Allegiance Credit Union Oklahoma City OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Allegiance, your trusted partner in financial success! Located at 12200 S Western Ave, Oklahoma City, OK 73170, our South Okc Branch is here to serve you with dedication and care. Established in 1963, we have proudly supported a growing community of over 24,389 members, all while managing total assets of $354,660,140. At Allegiance, we believe that banking should be personal and accessible. Our knowledgeable team, led by CEO Amy Downs and Board President Robyn Haffner, is committed to providing top-notch financial services tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business financing solutions, we have you covered. With total loans exceeding 8,763 and deposits amounting to $32,467,550, we are financially sound and ready to help you achieve your goals. Our net worth stands at an impressive $30,972,470, ensuring that your money is in safe hands. We also maintain cash reserves of $1,426,895 to support our members promptly. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same location: 12200 S Western Ave. For any inquiries or assistance, feel free to reach out via phone at 405-789-7900 or fax us at 405-491-6121. Join us today as we continue to build a stronger community together! Visit our website at allegiancecu.org for more information about our services or click here to open an account online. Your financial journey starts here!

Branch History & Mission

At Allegiance, we have a proud history that stretches back to our opening in 1963. Located at 12200 S Western Ave, Oklahoma City, OK 73170, our branch has been a cornerstone of the community for over six decades. We have grown alongside our members, and today, we proudly serve a vibrant membership of over 24,000 individuals. Our total assets now stand at an impressive $354,660,140, reflecting our commitment to providing exceptional financial services. Our mission is simple yet profound: to empower our members by offering personalized banking solutions while fostering a sense of community and belonging. We understand that every member's journey is unique, and we strive to provide services that cater to their individual needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to support you at every stage of your financial life. Allegiance is not just about numbers; it's about people. We take pride in being accessible to our members with operating hours designed for convenience Monday through Thursday from 7:30 AM to 6:00 PM and Friday until 7:00 PM. With both drive-thru service and ATM availability, we ensure that banking with us is as easy as possible. As part of our dedication to service excellence, we embrace digital advancements that enhance your experience. Our online banking platform allows you to manage your accounts from anywhere, while mobile payments and e-statements provide flexibility and ease. We also prioritize accessibility by ensuring our facilities meet ADA compliance standards. Community outreach is at the heart of what we do. Over the years, we've forged partnerships with local organizations and initiated programs aimed at uplifting those around us. We believe that when our community thrives, so do we. While members can visit us at 12200 S Western Ave for all their banking needs, official correspondence should be sent to our mailing address at 12200 S Western, Oklahoma City, OK 73170. If you're ready to join a credit union where your voice matters and your financial goals are supported, give us a call at 405-789-7900 or explore more about becoming a member on our website. Join Allegiance today and experience the difference of being part of a community-focused credit union dedicated to your financial success!

Branch Location & Accessibility

Welcome to Allegiance, your friendly neighborhood credit union located at 12200 S Western Ave, Oklahoma City, OK 73170. Our South Okc Branch is designed to be easily accessible for everyone in the community. Whether you're coming from nearby landmarks like the vibrant Southgate Plaza or the picturesque Lake Hefner Park, you'll find us conveniently situated and ready to serve you. At Allegiance, we prioritize your convenience with ample parking and ADA-compliant access features, including ramps to ensure that everyone can visit us comfortably. Our drive-thru service makes banking even easier, allowing you to handle quick transactions without leaving your vehicle. Plus, our ATM is available for those times when you need cash on the go. We understand that your time is valuable, which is why our operating hours are designed to fit your busy schedule. We welcome you from Monday to Thursday between 7:30 AM and 6:00 PM, and on Fridays, we're open until 7:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 405-789-7900 our friendly team is here to help! While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address at 12200 S Western, Oklahoma City, OK 73170. So why wait? Come visit us today at Allegiance and discover how we can support your financial journey!

Member Eligibility

Joining the community at Allegiance is a wonderful way to gain access to financial services tailored just for you. To become a member, you simply need to meet some friendly eligibility criteria, which generally include living, working, or attending school in the local area. This means if you're in or around Oklahoma City, you're likely already eligible! We believe in making banking accessible and supportive for everyone. Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a sense of belonging to a community-focused organization. If you're ready to take the next step, opening an account is easy! You can find all the details about our eligibility criteria by visiting this link. For those who want to get started right away, head over to our account opening page here. If you have any questions or need assistance, don't hesitate to reach out at (405) 789-7900. We're excited to welcome you into the Allegiance family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,584,917, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing. Imagine this: you're at a busy trade show, and a potential customer wants to buy your product on the spot. Our merchant services make it easy to accept payments right then and there no hassle, just seamless transactions that keep your cash flow steady. At Allegiance, located at 12200 S Western Ave Oklahoma City Ok 73170 in Oklahoma City, OK, we're here to support your business every step of the way. Contact us today at (405) 789-7900 to learn more about how we can help you achieve your goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our ATM & Cash Withdrawal Services are available 24/7 for your convenience. Additionally, our drive-thru service allows for easy transactions without leaving your car ideal for those on-the-go moments! At Allegiance, we're committed to making banking easy and accessible for everyone in the community. If you're interested in learning more about any of these services or how they can benefit you personally, please don't hesitate to reach out at 405-789-7900 or visit us at our branch! Your financial journey starts here; let us help guide the way!

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options come with flexible terms that fit your budget. Picture yourself driving off in your dream vehicle without the stress of high payments. We're here to help you every step of the way.

Business Banking

For our business members, we offer tailored solutions under our Business Banking services, including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your entrepreneurial journey.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. Whether it's groceries or gas, every swipe brings you closer to exciting rewards that can enhance your lifestyle.

Mortgage Solutions

Homeownership can feel daunting, but it doesn't have to be. With our Mortgage Loans & Refinancing, you can turn your dream home into a reality or save money by refinancing your current mortgage. Our team will guide you through the process, making it straightforward and accessible.

Online and Mobile Banking

Convenience is key in today's world, and that's why we offer robust Online & Mobile Banking features. With our mobile app, managing your accounts is as easy as tapping on your phone screen. You can deposit checks remotely and even send money to friends through person-to-person transfers.

Personal Banking

Managing your personal finances is made easy with our various Checking & Savings Accounts. Imagine having a checking account that offers the convenience of online banking and mobile access. You can check your balance, pay bills, and transfer funds from anywhere perfect for busy lives! Plus, we offer competitive interest rates on savings accounts to help you grow your money over time.

Personal Loans and Debt Consolidation

If you find yourself needing extra cash for unexpected expenses or looking to simplify your finances, our Personal Loans & Debt Consolidation services can provide the support you need. Imagine consolidating multiple debts into one easy payment this can make managing your finances much simpler.

Digital & Online Banking

Key Services

Our online banking features include e-statements, which help you keep track of your finances without the clutter of paper statements. You can sign up for electronic statements easily, allowing you to stay organized while reducing your environmental footprint. Plus, with electronic signature authorization, signing documents is hassle-free and secure. For those on the go, our mobile application makes banking even easier. You can make mobile payments effortlessly, whether you're at the store or dining out with friends. Want to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps on your phone.

Security and Accessibility

Security is a top priority at Allegiance. We utilize advanced technology to ensure that your personal information remains safe while you manage your accounts online. Our user-friendly interface means that even if you're not tech-savvy, you'll find navigating our services straightforward and intuitive. By embracing these digital tools, you gain real-time management of your finances whether it's checking your balance after work or quickly transferring funds before heading out for the day. With Allegiance, you can rest easy knowing that your financial needs are met swiftly and securely. Visit us today at https://www.allegiancecu.org/ to explore all that our digital banking options have to offer!

Financial Strength

Building Trust Together

Total Share Accounts stand at 42,483, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegiance is your trusted partner. Visit us at 12200 S Western Ave Oklahoma City OK 73170 or call 405-789-7900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $79,228,144 in share certificates and $32,842,656 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $1,245,053, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $29,694,768 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $39,820 in used auto loans and $262,002,472 in total loans and leases. This positions us well to cater to various needs across our member base.

Solid Financial Foundation

With a net worth of $30,972,470, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 873 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,352,870 in used vehicle loans and $38,348,947 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring that you find the right financing solution that suits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,584,917 provide the capital needed to grow and expand. We understand the importance of having reliable funding options for your business ventures. At Allegiance in Oklahoma City (12200 S Western Ave), we pride ourselves on offering tailored financial solutions that cater to your lifestyle. If you're considering refinancing or looking for eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at 405-789-7900 during our operating hours: Monday-Thursday from 7:30 AM to 6:00 PM and Friday from 7:30 AM to 7:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial goals with Allegiance!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,805,354, make buying or refinancing simple. We offer personalized service to guide you through the mortgage process and help you find the best rate available.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans at this time, our commitment is to support our members with financial products that meet their needs as they arise.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information, free from misleading or inflated offers.

Allegiance