Alliance Catholic Credit Union Detroit MI | Best Auto Loans & Checking Accounts

Introduction

Welcome to Alliance Catholic, your trusted financial partner located at the Accu Student Center in Detroit, MI 48221. Since our establishment in 1956, we have proudly served our community, growing to support over 32,573 members with a commitment to delivering personalized banking solutions tailored to meet your unique needs. At Alliance Catholic, we believe in building strong relationships with our members. With total assets amounting to an impressive $626,799,962, and total deposits reaching $23,276,845, we are dedicated to fostering financial wellness and providing opportunities for growth. Our focus on member satisfaction is reflected in the diverse range of services we offer from checking and savings accounts to auto loans and mortgage financing. Under the leadership of our CEO, Rob Grech, and Board President, Joseph Valentic, we strive to create a welcoming environment where everyone feels valued. Our team of 139 employees is always ready to assist you with any questions or concerns you may have. While members can visit us at our Detroit branch for all their banking needs, official correspondence should be sent to our mailing address: ACCU Student Center, 4001 W McNichols Rd, Detroit, MI 48221-3038. We invite you to explore what makes Alliance Catholic unique. With a net worth of $81,457,043 and a cash reserve of $4,235,349, your finances are in secure hands. Whether you're looking for personal loans or business banking solutions, we are here for you every step of the way. Don't hesitate to reach out! Give us a call at 877-950-2228 or visit us online at Alliance Catholic for more information. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Community Engagement

We are also committed to embracing digital advancements that make banking easier for you. With features like online banking and mobile access, managing your finances has never been simpler. Our availability of ATMs adds another layer of convenience for quick withdrawals and balance checks without hassle. In addition to offering essential banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we actively engage in community outreach initiatives. Partnerships with local organizations allow us to give back and support various causes within Detroit. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Alliance Catholic can make a difference in your financial life while being part of a thriving community network. Reach out today at 877-950-2228 or visit us at allianceccu.com to learn more about becoming a member and unlocking the benefits waiting for you!

Our Mission

At Alliance Catholic, our mission is clear: to empower our members through accessible financial services while giving back to the community that supports us. We believe in providing more than just banking solutions; we aim to foster financial literacy and well-being. Whether it's helping you open your first checking account or guiding you through the process of securing a personal loan, we're here for every step of your journey. We take pride in being a member-focused organization where everyone feels valued. Our operating hours from 11 AM to 4 PM, Monday through Friday, ensure that you can find time during your busy day to visit us. While you can come by at any time during these hours, remember that official correspondence should be sent to ACCU Student Center, 4001 W McNichols Rd, Detroit, MI 48221-3038, as this is our mailing address.

Branch Location & Accessibility

A Welcoming Environment

Located right in the heart of Detroit, our branch is easily accessible and close to popular landmarks that make finding us a breeze. If you're passing by on W McNichols Rd or near local schools and parks, just swing by for all your banking needs. For those who may require special accommodations, our branch is designed with accessibility in mind, including ADA-compliant features to ensure everyone can bank comfortably.

Get in Touch

If you have questions or need assistance before your visit, feel free to give us a call at 877-950-2228. Our dedicated team is here to help! We look forward to welcoming you at Alliance Catholic and supporting you on your financial journey. Come see us soon!

Services That Fit Your Needs

At Alliance Catholic, we offer a variety of services tailored to meet your financial goals. Need cash? Our ATM is available for quick withdrawals and balance checks. While we don't have drive-thru service, our team is ready to assist you inside the branch with personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. For any official correspondence, please note that while our physical address is at Accu Student Center, we also receive mail at ACCU Student Center, 4001 W McNichols Rd, Detroit, MI 48221-3038.

Member Eligibility

At Alliance Catholic, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is straightforward and welcoming! To become a member, you simply need to meet some basic eligibility requirements, which often include living, working, or worshiping in certain areas or being affiliated with specific organizations. This means that if you're in the Detroit area or connected to our mission, you might already qualify! For detailed information on who can join us, feel free to check out our eligibility criteria at https://www.allianceccu.com/open/become-a-member/. Once you've confirmed your eligibility, opening an account is just as easy. We're here to help guide you through the process so you can start enjoying the benefits of membership, like personalized financial services and community support. If you have any questions or need assistance, don't hesitate to reach out to us at (877) 950-2228. We look forward to welcoming you to the Alliance Catholic family!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine running your business smoothly without worrying about payment processing. Our merchant services offer reliable solutions to ensure you can accept payments effortlessly, whether online or in-person. This means you can focus on what you do best growing your business. Located at Accu Student Center Detroit Mi 48221 in Detroit, MI, we're here to partner with you every step of the way. For personalized service and to explore how we can help your business thrive, call us at (877) 950-2228 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $289 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,638,671, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we understand the importance of having reliable financial support. Our business banking services include merchant services and business loans tailored to help you grow your venture without unnecessary hurdles. We want to see local businesses thrive!

Credit Options

Managing debt can be challenging, which is why we also provide personal loans and debt consolidation options. Our credit cards come with rewards that make every purchase rewarding perfect for those who love to earn while they spend.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Alliance Catholic offers online and mobile banking options that allow you to manage your finances from anywhere at any time. Check your balance, transfer funds, or pay bills all from the comfort of your smartphone or computer. We also provide ATM access for quick cash withdrawals and balance checks whenever needed.

Get Started Today!

With all these services available at Alliance Catholic, we're here to help you navigate your financial journey with confidence and ease. If you're interested in becoming a member or want to learn more about what we offer, please don't hesitate to reach out! You can call us at 877-950-2228 or visit us online at allianceccu.com. Join us today and experience the difference personalized service makes!

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services are designed with you in mind. We offer checking and savings accounts that come with no hidden fees and competitive interest rates, making it easier than ever to grow your savings. Imagine having the peace of mind knowing your money is working for you while being easily accessible when you need it. For those considering major purchases, our auto loans provide flexible terms and competitive rates, ensuring you can drive away in your new vehicle without stress. If you're thinking about homeownership or refinancing your existing mortgage, our mortgage loans cater to various needs, helping you find a plan that fits your budget.

Digital & Online Banking

At Alliance Catholic, we understand that your time is valuable, and that's why our digital and online banking services are designed with your convenience in mind. With our secure online platform, you can manage your finances anytime, anywhere, all while enjoying peace of mind. One of the key features available to our members is our robust online banking service. By visiting https://allianceccu.com/, you can easily access your accounts 24/7. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, if you're looking for quick transactions between friends or family, our person-to-person transfer feature makes it simple to send money directly from your account. For those who prefer to bank on the go, our mobile application offers a user-friendly experience tailored for your smartphone. You can perform many of the same functions as you would online like viewing e-statements and managing transactions right from the palm of your hand. Speaking of e-statements, we provide them for members who want to stay organized without the clutter of paper statements. While convenience is crucial, security is equally important. Our online banking platform employs advanced security measures to protect your information. Although we currently do not offer electronic signature authorization or mobile payments, rest assured that we prioritize keeping your data safe while you enjoy the ease of digital banking. In summary, at Alliance Catholic, you have access to a suite of digital banking tools that promote accessibility and efficiency. With 24/7 online banking and a mobile app at your fingertips, managing your finances has never been easier!

Financial Strength

Growing Membership Trust

The trust our members place in us is evident through our strong membership base. With a total of 66,836 share accounts, it's clear that more individuals are choosing Alliance Catholic as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Catholic is your trusted partner. Visit us at Accu Student Center Detroit Mi 48221 or call (877) 950-2228 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are protected through $119,391,627 in share certificates and $85,760,044 in money market shares, which offer stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our dedication to operational efficiency is reflected in our $9,915,469, enabling us to continue offering competitive loan rates and quality financial products for our members. We also take pride in having 129 full-time employees and 10 part-time employees ready to assist you with personalized service.

Reinvesting for You

With $62,043,977 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to offer a diverse range of loans tailored to meet your needs. We have provided $2,204 in used auto loans and maintain $322,298,425 in total loans and leases to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $81,457,043, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,299 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

If you're considering refinancing options or need assistance determining eligibility for any of our loan products, don't hesitate to reach out. We're here to guide you through the process and ensure you find the best solution for your financial situation. You can contact us at 877-950-2228 during our operating hours from Monday to Friday between 11 AM and 4 PM. For more information on becoming a member or opening an account with us, visit Alliance Catholic's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Alliance Catholic be your partner in achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,818,799 in new vehicle loans and $30,509,610 in used vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used car, our competitive terms make it easier for you to drive away happy.

Business Financing

For business owners, our outstanding commercial loans totaling $49,638,671 provide the capital needed to grow and expand your operations. We understand that each business is unique and offer customized solutions to support your entrepreneurial journey.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,128,726, make buying or refinancing simple. We provide flexible terms and support throughout the process to help you secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $19,108,900 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers for all users. Each loan listing reflects current rates and terms, ensuring you have the most accurate information at your fingertips.