Allegheny Ludlum Brackenridge Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Allegheny Ludlum Brackenridge, your trusted partner in personal and business banking located at 1131 Brackenridge Ave, Brackenridge, PA 15014. Established in 1940, our credit union has been a cornerstone of the community for over eight decades, proudly serving 2,337 members with dedication and care. At Allegheny Ludlum Brackenridge, we understand the importance of financial stability and growth. With total assets exceeding $22,735,292 and a strong net worth of $4,712,588, we are committed to ensuring that your money is not only safe but also working hard for you. Our total deposits stand at $673,534, reflecting the trust our members place in us every day. Our team is led by the experienced CEO Sharon Kowalkowski and guided by our Board President Terry Brubaker. Together, they foster a culture that prioritizes member needs and community impact. We take pride in providing personalized banking solutions including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking services. While members can visit us at our branch address above for all their banking needs, official correspondence should be directed to our mailing address: 1131 BRACKENRIDGE AVE, P.O. BOX 4, BRACKENRIDGE, PA 15014. With a dedicated staff of 6 employees, we are here to assist you Monday through Friday from 9:00 AM to 4:30 PM. Whether you are looking for assistance with loans over 718 loans and leases currently offered or exploring online banking options through our website albfcu.org, we have resources tailored just for you. Join us today and experience how Allegheny Ludlum Brackenridge can make a difference in your financial journey. Feel free to reach out at 724-224-7030 or stop by our branch to meet our friendly team!

Branch History & Mission

Welcome to Allegheny Ludlum Brackenridge, where our rich history and commitment to community shine brightly. Established in 1940, our branch has grown from humble beginnings into a vital financial resource for the residents of Brackenridge, PA. Over the years, we have proudly served 2,337 members, helping them achieve their financial goals and dreams. Located at 1131 Brackenridge Ave, Brackenridge, PA 15014, our branch is easily accessible and stands ready to assist you with a range of financial services. We encourage you to visit us during our operating hours from Monday to Friday, 9:00 AM - 4:30 PM. While members can visit us at this location, official correspondence should be sent to the same address. At Allegheny Ludlum Brackenridge, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community support. Our dedicated team works tirelessly to ensure that every member feels valued and empowered. Whether you are looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we are here for you every step of the way. Our branch also embraces modern technology by offering online banking options for your convenience. With features such as person-to-person payments and e-statements, managing your finances has never been easier. Although we currently do not have ATM or drive-thru services available, our focus remains on providing personalized service that meets your needs. Over the years, we have built strong partnerships within the community and continuously engage in outreach efforts that uplift those around us. Our goal is not just to be a bank but a cornerstone of support for families and businesses alike. With total assets reaching an impressive $22,735,292, we stand solidly equipped to serve our members effectively. As part of our commitment to transparency and accessibility, we invite you to explore more about us online at www.albfcu.org. Join us today at Allegheny Ludlum Brackenridge and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Allegheny Ludlum Brackenridge branch, where convenience meets community! Located at 1131 Brackenridge Ave in beautiful Brackenridge, PA, this branch is nestled in a vibrant area just a stone's throw away from local landmarks like the scenic Allegheny River and the bustling downtown shops. Our location is designed with you in mind, offering easy access for all members. For those visiting us, you'll find ample parking right outside our doors, making it simple to pop in and take care of your banking needs. We prioritize accessibility, ensuring that our branch is ADA compliant with features like ramps for easy entry. While you're here, our friendly staff is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, and personal loans. Our lobby hours are set to accommodate your schedule from Monday through Friday, 9:00 AM to 4:30 PM. Whether you need help managing your finances or are interested in exploring new services, we're here during these hours to ensure you receive the support you deserve. While members can visit us at 1131 Brackenridge Ave Brackenridge Pa 15014, official correspondence should be sent to our mailing address: 1131 BRACKENRIDGE AVE, BRACKENRIDGE, PA 15014. Although we do not have an ATM or drive-thru service at this branch, our team is committed to providing personalized assistance inside the branch. If you're curious about what we offer or have any questions, don't hesitate to give us a call at (724) 224-7030. We look forward to welcoming you at the Allegheny Ludlum Brackenridge branch soon!

Member Eligibility

Becoming a member of Allegheny Ludlum Brackenridge is like opening the door to a welcoming community where your financial needs are prioritized. If you live, work, or worship in the Brackenridge area, you're likely eligible to join us! We believe that everyone deserves access to quality banking services without the hassle. Membership here means you can take advantage of our wide range of products tailored to help you achieve your financial goals, from checking and savings accounts to auto loans and credit cards with rewards. The process of joining is straightforward. Simply stop by our branch at 1131 Brackenridge Ave Brackenridge Pa 15014, give us a call at (724) 224-7030, or check out our website for more details on eligibility and account opening steps. For the latest information on who can join, visit . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing and improve cash flow. Imagine being able to accept payments seamlessly from your customers whether they're shopping online or in-store. Our services help you keep your focus on what truly matters: growing your business. Explore how Allegheny Ludlum Brackenridge can be your trusted partner in navigating the financial landscape. Reach out today at (724) 224-7030 or visit us at 1131 Brackenridge Ave Brackenridge Pa 15014 to learn more!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you. Our business banking services include everything from merchant services to business loans, designed to support your growth and success. We recognize that every business is unique, so we take the time to understand your specific needs.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also let you earn points for everyday purchases. It's a great way to make your spending work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Allegheny Ludlum Brackenridge, we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments all from the comfort of your home or on the go. Need quick cash? Our ATM and cash withdrawal services ensure that you're never far from accessing your money when you need it most.

Get Started Today!

We invite you to explore these services further by visiting us in person or giving us a call at 724-224-7030 during our lobby hours, which are Monday through Friday from 9:00 AM to 4:30 PM. At Allegheny Ludlum Brackenridge, we are dedicated to helping you navigate your financial journey with ease and confidence. Join us today and discover how we can support your financial goals!

Personal Banking Solutions

We understand that managing your finances can feel overwhelming at times. That's why we offer a variety of personal banking solutions tailored to meet your needs. Whether you're looking to open a checking or savings account, our friendly staff is here to help you choose the right options for your lifestyle. If you're in the market for a new car, our auto loans and vehicle financing options can get you on the road quickly with competitive rates and terms. For those considering home ownership or refinancing, our mortgage loans provide flexible solutions to help make your dream home a reality. Plus, if you're dealing with debt, our personal loans and debt consolidation services can help simplify your financial situation and put you back in control.

Digital & Online Banking

Access On the Go

For those who prefer banking on their mobile devices, our current offerings do not include a mobile application or mobile payments feature. However, our online banking website is fully optimized for mobile use, allowing you to manage your accounts while you're on the go. Whether you're commuting, at home, or running errands, you can stay connected to your finances effortlessly. Join us at Allegheny Ludlum Brackenridge where digital banking meets exceptional service. We're here to make managing your finances straightforward and accessible so you can focus on what truly matters in life!

Key Services for Your Convenience

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. You can easily make person-to-person transfers, ensuring that sending money to friends or family is simple and quick. Plus, if you prefer to keep track of your statements electronically, you can enjoy the benefits of e-statements. This not only helps the environment but also makes it easy for you to access your financial documents whenever you need them.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information. While we do not offer electronic signature authorization at this time, our systems are designed to keep your data safe and secure during all online transactions. You can bank with confidence knowing that we are dedicated to safeguarding your personal information.

Financial Strength

At Allegheny Ludlum Brackenridge, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can feel confident knowing that your credit union is built on a solid financial foundation. With a net worth of $4,712,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.73% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, which reflects our commitment to focusing on the needs of our members rather than diversifying into non-member services. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,476,662 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,192,565 in total loans and leases, including 205 used auto loans. This shows our ability to assist you with personal financing across various sectors. Our efficiency is reflected in our net income of $235,926, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 3,269, highlighting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegheny Ludlum Brackenridge is your trusted partner. Visit us at 1131 Brackenridge Ave, Brackenridge PA 15014 or call us at 724-224-7030 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $3,712,928 in used vehicle loans and $4,664,053 in new vehicle loans already helping members get on the road, we make it easy for you to drive away in your dream vehicle. Plus, if you're considering refinancing your current auto loan, our team can guide you through various eligibility options to help reduce your monthly payments.

Business Financing

For business owners seeking growth opportunities, we currently do not have outstanding commercial loans available. However, our focus is always on serving our members' needs. We encourage local entrepreneurs to reach out and discuss potential future offerings that could assist their businesses. Our lending products are tailored for all types of borrowers whether you're looking to expand your horizons or simply find ways to manage daily expenses better. If you're unsure which loan product fits your needs best or want more information on refinancing options, don't hesitate to contact us at 724-224-7030 or visit us at 1131 Brackenridge Ave, Brackenridge, PA 15014. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $225,478 in loans helping members manage their finances effectively. These cards provide convenience and flexibility for everyday purchases while allowing you to build or improve your credit score.

Mortgage Loans

Thinking about homeownership? While we currently do not offer mortgage loans like Junior Lien 1-4 Family Residential Properties loans totaling $0, our team is dedicated to providing you with information and resources to help navigate the process of buying or refinancing your home.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform prioritizes accuracy by verifying all data against trusted financial institutions.