Cheap Mortgage Refinance & Credit Cards | Alliance Lubbock TX Credit Union

Introduction

Welcome to Alliance, your trusted financial partner located at 2404 82Nd St, Lubbock, TX 79423. Since our establishment in 1940, we've been dedicated to serving the community with integrity and care. With a strong membership base of over 51,436 members, we pride ourselves on fostering relationships that empower individuals and families to achieve their financial goals. At Alliance, we understand that every member has unique needs. That's why we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our team of 190 employees, led by CEO Matt Grannan and Board President Patsy Wilson, is here to provide personalized support that goes beyond transactions. With total assets exceeding $613 million and net worth around $71 million, our commitment to your financial well-being is backed by solid stability and growth. We maintain an impressive cash reserve of $10,790,090, ensuring we can always meet your needs swiftly and effectively. You can trust us to handle your deposits with care; we currently hold about $24,705,372 in total deposits. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 2404 82nd St, Lubbock, TX 79423. We are also proud to offer modern conveniences like online and mobile banking services for easy access anytime you need it. Ready to take the next step in achieving your financial dreams? Call us today at 806-798-5554 or visit our website at alliancecutx.com for more information. Let's build a brighter financial future together!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become a part of the Alliance family. Experience firsthand the benefits of membership from personalized service to innovative financial solutions tailored just for you. Together, let's build a brighter future for Lubbock and strengthen our community one member at a time. For more information or if you have questions, feel free to reach out at 806-798-5554 or visit us online at Alliance Credit Union. We look forward to welcoming you!

Modern Advancements

While we honor our rich history, we also embrace modern advancements to better serve you. Our branch is equipped with convenient features such as ATM availability and drive-thru banking for quick transactions. We offer online and mobile banking options so you can manage your finances from anywhere at any time. Plus, we're dedicated to ensuring our services are accessible for everyone by adhering to ADA compliance standards.

Our Mission

Our mission at Alliance is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that meet their unique needs. Whether it's through personal banking options like checking and savings accounts or auto loans and mortgages, we strive to provide solutions that make life easier for our members. We also recognize the importance of giving back to the community. Through various outreach programs and partnerships with local organizations, we actively contribute to the growth and well-being of Lubbock. Our commitment goes beyond just banking; it's about building relationships and supporting each other in times of need.

Branch Location & Accessibility

Welcome to the Alliance Credit Union, located at 2404 82nd St in Lubbock, TX! Our South Branch is designed with your convenience in mind, making it easy for you to access a variety of financial services right in the heart of Lubbock County. Whether you're stopping by to discuss loans, open a new account, or use our ATM, we're here to help. Our branch is situated near popular local spots, ensuring that you can easily incorporate your banking visit into your daily routine. With ample parking available and features like ADA-compliant ramps, we strive to make our branch accessible for everyone. If you need assistance during your visit, our friendly staff is always ready to lend a hand. We offer flexible operating hours to fit your busy schedule. You can visit us from 9:00 AM to 5:00 PM in the lobby or take advantage of our drive-thru service from 7:30 AM to 6:00 PM perfect for quick transactions without leaving your car. Plus, with an ATM available on-site, you have easy access to cash whenever you need it. While members can visit us at 2404 82nd St for all their banking needs, official correspondence should be sent to the same address as well. So why not stop by today? Our team is excited to welcome you and assist you with personal banking options including checking and savings accounts, auto loans, mortgages, and more. You can also reach us at (806) 798-5554 if you have any questions before your visit. At Alliance Credit Union, we're committed to making banking easy and accessible for all our members. We look forward to seeing you soon!

Member Eligibility

At Alliance, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, or worship in our area, as well as their family members. This means that if you're part of the Lubbock community or have loved ones here, you're likely eligible to join us! By becoming a member of Alliance, you gain access to a range of financial services designed with your needs in mind, from checking and savings accounts to loans and credit cards. If you're ready to take the next step, visit us at 2404 82Nd St Lubbock Tx 79423 or give us a call at (806) 798-5554 for more details on how to get started. You can also check out our eligibility criteria by visiting this link. Joining is straightforward and comes with the benefits of being part of a supportive credit union dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that help streamline your operations. Imagine being able to accept payments from customers easily whether they pay with cards or mobile wallets. This not only speeds up transactions but also enhances customer satisfaction. Our goal is to provide you with tools that simplify managing your finances so you can focus on what matters most growing your business. Visit us at 2404 82Nd St Lubbock Tx 79423 or call us at (806) 798-5554 to learn more about how we can assist you in achieving your business goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

We understand that small businesses are the backbone of our community. That's why we provide robust business banking services, including merchant services and business loans. We're here to support your entrepreneurial dreams and ensure that you have the tools necessary for success.

Conclusion

With so many services available at Alliance, we strive to make banking not just accessible but enjoyable for all our members. If you're ready to experience personalized financial solutions that truly cater to your needs, contact us today at (806) 798-5554 or visit us at 2404 82Nd St Lubbock Tx 79423 in Lubbock, TX. Let us be part of your financial journey!

Credit Options

Managing debt can feel overwhelming, but our personal loans and debt consolidation services can lighten that load. With flexible terms and competitive rates, we help you take control of your finances. Plus, our credit cards with rewards offer additional perks for everyday spending, making it easier to earn rewards while managing expenses.

Digital Banking Features

In today's fast-paced world, convenience is key. At Alliance, we prioritize easy access to your accounts through our online and mobile banking platforms. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go using your smartphone. For quick cash needs, our ATM and cash withdrawal services allow for easy access whenever you need it. And if you prefer face-to-face service, enjoy the benefits of our basic drive-thru banking for deposits, withdrawals, and simple transactions.

Personal Banking

Our personal banking services are designed with you in mind. We offer various checking and savings accounts that fit different lifestyles. Imagine having easy access to your funds while earning interest on your savings this is just one of the many benefits we provide. For those considering purchasing a car, our auto loans and vehicle financing options make it simple and affordable to drive away in the vehicle of your dreams. If you're eyeing a home, look no further than our mortgage loans and refinancing solutions that can help turn your dream into reality.

Digital & Online Banking

Key Features for Your Convenience

Our services include the ability to send money directly to friends and family with our person-to-person transfers feature. It's a fast and simple way to share funds without any hassle. You can also enjoy the ease of mobile payments, allowing you to make transactions right from your smartphone. For those who prefer a paperless experience, we offer e-statements that provide quick access to your account information while helping the environment. And if you're ever on the go, our mobile application makes it easy to stay connected with your finances wherever life takes you.

Security You Can Trust

We take security seriously at Alliance. Our electronic signature authorization process ensures that all transactions are safe and verified. You can bank confidently knowing that your information is protected with advanced security measures. Embrace the freedom of managing your finances on your own terms with our user-friendly digital banking services. Explore all that Alliance has to offer today!

Financial Strength

Committed Team

We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 77,822, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 2404 82Nd St Lubbock Tx 79423 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Secure Savings Options

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your assets reflects our dedication to your financial wellbeing.

Strong Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $8,633 in used auto loans and $513,469,519 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,069,441 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a pre-owned one, our competitive rates can help you drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. We understand that every business has unique needs, and our loan specialists are here to help you navigate your financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, make buying or refinancing simple. We provide flexible terms and guidance throughout the process to ensure you find the best fit for your budget and lifestyle.

Personal Assistance

If you're unsure about which loan is right for you or need assistance with refinancing options, our dedicated team is ready to help. We want to ensure that every member feels supported in their financial journey. At Alliance, we pride ourselves on our commitment to serving our community in Lubbock, TX. For any questions or to apply for a loan, feel free to reach out at (806) 798-5554 during our operating hours: Lobby from 9:00 AM - 5:00 PM and Drive-Thru from 7:30 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come see how we can help you secure your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying low interest rates and no collateral requirements.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects accurate terms and conditions, allowing users to trust the information they are reviewing.

ALLIANCE CREDIT UNION - Lubbock, TX

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