Allegent Community Credit Union Pittsburgh PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Allegent Community, your trusted partner in financial wellness, located at 53 S 10th St, Pittsburgh, PA 15203. Established in 1935, we have been dedicated to serving our community for decades, and today, we proudly support over 21,000 members with a wide range of financial services tailored just for you. At Allegent Community, our commitment goes beyond numbers. With total assets of $272,796,763 and deposits reaching $19,544,433, we focus on building relationships that matter. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our team of 50 dedicated employees, led by CEO Angelo Lucatorto and Board President William Wells, is here to ensure that your experience is both welcoming and professional. We understand the importance of personalized service in today's fast-paced world. While members can visit us at our physical branch for assistance during our operating hours from Monday to Friday, 8:30 AM to 4:00 PM, we also provide convenient online banking options through our website at Allegent Community. For any official correspondence, please direct your mail to 53 South 10th St, Pittsburgh, PA 15203. As a member-focused credit union, we pride ourselves on being an integral part of the Pittsburgh community. Join us in creating financial success stories together! If you're ready to take the next step towards achieving your financial goals or if you simply have questions about our services, don't hesitate to give us a call at 412-488-2525. Your journey towards better banking starts here!

Branch History & Mission

Commitment to Innovation

We continuously invest in digital advancements to make banking easier for you. With features like online banking, mobile payments, and e-statements available, managing your finances has never been more convenient. We also prioritize accessibility for all members by ensuring compliance with ADA standards.

Community Connections

Beyond just banking services, Allegent Community actively engages with local organizations and initiatives that uplift our community. From sponsorships of local events to partnerships with schools and charities, we are committed to making a positive impact in Pittsburgh. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Allegent Community. Call us at ${phone_number} or visit our website here to learn more about membership opportunities. Together, let's build a brighter financial future!

Our Evolution

Since our inception, we have dedicated ourselves to supporting our members with innovative banking solutions and unwavering commitment. Today, with total assets of ${total_assets}, we offer a range of services including personal banking, auto loans, mortgages, and business banking. Our ability to adapt and grow has allowed us to maintain strong financial health while staying true to our mission: to enhance the lives of our members through accessible and affordable financial services.

Our Mission

At Allegent Community, we believe in putting people first. Our mission is simple yet powerful: to provide exceptional service and support to our members while contributing positively to the community. We understand that financial stability is crucial for success, so we strive to empower our members with the tools they need to achieve their goals. Whether it's through personalized loan options or educational resources about financial wellness, we are here every step of the way. While you can visit us at our branch on South 10th Street for all your banking needs, official correspondence should be directed to our mailing address at 53 South 10th St, Pittsburgh, PA 15203.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have features that comply with ADA standards, including ramps for easy access. Plus, there's ample parking available nearby, so you can get in and out without any hassle.

Connect With Us

Have questions? Don't hesitate to reach out! You can call us at 412-488-2525 for any inquiries or further assistance. We invite you to visit our branch today and discover how we can support your financial journey!

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 4:00 PM. Whether you need assistance with personal banking, auto loans, mortgages, or business services, our dedicated team is ready to help during these hours.

Services Offered

At Allegent Community, we offer a wide range of services tailored to fit your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards our offerings are designed with you in mind. And if you prefer banking on the go, enjoy our online and mobile banking options that make managing your finances simple and efficient.

Member Eligibility

At Allegent Community, we believe that everyone deserves a place to belong, and becoming a member is your first step into our welcoming community. If you're looking to join us at our branch located at 53 S 10Th St, Pittsburgh, PA 15203, you'll be pleased to know that eligibility is straightforward. We invite individuals who live, work, or worship in certain areas of Pennsylvania to become part of our family. This means if you have ties to the community, you're likely eligible! For a more detailed look at the specific criteria, feel free to check out our website at http://www.allegentfcu.org/membership-overview. Joining Allegent Community comes with fantastic benefits like personalized service and access to a range of financial products designed just for you. The process of opening an account is simple and user-friendly. Just give us a call at 412-488-2525, and we'll guide you through every step. You can also find information on account opening right here: http://www.allegentfcu.org/loan-products-overview. We can't wait to welcome you as a new member!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, our merchant services make everyday transactions easier. Imagine being able to accept payments from customers quickly and securely, whether they're shopping online or visiting your store. Our services help streamline your operations, allowing you to focus on what matters most growing your business. Partner with us at Allegent Community, where we're not just a credit union; we're your ally in business success. For more information or to get started, call us at (412) 488-2525 or visit us online at Allegent Community.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,918,650, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services allow you basic access for withdrawals and balance checks without hassle. Just stop by one of our conveniently located ATMs when you need cash on the go. At Allegent Community, we strive to create a welcoming environment where members feel supported in their financial journeys. To learn more about how we can assist you with any of these services or if you have questions, don't hesitate to reach out at (412) 488-2525 or visit us at 53 S 10Th St Pittsburgh Pa 15203. We're here for you Monday through Friday from 8:30 AM to 4:00 PM! Explore everything we offer today by visiting us online at Allegent Community Fcu. Your financial success is our priority!

Auto Loans & Vehicle Financing

When it comes time to purchase a car, our auto loans and vehicle financing options can make the process smooth and straightforward. Picture driving off in your dream car with competitive rates and flexible terms that fit your budget. We're here to help you navigate through the financing process so you can focus on enjoying your new ride.

Business Banking

For our local entrepreneurs, we offer business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're committed to supporting the growth of businesses in our community.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase you make could earn you points toward exciting benefits. Think about how rewarding it would be to earn cash back or travel points just by using your card for everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services provide easy access to all your accounts anytime, anywhere. With features like person-to-person payments and electronic statements, managing your finances has never been easier.

Mortgage Loans & Refinancing

Looking to buy a home or refinance your existing mortgage? Our mortgage loans offer attractive rates and terms that can make homeownership more attainable. Imagine turning that house into a home with our support every step of the way.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you save and manage your money effectively. Imagine having easy access to your funds whenever you need them, thanks to our online and mobile banking options. You can check your balance, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

For those unexpected expenses or when you need a little extra cash, our personal loans provide quick access to funds without complicated processes. Plus, if you're dealing with multiple debts, consider our debt consolidation services which can simplify your payments into one manageable monthly installment.

Digital & Online Banking

At Allegent Community, we understand that your time is valuable. That's why we've made our digital and online banking services not just convenient, but also secure and easy to use. Whether you're at home or on the go, managing your finances has never been easier. You can get started by visiting us at https://allegentfcu.org/. Our online banking platform offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills anytime you need. Need to send money quickly? Our person-to-person transfer feature lets you send money to friends or family with just a few taps. For those who prefer managing their accounts from their smartphones, our mobile application is here to help. With features like mobile payments, you can make purchases directly from your phone no wallet needed! Plus, if you sign up for e-statements, you'll receive your account statements electronically, saving paper and making it easy to keep track of your finances in one place. Security is a top priority for us. You can rest assured knowing that our electronic signature authorization process keeps your transactions safe and secure. We've designed all our features with simplicity in mind so that even those new to online banking will feel comfortable navigating through their options. At Allegent Community, we believe that banking should adapt to your lifestyle. Explore the convenience of our digital services today and take control of your financial journey with ease!

Financial Strength

Commitment to Growth

With $18,725,601 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $32,222 in used auto loans and a total of $180,302,567 in loans and leases.

Member Trust

Total Share Accounts: 35,960, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,500. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegent Community is your trusted partner. Visit us at 53 S 10Th St Pittsburgh Pa 15203 or call 412-488-2525 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $347,146 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $76,973,994 in share certificates and $30,926,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $46,174,501, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $54,844,830 in used vehicle loans and $31,700,855 in new vehicle loans, helping members get on the road with confidence. Our financing options make it easier than ever to drive away in a reliable vehicle.

Business Loans

For business owners looking to expand their operations or start anew, our outstanding commercial loans totaling $11,918,650 provide essential capital to grow and succeed. We understand the challenges that come with running a business and are here to support your journey. If you're considering refinancing or checking eligibility options for any of our loan products, please visit our website for detailed information or speak directly with one of our representatives at Allegent Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Allegent Community, we're committed to offering services that meet your unique financial needs while ensuring transparency and ease throughout the borrowing process. Let us help you take the next step towards financial empowerment today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,423,279. We simplify the buying or refinancing process so that you can focus on creating memories in your new home.

Unsecured Credit Card Loans

Managing everyday expenses is crucial for financial stability. That's why we also offer flexible terms on unsecured credit card loans. With a total of $5,431,868 in unsecured credit card loans issued, we provide our members with the tools they need to manage their finances effectively without the burden of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the complexities of loan options with clarity and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers, reflecting true market conditions. The benefits of using LendMesh are significant. With verified data, all loan offers come from legitimate financial institutions, ensuring transparency in your choices. Unlike other comparison tools, LendMesh features no sponsored listings; lenders are not prioritized based on paid promotions. This means you receive purely unbiased results that reflect the best options available to you. Additionally, LendMesh provides real-time rate comparisons, allowing you to access up-to-date loan rates from multiple institutions and make informed decisions swiftly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback underscores the effectiveness and reliability of LendMesh as a go-to resource for loan shopping. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.