Cheap Mortgage Refinance & Quick Personal Loans | Alliance Lubbock TX Credit Union

Introduction

Welcome to Alliance, your trusted credit union located at 12812 Indiana Ave, Lubbock, TX 79423. Since our establishment in 1940, we have proudly served our community, currently supporting over 51,436 members with a commitment to their financial well-being. Whether you're looking for personal banking services or business solutions, we have you covered. At Alliance, we understand the importance of community and strive to make a positive impact through our services. With total assets amounting to an impressive $613,368,790, and total deposits reaching $24,705,372, we are well-equipped to support your financial goals. Our robust offerings include auto loans, mortgages, personal loans, and much more all designed with you in mind. Our leadership team is dedicated to maintaining the highest standards of service. Under the guidance of CEO Matt Grannan and Board President Patsy Wilson, we continue to prioritize our members' needs. We also take pride in our dedicated staff of 190 employees, ready to assist you during our lobby hours from 8:30 AM to 5:30 PM on weekdays. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 6219 Spur 327, Lubbock, TX 79424. We invite you to explore how Alliance can help you achieve your financial dreams. Feel free to call us at 806-798-5554 or visit our website at alliancecutx.com for more information. Join us today and experience the difference that comes with being part of a member-focused credit union!

Branch History & Mission

Welcome to the heart of our community at Alliance, located at 12812 Indiana Ave, Lubbock, TX 79423. Since opening our doors in 1940, we have proudly served the residents of Lubbock and beyond. Our journey began with a simple mission: to provide accessible financial services tailored to the needs of our members. Over the years, we've grown significantly, now boasting a membership of over 51,436 individuals who trust us with their financial goals. As we expanded, so did our commitment to community support. We believe that banking is not just about transactions but about building relationships. Our total assets have reached an impressive $613,368,790, which allows us to offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. With each milestone we achieve, we strive to enhance the lives of our members by providing products that suit their unique needs. At Alliance, our mission is clear: to empower our members through education and support while ensuring they have access to quality financial services. We understand that every member's journey is different; therefore, we aim to be more than just a credit union we are a partner in your financial success. Whether you're looking for checking accounts, savings options, or loans for your next vehicle purchase, we are here to help every step of the way. While members can visit us at our main branch address on Indiana Ave for in-person service and consultation during our operating hours from 8:30 AM to 5:30 PM on weekdays, official correspondence should be sent to our mailing address at 6219 Spur 327, Lubbock, TX 79424. In addition to traditional banking services, we embrace digital advancements that make banking easier and more accessible. Our members can enjoy online and mobile banking features such as electronic signatures and person-to-person payments. With ATM availability and drive-thru services also offered at our branch location, we ensure convenience remains a priority. Community involvement is at the core of who we are. Through various outreach efforts and partnerships with local organizations, we work hard to support those around us because when our community thrives, we all thrive together. We invite you to join Alliance today! Experience firsthand how we can assist you in achieving your financial dreams while being part of a supportive community-focused organization. Call us at 806-798-5554 or visit our website at Alliance for more information on how you can become a member and start enjoying all the benefits we offer!

Branch Location & Accessibility

Branch Accessibility

At Alliance, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities including ramps and designated parking spaces, ensuring that everyone can enjoy a hassle-free banking experience. Plus, if you prefer a little extra convenience, we offer drive-thru banking services for quick deposits and withdrawals without leaving your car.

Come Visit Us!

At Alliance, we are committed to providing exceptional service tailored to meet your needs. Whether you're a long-time member or new to our credit union family, we invite you to stop by or give us a call at 806-798-5554. Let us help you achieve your financial goals!

Operating Hours & Services

We're here for you Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open a checking account, apply for an auto loan, or simply need assistance with online banking, our friendly staff is always ready to help. Need cash on the go? We also have an ATM available right outside the branch for your convenience. While members can visit us at our Lubbock location, please note that official correspondence should be sent to our mailing address at 6219 Spur 327, Lubbock, TX 79424.

Member Eligibility

At Alliance, we believe that everyone deserves a supportive financial community to call home. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Lubbock area, you're likely eligible to join us. We also invite family members of current members to apply. This means you can enjoy all the benefits of being part of our cooperative, including competitive loan rates, personalized service, and access to various financial products tailored to your needs. To learn more about the specific eligibility criteria or to ensure you qualify, feel free to visit our detailed resource. Once you're ready to take the next step toward membership, opening an account is straightforward! Just give us a call at (806) 798-5554, or stop by our branch located at 12812 Indiana Ave Lubbock Tx 79423 during our business hours. We can't wait to welcome you into the Alliance family!

Business Banking & Commercial Services

Merchant Services That Work

Imagine having a seamless way to process payments while managing your cash flow effectively. Our merchant services provide businesses with tools to accept payments easily, whether online or in-store. This means less hassle for you and more time to focus on what really matters growing your business. Visit us at 12812 Indiana Ave Lubbock Tx 79423 in Lubbock, TX or call us at (806) 798-5554 to learn how we can help you achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

When you need cash quickly, our ATM services are readily available for easy withdrawals and balance checks. Plus, with drive-thru banking facilities at our branch, basic transactions like deposits and simple withdrawals can be done without ever leaving your car. At Alliance, we prioritize member satisfaction by offering reliable financial solutions that are easily accessible through both physical branches and digital platforms. If you're ready to explore how we can help meet your financial goals or if you have questions about any of our services, don't hesitate to reach out! Call us today at 806-798-5554 or visit us online at alliancecutx.com to learn more about how we can assist you on your financial journey!

Auto Loans & Vehicle Financing

Are you dreaming of a new car? At Alliance, our auto loans and vehicle financing can help turn that dream into reality. With competitive rates and flexible terms, you can easily find a loan that fits your budget. Picture yourself driving off in your new vehicle with the peace of mind that comes from knowing you got a great deal.

Business Banking

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. If you're an entrepreneur seeking funds to expand or improve operations, our team can help navigate the options available for financing.

Credit Cards with Rewards

Looking for ways to earn while you spend? Our credit cards with rewards give you the opportunity to earn points on everyday purchases. Use them wisely, and watch those points add up for travel, merchandise, or cash back whatever suits your lifestyle best.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans tailored to meet various needs. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our friendly team is here to guide you through every step. We know how important this investment is, so we work hard to ensure the process is smooth and straightforward.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From transferring money between accounts to paying bills at the touch of a button our digital tools are designed to save you time and hassle.

Personal Banking

We understand that managing your finances can be a challenge. That's why we offer personal banking services like checking and savings accounts that make it easy to keep track of your money. Imagine opening your account online, setting up automatic transfers, and watching your savings grow without lifting a finger. Our personal loans and debt consolidation options provide additional support when life throws you a curveball.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://alliancecutx.com/home, you can check your account balances, pay bills, and transfer money anytime, anywhere. Our 24/7 online banking services ensure that you have real-time access to your accounts whenever you need it. Plus, with the option for electronic signature authorization, signing documents is simple and hassle-free. For those who prefer managing their accounts via mobile devices, our mobile application puts the power of banking right in your pocket. You can enjoy features like person-to-person transfers, which allow you to send money to friends or family with just a few taps. And if you're a fan of mobile payments, we've got you covered there too easily make purchases using your smartphone without the need for cash or cards.

Security and Accessibility

Your security is our top priority. Our online banking system employs robust security measures to keep your personal information safe while providing an easy-to-use interface. We also offer e-statements, so you can review your financial activity without worrying about paper clutter. Banking should fit into your lifestyle seamlessly. With features like mobile payments and an intuitive app, managing your finances on-the-go is simple and effective. Say goodbye to long lines at the bank and hello to the convenience of digital banking at Alliance!

Financial Strength

Growing Together

The trust our members place in us is evident through our 77,822 total share accounts, showcasing a strong and growing member base that relies on us for their financial needs. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 12812 Indiana Ave Lubbock Tx 79423 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is also reflected in our lending capacity; with $8,633 in used auto loans and $513,469,519 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,069,441 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. We provide financing options that can suit various budgets, ensuring that you find the right fit for your lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. We're committed to supporting local businesses and ensuring they thrive in our community. At Alliance, we pride ourselves on personalized service and making sure you understand all your options. Our knowledgeable staff is here to assist you every step of the way, whether it's applying for a loan or exploring refinancing solutions that may be available. For more information about our loan offerings or to get started today, visit us online or give us a call at (806) 798-5554. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. These cards come with various features designed to make transactions easier while helping you build your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, make buying or refinancing simple. We also have refinancing options available if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to make informed decisions without hidden surprises.

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each listing reflects current market conditions so you can trust the numbers presented. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you'll see a true representation of available loan options without influence from advertising dollars. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions are readily accessible, helping users make informed decisions quickly. The platform's commitment to presenting accurate information means you can feel confident in your choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the service is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ALLIANCE CREDIT UNION - Lubbock, TX

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