Alliance Catholic Credit Union Dearborn MI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Alliance Catholic, your trusted partner in financial well-being, located conveniently at 2305 Monroe St, Dearborn, MI 48124. Since our establishment in 1956, we've been dedicated to serving our community with care and commitment. With a proud membership of 32,573 members, we strive to provide personalized banking solutions tailored to meet your needs. At Alliance Catholic, we understand that financial decisions can be overwhelming. That's why our expert team is here to guide you every step of the way. Whether you're looking for a new auto loan among our total of 15,352 loans and leases, or considering savings options with our robust assets totaling $626,799,962, we're here to support you. Your financial security is our priority. Our net worth stands strong at $81,457,043, backed by total deposits of $23,276,845 and cash in hand amounting to $4,235,349. We pride ourselves on maintaining a solid foundation that ensures stability and reliability for all our members. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 2305 Monroe Street, Dearborn, MI 48124. Led by our CEO Rob Grech and Board President Joseph Valentic, our friendly staff of 139 employees is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today in experiencing the difference at Alliance Catholic! For more information or assistance with your banking needs, give us a call at 877-950-2228 or visit us online at allianceccu.com. Your financial journey starts here!

Branch History & Mission

Welcome to Alliance Catholic, located in the heart of Dearborn, MI. Since opening our doors in 1956, we have built a rich legacy of service and support for our community. With over 32,573 members and total assets exceeding $626,799,962, we take pride in being a reliable financial partner for individuals and families alike. Our branch is situated at 2305 Monroe St, Dearborn, MI 48124, conveniently close to local landmarks such as the Dearborn Historical Museum and the Henry Ford College. Our mission is clear: to provide exceptional financial services while fostering community well-being. We believe that when our members thrive, so does our community. At Alliance Catholic, we are committed to delivering a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions, our goal is to empower you financially. You can count on us for online and mobile banking services that make managing your finances easier than ever. Over the years, we've embraced advancements in technology while ensuring accessibility for all. Our facilities are ADA compliant, and we strive to create an inclusive environment where every member feels welcome. We also offer shared service center availability for those who may need additional assistance. Our mission extends beyond just numbers; it encompasses genuine care for our members and community outreach efforts. We actively participate in various local initiatives aimed at improving lives in Dearborn and surrounding areas. By partnering with schools, charities, and other organizations, we aim to uplift everyone around us. While members can visit us at 2305 Monroe St, official correspondence should be sent to our mailing address at 2305 Monroe Street, Dearborn, MI 48124. You can reach us at 877-950-2228 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today at Alliance Catholic! Experience the difference of being part of a credit union that truly cares about your financial journey. Together, let's build a brighter future for you and our beloved community. Visit us online at allianceccu.com or click here to become a member now!

Branch Location & Accessibility

Accessibility Features

At our Dearborn branch, we prioritize accessibility for all members. The building is ADA compliant with ramps and spacious parking available to ensure everyone can visit us comfortably. Whether you're stopping by to open a new account or seeking assistance with your existing services, our friendly staff is ready to help.

Connect With Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 877-950-2228. We invite you to come visit us at our Dearborn branch; we look forward to serving you! For official correspondence, please use our mailing address: 2305 Monroe Street, Dearborn, MI 48124. Explore all that Alliance Catholic has to offer right in your neighborhood!

Operating Hours & Services

We understand that life can get busy! That's why we're here for you Monday through Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our extended hours make it easier for you to fit banking into your schedule. Alliance Catholic offers a variety of personal and business banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, we provide ATM access for quick withdrawals and balance checks whenever you need them. While we currently don't have drive-thru service at this location, our shared service center allows basic transactions like deposits and withdrawals for partner credit union members.

Member Eligibility

At Alliance Catholic, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that. If you live, work, or attend school in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us! We welcome individuals from all walks of life, making it easy for you to access our wide range of benefits tailored just for you. Plus, being a member means you can enjoy lower fees, competitive rates on loans and savings accounts, and personalized service that puts your needs first. Ready to join? Opening an account at Alliance Catholic is simple! Just visit us at 2305 Monroe St Dearborn Mi 48124 or give us a call at (877) 950-2228 to learn more about the process. You can also check out the detailed eligibility criteria at https://www.allianceccu.com/open/become-a-member/ for the most up-to-date information. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to process payments easily and efficiently. Our merchant services provide that convenience, ensuring you can focus on what you do best running your business. From secure payment processing to comprehensive reporting tools, we equip you with everything necessary to enhance your operations. Visit us at 2305 Monroe St Dearborn Mi 48124 in Dearborn, MI, or call us at (877) 950-2228 to learn more about how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $289 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,638,671, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we provide specialized services like Merchant Services & Business Loans. Whether you need funding to grow your business or tools to manage transactions efficiently, we are here to support you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Alliance Catholic, we prioritize accessibility through our robust Online & Mobile Banking features. You can check balances, transfer funds, and even manage payments right from your smartphone or computer. Plus, with ATM access available at various locations, withdrawing cash is quick and easy no more long lines!

Loans for Every Need

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We offer straightforward loan options to help you manage debts or finance those unplanned purchases without stress. If you're looking for a reliable credit option, check out our Credit Cards with Rewards program. Enjoy benefits like cashback or points on everyday purchases while knowing that you have the backing of a trusted credit union.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include Checking & Savings Accounts that help you keep track of your money effortlessly. Imagine having a checking account that lets you access your funds anytime online or through our mobile app. You can easily deposit checks, pay bills, and transfer money all from the comfort of your home. For those looking to purchase a new car, our Auto Loans & Vehicle Financing options make it simple and affordable. Picture yourself driving off in your dream vehicle with flexible payment plans that fit your budget. Additionally, if you're considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance every step of the way.

Shared Branching Services

We also understand that flexibility matters when it comes to banking. That's why we offer Basic Shared Branch Transactions, allowing members of partner credit unions to make deposits and withdrawals at our branch. If you're in Dearborn or nearby areas and want to learn more about how our services can benefit you personally or professionally, feel free to reach out! Call us at 877-950-2228 or visit us at 2305 Monroe St Dearborn Mi 48124. Let us help you achieve your financial goals today!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, ensuring that you can access your account whenever it's convenient for you. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few taps away. Plus, with the ability to set up e-statements, you can easily keep track of your financial activity without the clutter of paper statements. If you're on the go, our mobile application makes banking even easier. You can manage your accounts right from your smartphone, making it simple to stay on top of your finances wherever you are. While we currently do not support mobile payments, our app includes features like person-to-person transfers that allow you to send money quickly and securely to friends and family.

Security and Convenience

We prioritize your security at every step. Even though we do not use electronic signature authorization at this time, our systems are designed with robust security measures to protect your personal information. You can rest assured that your data is safe while using our online banking services. In today's fast-paced world, having easy access to your finances is essential. At Alliance Catholic, we strive to provide user-friendly solutions that empower you to manage your money efficiently and effectively. Explore all these digital banking options by visiting us online at https://allianceccu.com/ and experience the convenience for yourself!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 66,836, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $0, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance Catholic is your trusted partner. Visit us at 2305 Monroe St Dearborn Mi 48124 or call (877) 950-2228 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Your savings are well-protected with $119,391,627 in share certificates and $85,760,044 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have non-member deposits at $0, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,915,469 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 10 part-time employees who are dedicated to serving you with knowledge and commitment.

Reinvesting for Growth

With $62,043,977 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth is reflected in our lending capacity: we currently have $2,204 in used auto loans and $322,298,425 in total loans and leases, supporting your financial goals across various sectors.

Strong Net Worth

With a net worth of $81,457,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,299 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,818,799 in new vehicle loans and $30,509,610 in used vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our terms are competitive and straightforward.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $49,638,671 provide the capital needed to expand and thrive. We understand that having access to funds is crucial for success in today's market.

Conclusion

At Alliance Catholic located at 2305 Monroe St Dearborn MI 48124, we're dedicated to helping you find the right financial solutions. If you're interested in learning more about our loan offerings or if you have questions regarding eligibility or refinancing options, please don't hesitate to reach out at 877-950-2228. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your path to achieving your financial dreams starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $26,128,726. If you're considering refinancing your current mortgage or exploring eligibility options for first-time homebuyers, our team is ready to assist you every step of the way.

Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans. With a total of $19,108,900 in loans helping members manage their finances effectively, our credit cards come with rewards that can enhance your everyday spending experience.

Loan Aggregator

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ALLIANCE CATHOLIC CREDIT UNION