Allegiance Credit Union Oklahoma City OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Allegiance, your trusted partner in financial success, located at 4235 N Meridian Ave, Oklahoma City, OK 73112. Established in 1963, we have proudly served our community for decades, growing to a robust membership of 24,389 individuals who rely on us for their financial needs. With total assets exceeding $354,660,140, we are committed to providing exceptional service and support to help you achieve your financial goals. At Allegiance, our members are at the heart of everything we do. We offer a range of services designed to empower you, from personal banking options like checking and savings accounts to auto loans and mortgages. Whether you're looking to buy your first home or finance a new vehicle, we've got your back with over 8,763 loans and leases available. Our leadership team, headed by CEO Amy Downs and Board President Robyn Haffner, is dedicated to fostering a welcoming environment where every member feels valued. With a strong net worth of $30,972,470, we ensure that your deposits totaling $32,467,550 are secure and working for you. Our staff of 78 dedicated employees is always ready to assist you with any questions or concerns. While members can visit us at our branch location for in-person services including basic ATM access and drive-thru banking official correspondence should be sent to our mailing address: PO Box 57020, Oklahoma City, OK 73157-7020. Join us today at Allegiance and experience a credit union that truly cares about its members! For more information or assistance, don't hesitate to give us a call at 405-789-7900 or explore our website at www.allegiancecu.org. Let's work together toward your financial future!

Branch History & Mission

At Allegiance, we take pride in our rich legacy and commitment to our community. Established in 1963, our branch has been a cornerstone of financial support for residents of Oklahoma City, OK. Located at 4235 N Meridian Ave, we are easily accessible to our members and have become a familiar presence in the neighborhood. With a mission to empower our members through personalized financial solutions, Allegiance has grown into a trusted resource for over 24,000 members. From our humble beginnings, we have seen significant growth over the years. As of today, we proudly hold total assets of $354,660,140. This growth is not just about numbers; it's about the lives we've touched and the dreams we've helped realize. Our dedicated team works tirelessly to provide exceptional services that include personal banking, auto loans, mortgage loans, and business banking solutions. While members can visit us at 4235 N Meridian Ave Oklahoma City Ok 73112, official correspondence should be sent to PO Box 57020, Oklahoma City, OK 73157-7020. Our location is not just convenient; it's near local landmarks that make it easy for you to stop by while going about your day. At Allegiance, our mission is clear: we aim to enrich the lives of our members and contribute positively to the community we serve. We believe in offering more than just financial products; we strive to build lasting relationships based on trust and mutual respect. Our commitment extends beyond banking as we actively engage in community outreach efforts that support local initiatives. In an ever-evolving world, we embrace technology while ensuring accessibility for all. Our branch is equipped with modern banking tools including online banking and mobile payment options. We also maintain ADA compliance to ensure everyone can benefit from our services. For those who prefer face-to-face interactions, our drive-thru service is available for quick transactions without leaving your vehicle. Plus, with ATM availability at your convenience, accessing your funds has never been easier. Join us at Allegiance and experience the difference that comes from being part of a credit union that truly cares about you and your financial journey. Whether you're looking to open an account or explore loan options, we invite you to discover how Allegiance can help you achieve your goals. Give us a call at (405) 789-7900 or visit our website at Allegiance today!

Branch Location & Accessibility

Accessibility Features

Our branch is fully equipped to ensure that everyone can access our services comfortably. We have ADA-compliant features including ramps and designated parking spots for those who need them. Whether you're visiting us for personal banking or loan inquiries, our team is here to assist you every step of the way.

Contact Us

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 405-789-7900. Our dedicated team at Allegiance is ready to help you with whatever you need. We invite you to visit us soon at 4235 N Meridian Ave or check out our website at Allegiance Credit Union for more information about our services. We look forward to serving you!

Operating Hours and Services

We understand that life gets busy, which is why we offer extended hours! Our lobby is open Monday through Thursday from 7:30 AM to 6:00 PM, and on Fridays until 7:00 PM. This gives you plenty of time to come in before or after work. In addition to our friendly service, we provide a variety of banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. For added convenience, we also have an ATM available for quick cash withdrawals and balance checks. If you prefer the ease of drive-thru banking, you'll be pleased to know we offer basic services such as deposits and withdrawals without needing to leave your car!

Member Eligibility

At Allegiance, we believe that everyone deserves a place in our supportive community. Becoming a member is an easy and welcoming process! If you live, work, worship, or attend school in Oklahoma County, you're already eligible to join us. Additionally, if you're related to someone who is a current member, you can also take advantage of all the benefits we offer. Our members enjoy competitive rates on loans and savings accounts, along with personalized service that truly cares about your financial well-being. Ready to take the next step? You can find more detailed eligibility criteria at https://www.allegiancecu.org/membership-agreement. When you're ready to open your account, just visit https://homebanking.allegiancecu.org/tob/live/usp-core/app/register or give us a call at (405) 789-7900 for assistance. We can't wait to welcome you into our Allegiance family at 4235 N Meridian Ave, Oklahoma City, OK 73112!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,584,917, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to make your transactions smoother. Imagine being able to accept payments quickly and securely while managing your cash flow more effectively. Our services are built to enhance your operational efficiency, allowing you to focus on what truly matters: growing your business. Visit us at 4235 N Meridian Ave Oklahoma City Ok 73112 in Oklahoma City, OK, or call us at (405) 789-7900 to learn how we can partner with you for success.

Comprehensive List Of Services

Additional Services

We also provide essential banking functions through our basic drive-thru banking for simple transactions like deposits and withdrawals. If you prefer using an ATM, we offer basic ATM access for balance checks as well. At Allegiance in Oklahoma City, we're committed to offering comprehensive financial services that meet the needs of our members both now and in the future. Our friendly team is here to help guide you through every step of your financial journey. If you're ready to learn more about how we can assist you or want to open an account today, please give us a call at 405-789-7900, or visit us at our branch location! We look forward to serving you at Allegiance!

Business Banking

For our business members, Allegiance offers comprehensive merchant services and business loans designed to support your growth and success. We understand the challenges of running a business, so we're here to provide the financial solutions you need.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can make deposits, check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with our ATM and cash withdrawal services, accessing your funds is just a quick trip away.

Loans and Credit Options

Life sometimes brings unexpected expenses. Our personal loans and debt consolidation services are here to assist you in managing those costs effectively. We also provide credit cards with rewards that allow you to earn while you spend, making every dollar count.

Personal Banking

Managing your day-to-day finances should be easy and accessible. That's why we offer checking and savings accounts tailored to fit your lifestyle. If you're planning to purchase a new car, our auto loans and vehicle financing options can help make that dream a reality with competitive rates. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with flexible terms to suit your budget.

Digital & Online Banking

Accessibility and Convenience

With e-statements available, you can say goodbye to paper clutter while keeping track of your financial history effortlessly. This option not only benefits the environment but also provides a secure way to manage your statements digitally. At Allegiance, we are committed to providing accessible banking solutions that fit into your lifestyle. Enjoy real-time account management and peace of mind knowing that help is just a click away whenever you need it! Whether you're checking balances or making payments, our online services are here to support you every step of the way.

Key Services

Managing your money is simple with our user-friendly mobile application. You can check balances, transfer funds, and even pay bills all from the palm of your hand. Plus, if you're on the go, our mobile payments feature allows you to make quick purchases without needing cash or cards. Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease. And when it comes to security, rest assured that we utilize electronic signature authorization for all transactions, making sure your information stays safe.

Financial Strength

Committed Team

We also take pride in having 71 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 42,483, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegiance is your trusted partner. Visit us at 4235 N Meridian Ave Oklahoma City Ok 73112 or call 405-789-7900 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $79,228,144 in share certificates and $32,842,656 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income is evident with a net income of $1,245,053, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Our Financial Health

With a net worth of $30,972,470, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 873 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $29,694,768 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $39,820 in used auto loans and a total of $262,002,472 in loans and leases, we support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $77,352,870 in used vehicle loans and $38,348,947 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used one, we have financing options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,584,917 provide the capital needed to grow and expand. We understand that every business has unique needs and we work closely with our members to ensure they receive the support necessary for their success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,805,354, make buying or refinancing simple. We offer various mortgage solutions that can help you find the right fit for your lifestyle and financial situation.

Refinancing Options

If you're considering refinancing any of your existing loans or need information on eligibility options, we're here to help. Our team is ready to guide you through the process and explain how refinancing can benefit you financially. Our branch is located at 4235 N Meridian Ave, Oklahoma City, OK 73112. For any inquiries or assistance regarding our loan offerings, feel free to give us a call at 405-789-7900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our lending solutions today and let Allegiance help you reach your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These credit cards are designed to provide convenience and help you build credit without needing collateral.

Loan Aggregator

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Allegiance