Alliance Catholic Credit Union Detroit MI | Low Mortgage Rates & Auto Loans

Introduction

At Alliance Catholic, we believe in the power of community and the strength of relationships. Located at 5459 W Vernor Hwy, Detroit, MI 48209, our branch has been serving members since 1956. With a commitment to helping individuals and families achieve their financial goals, we proudly support over 32,573 members with an impressive $626,799,962 in total assets. Our dedicated team, led by CEO Rob Grech and Board President Joseph Valentic, is here to provide personalized service and expert guidance in a range of financial products. From checking and savings accounts to auto loans and mortgages, we aim to meet your unique needs while fostering a welcoming environment. We understand that trust is built on transparency. That's why we are pleased to share that our total deposits stand at $23,276,845, with a net worth of $81,457,043. Additionally, we maintain over $4,235,349 in cash on hand to ensure that we can support our members effectively. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 5459 W Vernor Hwy, Detroit, MI 48209. Join us today to discover how we can assist you on your financial journey! For more information or if you have any questions, don't hesitate to reach out at (877) 950-2228. We look forward to welcoming you into our family!

Branch History & Mission

Community Focus

Alliance Catholic takes pride in its role within the community. We regularly participate in outreach programs aimed at financial literacy and empowerment. By collaborating with local organizations, we strive to create a lasting impact that resonates throughout Detroit. We invite you to become part of our family. Join us today and experience firsthand the benefits of being an Alliance Catholic member. Whether you are looking for personal banking options or seeking advice on managing your finances better, we're here for you every step of the way. For more information about membership or to open an account, visit our website. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Alliance Catholic has evolved into a trusted partner for many families and individuals in Detroit. Our mission is simple yet powerful: to provide accessible financial services while uplifting the communities we serve. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. While members can visit us at 5459 W Vernor Hwy, official correspondence should be sent to the same address. This location is not just a branch; it's a welcoming space where members can engage with our dedicated team who are committed to making every financial experience positive and impactful.

Our Mission

At Alliance Catholic, our mission is to foster financial well-being through personalized service and community engagement. We believe that everyone deserves access to quality financial resources without barriers. Our initiatives go beyond banking; we actively seek partnerships within the community to support local events and charitable causes. Our operating hours are designed with your convenience in mind: Monday, Tuesday, Thursday, and Friday from 9 AM to 4:30 PM; Wednesday from 10 AM to 4:30 PM; and Saturday from 9 AM to 1 PM. Although we currently do not offer ATM or drive-thru services at this branch, we ensure that our online banking platform is user-friendly and efficient.

Branch Location & Accessibility

Connect With Us!

We invite you to visit us at Alliance Catholic Credit Union. If you have any questions or need assistance before your visit, feel free to give us a call at 877-950-2228. We're excited to welcome you into our community!

Easy Access and Friendly Features

Our location offers ample parking options, making it easy for you to drop by anytime during our welcoming hours. We're open Monday, Tuesday, Thursday, and Friday from 9 AM to 4:30 PM, Wednesday from 10 AM to 4:30 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking or are interested in our various loan services, our friendly staff is here to help. If you require special accommodations, rest assured that our branch is designed with accessibility in mind. We strive to ensure that everyone can comfortably access our services.

Services Tailored Just for You

At Alliance Catholic, we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. While we currently do not have ATM or drive-thru services available, our dedicated team is ready to assist you with all your banking needs directly at the branch. For any official correspondence, please send it to the same address: 5459 W Vernor Hwy, Detroit, MI 48209.

Member Eligibility

At Alliance Catholic, we believe that becoming a member means joining a family dedicated to your financial well-being. If you're looking to be part of our community, you'll be glad to know that membership is open to those who live, work, worship, or attend school in the Detroit area. We welcome individuals from all walks of life and are committed to supporting you on your financial journey. To find out more about specific eligibility details, feel free to check out our website at https://www.allianceccu.com/open/become-a-member/ . Joining is simple! All you need to do is visit us at our branch located at 5459 W Vernor Hwy Detroit Mi 48209 or give us a call at (877) 950-2228 for any questions you might have. Our friendly team is here to guide you through the account opening process, which you can also explore further at https://www.allianceccu.com/open/new-account/ . We can't wait for you to experience the benefits of being part of Alliance Catholic!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly from your customers whether they're shopping online or visiting your store. Our merchant services help streamline payment processing, allowing you to focus on what matters most: running your business effectively. Come visit us at 5459 W Vernor Hwy Detroit Mi 48209 in Detroit, MI, or give us a call at (877) 950-2228 to discover how we can assist you in achieving your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $289 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,638,671, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide ATM and cash withdrawal services for quick access to cash when you're out and about. If you're ready to take control of your financial journey, visit us at Alliance Catholic or give us a call at 877-950-2228. Whether you're opening a new account or exploring loan options, our friendly team is here to assist you every step of the way. Don't forget becoming a member is easy! You can learn more about eligibility here or start the process of opening an account here. Join us today and experience the difference in personalized service!

Business Banking

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. This means you can focus on growing your business while we handle the financial side.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. Our online and mobile banking features let you manage your finances on-the-go. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills all from the comfort of your home or wherever life takes you.

Lending Solutions

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. We understand that having access to cash when you need it is important, so we work with you to find a solution that fits your financial situation. Additionally, for those who love rewards, our credit cards with rewards can help you earn points on everyday purchases.

Personal Banking Services

Managing your finances should be easy, and that's why we offer personal banking services tailored just for you. Our checking and savings accounts help you keep track of your money while earning interest. If you're in the market for a new vehicle, our auto loans and vehicle financing make it simple to get behind the wheel without breaking the bank. Plus, if you're looking to buy a home or refinance an existing mortgage, our competitive mortgage loans provide flexible terms to fit your budget.

Digital & Online Banking

Key Features

Our online banking platform allows you to easily access your accounts, check balances, and review transactions with just a few clicks. You can also take advantage of our e-statements feature, which provides you with quick access to your financial statements without the clutter of paper. Say goodbye to waiting for mail; everything you need is right at your fingertips! For those who enjoy transferring money quickly, our person-to-person transfer service makes it easy to send funds to friends or family instantly. Whether you're splitting a bill or helping someone out, it's as simple as a few taps on your phone.

Mobile Banking Convenience

If you're always on the go, our mobile application is perfect for you. With it, you can perform all your banking tasks right from your smartphone. From checking balances to making transfers, managing your money has never been easier or more accessible. Security is a top priority at Alliance Catholic. While we don't use electronic signature authorization for transactions, rest assured that our systems are designed to keep your personal information safe while you bank online. In short, whether you're at home or out and about in Detroit, Alliance Catholic offers the tools you need for effective real-time account management. Embrace the ease of digital banking today!

Financial Strength

A Dedicated Team

We take pride in having 129 full-time employees and 10 part-time employees who are dedicated to serving you with expertise and care. Our knowledgeable team is always ready to assist you with your banking needs.

Commitment to Lending

Our lending capacity is robust, with $2,204 in used auto loans and $322,298,425 in total loans and leases available to support our members' financial goals across various sectors. With $9,915,469 reflecting our operational efficiency, we can continue offering competitive loan rates and solid financial products tailored for you.

Growing Member Trust

With a total of 66,836 share accounts, we have built a strong and growing member base that trusts us with their finances. This trust is fundamental to our mission at Alliance Catholic, reinforcing our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Catholic is your trusted partner. Visit us at 5459 W Vernor Hwy Detroit Mi 48209 or call (877) 950-2228 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $119,391,627 in share certificates and $85,760,044 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your funds reflects our commitment to prioritizing our members over traditional banking practices.

Strong Financial Health

With a net worth of $81,457,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,299 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,818,799 in new vehicle loans and $30,509,610 in used vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new car or a reliable pre-owned vehicle, our competitive rates and flexible terms make it easier than ever to hit the road without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $49,638,671 provide the capital needed to grow and expand your business. Whether it's for starting a new venture or improving an existing one, we are here to support your entrepreneurial journey. At Alliance Catholic, we believe that everyone deserves access to affordable financing options. If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out to us at 877-950-2228. Our team is ready to assist you in understanding what options may be available based on your specific circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us or check out our website at Alliance Catholic for more information about how we can help you meet your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,128,726, make buying or refinancing simple. We offer various mortgage products to fit your unique situation and assist you through every step of the process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $19,108,900 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh serves as a reliable tool for consumers looking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that they are receiving fair and transparent offers. The platform offers several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender listed has met strict criteria for reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that help you find the best loans available. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions, allowing users to compare options easily and make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALLIANCE CATHOLIC CREDIT UNION