Low Mortgage Rates & Quick Personal Loans | Allegiance OKC Credit Union

Introduction

Welcome to Allegiance, your trusted financial partner located at 4112 S Western Ave, Oklahoma City, OK 73109. Established in 1963, we have proudly served our community for over six decades, building strong relationships with our 23,912 members. At Allegiance, we believe that everyone deserves access to personalized banking solutions tailored to their unique needs. With total assets exceeding $363,497,903 and total deposits of $48,002,641, we are committed to providing a safe and secure environment for your financial journey. Our dedicated team of 82 employees, led by our CEO JC Reavis and Board President Robyn Haffner, is here to support you every step of the way. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address at 4235 N Meridian Ave, Oklahoma City, OK 73112-2456. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Our commitment to excellence is reflected in our strong financial foundation with a net worth of $31,748,378 and cash on hand amounting to $1,423,229. We're proud to say that we have provided over 8,449 loans and leases to help individuals and families achieve their financial goals. At Allegiance, we're not just about numbers; we're about people. We strive to make a positive impact in our community while ensuring that our members feel valued and empowered. Ready to start your journey with us? Feel free to call us at 405-717-9000 or visit our website at www.allegiancecu.org for more information on how we can assist you today!

Branch History & Mission

Welcome to Allegiance, where our story begins in the vibrant community of Oklahoma City, OK. Since our opening in 1963, we have proudly served our members and fostered financial growth, becoming a trusted ally in their journey towards financial success. With a total membership of over 23,912 members, we continue to thrive and expand, providing essential services tailored to meet the unique needs of our community. Located at 4112 S Western Ave Oklahoma City Ok 73109, our branch is conveniently situated near local landmarks, making it easy for you to access our services. While members can visit us at this location, official correspondence should be sent to 4235 N Meridian Ave, Oklahoma City, OK 73112-2456 if different. Our mission at Allegiance is clear: we are dedicated to empowering our members through exceptional financial services while actively contributing to the betterment of our community. We strive to create a welcoming environment where everyone feels valued and supported. Our focus goes beyond just banking; we aim to make a positive impact by partnering with local organizations and participating in outreach initiatives that uplift those around us. As part of our commitment to innovation and accessibility, we offer various digital services including online banking, mobile payments, and e-statements, ensuring that managing your finances is as simple as possible. Our drive-thru service allows for quick transactions without leaving your vehicle, enhancing convenience for all members. With total assets reaching an impressive $363497903, we prioritize stability and growth while maintaining a member-centric approach. Our team of dedicated professionals works hard every day, ensuring that each member receives personalized service that meets their specific needs. At Allegiance, we believe in the power of community. Together, we can achieve more whether it's assisting with auto loans or providing support for small businesses. As we look ahead, we invite you to become part of our growing family. Join us today and experience firsthand the benefits of being a member at Allegiance! For more information or assistance, feel free to reach out at (405) 717-9000 during our operating hours: Monday through Friday from 8:00 AM - 6:00 PM and Saturday from 9:00 AM - 1:00 PM. We're excited to welcome you into our community!

Branch Location & Accessibility

Additional Services

While ATM services are currently unavailable at this location, our drive-thru facility ensures that essential transactions can still be completed quickly. We also offer a variety of financial services including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions all designed with your needs in mind. If you need any assistance or have questions about our offerings, don't hesitate to give us a call at 405-717-9000. Our team at Allegiance is eager to support you on your financial journey. We look forward to welcoming you soon!

Convenient Access

Our branch features ample parking that is easily accessible, ensuring a hassle-free visit. We prioritize accessibility for all members; our facilities are compliant with ADA standards, making it easy for everyone to get the assistance they need. For those on the go, we also offer drive-thru banking services, allowing you to complete simple transactions like deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can be busy, which is why we strive to accommodate your schedule. Our doors are open from 8:00 AM to 6:00 PM Monday through Friday and from 9:00 AM to 1:00 PM on Saturdays. Feel free to drop in during these hours to speak with our knowledgeable staff who are always ready to help you with whatever you need.

Member Eligibility

Becoming a member of Allegiance is like joining a close-knit family that truly cares about your financial well-being. To be eligible, you simply need to meet a few friendly criteria. Generally, anyone who lives, works, or worships in the community surrounding 4112 S Western Ave Oklahoma City Ok 73109 can join us. We believe in inclusivity and strive to welcome everyone with open arms. Plus, being a member means you gain access to a range of benefits such as lower loan rates, personalized service, and community support. For all the details on eligibility, feel free to check out our membership agreement. Ready to get started? Opening an account is easy! Just visit our account opening page or give us a call at (405) 717-9000 for assistance. We can't wait to have you join our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools to accept payments easily and manage transactions smoothly. Our merchant services empower local businesses to thrive by simplifying payment processing. Whether it's in-store or online, we help you focus on what matters most: serving your customers and growing your business. Located at 4112 S Western Ave Oklahoma City Ok 73109 in Oklahoma City, OK, we're here for you. Reach out at (405) 717-9000 during our operating hours 8:00 AM to 6:00 PM on weekdays, and 9:00 AM to 1:00 PM on Saturdays. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,556,502, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, Allegiance provides competitive auto loans and vehicle financing options. Our loan specialists can guide you through the process, ensuring you get the best rates that fit your budget. Picture driving off in your dream car with affordable monthly payments that won't break the bank.

Business Banking

Small business owners will appreciate our business banking services including merchant services and business loans. We know how vital it is to have reliable financial support when running a business. Let us help you find the right solutions to grow your enterprise.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points toward future rewards. Imagine using your card for everyday purchases like groceries and gas while earning rewards that can be redeemed for travel or shopping discounts!

Drive-Thru Services

For those on the go, we provide basic drive-thru banking services for deposits, withdrawals, and simple transactions. This feature ensures that even during busy days, accessing your funds remains hassle-free. Whether you're visiting us in person or utilizing our digital platforms, Allegiance is here to support all of your financial needs! Feel free to reach out via phone at (405) 717-9000 if you have any questions or want more information about how we can assist you today!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their existing mortgage, our mortgage loans are designed with you in mind. We understand that finding the right home is a significant step, and we're here to help make it as stress-free as possible. Our team will work closely with you to find a loan that suits your needs and financial situation.

Online & Mobile Banking

At Allegiance, convenience is key. Our online and mobile banking platforms allow you to manage all aspects of your accounts from anywhere at any time. You can pay bills, transfer money between accounts, or even deposit checks remotely without needing to visit the branch.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts designed for everyday use. These accounts come with features that make managing your money easier, such as online banking and mobile payments. Imagine being able to check your balance or transfer funds right from your phone while waiting in line at the grocery store!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services. Whether it's for medical bills or home improvements, our personal loans provide quick access to cash when you need it most. By consolidating debts into one manageable payment, you can simplify your finances and reduce stress.

Digital & Online Banking

Always Connected

For those who prefer managing their finances on-the-go, our mobile application is here for you! It offers all the essential tools you need right at your fingertips. Plus, with person-to-person transfers, sending money to friends or family has never been easier; just a few taps and you're done. Our commitment to accessibility doesn't stop there. Enjoy 24/7 online banking services so you can manage your accounts whenever it suits you. With Allegiance, banking is no longer confined to business hours it's always open. Your financial security is our priority. We employ robust security measures across all digital platforms to ensure that your information remains safe while giving you peace of mind as you bank online. In short, at Allegiance, we combine convenience with security, allowing you to take charge of your finances effortlessly. Join us today and experience the benefits of modern banking!

Key Features

With our online banking platform available at https://www.allegiancecu.org/ , you can effortlessly check your account balances, pay bills, and transfer funds. Our user-friendly interface makes it simple for you to navigate through your financial tasks without any hassle. Plus, if you ever need to sign documents, our electronic signature authorization feature allows you to do so securely and conveniently from your device. We know that staying organized is vital, which is why e-statements are available for all members. This means you can easily access your statements online without the clutter of paper. And if you're looking for ways to make payments easier, our mobile payments feature lets you pay directly from your phone no need for cash or cards!

Financial Strength

Commitment to Growth

With $31,408,575 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand the importance of supporting your financial goals across various sectors; that's why we have $3,842 in used auto loans and $252,122,241 in total loans and leases available for you.

Operational Efficiency

Our $307,154 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 8 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Secure Savings Opportunities

Your savings are secured through $73,182,247 in share certificates and $35,847,508 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $31,748,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $873 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 41,533, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegiance is your trusted partner. Visit us at 4112 S Western Ave Oklahoma City Ok 73109 or call (405) 717-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,112,696 in used vehicle loans and $31,681,664 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles so you can choose what fits your budget best. Plus, if you're considering refinancing your current auto loan, we can discuss eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $1,556,502 provide the capital needed to grow and expand. We work closely with local entrepreneurs to support their unique needs and help turn business visions into reality. At Allegiance, we pride ourselves on being more than just a lender; we're a community resource focused on your financial well-being. If you're interested in learning more about our loan products or want to explore refinancing options tailored for you, give us a call at 405-717-9000 or visit us at our branch located at 4112 S Western Ave Oklahoma City Ok 73109. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $29,505,602, making buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, even though currently there are no outstanding amounts available. If you're looking for an effective way to manage everyday expenses while building credit, our team can assist you in exploring future options as they become available.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted resource for consumers seeking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that users receive offers based on the latest results from reliable financial institutions (Source: https://www.ncua.gov ), ensuring fair and transparent options without hidden fees or misleading information. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, which promotes transparency in the lending process. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings. This dedication to unbiased results allows users to compare loan options confidently without any influence from advertising dollars. Furthermore, LendMesh provides real-time rate comparisons, keeping users updated with the most current loan rates available across multiple institutions. This functionality empowers users to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh effectively assists individuals in navigating their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALLEGIANCE FEDERAL CREDIT UNION - Oklahoma City, OK