Alliance Credit Union Gainesville FL | Best Auto Loans & Mobile Banking

Introduction

At Alliance Credit Union Of Florida, we believe in the power of community and the strength of relationships. Located at 412 E University Ave, Gainesville, FL 32601, our branch has been a trusted financial partner since 1991. With a commitment to supporting our 5,394 members, we strive to provide personalized banking solutions that help you achieve your financial goals. Our total assets stand at an impressive $59,133,248, showcasing our stability and dedication to serving you. We proudly offer a range of services, including personal checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Whether you're looking to finance a new vehicle or start a business, we are here to help with 4,253 loans currently in progress. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 2339, Gainesville, FL 32602-2339. Our friendly team is ready to assist you with any inquiries by phone at (352) 372-8225. Under the leadership of our CEO Tina Hunter, we are dedicated to fostering financial literacy and providing exceptional service. With a net worth of $1,741,606 and total deposits of $5,180,972, we prioritize your security and growth as a member. Experience the difference at Alliance Credit Union Of Florida where your financial journey matters. Visit us today or explore our website at alliancecufl.org for more information on how we can support your financial success!

Branch History & Mission

At Alliance Credit Union Of Florida, we take pride in our rich legacy and unwavering commitment to serving the Gainesville community since our establishment in 1991. Located at 412 E University Ave, Gainesville, FL 32601, our branch has been a trusted financial partner for over three decades. With a growing membership of 5,394 individuals, we have built strong relationships within the community and have played a vital role in supporting local families and businesses. Our mission is clear: to provide accessible financial services that empower our members to achieve their goals while fostering a sense of community and support. We believe in not just banking, but creating lasting connections. This mission drives us to offer a range of services including personal banking, auto loans, mortgage options, and credit cards with rewards. We are dedicated to ensuring that our members have the tools they need to succeed financially. Throughout our history, we have consistently evolved to meet the needs of our members. From our humble beginnings to managing total assets of $59,133,248, we have embraced innovation while maintaining a personal touch. Our commitment to digital advancements means you can access your accounts online or via mobile banking whenever it suits you. Additionally, we ensure ADA compliance so that all members can benefit from our services. While visiting us at 412 E University Ave, you'll find convenient features such as an ATM and drive-thru banking options. For official correspondence, please note that our mailing address is PO Box 2339, Gainesville, FL 32602-2339. At Alliance Credit Union Of Florida, we also prioritize giving back to our community through outreach programs and partnerships with local organizations. We understand that supporting each other is essential for collective success. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of becoming a member of Alliance Credit Union Of Florida. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 352-372-8225 during our lobby hours: Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; and Friday from 9:00 AM to 6:00 PM. Join us today at Alliance Credit Union and discover how we can help you thrive!

Branch Location & Accessibility

Convenient Access

While our main location is at 412 E University Ave, any official correspondence should be directed to our mailing address at PO Box 2339, Gainesville, FL 32602-2339. You'll find us near popular local spots, making it simple to swing by while you run errands or enjoy the vibrant atmosphere of the area. Parking is hassle-free with ample space available for our members. Our branch is also designed with accessibility in mind, ensuring that everyone can easily visit us. We have ADA-compliant features including ramps, so everyone can access our services comfortably.

Friendly Banking Hours

Our welcoming lobby is open Monday through Tuesday and Thursday from 9:00 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, and Friday until 6:00 PM. These hours are designed to fit your busy schedule. If you prefer a quicker visit, take advantage of our drive-thru service for deposits and withdrawals without leaving your car.

Services Tailored for You

At Alliance Credit Union Of Florida, we pride ourselves on offering a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we're equipped to assist you every step of the way. Plus, with an ATM available on-site and user-friendly online and mobile banking options, managing your finances has never been easier. Feel free to give us a call at 352-372-8225 if you have any questions or want more information about how we can serve you better. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Alliance Credit Union Of Florida is like joining a family that genuinely cares about your financial well-being. We welcome individuals who live, work, worship, or attend school in the areas we serve. This means if you're part of our vibrant community in Gainesville or surrounding regions, you're likely eligible to join us! Not only will you gain access to a variety of financial products and services tailored just for you, but you'll also experience the personal touch that comes with being part of a credit union. For more detailed information on eligibility criteria, feel free to check out this helpful resource: Membership Eligibility. Once you're ready to take the next step towards membership at Alliance Credit Union Of Florida, opening an account is straightforward and welcoming. Our friendly team is here to guide you through the process, ensuring it's as smooth as possible. If you have any questions or need assistance, don't hesitate to reach out at (352) 372-8225. We can't wait to welcome you into our community at 412 E University Ave Gainesville Fl 32601!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Imagine having the capital you need to expand your business, purchase new equipment, or manage cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Our merchant services simplify transactions for you and your customers. Whether you're a local shop or an online store, you can accept payments quickly and securely. This means you can focus more on running your business and less on managing payments. Located at 412 E University Ave Gainesville Fl 32601, Gainesville, FL, we're here to help you navigate your financial journey. For more information about our services, call us at (352) 372-8225 or visit us online at https://alliancecufl.org/. Let's take your business to the next level together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to fit various budgets and credit situations. We aim to provide competitive rates that make your dream car more affordable. Picture cruising around town with a manageable monthly payment our team is here to guide you through every step of the process.

Business Banking

For entrepreneurs and small businesses, our business banking services include merchant services and business loans tailored specifically for your needs. Whether it's expanding your operation or managing cash flow, we're committed to helping local businesses succeed.

Convenient Access Points

In addition to our lobby hours Monday through Friday we provide essential services through our ATM network and drive-thru banking, allowing you easy access to deposits, withdrawals, and simple transactions without stepping inside the branch. At Alliance Credit Union Of Florida, we prioritize making banking easy and accessible while meeting all of your financial needs. If you're ready to explore what we can do for you or if you have questions about any of our services, don't hesitate to reach out at 352-372-8225 or visit us online at alliancecufl.org. Join our community today!

Credit Cards with Rewards

Our credit cards with rewards offer not just purchasing power but also benefits that add value to your everyday spending. Earn points on purchases that can be redeemed for travel, merchandise, or cash back making each purchase work harder for you.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we want to support you on this journey with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your existing mortgage for better rates, we have solutions that can save you money in the long run. Our knowledgeable staff will walk you through the various mortgage products available, ensuring you find the right fit for your needs.

Personal Banking

Whether you're opening your first checking account or saving for a major life event, we have the right solutions for you. Our checking and savings accounts offer flexibility and ease, helping you manage your day-to-day finances efficiently. Imagine having the ability to track your expenses and save effortlessly all in one place our online and mobile banking features make this possible. With tools like e-statements and mobile payments, banking is just a tap away.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or wish to consolidate debt, our personal loans can provide the financial relief you need. We understand that life can throw curveballs, and having access to quick funding can make all the difference. Think about how relieving it would be to pay off high-interest debts with a single loan that has a lower rate.

Digital & Online Banking

Key Features

Our online banking provides user-friendly features like electronic signature authorization, making it simple for you to sign important documents without needing to visit a branch. Plus, with e-statements available, you can easily keep track of your transactions while reducing paper clutter. For those on the go, our mobile application allows you to manage your accounts right from your smartphone. You can make mobile payments effortlessly, send money directly through person-to-person transfers, and stay updated with real-time notifications about your finances.

Security and Support

Security is our top priority at Alliance Credit Union Of Florida. Our online banking system uses advanced encryption technology to protect your personal information and transactions. You can feel confident knowing that your data is safe while enjoying the flexibility of digital banking. With all these features designed for ease of use and accessibility, managing your finances has never been easier. Explore our digital banking services today at https://alliancecufl.org/ and experience the convenience for yourself!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Credit Union Of Florida is your trusted partner. Visit us at 412 E University Ave Gainesville Fl 32601 or call (352) 372-8225 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 20 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Member Services

With $1,770,738 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in the $927 in used auto loans and $43,324,361 in total loans and leases that support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $9,104,419 in share certificates and $4,907,793 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,741,606, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $294 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,514,724 in used vehicle loans and $8,533,466 in new vehicle loans already helping members get on the road. We provide flexible terms that make financing your next vehicle easier than ever.

Credit Lines

If you're looking for additional financial security or managing fluctuating costs, our total credit lines available reach $4,000,000. This can be a great option for those who need quick access to funds without the hassle of traditional loan applications. For any questions regarding eligibility or refinancing options available for our loan products, please don't hesitate to reach out to us at (352) 372-8225. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 412 E University Ave Gainesville Fl 32601, and let us help you find the right loan solution that fits your lifestyle!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,206,354, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $625,522 in loans helping members manage their finances effectively. These cards can help you cover unexpected expenses or simply give you more flexibility in your spending.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By relying on credible sources, LendMesh guarantees that users receive accurate and up-to-date information to make informed decisions.

Alliance Credit Union Of Florida