Introduction
Welcome to Allen Hospital Personnel Credit Union, where your financial well-being is our top priority! Located at 1825 Logan Ave, Waterloo, IA 50703, we have been proudly serving our community since 1961. With a total membership of 1,327 and assets exceeding $5,916,264, we are dedicated to providing personalized financial solutions that help you achieve your goals. At Allen Hospital Personnel Credit Union, we understand the importance of trust in your financial partner. That's why our experienced team is led by CEO Michele Hackenmiller and Board President David Schlichte, who are committed to ensuring that every member receives the support they need. Our small but dedicated staff of 3 employees works diligently to offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 1825 Logan Avenue, Waterloo, IA 50703-1916. We pride ourselves on transparency and accessibility, making it easy for you to reach out. Feel free to call us at 319-235-3678 during our lobby hours from Monday to Friday, 7:00 AM - 4:00 PM. As a credit union deeply rooted in the community, we believe in giving back. With total deposits amounting to $1,034,008, we actively work to ensure your money is put to good use within the local economy. Our commitment extends beyond just numbers; it's about building relationships and supporting each other. Join us on this journey towards financial empowerment. Whether you're looking for a new loan or simply need advice on managing your finances better, we invite you to come visit us or give us a call today!
Branch History & Mission
At Allen Hospital Personnel, our journey began in 1961 when we first opened our doors in Waterloo, IA. For over six decades, we have proudly served our community, growing alongside our members and adapting to their needs. Located at 1825 Logan Ave, just a stone's throw away from the heart of the city, our branch has become a trusted partner for individuals and families seeking financial stability and support. Since our founding, we have expanded significantly. Today, we are proud to serve over 1,327 members, managing total assets of $5,916,264. Our mission is simple yet profound: to provide accessible financial services while fostering a sense of community. We believe that everyone deserves the chance to achieve their financial goals, whether that means securing an auto loan for a new vehicle or opening a savings account for future plans. While members can visit us at 1825 Logan Ave Waterloo Ia 50703, official correspondence should be sent to 1825 Logan Avenue, Waterloo, IA 50703-1916. We are committed to ensuring that our services are available during convenient hours Monday through Friday from 7:00 AM to 4:00 PM making it easier for you to reach out whenever you need assistance. As part of our dedication to community support, we actively engage in outreach efforts and local partnerships that uplift those around us. We take pride in being more than just a financial institution; we strive to be a pillar of strength and stability in Waterloo and beyond. In today's fast-paced world, we understand the importance of convenience and accessibility. While we currently do not offer ATM or drive-thru services, we are continually exploring ways to enhance your experience through digital advancements. Our focus remains on providing personalized service and ensuring that every member feels valued. We invite you to join us at Allen Hospital Personnel Credit Union. Experience firsthand how our commitment to serving our members can make a difference in your financial journey. Together, let's build a brighter future for you and your community! If you have any questions or would like more information about our services, don't hesitate to call us at (319) 235-3678.
Branch Location & Accessibility
Accessibility and Parking
We understand that accessibility is important for all our members. Our branch is designed with features that comply with ADA standards, ensuring everyone can easily navigate the space. Parking is available right outside the entrance, making it hassle-free for you to drop by and take care of your banking needs.
Contact Us
For any questions or if you'd like more information about our services, feel free to call us at 319-235-3678. We invite you to visit us at our Waterloo location where you can experience personalized service designed just for you. We look forward to welcoming you into our credit union family!
Operating Hours
Our friendly team is here to assist you Monday through Friday from 7:00 AM to 4:00 PM. Whether you're stopping in for personal banking, auto loans, or mortgage refinancing, we're ready to help you during convenient hours.
Services Offered
At the Allen Hospital Personnel Credit Union, we provide a variety of services to meet your financial goals. From checking and savings accounts to vehicle financing and personal loans, we've got you covered. While we currently do not have ATM or drive-thru services, our dedicated staff is always on hand to assist with transactions and inquiries.
Member Eligibility
Becoming a member of Allen Hospital Personnel is like joining a warm and welcoming family that genuinely cares about your financial well-being. If you're looking to become part of our community, it's easy! We welcome individuals who are affiliated with Allen Hospital, including employees, retirees, and their families. This means if you're part of the Allen Hospital community in any way, you're eligible to open an account with us. Our goal is to support you in achieving your financial dreams while offering personalized service and competitive rates that can make a real difference in your life. To kick off the membership process, simply visit us at 1825 Logan Ave Waterloo Ia 50703 or give us a call at (319) 235-3678 for more information. You can also check out the full eligibility details [here]. When you're ready to join us, we'll guide you through opening your account easily ensuring that every step feels friendly and straightforward. We can't wait to welcome you into the Allen Hospital Personnel family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Alongside our loan offerings, we provide merchant services that simplify transactions for your business. Think about how easy it will be for your customers to pay with various options credit cards, mobile payments, or even online billing. Our services not only enhance customer satisfaction but also streamline your daily operations. Discover how Allen Hospital Personnel, located at 1825 Logan Ave Waterloo Ia 50703, can empower your business journey in Waterloo, IA. For personalized service and expert advice, call us at (319) 235-3678 today!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. With flexible terms and competitive rates, you can feel confident knowing you have the support of Allen Hospital Personnel every step of the way.
Business Banking
For our business members, we provide comprehensive banking solutions including merchant services and business loans. We understand the unique challenges small businesses face, and we're committed to helping you thrive with tailored financial products designed for growth.
Credit Cards with Rewards
Make everyday purchases work for you with our credit cards that offer rewards. You can earn points on every transaction, turning shopping into savings! This is perfect for those who want to maximize their spending power while enjoying the benefits of rewards.
Mortgage Loans & Refinancing
Homeownership is within reach! If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide attractive options tailored just for you. Our knowledgeable staff will guide you through the process, ensuring that you find the best solution to fit your budget and goals.
Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Whether you're paying bills from home or checking your account balance on the go, our digital services are designed to make banking easier for you. At Allen Hospital Personnel, we believe in making banking simple and accessible. For any questions or assistance regarding our services, don't hesitate to reach out at (319) 235-3678. Our doors are open Monday through Friday from 7:00 AM to 4:00 PM. We look forward to serving you!
Personal Banking
Whether you are looking to open a checking or savings account, we offer personal banking solutions that fit your lifestyle. Imagine having access to your funds whenever you need them, all while enjoying competitive interest rates. We understand that managing everyday expenses can be challenging, which is why our accounts come with features designed for your convenience.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can get back on track. Whether it's for home repairs or consolidating debt into one manageable payment, we are here to help ease your financial burden.
Digital & Online Banking
Connecting with Others Made Simple
Currently, person-to-person transfers are not supported at Allen Hospital Personnel. But we know how important it is to send money quickly and easily, so we'll keep you updated on any new features that can help facilitate these transactions in the future. In a world where digital services are becoming increasingly vital, Allen Hospital Personnel is here to support you every step of the way. As we explore opportunities for enhancing our online offerings, we remain dedicated to providing personalized service that meets your needs. If you have questions or want assistance, feel free to contact us at (319) 235-3678!
Easy Access Anytime, Anywhere
With our online banking features, managing your finances has never been simpler. Unfortunately, we currently do not offer online banking services. However, we are committed to ensuring that our members have the tools they need for effective account management.
Security You Can Trust
While we don't provide mobile payments or electronic signature authorization options right now, we prioritize the security of your personal information and funds. We work hard to ensure that any future digital services meet the highest standards of safety.
Stay Informed with E-Statements
Although e-statements are not available yet, keeping track of your account activities is crucial. We encourage members to stay engaged with their finances through regular communication with our team.
Financial Strength
Growing Member Base
Total Share and Deposit Accounts: 1,528, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further demonstrate our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allen Hospital Personnel is your trusted partner. Visit us at 1825 Logan Ave Waterloo Ia 50703 or call (319) 235-3678 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $311,414 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $12,609 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting in Your Future
With $799,255 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $154 in used auto loans and $3,692,694 in total loans and leases.
Solid Financial Health
With a net worth of $1,122,970, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,274,171 in used vehicle loans and $983,073 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the best financing option for your needs.
Credit Lines and Unsecured Loans
For those needing flexibility with their finances, we offer credit lines totaling $208,710. These lines can help manage unexpected expenses or provide support during transitions. Additionally, while we currently do not have any unsecured credit card loans available, our goal is always to help members effectively manage their budgets.
Mortgage Options
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have no Junior Lien 1-4 Family Residential Properties loans issued, we are dedicated to providing future homeowners with the support they need when they are ready to take that step.
Refinancing and Eligibility Options
If you're considering refinancing an existing loan, or if you want to know more about eligibility options for any of our products, please don't hesitate to reach out. Our knowledgeable team at Allen Hospital Personnel, located at 1825 Logan Ave Waterloo IA 50703, is ready to assist you. You can contact us at (319) 235-3678 during our operating hours from Monday to Friday between 7:00 AM and 4:00 PM. At Allen Hospital Personnel Credit Union, we strive to make your borrowing experience straightforward and beneficial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your journey toward financial success!
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