone. If you need to send money to friends or family, our person-to-person transfer feature makes it simple to send funds instantly.

Security and Accessibility

We prioritize your security with robust measures in place to protect your personal information. Our user-friendly interface ensures that whether you're tech-savvy or not, navigating our services will be a breeze. With Alliance Credit Union Of Florida, managing your finances has never been easier or more secure. Explore our digital banking services today and discover how we can help simplify your financial life!

Financial Strength

Dedicated Team

We also take pride in having 20 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Each member is dedicated to helping you navigate your financial journey with personalized support.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your financial success is at the heart of what we do.

Growing Member Base

Total Share and Deposit Accounts stand at 7,767, showing a strong and growing member base that trusts us with their finances. Your confidence in us drives our mission forward every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Credit Union Of Florida is your trusted partner. Visit us at 4280 Nw 16Th Blvd Gainesville Fl 32605 or call 352-372-8225 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $42,324,361 in total loans and leases. Specifically, we have 927 used auto loans available to help you drive home your dream vehicle without breaking the bank.

Operational Efficiency

Our net income of -$2,372,203 reflects ongoing efforts to improve efficiency while investing in quality services for our members. We understand the importance of balancing operational costs with the need to provide top-notch service.

Reinvestment for Growth

With $1,770,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more opportunities for you to grow your wealth and achieve your financial goals.

Secure Savings Options

Members' savings are secured through $9,104,419 in share certificates and $4,907,793 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to your savings ensures that you can trust us with your hard-earned money.

Strong Financial Health

With a net worth of $1,741,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 294% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,514,724 in used vehicle loans and $8,533,466 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used car, we have options that can fit your budget.

Credit Lines

In addition to our other offerings, we provide credit lines totaling $4,000,000 for those who need quick access to cash without the hassle of applying for multiple loans. This option is ideal for managing unexpected expenses or consolidating debt. For business owners seeking growth opportunities, our outstanding commercial loans may be right for you. While currently there are no outstanding commercial loans available at this branch, we encourage business-minded individuals to explore financing options tailored to support your entrepreneurial journey. If you're considering refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 352-372-8225 or visit us at 4280 Nw 16Th Blvd Gainesville Fl 32605. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparent information and personalized service to help guide you through your financial decisions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,206,354, make buying or refinancing simple. We aim to provide clear guidance throughout the process so you can focus on making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $625,522 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you save while spending wisely.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers displayed are fair and transparent. By working closely with trusted lenders, LendMesh guarantees that users receive accurate and up-to-date information.

Alliance Credit Union Of Florida