Allegius Credit Union Burns Harbor IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Allegius Credit Union, your trusted partner in financial well-being since 1966. Located conveniently at 244 Allegius Dr, Burns Harbor, IN 46304, we take pride in serving our community with personalized banking solutions tailored to meet your needs. Whether you're looking for a new auto loan or a simple savings account, we're here to help you achieve your financial goals. At Allegius, we understand the importance of community and commitment. With a total membership of 12,458 and assets reaching an impressive $181,145,719, we have built a solid foundation of trust and reliability. Our dedicated team of 43 employees, led by CEO Karin Birchel and Board President Bruce Aubrey, works tirelessly to provide exceptional service and support to our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 244 Allegius Dr, Burns Harbor, IN 46304. We encourage you to reach out via phone at 219-787-8049 or fax us at 219-787-9580 if you have any questions or need assistance. With total loans amounting to 6936 and deposits of $6,016,853, our credit union is not just about numbers it's about people. We aim to empower our members through various services such as personal banking, auto loans, mortgages, and business banking options. Our online platform offers convenient features like online banking and mobile applications so you can manage your finances anytime, anywhere. Join us on this journey towards financial health and community growth. Explore our offerings today by visiting Allegius Credit Union. We look forward to serving you!

Branch History & Mission

Our Evolution

Located at 244 Allegius Dr, Burns Harbor, IN 46304, our branch has seen the community flourish around us. From humble beginnings to becoming a trusted financial partner, we've continually evolved to meet the changing needs of our members. Our commitment to excellence is reflected not only in our diverse range of services including personal banking, auto loans, mortgages, and business banking but also in the way we engage with our local community. While members can visit us at our branch for friendly service and support during our operating hours from Monday through Friday from 7:00 am to 4:00 pm, we also offer convenient drive-thru banking for quick transactions. Additionally, as a shared service center, we welcome members from partner credit unions to access essential banking services.

Our Mission

At Allegius Credit Union, our mission goes beyond just financial transactions. We aim to empower our members through education and personalized service. We understand that navigating financial choices can be challenging; that's why we strive to provide clear guidance and support every step of the way. Our goal is to foster financial well-being while supporting initiatives that uplift and strengthen our community. We are proud of our partnerships with local organizations and actively participate in outreach efforts that give back to the community that has supported us over the years. Together with our dedicated team of employees currently numbering 43 we work tirelessly to ensure that each member feels valued and understood. As we look toward the future, we invite you to join Allegius Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a caring community dedicated to making a difference. Whether you're looking for savings accounts or loans tailored just for you, we're here to serve you. For more information or assistance, feel free to reach out at (219) 787-8049 or visit us online at allegius.org. Join us today and become part of something special!

Branch Location & Accessibility

Welcome to Allegius Credit Union, your go-to financial partner located conveniently at 244 Allegius Dr in the heart of Burns Harbor, IN. Our branch is nestled near popular local landmarks, making it easy for you to stop by while running errands or visiting nearby attractions. Whether you're a long-time member or new to our community, we are here to provide a welcoming atmosphere and exceptional service. At Allegius, we understand the importance of accessibility. Our branch is designed with features that ensure everyone can visit us comfortably, including ADA-compliant entrances and parking options. We also offer drive-thru banking for quick and easy transactions without leaving your vehicle. Our friendly team is available Monday through Friday from 7:00 AM to 4:00 PM, ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, and more. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 244 Allegius Dr, Burns Harbor, IN 46304. Though we do not have ATM services on-site, our drive-thru offers basic banking transactions like deposits and withdrawals. Plus, as part of our commitment to serving our members better, we are proud to participate in shared services with other credit unions, allowing for more flexibility in accessing your funds. Feel free to give us a call at 219-787-8049 if you have any questions or need assistance before your visit. We look forward to seeing you soon at Allegius Credit Union!

Member Eligibility

At Allegius, becoming a member feels like joining a close-knit family where your financial well-being is the top priority. If you live or work in the area, or if you're related to someone who does, you're likely eligible to join us! We believe in creating an inclusive community that supports all its members with personalized service and great financial products. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at https://www.allegius.org/connect/become-a-member.html. Opening an account with us is easy and straightforward, making your journey toward better financial options smooth from the very start. Whether you're looking for checking accounts, loans, or other services tailored just for you, we've got you covered. If you have any questions or need assistance during the process, don't hesitate to give us a call at (219) 787-8049. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner that helps streamline your payment processes. Our merchant services provide businesses with the tools they need to accept payments easily, manage transactions smoothly, and keep their operations running efficiently. This means more time focusing on what you do best growing your business. Visit us at 244 Allegius Dr Burns Harbor In 46304 in Burns Harbor, IN, or call us at (219) 787-8049 to explore how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access and Support

At Allegius, convenience is key. Our facility offers a basic drive-thru for quick transactions like deposits and withdrawals. Plus, members can access shared branch transactions through partner credit unions making it easy to bank when you're on the go. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (219) 787-8049 during our operating hours: Monday through Friday from 7:00 AM to 4:00 PM.

Credit Cards and Business Banking

Don't forget about our rewarding Credit Cards with Rewards program! You earn points for everyday purchases that can be redeemed for exciting rewards perfect for those who love to shop or travel. For business owners, we provide essential support through our Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we understand what it takes to keep your business thriving.

Join Us Today!

Ready to explore all that we have to offer? Visit us online at Allegius Credit Union for more details on how you can become a member or open an account today! Your financial well-being is just a call or click away at Allegius, where we're dedicated to serving you every step of the way.

Mortgage and Personal Loan Options

Buying a home? Our Mortgage Loans & Refinancing services can help make that dream a reality. We offer personalized guidance throughout the process, ensuring you find the right loan for your needs. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options are tailored to ease your financial burden.

Personal Banking Solutions

For those seeking reliable options for managing their finances, our Personal Banking services include Checking & Savings Accounts designed to fit various lifestyles. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills from anywhere, making banking more convenient than ever. When it comes to financing, consider our Auto Loans & Vehicle Financing. If you're ready to buy a car or truck, we offer competitive rates and flexible terms. This way, you can drive away with peace of mind knowing you made a smart financial choice.

Digital & Online Banking

Accessibility and Ease of Use

Our commitment to accessibility means that whether you're tech-savvy or just getting started with digital banking, you'll find our services straightforward and easy to use. From setting up alerts for account activity to viewing transaction history in real-time, managing your money has never been simpler. Join us at Allegius and experience how our digital and online banking services can enhance the way you bank. Your financial journey starts here!

Key Features

Our online banking offers 24/7 access to your accounts, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. With person-to-person transfers, sending money to family or friends is a breeze no need for cash or checks! Plus, if you prefer the ease of mobile banking, our user-friendly mobile application lets you manage your finances right from your smartphone. Security is a top priority at Allegius. We offer electronic signature authorization for secure document handling, ensuring that your transactions are protected every step of the way. And if you're looking to go green, take advantage of our e-statements. You can view your statements online instead of receiving paper copies making it easier for you to track your spending while also being environmentally friendly.

Financial Strength

Growing Trust Among Members

Total Share Accounts: 24,165, showing a strong and growing member base that trusts us with their finances. This trust is vital as we build lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegius is your trusted partner. Visit us at 244 Allegius Dr Burns Harbor In 46304 or call (219) 787-8049 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Focused Savings

Members' savings are secured through $4,537,663 in share certificates and $38,710,612 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,951,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $653,964 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $21,366,404 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support our community with $1,017 in used auto loans and $100,370,555 in total loans and leases, helping you achieve your financial goals across various sectors.

Strong Financial Health

With a net worth of $23,376,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,290 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those interested in expanding their business ventures or managing cash flow better, our total credit lines stand at an impressive $20,000,000. While we currently do not have outstanding commercial loans available, we are constantly evaluating our offerings to meet member needs. At Allegius, we also understand that refinancing options may be beneficial depending on your current financial situation. If you're looking to lower your monthly payments or consolidate debt into one manageable payment plan, we encourage you to explore these opportunities with us. For more information on eligibility and how to apply for any of our loan products, please visit our website at Allegius Credit Union or contact us directly at (219) 787-8049. Our dedicated team is here to assist you from Monday through Friday between 7:00 AM and 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,111,641 in used vehicle loans and $5,042,780 in new vehicle loans already helping members get on the road. We provide competitive terms on both new and used vehicles to make car ownership more accessible for everyone.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,244,723, make buying or refinancing simple. We strive to guide you through the process so you can enjoy the benefits of owning your own home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,589,770 in loans helping members manage their finances effectively. These cards can be a great tool for building credit or covering unexpected expenses without the worry of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, allowing users to assess their options effectively.

Allegius