Allegent Community Credit Union Pittsburgh PA | Best Auto Loans & Business Banking

Introduction

Welcome to Allegent Community, your trusted partner in financial services located at 539 Rodi Rd, Pittsburgh, PA 15235. Since our establishment in 1935, we have dedicated ourselves to serving our community and supporting our members with a wide range of banking solutions. With over 21,000 members, we pride ourselves on building strong relationships and providing personalized service tailored to your unique needs. At Allegent Community, we manage total assets of $272,796,763, ensuring that your funds are secure and well-handled. Our commitment to you is reflected in our robust offerings, including $19,544,433 in total deposits and an impressive loan portfolio with over 9,641 loans and leases available. We understand that life comes with its financial challenges and opportunities; therefore, we strive to provide competitive rates and flexible terms on auto loans, mortgages, personal loans, and more. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of our CEO, Angelo Lucatorto, and Board President William Wells, we work tirelessly to enhance the member experience while maintaining a strong financial foundation. Our team of 50 employees is here to assist you with any questions or concerns you may have. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 539 Rodi Rd, Pittsburgh, PA 15235-4523. You can reach us easily by phone at 412-241-1500 during our operating hours from 8:30 AM to 4:00 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturday. Join us at Allegent Community where we prioritize your financial well-being. Explore our services further at www.allegentfcu.org, or feel free to give us a call today! Your future starts here!

Branch History & Mission

Commitment to Accessibility

At Allegent Community, we understand the importance of accessibility in banking. While we do not currently offer ATM or drive-thru services, our lobby hours are designed to accommodate your schedule: Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. Our friendly staff is always ready to assist you with your financial needs. In addition to traditional banking services, we embrace technology to enhance member experience. With options like online banking and mobile payments, managing your finances has never been easier or more secure.

Join Us

As we look forward to the future, we invite you to be part of our journey at Allegent Community. Whether you're looking for personal banking solutions or business support, we are here for you. Experience the difference of a credit union that truly cares about its members and community. Visit us at our branch or check out our website at Allegent Community for more information about how you can join us today!

Mission Statement

Our mission is simple yet profound: to enhance the financial well-being of our members while fostering community development. We believe in providing personalized banking solutions, whether it's checking and savings accounts, auto loans, mortgage financing, or business loans. Beyond just numbers, we strive to make a positive impact in Pittsburgh by actively participating in local initiatives and supporting community outreach programs.

Our Journey

Since opening our doors nearly nine decades ago, Allegent Community has experienced significant growth and transformation. We have navigated through various economic climates while remaining focused on our core mission: providing exceptional financial services that empower our members and strengthen our community. Today, with total assets exceeding $272 million, we continue to build on this legacy by offering a wide range of products tailored to meet the needs of both individuals and businesses.

Branch Location & Accessibility

Accessibility Features

At Allegent Community, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily reach us. We've designed our space with your comfort in mind, making your banking experience smooth and enjoyable.

Get In Touch

Have questions? Feel free to give us a call at 412-241-1500. Our dedicated team is eager to assist you with any inquiries or to help you set up an appointment. We invite you to visit Allegent Community today we're excited to welcome you!

Operating Hours

We know life can get busy, which is why we offer flexible hours. Our lobby is open from 8:30 AM to 4:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. This gives you plenty of time to stop by before or after work, or even on the weekend!

Services Offered

As part of your community credit union, we provide a variety of services tailored just for you personal banking including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. For businesses, we offer merchant services and business loans too. Plus, enjoy the ease of online and mobile banking!

Member Eligibility

Joining the Allegent Community is like becoming part of a caring family, where your financial well-being is our top priority. To become a member, you'll need to meet some simple eligibility criteria, which include living, working, or attending school in our service areas. Whether you're a student, a professional, or someone who simply wants to be part of a supportive community, we welcome you with open arms! You can find all the details about eligibility on our website at this link. Opening an account with us is straightforward and designed to fit your lifestyle. It's not just about banking; it's about creating relationships and offering services that truly help you achieve your goals. If you're ready to take this step toward financial empowerment, visit us at 539 Rodi Rd, Pittsburgh Pa 15235 or give us a call at 412-241-1500 for more information. We can't wait to welcome you into the Allegent Community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,918,650, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine accepting payments easily from customers, whether they prefer credit cards, mobile wallets, or online transactions. Our tailored solutions help streamline operations and enhance customer experiences. Located at 539 Rodi Rd Pittsburgh Pa 15235 in Pittsburgh, PA, we're here to partner with you on your journey toward success. Call us today at (412) 241-1500 to learn more about how we can help your business grow!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

While we currently do not have ATMs on site, our cash withdrawal services ensure that accessing funds is still easy whenever you need them. We invite you to explore all that Allegent Community has to offer by visiting us at 539 Rodi Rd Pittsburgh Pa 15235 or giving us a call at (412) 241-1500. Our friendly team is ready to assist you with any questions or service needs. Join us today at Allegent Community Fcu, where your financial well-being is our priority!

Auto Loans and Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can make the process smoother. With competitive rates and flexible terms, we help you drive away in the car of your dreams without breaking the bank.

Business Banking Services

For our local entrepreneurs, we provide comprehensive business banking solutions including merchant services and business loans. Your business is important to us, and we aim to offer tools that help it thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only give you purchasing power but also allow you to earn points on everyday purchases that can be redeemed for exciting rewards. It's a great way to make your spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Allegent Community offers robust online and mobile banking services. You can check balances, pay bills, transfer money between accounts, and even send money to friends through person-to-person payments all from the comfort of your home or on-the-go.

Mortgage Loans and Refinancing

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services offer personalized assistance every step of the way. We guide you through the various loan products available to find one that fits your budget and lifestyle.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts tailored to help you manage your finances effectively. Imagine having the flexibility to access your funds easily while earning interest on your savings. Our accounts are designed for your convenience, allowing you to bank online or via our mobile app.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options provide financial relief when you need it most. Whether it's for medical bills, home improvements, or consolidating debt into one manageable payment, we're here to support you.

Digital & Online Banking

Enjoy Real-Time Account Management

All these features come together to give you real-time control over your finances. With our user-friendly interface and robust security measures, you can bank with confidence knowing that your information is safe. Whether you're checking in during lunch or handling finances late at night, we're here for you. With Allegent Community, experience banking that fits into your lifestyle effortlessly. Explore more about our services and how they can benefit you by visiting our website.

Key Features of Our Digital Banking Services

Our online banking service offers 24/7 access to your accounts, allowing you to check balances, view transactions, and pay bills whenever it suits you. You can also take advantage of e-statements to keep track of your finances without the clutter of paper statements. Plus, if you prefer a quick and easy way to send money, our person-to-person transfer feature lets you send funds directly to friends or family with ease. Security is a top priority for us at Allegent Community. We offer electronic signature authorization so you can complete transactions securely from anywhere. Our mobile application adds another layer of convenience, letting you manage your accounts right from your smartphone. And if you're a fan of mobile payments, you'll be pleased to know that we support this feature as well, making it simple to pay for purchases in just a few taps.

Financial Strength

Growing Member Base

The strength of Allegent Community is further demonstrated by our total share accounts: 35,960. This shows a strong and growing member base that trusts us with their finances. We also manage net shares available for lending and investments amounting to $1,500. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegent Community is your trusted partner. Visit us at 539 Rodi Rd Pittsburgh Pa 15235 or call 412-241-1500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are in safe hands at Allegent Community. We secure members' funds through $76,973,994 in share certificates and $30,926,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is robust with a net income of $347,146, which reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $18,725,601 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our ability to provide significant support through lending; currently holding $180,302,567 in total loans and leases including 3,222 used auto loans. This capacity supports our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $46,174,501, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Allegent Community, we understand that life is full of financial decisions, whether it's buying a car, purchasing a home, or managing everyday expenses. Our diverse range of loan products is designed to meet your unique needs and help you achieve your financial goals. With over 9641 loans issued, we've helped thousands of members achieve their financial goals. If you're looking for an auto loan, we have some of the lowest rates in the industry. In fact, we've already issued $54,844,830 in used vehicle loans and $31,700,855 in new vehicle loans to our members. This means you can drive off with confidence knowing that you're getting a great deal. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,423,279, making buying or refinancing simple and straightforward. We provide flexible terms tailored to fit your situation. For those looking for a little extra financial flexibility, we also offer unsecured credit card loans. With a total of $5,431,868 in these loans available, our credit cards can help you manage your finances effectively without the burden of collateral. In addition to personal financing options, we cater to business owners as well. Our outstanding commercial loans totaling $11,918,650 can provide the capital needed to grow and expand your business operations. If you're considering refinancing or want to check eligibility options for any of our loan products, please don't hesitate to reach out! We're here to guide you through the process and ensure you find the best solution for your financial needs. For more information on our loan offerings or to get started on an application, contact us at (412) 241-1500 or visit us at 539 Rodi Rd Pittsburgh Pa 15235 during our operating hours from 8:30 AM - 4:00 PM Monday through Friday and 9:00 AM - 12:00 PM on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Allegent Community help you navigate your financial journey today!

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