Allentown Credit Union PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Allentown branch of your trusted financial partner, where community comes first! Located at 2115 Hanover Ave, Allentown, PA 18109, we have been proudly serving our members since 1955. With a commitment to fostering strong relationships and enhancing your financial well-being, we are dedicated to providing exceptional service tailored just for you. At the Hanover Office, our membership has grown to over 7,373 individuals who rely on us for a variety of services. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered! Our total assets amount to an impressive $119,880,591, ensuring that we have the resources needed to support our members effectively. Under the leadership of our CEO, Albert Farnschlader, and Board President, Louis Stalsitz, our team of 18 employees is here to help you navigate your financial journey. We understand that every member's needs are unique, which is why we offer personalized services designed with you in mind. Your financial security is paramount to us. With total deposits standing at $17,406,620 and a net worth of $18,360,976, we strive to provide a safe and reliable place for your money. Additionally, with cash in hand totaling $1,561,035, we ensure liquidity and readiness to assist when you need it most. While members can visit us at our branch location for face-to-face assistance during our hours of operation Monday through Friday from 9:30 AM to 5:00 PM and Thursday until 7:00 PM official correspondence should be sent to the same address mentioned above. Join us today at the Allentown branch by calling us at 610-820-9111 or explore more about what we offer by visiting our website at Allentown FCU. Experience the difference that comes from being part of a community-focused credit union that truly cares about your financial future!

Branch History & Mission

Join Us

While official correspondence can be sent to our mailing address at 2115 Hanover Ave, Allentown, PA 18109, we invite you to visit us during our operating hours Monday through Friday from 9:30 AM to 5:00 PM and until 7:00 PM on Thursdays to discover firsthand the benefits of membership. With no ATM or drive-thru service available currently, our friendly staff is always ready to assist you directly inside the branch. At Allentown FCU, we are more than just a credit union; we are your neighbors dedicated to your success. If you're looking for personalized banking solutions and a community-focused approach, we encourage you to learn more about becoming a member today by visiting our website. Join us as we continue this journey together!

Our Journey

The journey of Allentown FCU is one of dedication and resilience. Established to provide accessible banking solutions for the local community, we have continuously adapted our services to meet the evolving needs of our members. From humble beginnings to now offering a wide range of financial products including personal banking, auto loans, mortgages, and credit cards we take pride in being a dependable partner in our members' financial journeys. As we've expanded our offerings, we have also embraced digital advancements to enhance convenience for our members. With features like online and mobile banking available, we ensure that managing finances is easier than ever.

Our Mission

Our mission at Allentown FCU is clear: We are committed to providing exceptional financial services while fostering a supportive environment that strengthens our community. We believe in empowering our members with the tools they need to achieve their financial goals. Whether it's through offering competitive rates on loans or helping families save for their futures, we strive to make a positive impact every day. We also prioritize community engagement through various outreach efforts and partnerships that address local needs. By supporting initiatives that uplift our neighbors, we create a more vibrant and united Allentown.

Branch Location & Accessibility

Accessibility and Parking

At our Allentown location, we prioritize accessibility for all members. The branch is ADA compliant, featuring ramps and spacious areas to ensure everyone can navigate comfortably. We also offer ample parking right outside the entrance, so you can easily find a spot when you visit.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Friday from 9:30 AM to 5:00 PM, and we extend our hours on Thursdays until 7:00 PM. This gives you plenty of time to come in after work or during your lunch break!

Services Offered

At the Allentown Credit Union, we provide a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. You can also take advantage of our online and mobile banking options for easy access anytime, anywhere. While members can visit us at 2115 Hanover Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 610-820-9111. We invite you to come by and see how we can help you achieve your financial goals!

Member Eligibility

At Allentown, we believe that becoming a member is like joining a family where you can feel supported and valued. If you live, work, or worship in the Allentown area, you're likely eligible to join us! We welcome individuals from various backgrounds and financial situations, making it easy for you to access our range of services designed with your needs in mind. For detailed eligibility criteria, feel free to check out our dedicated page at https://www.allentownfcu.com/become-a-member/. Joining is simple! Once you confirm your eligibility, you can open an account right here at our branch located at 2115 Hanover Ave Allentown Pa 18109. Our friendly team is ready to guide you through the process and answer any questions you might have just give us a call at (610) 820-9111. By becoming a member of Allentown, you're not just opening a bank account; you're gaining access to personalized financial solutions and a community that truly cares about your success.

Business Banking & Commercial Services

Practical Merchant Services

In today's competitive market, having the right tools can set your business apart. Our merchant services help streamline your payment processes, making it easier for customers to do business with you. Imagine a busy Saturday where customers are lining up; with our services, you can process payments quickly and efficiently, ensuring that no sale is missed. Visit us at 2115 Hanover Ave Allentown Pa 18109, Allentown, PA, or call us at (610) 820-9111 to learn how we can partner with you on your path to success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't currently have ATMs at our branch location, we ensure that accessing cash is still easy through partnerships in the area. You can withdraw cash without any hassle when needed. At Allentown, we're committed to making banking accessible and straightforward for everyone in Allentown and beyond. For any questions about our services or how we can assist you further, please give us a call at (610) 820-9111. Visit us today and discover how we can partner together on your financial journey!

Auto Loans & Vehicle Financing

Dreaming of a new car? At Allentown, we provide auto loans and vehicle financing options that make purchasing your next vehicle easier than ever. Our straightforward application process allows you to get behind the wheel without the hassle, and our experienced staff is ready to assist you every step of the way.

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans designed to support local enterprises. From financing opportunities to tools that help streamline transactions, we empower businesses in our community.

Credit Cards with Rewards

Make every purchase count with our credit cards that come equipped with rewards! Enjoy benefits like cash back or travel points on everyday spending while building your credit history. It's a great way to maximize what you spend while earning rewards along the way.

Mortgage Loans & Refinancing

For those ready to buy their dream home or refinance an existing mortgage, we have customized mortgage loan solutions just for you. Our friendly team will guide you through the details, helping you secure favorable terms that align with your financial goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Allentown offers robust online and mobile banking features. Access your accounts anytime, anywhere check balances, transfer funds, pay bills, and more all from the palm of your hand.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We offer flexible options that fit various lifestyles, ensuring that you can manage your money effectively. If you're planning for the future, consider our competitive savings accounts that help grow your funds over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services that can help simplify your finances. Whether it's for medical bills, home improvements, or other needs, our loans come with manageable repayment options to ease your burden.

Digital & Online Banking

At Allentown, we understand that banking should fit seamlessly into your lifestyle. That's why we offer a range of digital and online banking services designed to provide you with convenience and security, anytime and anywhere. With our 24/7 Online Banking Services at https://www.allentownfcu.com/, you can easily manage your finances from the comfort of your home or on the go. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly platform makes it simple. Plus, for those who prefer quick access on their mobile devices, our Mobile Application is available, ensuring that all your banking needs are just a tap away. One of the standout features of our online services is the ability to make Person-to-Person Transfers. This means you can send money to friends or family instantly without needing to visit a branch. It's a hassle-free way to share expenses or help someone out when they need it. We also prioritize your security. While we currently do not support Electronic Signature Authorization, we ensure that all transactions are protected with robust security measures. You can feel confident that your personal information remains safe while using our services. If you're looking to stay organized and reduce paper clutter, take advantage of our E-Statements Availability. You can receive your statements electronically, allowing for easy access and management right from your email or online account. Though we don't currently offer a Mobile Payments Feature, our commitment to providing valuable services continues to grow. We're dedicated to enhancing your banking experience with innovative solutions tailored for today's fast-paced world. In summary, Allentown is here to empower you with flexible online and digital banking options that suit your busy life. Start exploring these convenient features today by visiting us at https://www.allentownfcu.com/!

Financial Strength

Dedicated Team

We also take pride in having 18 full-time employees ready to assist you whenever needed. With a knowledgeable team behind us and no part-time employees diluting our service quality, you can expect personal attention every time you visit.

Focused on Your Success

Unlike many other institutions, we emphasize our commitment to serving you directly. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,211,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means you can rely on us for the support you need when making significant financial decisions.

Growing Together

The strength of our community shines through with a total of 12,732 accounts held by our trusted members. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allentown is your trusted partner. Visit us at 2115 Hanover Ave Allentown Pa 18109 or call (610) 820-9111 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are our priority. While traditional banks may focus on profits from outside sources, at Allentown, we put our members first. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities.

Solid Financial Health

With a net worth of $18,360,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,531 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity is robust, with $406 in used auto loans and $72,879,484 in total loans and leases available to help support your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,915,001 in used vehicle loans and $3,236,845 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make your car buying experience smooth and affordable.

Contact Us

Ready to explore your options? Visit us at 2115 Hanover Ave Allentown Pa 18109 in Allentown, PA, or give us a call at (610) 820-9111. Our friendly staff is here to assist you from Monday to Friday between 9:30 AM to 5:00 PM and until 7:00 PM on Thursdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in an auto loan, mortgage financing, or managing debt with our credit card options, Allentown is here to support you every step of the way!

Credit Lines

For those who need additional flexibility, our total credit lines available are $3,000,000. These lines can be an excellent option for unexpected expenses or planned purchases without the need for reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,720,050, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we can help guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $768,201 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your spending habits.

Loan Aggregator

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Allentown