Affordable Vehicle Loans & Business Banking | Alliance Lubbock TX Credit Union

Introduction

Welcome to Alliance Credit Union, located at 2220 34th St, Lubbock, TX 79411. With a strong commitment to our members since 1940, we have proudly served the Lubbock community for over 80 years. Our credit union has grown to support a vibrant membership of 51,436 individuals and families who trust us with their financial needs. At Alliance, we understand that banking is about more than just transactions; it's about building relationships and fostering a sense of community. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and even business banking solutions. With total assets exceeding $613 million and total deposits amounting to $24,705,372, you can feel secure knowing that your finances are in capable hands. Our dedicated team of 190 employees, led by CEO Matt Grannan and Board President Patsy Wilson, is here to provide personalized service every step of the way. We pride ourselves on our member-centric approach, ensuring that each interaction reflects our core values of integrity and respect. While members can visit us at our branch location, official correspondence should be sent to the same address: 2220 34th St, Lubbock, TX 79411. We invite you to explore what sets us apart as a trusted financial partner in your journey toward achieving your goals. Whether you're looking for competitive loan rates or innovative online banking features, we have the tools you need to succeed. Feel free to reach out to us at (806) 798-5554 during our operating hours from 7:30 AM - 6:00 PM (Drive-Thru) and 9:00 AM - 5:00 PM (Lobby). Join us at Alliance Credit Union today where your financial future matters!

Branch History & Mission

Join Us

As we continue this journey of growth and support within Lubbock and beyond, we invite you to become part of our family at Alliance. Experience firsthand the benefits of being a member where your financial goals matter most. Come visit us or explore more about what we offer at our website. Let's build a brighter financial future together!

Our Evolution

From our humble beginnings, Alliance has always been focused on meeting the needs of our community. We have expanded our services significantly since our founding, offering everything from personal checking and savings accounts to auto loans and mortgage refinancing. As technology advanced, so did we. Today, our members enjoy convenient online banking and mobile payment options. We ensure that all our digital platforms are ADA compliant, making them accessible to everyone. Our location is not just about banking; it's about being part of Lubbock. We're proud to be situated near local landmarks that define our vibrant community. Whether you're here for a quick ATM visit or need assistance at our drive-thru service, you'll find that we are dedicated to providing personalized care during our operating hours from 7:30 AM to 6:00 PM for Drive-Thru and 9:00 AM to 5:00 PM for Lobby services.

Our Mission

The mission of Alliance is clear: we aim to empower our members through financial education and accessible services while fostering community growth. We believe in supporting not only individual financial wellness but also contributing positively to the local economy through partnerships and outreach programs. Our team is committed to making a difference in people's lives by offering tailored solutions that fit their unique needs. While members can visit us at 2220 34th St, official correspondence should be sent to the same address since there is no separate mailing address. You can reach us at (806) 798-5554 if you have any questions or need assistance.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch features ADA-compliant entrances, including ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with a loan, our friendly staff is here to help!

Banking Services

At Alliance, we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgages. Need cash? We have an ATM on-site for your convenience, as well as drive-thru banking for deposits and withdrawals without leaving your car. While members can visit us at our branch address, official correspondence should be sent to the same mailing address: 2220 34th St, Lubbock, TX 79411. If you have any questions or need assistance, feel free to give us a call at 806-798-5554. We look forward to welcoming you into our community and helping you achieve your financial goals. Stop by today!

Operating Hours

Our doors are open Monday through Friday from 7:30 AM to 6:00 PM for drive-thru services and until 5:00 PM in the lobby. We strive to accommodate your busy schedule, making it easy to manage your banking when it suits you best.

Member Eligibility

At Alliance, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to many! If you live, work, or attend school in the Lubbock area, you likely qualify for membership with us. We value your presence and are excited to offer a range of services tailored just for you, from checking accounts to auto loans and more. For those looking for detailed eligibility criteria, we encourage you to visit this link for the most up-to-date information. Joining is easy! Simply reach out to us at (806) 798-5554 or stop by our branch located at 2220 34Th St Lubbock Tx 79411. Our friendly staff is here to guide you through the account opening process and help you enjoy all the benefits that come with being a member of Alliance. We can't wait to welcome you into our family!

Business Banking & Commercial Services

At Alliance, we understand that every business has unique needs. Whether you're a startup or an established company, having the right financial partner can make all the difference in your growth journey. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services tailored to meet your operational needs. Imagine streamlining your payment processing so you can focus on what really matters growing your business. Our solutions are designed to help you enhance customer satisfaction while managing cash flow effectively. Visit us at 2220 34Th St Lubbock Tx 79411 in Lubbock, TX, or give us a call at (806) 798-5554 to learn how we can support your business goals.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we have tailored solutions through our Business Banking services. From Merchant Services that streamline transactions to flexible Business Loans that support growth, we're committed to helping local businesses thrive.

Convenience Features

We know convenience matters. That's why we have one ATM on-site for easy cash access and a drive-thru service that allows you to complete basic transactions without leaving your car. Whether it's making deposits, withdrawals, or conducting simple transactions, we make banking easy and accessible.

Credit Card Rewards

When it comes to spending smartly, our Credit Cards with Rewards give you more than just purchasing power they offer rewards that you can actually use! Picture earning points every time you shop, which can be redeemed for exciting experiences or cash back.

Personal Banking Solutions

Managing your personal finances shouldn't be complicated. At Alliance, we provide accessible Personal Banking options including checking and savings accounts that fit your lifestyle. Imagine easily depositing checks or transferring money with just a few taps on your smartphone thanks to our robust Online & Mobile Banking features, banking is now at your fingertips. Need funds for a new car? Our Auto Loans & Vehicle Financing make it simple and quick to get behind the wheel. We also offer Mortgage Loans & Refinancing, ideal for first-time homebuyers or those looking to lower their monthly payments through competitive rates. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options are here to help you regain control.

Your Financial Partner

At Alliance, we believe in being there for you every step of the way. With our user-friendly digital tools like mobile payments and person-to-person transfers, managing your finances has never been easier. If you're ready to explore all the ways we can assist you on your financial journey, don't hesitate to reach out! Give us a call at (806) 798-5554 or visit us at our branch in Lubbock, TX today! Together, let's take the next step toward achieving your financial dreams.

Digital & Online Banking

Key Features

Our online banking service offers 24/7 access, allowing you to check balances, transfer funds, and pay bills right from your device. With just a few clicks, you can take control of your financial life without the need for in-person visits. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. If you're always on the move, our mobile application provides a seamless experience. You can manage your accounts from your smartphone and even make mobile payments with ease. Plus, if you prefer going paperless, we offer e-statements for quick access to your account information while helping the environment. Security is paramount at Alliance. We use electronic signature authorization to keep your transactions safe, giving you peace of mind every time you log in or conduct business online. You can trust that your information is protected with us. In a world where time is precious, our digital banking options are crafted to enhance your banking experience making it accessible and efficient. Join us today and discover how easy managing your finances can be!

Financial Strength

Commitment to Excellence

Our $2,069,441 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We believe that being transparent about our financial strength fosters trust within our community. Our total share accounts stand at 77,822, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 2220 34Th St Lubbock Tx 79411 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our support for your financial goals: we have $8,633 in used auto loans and $513,469,519 in total loans and leases available.

Solid Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to assist. We strive to make our services accessible and tailored to your financial situation. For any questions or further information about our loan offerings, please feel free to reach out at 806-798-5554 or visit us at 2220 34Th St Lubbock Tx 79411. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. We provide straightforward terms and competitive interest rates to make your car-buying experience as smooth as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. We know that every business has unique needs and we are committed to working with you to create a financing plan that fits.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, making buying or refinancing simple. We are here to guide you through the process and help you find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. These cards can be a great way to handle everyday expenses while enjoying the benefits of rewards and cash back.

Loan Aggregator

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ALLIANCE CREDIT UNION - Lubbock, TX

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