Alliance Catholic Credit Union Shelby Township MI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Alliance Catholic, your trusted partner in financial growth and community support located at 13482 24 Mile Rd, Shelby Township, MI 48315. Since our establishment in 1956, we have proudly served over 32,573 members, providing them with a range of financial services tailored to their needs. As a member-focused credit union, we understand the importance of building strong relationships within our community. At Alliance Catholic, we manage total assets of $626,799,962 and maintain a robust net worth of $81,457,043, which reflects our commitment to financial stability and member satisfaction. With more than 139 employees, we are dedicated to delivering exceptional service and personalized solutions to each member who walks through our doors or connects with us online. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 13482 24 Mile Rd, Shelby Township, MI 48315-1816. We invite you to explore our diverse offerings, which include personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Led by our experienced CEO Rob Grech and Board President Joseph Valentic, we strive to uphold values of trust and transparency in every interaction. With total deposits amounting to $23,276,845 and a cash reserve of $4,235,349, you can feel secure knowing your finances are in capable hands. Whether you're looking for a new loan or simply want to learn more about our services, don't hesitate to reach out! You can contact us at 877-950-2228 or visit our website at Alliance Catholic for more information. Join us as we continue to grow together because here at Alliance Catholic, your success is our mission!

Branch History & Mission

Community Focus

We recognize that banking is about more than just numbers; it's about people and relationships. Our partnerships within the community allow us to extend our reach beyond traditional banking. We actively participate in outreach efforts that uplift local organizations and support those in need. In response to the changing needs of our members, we've embraced digital advancements such as online banking and mobile applications. These tools are designed to make your financial life easier while ensuring compliance with ADA standards for accessibility. We also provide convenient ATM access and drive-thru services for those who prefer face-to-face interactions.

Join Us!

As we continue to grow and adapt in this ever-changing world, we invite you to become part of our story at Alliance Catholic. Experience firsthand how we blend traditional values with modern conveniences to serve you better. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM or give us a call at 877-950-2228. Join us today and discover all the ways we can help you achieve your financial goals!

Our Mission

At Alliance Catholic, our mission is clear: we aim to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial wellness and success. This commitment drives us to offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to meet the diverse needs of our members while supporting local initiatives that enrich our community. While you can visit us at 13482 24 Mile Rd, official correspondence should be sent to our mailing address: 13482 24 Mile Rd, Shelby Township, MI 48315-1816. Whether it's through personal interactions or our shared service center availability, we are here for you.

Branch Location & Accessibility

Accessibility Features

At Alliance Catholic, we believe banking should be easy for everyone. Our branch is fully ADA-compliant, featuring ramps and accessible entrances to ensure all members can access our services comfortably. If you need assistance while visiting, our friendly staff is always ready to help!

Convenient Location

Whether you're heading to work or running errands, our location is designed with your busy lifestyle in mind. You can find us right off major roads, ensuring quick access no matter where you're coming from. Plus, we have ample parking available for your convenience, so you won't have to worry about finding a spot when you visit us.

Operating Hours That Fit Your Schedule

We understand that life gets busy, which is why we offer flexible operating hours. Our lobby is open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. On Saturdays, our drive-thru service is available from 9 AM until 1 PM. Whether you need personal banking services or want to discuss auto loans or mortgages, we're here for you when you need us.

Services Designed for You

Our branch offers a wide range of services tailored to meet your needs. From checking and savings accounts to personal loans and vehicle financing, we've got you covered. If you're on the go, take advantage of our ATM availability and drive-thru banking options for quick transactions without leaving your car. We also provide shared service center transactions for members of partner credit unions. If you have any questions or would like more information about our offerings, please don't hesitate to reach out at 877-950-2228. We invite you to come visit us soon at Alliance Catholic where your financial goals are our priority!

Member Eligibility

At Alliance Catholic, we believe that everyone deserves a supportive financial community, and becoming a member is a simple step toward achieving your financial goals. If you live, work, worship, or attend school in the Shelby Township area, you're already eligible to join us! We welcome individuals from diverse backgrounds and offer tailored services that make banking personal and accessible. Plus, as a member, you'll enjoy competitive rates on loans and savings, along with personalized support that puts your needs first. To get started on your journey with Alliance Catholic, simply visit us at 13482 24 Mile Rd Shelby Township Mi 48315 or give us a call at (877) 950-2228. You can also find detailed eligibility criteria by checking out our resource page at https://www.allianceccu.com/open/become-a-member/. Ready to open an account? It's easy just follow the steps outlined at https://www.allianceccu.com/open/new-account/. We're excited to have you join our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a local café seamlessly accepting payments while keeping track of sales effortlessly. With our tools, you can focus on what matters most growing your business. Our merchant services ensure you have the support needed to manage transactions smoothly. Visit us at 13482 24 Mile Rd Shelby Township Mi 48315 in Shelby Township, MI or call us at (877) 950-2228 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $289 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,638,671, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, Alliance Catholic offers robust business banking solutions, including merchant services and business loans. We understand the unique challenges small businesses face, which is why we tailor our services to support growth and success in your ventures.

Call-to-Action

Whether you're looking for personal finance solutions or business banking assistance, Alliance Catholic is here for you! Visit us at 13482 24 Mile Rd, Shelby Township, MI 48315 or give us a call at 877-950-2228. Let us be part of your financial journey today! For more information about opening an account or becoming a member, check out our website.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money directly from your mobile device with ease. With our ATM services available at multiple locations and basic drive-thru banking for deposits and withdrawals, accessing your money is simple. Plus, if you're a member of a partner credit union, our shared branch transactions make it easy for you to deposit or withdraw funds without any hassle.

Loans & Credit Options

In addition to auto loans, we also provide personal loans and debt consolidation services. Whether you're looking to fund a special project or manage existing debts more effectively, our loan specialists are ready to assist you in finding the best option. Our credit cards with rewards allow you to earn benefits while making everyday purchases. From cash back to travel rewards, our card options cater to various spending habits and preferences.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored to meet your needs. Our checking and savings accounts are designed to make everyday banking straightforward and convenient. Imagine having easy access to your funds with competitive interest rates, helping you save more for future goals. For those considering purchasing a vehicle, our auto loans and vehicle financing solutions can help turn that dream into reality. We offer competitive rates and flexible terms that suit your budget, making car shopping less stressful. If you're looking to buy a home or refinance your existing mortgage, our mortgage loans and refinancing options provide the flexibility you need. With personalized service, we guide you through every step of the process, ensuring you find the right mortgage solution.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer money anytime, anywhere. This means you don't have to wait for traditional banking hours to get things done. Plus, our person-to-person transfer feature makes sending money to friends or family as easy as sending a text message. If you prefer a more hands-on approach, our mobile application is available for download, putting the power of your bank right in your pocket. While mobile payments aren't available yet, you can still enjoy the ease of managing your accounts on the go.

Security and User-Friendly Experience

Your security is our top priority. We employ advanced measures to protect your information while ensuring that every transaction is safe and sound. Although we currently do not offer electronic signature authorization, we are committed to providing user-friendly features that enhance your banking experience without compromising safety. For those who like to keep track of their finances digitally, e-statements are readily available. You can access them anytime through our online platform, allowing you to stay organized without the clutter of paper statements. At Alliance Catholic, we aim to make banking accessible and straightforward. Whether you're at home or on the move, our digital banking tools help you manage your finances with ease. Take control of your banking today!

Financial Strength

Commitment to Growth

With $62,043,977 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,204 in used auto loans and $322,298,425 in total loans and leases. Our operational efficiency is reflected in our $9,915,469, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts stand at 66,836, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further demonstrating our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Catholic is your trusted partner. Visit us at 13482 24 Mile Rd Shelby Township Mi 48315 or call (877) 950-2228 to learn more about how we can help you achieve your financial goals.

Member Savings Assurance

Members' savings are secured through $119,391,627 in share certificates and $85,760,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $81,457,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,299 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,818,799 in new vehicle loans and $30,509,610 in used vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing solutions can make it easier for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $49,638,671 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in their communities. If you're interested in any of these loan products or would like more information about refinancing options and eligibility requirements, please don't hesitate to reach out. You can contact us at 877-950-2228 or visit us at 13482 24 Mile Rd Shelby Township, MI 48315. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,128,726, make buying or refinancing simple. We're here to support you through the process of securing your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $19,108,900 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to reliability guarantees that users receive fair and transparent offers tailored to their needs.

Trustworthy Features

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing for well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight the effectiveness and trustworthiness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*