Alliance Catholic Credit Union Taylor MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Alliance Catholic, your trusted financial partner located at 9300 Cooper St, Taylor, MI 48180. Established in 1956, we have grown into a community-focused credit union with over 32,573 members who count on us for their financial needs. Our commitment to serving our members is reflected not only in our extensive range of services but also in our impressive total assets of $626,799,962. At Alliance Catholic, we pride ourselves on creating a welcoming environment where you can achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. We also offer business banking solutions to help local entrepreneurs thrive. With 139 dedicated employees ready to assist you, our team is here to provide personalized service tailored to your unique needs. While members can visit us at the branch address, official correspondence should be sent to 9300 Cooper St, Taylor, MI 48180. We encourage you to explore our website at allianceccu.com for more information about membership eligibility and how we can support you on your financial journey. Under the leadership of our CEO, Rob Grech, and Board President, Joseph Valentic, we strive to maintain a strong net worth of $81,457,043, ensuring that we can continue offering competitive rates and outstanding services. Our total deposits stand at $23,276,845, with cash in hand amounting to $4,235,349, showing our robust financial health. Join us today and discover how Alliance Catholic can make a difference in your life! Call us at 877-950-2228 or visit our branch we're here to help!

Branch History & Mission

Join Us Today!

As we continue to grow and adapt, we invite you to become part of the Alliance Catholic family. Whether you're looking for a new account or need assistance with loans, our friendly team is here to help you every step of the way. Reach out at 877-950-2228 or visit us during our operating hours Monday, Tuesday, Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Together, let's build a brighter financial future for you and your family!

Modern Banking with Heart

While we cherish our history, we're also dedicated to embracing modern advancements in banking. Our online and mobile banking platforms ensure that members can manage their finances anytime, anywhere. This commitment to digital accessibility is paired with a focus on inclusivity; we work hard to maintain ADA compliance so everyone can utilize our facilities without barriers.

Our Commitment to Community

The mission of Alliance Catholic goes beyond just banking; it's about uplifting those around us. We strive to foster a sense of belonging and support by offering services that cater specifically to the unique needs of our community. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we aim to make every financial decision easier for our members. In addition to our traditional banking services, we understand the importance of convenience and accessibility. Our branch features an ATM for easy access to funds and drive-thru services for quick transactions. We also offer shared service center capabilities, allowing members from partner credit unions to benefit from our services.

Branch Location & Accessibility

Convenient Access

Situated near local landmarks and community hubs, our Taylor branch is easy to find and reach. You can take advantage of ample parking spaces right outside, ensuring a hassle-free visit. Plus, our facility is fully ADA compliant, featuring ramps and other accessibility options so everyone can bank with ease.

Operating Hours

We understand that life can get busy, which is why our operating hours are tailored to fit your schedule. Join us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM for drive-thru services. We're dedicated to being available when you need us!

Services Offered

At Alliance Catholic, we offer a range of services that cater to both personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions that fit your lifestyle. Our drive-thru service allows you to conduct simple transactions without leaving your vehicle. And if you're a member of partner credit unions, feel free to use our shared service center for deposits and withdrawals.

Stay Connected

If you have any questions or need assistance, don't hesitate to call us at 877-950-2228. We're excited to serve you at our Taylor branch! Visit us soon and experience the friendly atmosphere that makes banking with Alliance Catholic special.

Member Eligibility

Welcome to the welcoming community at Alliance Catholic! Becoming a member is a simple and rewarding process. If you live, work, worship, or attend school in the Taylor area, you're already eligible to join us. We believe in supporting our members with personalized financial services that truly make a difference in their lives. By choosing Alliance Catholic, you gain access to great benefits like competitive loan rates and tailored banking solutions designed just for you. To get started on your journey with us, simply check out the detailed eligibility criteria at https://www.allianceccu.com/open/become-a-member/ . When you're ready to open an account, our friendly team is here to help just give us a call at (877) 950-2228 or visit us at our branch located at 9300 Cooper St Taylor Mi 48180. We can't wait to welcome you into the family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $289 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,638,671, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Success

In addition to loans, we offer merchant services that simplify transactions. Imagine a busy Saturday at your café customers can quickly pay with their cards while you focus on delivering exceptional service. Our merchant solutions streamline payment processes, allowing you to manage sales efficiently and keep customers happy. Visit us at 9300 Cooper St Taylor Mi 48180 in Taylor, MI or call us at (877) 950-2228 to learn how our tailored business banking solutions can help turn your aspirations into reality.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services are readily available for quick cash withdrawals and balance checks without any hassle. Plus, with drive-thru banking options available at our branch, simple transactions like deposits and withdrawals are just a short trip away.

Auto Loans & Vehicle Financing

Looking to purchase a new vehicle? Our auto loans are designed with you in mind. We provide competitive rates and flexible terms, making it simpler for you to get behind the wheel of your dream car without breaking the bank.

Business Banking

For business owners, we provide specialized services like merchant services and business loans. Whether you're starting out or looking to expand, our team understands the challenges businesses face and is here to support your growth.

Credit Cards with Rewards

We also offer credit cards that reward you for everyday purchases. Earn points as you spend and redeem them for exciting perks! It's a great way to make your spending work for you.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Alliance Catholic, we're here to help you achieve it. Our mortgage loans cater to first-time buyers and seasoned homeowners alike. If you're considering refinancing, our team can guide you through options that might save you money each month.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Access your accounts anytime, anywhere pay bills, transfer funds, or check balances right from your phone or computer.

Personal Banking

When it comes to personal banking, we understand that everyone has unique financial goals. That's why we offer checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features that help you keep track of your money effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can tackle those surprises head-on. If you're juggling multiple debts, consider our debt consolidation options designed to simplify payments into one manageable monthly bill.

Shared Branch Transactions

As part of our commitment to member convenience, we also facilitate basic shared branch transactions for members of partner credit unions. This means if you're traveling or away from home, accessing your funds is easier than ever. At Alliance Catholic, we're dedicated to providing all these services with an emphasis on customer care and ease of access. If you're interested in learning more about how we can assist you with your financial journey, give us a call at 877-950-2228 or visit us online at allianceccu.com. Join us today and discover how we can help meet your financial needs!

Digital & Online Banking

At Alliance Catholic, we understand that convenience and security are essential in today's banking world. That's why we offer a range of digital and online banking services designed to make your financial life easier, all while keeping your information safe. With our 24/7 Online Banking Services available at https://allianceccu.com/ , you can manage your accounts anytime, anywhere. Whether you want to check your balance, pay bills, or transfer funds, it's all just a few clicks away. Our platform is user-friendly and designed with you in mind, ensuring that you can navigate with ease. One of the standout features is our ability to facilitate Person-to-Person Transfers. This means sending money to friends or family is as simple as sending a text! No more waiting in lines or dealing with cash; everything can be done quickly from the comfort of your home or on the go. For those who prefer paperless solutions, we provide E-Statements, allowing you to receive your account statements electronically. This not only helps you stay organized but also reduces clutter at home. Plus, with Electronic Signature Authorization, signing documents becomes hassle-free no more printing or scanning required. We also have a mobile application available for download, bringing the power of banking right to your fingertips. You can access all the same features as our online platform while enjoying added convenience through your smartphone. While currently we do not support Mobile Payments, our commitment to enhancing your digital banking experience remains strong. We continually look for ways to improve and expand our services based on what matters most to our members. In summary, Alliance Catholic combines accessibility and ease-of-use with cutting-edge security features to ensure that managing your finances is straightforward and secure. Experience modern banking like never before with us!

Financial Strength

A Strong Foundation

With a net worth of $81,457,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

We currently have a total of 66,836 share accounts, demonstrating a strong and growing member base that trusts us with their finances. As your trusted partner in achieving financial goals, we remain dedicated to providing exceptional service while maintaining stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Catholic is here for you. Visit us at 9300 Cooper St Taylor Mi 48180 or call 877-950-2228 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We secure our members' savings through $119,391,627 in share certificates and $85,760,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $9,915,469 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored to meet your needs. We also take pride in having 129 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $62,043,977 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive; we have $32,229,842 in total loans and leases available for various needs. This includes $22,204 in used auto loans that support our members' financial goals across different sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,818,799 in new vehicle loans and $30,509,610 in used vehicle loans already helping members get on the road. Whether it's financing for a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $49,638,671 provide the capital needed to grow and expand. We support local businesses by offering competitive rates and personalized service tailored to your unique business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,128,726, make buying or refinancing simple. We work closely with you to ensure you understand your options and can secure the best terms available.

Refinancing Options

If you're looking at ways to lower your monthly payments or tap into your home's equity, we offer refinancing options that may be suitable for you. It's an excellent way to reduce costs while still meeting your financial goals. Our team at Alliance Catholic is committed to helping you navigate these options smoothly. If you have questions about eligibility or specific loan products, feel free to reach out at 877-950-2228 or visit us at our branch located at 9300 Cooper St., Taylor MI 48180. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take a step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,108,900 in loans helping members manage their finances effectively. Our credit cards come with rewards that enhance your spending power while keeping your finances in check.

Loan Aggregator

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ALLIANCE CATHOLIC CREDIT UNION