Alliance Catholic Credit Union Rochester MI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Alliance Catholic, your trusted partner in financial well-being, located right at 912 N Main St, Rochester, MI 48307. Since our founding in 1956, we have been dedicated to serving our members with care and commitment. With over 32,000 members and total assets exceeding $626 million, we take pride in our strong community ties and the financial services we provide. At Alliance Catholic, we understand that life can be unpredictable. That's why we offer a range of products tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our goal is to empower you with the tools you need for financial success while ensuring you feel valued every step of the way. Our leadership team is headed by CEO Rob Grech and Board President Joseph Valentic, who both share a deep commitment to enhancing member experiences. Together with our team of 139 dedicated employees, we strive to create a welcoming environment where your financial goals are prioritized. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same address: 912 North Main St, Rochester, MI 48307. With total deposits around $23 million and net worth standing at approximately $81 million, we are not only financially sound but also ready to assist you in achieving your dreams. Whether it's through personalized banking services or community initiatives, we're here for you. Curious about what we can do for you? Feel free to reach out at 877-950-2228 or explore more on our website here. Join us at Alliance Catholic where your financial journey matters!

Branch History & Mission

Community Engagement

Our outreach efforts strengthen our ties within the community. We actively participate in local events and initiatives that promote financial literacy and support underserved populations. By collaborating with local organizations, we work towards fostering an environment where everyone can thrive financially.

Mission Statement

Our mission at Alliance Catholic is clear: we aim to provide not just financial services but also support for our community's growth and well-being. We believe in creating lasting relationships with our members by offering personalized service tailored to their unique needs. We strive to be more than just a financial institution; we want to be a trusted partner in your financial journey. While members can visit us at 912 N Main St, official correspondence should be sent to 912 North Main St, Rochester, MI 48307. This reflects our dedication to keeping communication straightforward and accessible.

Modern Banking Facilities

In addition to traditional banking services, we offer modern conveniences such as ATM access and drive-thru banking for easy deposits and withdrawals. Our facilities are designed with accessibility in mind so that everyone can enjoy seamless service. As we look ahead, we invite you to join us at Alliance Catholic. Experience the benefits of being part of a community-focused credit union dedicated to your financial success. Visit us during our operating hours: Monday, Tuesday, Thursday from 9 AM - 5 PM; Wednesday from 10 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9 AM - 1 PM. For more information or assistance, feel free to call us at 877-950-2228 or explore our website at allianceccu.com. Together, let's build a brighter financial future!

Our Evolution

Over the years, Alliance Catholic has evolved significantly. From humble beginnings, we have expanded our services to include everything from personal banking like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking options. Our commitment to innovation is evident in our introduction of online and mobile banking solutions, allowing members to manage their finances conveniently from anywhere.

Branch Location & Accessibility

Welcome to Alliance Catholic, your friendly neighborhood credit union located at 912 N Main St in beautiful Rochester, Michigan! Our branch is perfectly situated to serve you, just a stone's throw away from popular local spots and surrounded by the vibrant community of Oakland County. Whether you're coming from nearby parks or local shops, we make it easy for you to access our services. While members can visit us at 912 N Main St, official correspondence should be sent to the same address for your convenience. We ensure that our location is accessible for everyone, with ADA-compliant features and ample parking available so that your visit is as smooth as possible. At Alliance Catholic, we strive to meet your banking needs with hours that work around your schedule. Our lobby hours are open Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday offers convenient drive-thru services from 9 AM until 1 PM. You can reach us anytime at our phone number, 877-950-2228. For those who prefer quick transactions, we also offer a drive-thru service for deposits, withdrawals, and other simple banking tasks. Plus, our ATM is always available for cash withdrawals or balance checks whenever you need it. And if you're a member of another participating credit union, you can take advantage of our shared service center for basic transactions too! We invite you to come visit us at Alliance Catholic in Rochester your financial well-being is our priority. Feel free to call us or stop by today; we're here to help you with all your personal banking needs!

Member Eligibility

Joining the Alliance Catholic family means becoming part of a supportive community that truly cares about your financial well-being. If you're wondering how to become a member, it's easier than you might think! At Alliance Catholic, membership is open to anyone who lives, works, or worships in the communities we serve. This includes individuals and their families, making it simple for you to tap into a wealth of benefits like competitive rates on loans and savings, personalized service, and access to a range of financial products tailored just for you. To learn more about specific eligibility requirements, feel free to visit our detailed guide at this link. Once you've confirmed your eligibility, opening an account is a breeze! Just head over to our account opening page at this link or give us a call at (877) 950-2228. We're here to help you every step of the way as you take this exciting step towards securing your financial future with us at Alliance Catholic, located at 912 N Main St Rochester Mi 48307.

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $289 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,638,671, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Our solutions help streamline transactions, making it easier for you to serve your customers while focusing on what you do best running your business. From payment processing to online invoicing, we equip you with tools that enhance customer experience and drive sales. Join us at Alliance Catholic, located at 912 N Main St Rochester Mi 48307, Rochester, MI, where we're dedicated to helping your business thrive! For more information, give us a call at (877) 950-2228.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. No matter the size of your business, we're here to support your financial growth.

Convenient Access

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to bank anytime, anywhere. Plus, with ATM access and drive-thru services available, getting cash or making deposits is quick and easy. At Alliance Catholic, we strive to make banking not just accessible but also enjoyable. With our friendly team ready to assist you at every step, we aim to build long-lasting relationships with our members. If you're ready to experience these benefits firsthand or have any questions about how we can assist you further, don't hesitate to call us at 877-950-2228. Let us help you take control of your financial future today!

Credit Cards with Rewards

Our credit cards aren't just for purchases; they also come with rewards! You can earn points on every dollar spent, which can be redeemed for cash back or other exciting perks.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can help turn your dream into reality. We'll guide you through the process to ensure you find the best mortgage solution for your needs.

Personal Banking Solutions

We understand that everyone has different financial goals. That's why our personal banking services include checking and savings accounts tailored to help you save and grow your money. Imagine having the freedom to easily manage your finances online or through our mobile banking app. You can check balances, transfer funds, and pay bills right from your phone!

Personal Loans

Sometimes unexpected expenses arise. That's where our personal loans come into play. Whether it's for debt consolidation or a special project, we provide the funds you need with straightforward terms.

Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans make it easy. We offer competitive rates and flexible terms that fit your budget. Picture yourself driving off in that new car without the stress of high payments!

Digital & Online Banking

Key Features for You

We offer electronic statements to help you stay organized and reduce paper clutter. You can easily view and download your e-statements whenever you need them. Plus, our person-to-person transfer feature allows you to send money to friends and family quickly and securely, making splitting bills or sharing gifts a breeze. For those on the go, our mobile application brings banking right to your fingertips. You can manage your accounts, make payments, and keep track of transactions from your smartphone. While we currently don't support mobile payments, our app ensures that all other features are user-friendly and efficient. Security is always a top priority at Alliance Catholic. Although we do not offer electronic signature authorization at this time, our systems are designed to protect your personal information as you navigate through our digital services. Whether you're checking in from home or on a break at work, you'll find that managing your finances has never been easier. Join us today at https://allianceccu.com/ and experience the convenience of digital banking with Alliance Catholic!

Financial Strength

Growing Together

The strength of our community is illustrated by the 66,836 total share accounts we manage. Each account represents trust from our growing member base who choose us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Catholic is your trusted partner. Visit us at 912 N Main St Rochester Mi 48307 or call (877) 950-2228 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We hold $119,391,627 in share certificates and $85,760,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We are proud of our operational efficiency as reflected by our $9,915,469. This enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team comprises 129 full-time employees and 10 part-time employees who are always ready to assist you with knowledgeable service.

Reinvesting in Your Future

Our commitment to you is reflected in our $62,043,977 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2,204 in used auto loans and $322,298,425 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $81,457,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,299 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,818,799 in new vehicle loans and $30,509,610 in used vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options can make the process smoother and more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $49,638,671 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting your journey toward success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,108,900 in loans helping members manage their finances effectively. These cards provide convenience and flexibility for everyday purchases while allowing you to build your credit score.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,128,726, make buying or refinancing simple. We're here to guide you through each step of the process so you can find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans or are curious about eligibility options, our team is ready to assist you. We believe in providing accessible solutions that fit your financial situation. You can visit us at our branch located at 912 N Main St, Rochester, MI 48307, or give us a call at 877-950-2228 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent, reflecting the current market accurately.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare their choices and select the best offer tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ALLIANCE CATHOLIC CREDIT UNION - Rochester, MI