Allegius Credit Union Michigan City IN | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Allegius Credit Union - Michigan City Office, where your financial wellbeing is our top priority. Located at 1015 E Us Highway 20, Michigan City, IN 46360, we have proudly served our community since 1966, building lasting relationships with our 12,458 members. With a strong commitment to trust and reliability, we strive to provide personalized banking solutions tailored to your needs. At Allegius, we understand that financial success goes beyond numbers. Our total assets amount to an impressive $181,145,719, reflecting our stability and growth. We also manage total deposits of $6,016,853, ensuring that your money is secure and accessible when you need it. Our dedicated team of 43 employees, led by CEO Karin Birchel and Board President Bruce Aubrey, is here to guide you through every step of your financial journey. While members can visit us at our branch for a range of services ranging from checking accounts to auto loans official correspondence should be sent to the same address: 1015 E US Highway 20, Michigan City, IN 46360. We are proud to offer a variety of financial products designed to meet the diverse needs of our community. Whether you're looking for personal banking services or business loans, we've got you covered. With total loans and leases reaching 6936, we are dedicated to helping you achieve your financial goals. Join us today and experience the difference that comes with being part of Allegius Credit Union a place where members matter most! For more information or assistance, feel free to call us at (219) 787-8049 or visit our website at allegius.org. Let's build a brighter financial future together!

Branch History & Mission

Community Impact

Our impact goes beyond transactions; it's about building relationships within the community. We partner with local organizations and engage in outreach efforts that support education, health initiatives, and economic development. By investing in our community's future, we contribute to a stronger Michigan City for everyone. While members can visit us at 1015 E US Highway 20, official correspondence should be sent to 1015 E US Highway 20, Michigan City, IN 46360 if different needs arise. If you have questions or need assistance, don't hesitate to call us at 219-787-8049. Join us at Allegius Credit Union and experience how we can help you achieve your financial goals while being part of a supportive community. Together, let's create a brighter future!

Our Mission

At Allegius, we believe in more than just banking. Our mission is to empower individuals and families by providing essential financial resources while fostering a sense of community. We offer a variety of services including personal checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Each service is designed not only to meet the financial needs of our members but also to enhance their overall quality of life. We understand the importance of adapting to the changing world around us. That's why we've embraced digital advancements like online banking and mobile applications that allow you to manage your finances on the go. Our commitment to accessibility includes ADA compliance in our facilities so everyone can feel welcome.

Branch Location & Accessibility

Welcome to Allegius Credit Union's Michigan City Office, conveniently located at 1015 E Us Highway 20 in the heart of LaPorte County. Our branch is easy to access, whether you're coming from downtown Michigan City or nearby communities. We're just a stone's throw away from familiar landmarks like the Lighthouse Place Premium Outlets, making it simple for you to stop by while enjoying your day out. At Allegius, we prioritize your convenience and comfort. Our location features ample parking with accessible spots available, ensuring that everyone can visit us with ease. We are proud to be ADA compliant, providing ramps and other facilities that cater to all our members. We know your time is valuable! That's why we offer flexible operating hours to suit your busy schedule. Visit us Monday through Thursday from 8:30 am to 5:00 pm, Friday until 6:00 pm, and even on Saturday mornings until 12:30 pm. Whether you're looking to open a new account or need assistance with a loan, our friendly staff is here to help. For those who prefer quick and straightforward banking options, we provide both ATM services and drive-thru banking for your convenience. Need to make a deposit or withdrawal? Swing by our drive-thru, where you can take care of simple transactions without leaving your car. Plus, we participate in shared services, allowing members of partner credit unions to conduct basic transactions here too. While you can reach us at our branch address for in-person visits, please note that any official correspondence should be directed to the same address: 1015 E US Highway 20, Michigan City, IN 46360. Have questions? Feel free to give us a call at 219-787-8049; we'd love to assist you! We invite you to come by Allegius Credit Union's Michigan City Office today your trusted partner in personal banking!

Member Eligibility

At Allegius, we believe that becoming a member means joining a supportive community where your financial well-being is our top priority. If you're wondering how to become part of our family, it's quite simple! Membership is open to individuals who live, work, worship, or attend school in LaPorte County, Indiana. We also welcome the immediate family members of current members and those affiliated with various organizations that partner with us. This inclusive approach allows us to serve a diverse range of people, ensuring you feel right at home here. Once you find out that you're eligible, opening an account is easy and can be done online or in person at our branch located at 1015 E Us Highway 20, Michigan City, IN 46360. Just give us a call at 219-787-8049 if you have any questions along the way! For more details on eligibility requirements and to check for any updates, visit our website at https://www.allegius.org/connect/become-a-member.html. We can't wait to welcome you into the Allegius family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored to meet your needs. Imagine having a reliable payment processing solution that makes it easy for your customers to pay you whether they choose credit cards, debit cards, or mobile payments. This not only enhances customer satisfaction but also improves your cash flow. Discover how our business banking services at Allegius, located at 1015 E Us Highway 20 Michigan City In 46360 in Michigan City, IN, can help you turn your business vision into reality. For more information, feel free to contact us at (219) 787-8049!

Comprehensive List Of Services

Accessibility and Support

At Allegius, we pride ourselves on being accessible to all members. Our drive-thru service allows for easy deposits and withdrawals without leaving your car, while shared branch transactions enable you to conduct basic banking activities even when you're away from home. Our friendly staff is always ready to assist you with any questions or needs that may arise during your visit. You can reach us at (219) 787-8049 for more information or assistance. We invite you to explore all that Allegius Credit Union - Michigan City Office has to offer. Visit us today or check out our website at https://www.allegius.org to learn more about how we can support your financial journey!

Business Banking Solutions

For our business members, we provide essential banking services including merchant services and business loans that help you grow and manage your operations smoothly. We understand the unique challenges businesses face and are committed to offering solutions that simplify your banking experience.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to bank on the go. That's why we offer robust online and mobile banking features. With just a few clicks, you can check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATM services are also available for quick cash withdrawals whenever you need them.

Personal Banking Services

When it comes to personal banking, we offer various options tailored just for you. You can open checking and savings accounts that fit your lifestyle. If you're planning to buy a car, consider our auto loans and vehicle financing solutions that make getting behind the wheel easier than ever. For those dreaming of homeownership or looking to refinance their current mortgage, our mortgage loans are designed with competitive rates and flexible terms. Need some extra cash? Our personal loans can help with everything from unexpected expenses to debt consolidation. Plus, don't forget about our credit cards with rewards great for earning while you spend!

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This means you can sign documents digitally, saving you time and hassle while ensuring that your information remains secure. Say goodbye to paperwork! If you prefer to go paperless, our e-statements are available for all members. They not only help you keep track of your financial activity but also contribute to a greener planet by reducing paper waste. For those on the go, our mobile application offers a convenient way to access your accounts from your smartphone. You can even make person-to-person transfers, allowing you to send money to friends or family quickly and easily no need for cash or checks. While we currently do not support mobile payments, our commitment to providing secure online transactions remains strong. Each feature is designed with your safety in mind so you can bank confidently. At Allegius, we believe in making banking accessible for everyone. With real-time account management and easy-to-use tools, managing your finances has never been simpler. Join us today and experience the benefits of digital banking tailored just for you!

Financial Strength

Commitment to Growth

With $21,366,404 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,017 in used auto loans and a total of $100,370,555 across various loans and leases.

Growing Trust

Total Share Accounts: 24,165, show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further highlighting our commitment to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegius is your trusted partner. Visit us at 1015 E Us Highway 20 Michigan City In 46360 or call (219) 787-8049 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $4,537,663 in share certificates and $38,710,612 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,951,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $653,964, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 40 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $23,376,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,290 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,111,641 in used vehicle loans and $5,042,780 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for all types of vehicles, making it easier than ever to find the right financing option for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,589,770 in loans helping members manage their finances effectively. These cards are designed to provide you with convenience and control over your spending.

Credit Lines

For those who need more flexibility with their finances, our total credit lines amount to $20,000,000. This can help you cover unexpected expenses or manage larger purchases without hassle. At Allegius in Michigan City, IN (1015 E Us Highway 20), we're committed to helping our members find the right loan solution tailored just for them. For any questions about eligibility or refinancing options available to you, don't hesitate to reach out at (219) 787-8049. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how our loan products can fit into your plans for a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,244,723, make buying or refinancing simple. We guide you through each step of the process to ensure you feel confident in your decision.

Loan Aggregator

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