Best Auto Loans & Personal Banking | Alliance Hazelwood MO Credit Union

Introduction

Welcome to Alliance, where your financial goals are our top priority! Located at 6250 Howdershell Rd, Hazelwood, MO 63042, our Hazelwood Branch has been serving the community since 1948. With a commitment to providing personalized banking solutions, we proudly support over 21,912 members with a total asset base of $377,369,631. At Alliance, we understand that each member's journey is unique. That's why we offer a range of services designed to meet your individual needs from checking and savings accounts to auto loans and mortgages. Our expert team is here to guide you every step of the way, ensuring you have the tools necessary for financial success. While members can visit us at our branch location, official correspondence should be sent to 9150 Pershall Rd, Hazelwood, MO 63042. We invite you to discover how we can assist you in reaching your financial aspirations. Under the leadership of our dedicated CEO, Timothy Stephens, and Board President Ben Hegvik, our team of 75 employees is here to foster trust and reliability within our community. With a focus on transparency and integrity, we've built a strong foundation that allows us to maintain a net worth of $43,517,340 and cash reserves of $3,846,734. We're proud to offer not just great rates on loans totaling over 126,862 but also a welcoming environment where members can thrive. Whether you need personal banking assistance or business solutions like merchant services or business loans, we're ready to serve you. Feel free to reach out at 636-343-7005, or visit our website at Alliance Credit Union for more information. Let's work together towards your financial future!

Branch History & Mission

A Legacy of Growth

Since our inception, we've been committed to providing exceptional financial services while fostering a strong sense of community. Our mission is straightforward: to help our members achieve their financial goals through personalized banking solutions. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. As we grew, we embraced new technologies to enhance the member experience. Today, we provide online and mobile banking services that allow our members to manage their finances conveniently from anywhere. With features like electronic signatures and person-to-person payments, banking with us has never been easier or more secure.

Community Engagement

At Alliance, we understand that our success is tied closely to the well-being of the communities we serve. That's why we actively participate in local outreach programs and partnerships that support education and economic development. We believe in giving back and making a positive impact on our community's future. While members can visit us at 6250 Howdershell Rd for all their banking needs, official correspondence should be sent to our mailing address at 9150 Pershall Rd, Hazelwood, MO 63042.

Our Commitment

Our mission extends beyond just providing financial services; it's about building lasting relationships with our members and supporting them every step of the way. With an experienced team dedicated to excellent customer service and ADA compliance initiatives in place, we ensure that everyone feels welcome at Alliance. We invite you to join us on this journey. Experience firsthand how being part of Alliance can benefit you and your family. Whether you are looking for a simple savings account or need guidance on securing a loan, we're here to help. Visit us today or call us at 636-343-7005 to learn more about how we can assist you in achieving your financial dreams!

Branch Location & Accessibility

Accessibility Features

At Alliance, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure that all members can easily access our services. Plus, we have a drive-thru banking option available for added convenience ideal for those on the go!

Call to Action

We invite you to visit us at the Alliance Hazelwood Branch! If you have any questions or want more information about our services, feel free to give us a call at 636-343-7005. We're here to help you every step of the way!

Operating Hours

We know that life can be busy, so we've designed our hours to fit your schedule. Our office is open Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 12 PM. For those who prefer using our drive-thru service, we're open Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM.

Services Offered

At the Hazelwood Branch, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it.

Member Eligibility

At Alliance, we believe that everyone deserves access to a supportive community and financial services tailored to their needs. Becoming a member is simple and welcoming! If you live, work, or worship in the Hazelwood area or nearby, you're likely eligible to join our family at Alliance. We're here to help you every step of the way, whether you're looking for checking and savings accounts, loans, or even credit cards with rewards. The perks of membership include personalized service and competitive rates that can truly make a difference in your financial journey. To kickstart your membership, just visit us at our branch located at 6250 Howdershell Rd Hazelwood Mo 63042. You can also reach out to us directly at (636) 343-7005 if you have any questions about the eligibility process or want more information on how to open an account. For detailed eligibility criteria, feel free to check out our website at . Joining us is not just about opening an account; it's about being part of a caring community focused on helping you thrive!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that make everyday transactions easier. Imagine having the ability to accept payments quickly and securely, whether you're at a brick-and-mortar location or selling online. Our services help streamline your operations so you can focus on what matters most growing your business. Located conveniently at 6250 Howdershell Rd Hazelwood Mo 63042 in Hazelwood, MO, we invite you to explore how our business banking services can empower your enterprise. Reach out to us at (636) 343-7005 and take the next step toward achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,498,414, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer Business Banking solutions that include merchant services and business loans. These tools are designed to support your growth and help streamline operations so you can focus on what matters most your business.

Convenient Access Options

Accessibility is key at Alliance. Enjoy the ease of using our Online & Mobile Banking platforms, which allow you to manage accounts anytime and anywhere. Plus, our ATM & Cash Withdrawal Services ensure that you have quick access to cash when needed. Don't forget about our basic drive-thru banking options for those quick transactions like deposits and withdrawals without leaving your car. And if you're on-the-go, our ATMs provide fast access for balance checks and withdrawals. We invite you to experience how banking should be at Alliance! For more information about any of these services or to get started today, give us a call at (636) 343-7005 or visit us online at Hazelwood Branch. Your financial journey starts here!

Credit Cards with Benefits

Our Credit Cards with Rewards program offers additional perks that enhance your purchasing power while allowing you to earn rewards on everyday spending. It's an excellent way to maximize your budget while enjoying benefits like cash back or travel points.

Home Financing Solutions

If homeownership is on your mind, explore our Mortgage Loans & Refinancing services. We understand that buying a home is one of the biggest decisions you'll make, so we offer personalized guidance throughout the process. Our team is here to answer your questions and help you secure the best possible loan for your situation. In addition, we provide Personal Loans & Debt Consolidation services to assist you in managing expenses or consolidating debt into a single monthly payment. This can be especially helpful if you're looking for relief from high-interest debts.

Personal Banking Made Easy

One of our core services includes Personal Banking, where you can open both checking and savings accounts that fit your lifestyle. Imagine having a secure place for your funds, along with easy access through online and mobile banking. You can manage your accounts from anywhere, making it simple to check balances or transfer funds on the go. For those considering a vehicle purchase, our Auto Loans & Vehicle Financing options make it easy to drive away in your dream car. With competitive rates and flexible terms, we help you find a financing solution that works for you.

Digital & Online Banking

At Alliance, we understand that modern banking needs to be both convenient and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been easier. One of the standout features is our comprehensive online banking platform, accessible anytime, anywhere through https://alliancecu.com/ . This service allows you to check your account balances, pay bills, and transfer funds with just a few clicks. You'll also benefit from e-statements, which are available for those who prefer digital records over paper statements. This means less clutter and more eco-friendly choices! For those who love using their smartphones, our mobile application offers a user-friendly experience that puts everything at your fingertips. With features like mobile payments, you can make quick transactions without needing cash or cards. Plus, our person-to-person transfer option makes it easy to send money directly to friends or family perfect for splitting bills or paying back a loan. Security is our top priority. We provide electronic signature authorization, ensuring your transactions are safe and verified. And with 24/7 online banking services, you can manage your account whenever it suits you best. At Alliance, we strive to make banking simple and accessible for everyone. Our digital solutions allow for real-time account management and peace of mind, so you can focus on what matters most in your life. Explore all these features and more by visiting us online!

Financial Strength

Building Trust Together

Total Share Accounts: 40,909, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,189,701. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 6250 Howdershell Rd Hazelwood Mo 63042 or call (636) 343-7005 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $36,808,466 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community growth is reflected in our lending capacity: with $87,138 in used auto loans and $336,835,282 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings for Members

Members' savings are secured through $68,042,014 in share certificates and $65,881,161 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,967,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $43,517,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,149 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,260,277 in used vehicle loans and $17,717,574 in new vehicle loans already helping members get on the road. Whether you are considering a brand-new model or a reliable used option, we have flexible terms that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $22,498,414 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to invest in equipment or inventory, we can help support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,148,217, which can be an excellent choice for first-time homebuyers and those looking to refinance their current mortgage. Our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing debts or loans, our team can discuss eligibility options tailored to your situation. We aim to provide solutions that not only meet your needs but also offer potential savings over time. At Alliance Credit Union in Hazelwood, MO, we pride ourselves on being more than just a lender; we're your partner in financial success. For more information about our loan offerings or to speak with one of our representatives, please call us at 636-343-7005. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $341,922 in loans helping members manage their finances effectively. These cards come with competitive rates and no collateral required, allowing you to access funds when you need them most.

Loan Aggregator

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ALLIANCE CREDIT UNION - Hazelwood, MO