Allegent Community Credit Union Mckeesport PA

Introduction

Welcome to Allegent Community, your trusted financial partner located at 316 36th St, McKeesport, PA 15132. Since our establishment in 1935, we have proudly served our community with a commitment to providing excellent financial services tailored to meet the needs of our members. With a membership base of over 21,000, we understand that each person and business has unique financial goals. At Allegent Community, we have built a strong foundation with total assets exceeding $272 million. Our members trust us not only for personal banking but also for business loans, as evidenced by our impressive portfolio of 9,641 loans and leases. We are dedicated to ensuring that every member feels valued and supported on their financial journey. Our leadership team, led by CEO Angelo Lucatorto and Board President William Wells, is deeply invested in the well-being of our members and the community we serve. With a dedicated staff of 50 employees, we strive to provide friendly service and expert guidance every day. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 316 36th St, McKeesport, PA 15132-7229. We encourage you to reach out with any questions or visit our website at Allegent Community for more information about our services and how we can assist you. Your financial future starts here! Feel free to call us at 412-672-8550 during our operating hours from Monday through Friday, 8:30 AM to 4:00 PM. Join us today and experience the Allegent Community difference!

Branch History & Mission

At Allegent Community, we are proud of our rich history and unwavering commitment to serving our members in McKeesport, PA. Established in 1935, our credit union began as a small community-focused institution with a mission to provide affordable financial services to those in need. Over the decades, we have evolved into a trusted partner for over 21,000 members, fostering strong relationships built on trust and mutual support. Located at 316 36th St, McKeesport, PA 15132, our branch is easily accessible to those in the area. We take pride in being part of this vibrant community and strive to contribute positively through various outreach programs and partnerships. Our headquarters is situated in nearby Pittsburgh, where we continue to grow and adapt to meet the needs of our members. Our mission is straightforward yet impactful: we aim to empower individuals and families by offering financial services that foster stability and growth. Whether it's providing loans for education or helping members save for their future, we are dedicated to supporting our community's financial well-being. We understand that each member's journey is unique, which is why we offer personalized service tailored to individual needs. Over the years, Allegent Community has achieved significant milestones. With total assets amounting to over $272 million, we have established ourselves as a key player in the financial landscape of Allegheny County. Our focus on innovation has allowed us to implement digital advancements that enhance accessibility for all members. Features like online banking and mobile payments make it easier than ever for our members to manage their finances on their terms. While we currently do not offer ATM services or drive-thru banking at our branch, we ensure that every member receives top-notch service during our operating hours from Monday through Friday, 8:30 AM to 4:00 PM. For official correspondence, please note that while you can visit us at our branch address, you may also send mail to 316 36th St, McKeesport, PA 15132-7229 if necessary. As we look towards the future, Allegent Community remains committed to enhancing the lives of our members through thoughtful engagement and reliable financial solutions. We invite you to join us on this journey experience the benefits of being part of a credit union that truly cares about your success. Visit us today or check out more information at allegentfcu.org!

Branch Location & Accessibility

Welcome to Allegent Community, your friendly neighborhood credit union located at 316 36Th St in McKeesport, PA! Nestled in Allegheny County, our branch is easily accessible for all your banking needs. Whether you're heading to the nearby UPMC McKeesport hospital or visiting the scenic McKeesport Little League fields, you'll find us right in the heart of the community. At Allegent Community, we prioritize convenience and accessibility. Our branch features ample parking, making it easy for you to stop by. We're committed to ensuring that everyone can visit us comfortably, with ADA-compliant facilities and ramps available for those who need them. Our lobby hours are designed to fit your busy schedule; we're open Monday through Friday from 8:30 AM to 4:00 PM. While we don't have drive-thru banking or ATM services on site, our team is always ready to assist you inside the branch with a wide range of financial services tailored just for you. While members can visit us at 316 36Th St, official correspondence should be sent to our mailing address: 316 36th St, McKeesport, PA 15132-7229. If you have any questions or need assistance, don't hesitate to give us a call at 412-672-8550. We invite you to come experience the difference at Allegent Community. Your financial success is our priority, and we look forward to serving you!

Member Eligibility

At Allegent Community, we're excited to welcome you into our family of members! Joining us is simple and open to anyone who lives, works, or worships in the surrounding areas. We believe that everyone deserves access to financial services tailored to their needs. To find out if you qualify, take a look at the detailed eligibility criteria on our website at this link. Once you're ready to become part of our community, opening an account is just as easy. You can start the process by visiting here or by giving us a call at (412) 672-8550 during our business hours from Monday through Friday, 8:30 AM to 4:00 PM. We can't wait for you to experience the benefits of being part of Allegent Community!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,918,650, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the ability to process payments quickly and easily, enhancing your customer experience. Our merchant services provide you with the tools needed to accept payments seamlessly, allowing you to focus on what matters most growing your business. With options designed for convenience and efficiency, we make it easy for you to manage transactions. Visit us at 316 36Th St Mckeesport Pa 15132 in Mckeesport, PA, or call us at (412) 672-8550 to discover how our tailored solutions can help your business thrive!

Comprehensive List Of Services

Our Services

We offer various services tailored to meet different member needs. One of our key offerings is ATM Services Only, which allows you quick and easy access to your funds anytime you need them. Imagine being able to withdraw cash or check your balance without any hassle. Even if you're on the go, our ATM service ensures that your banking needs are met promptly. In addition, our digital banking features make managing your finances even easier. With options like online banking, you can check your account balance, transfer funds, and pay bills from the comfort of your home or while out and about. Plus, our mobile application allows you to carry your credit union right in your pocket, giving you the flexibility to handle transactions wherever life takes you. For those who prefer more personal interaction, our friendly staff is available during lobby hours from Monday through Friday from 8:30 AM to 4:00 PM. You can call us at (412) 672-8550 with any questions or if you need assistance with any of our services. We're here to help!

Why Choose Us?

Choosing Allegent Community means joining a community that values its members' financial well-being. We strive not just to provide services but also to build relationships based on trust and support. Our team is dedicated to helping you achieve your financial goals whether it's saving for a new home, planning for retirement, or simply managing day-to-day expenses. We're proud to be part of Allegent Community Fcu, where every member counts. When you bank with us, you're not just another number; you're part of a family that cares about your success. Ready to take the next step? Visit us today at 316 36Th St Mckeesport Pa 15132 in Mckeesport, PA, or explore more about what we offer by checking out our website here. Let's work together towards achieving your financial dreams!

Digital & Online Banking

At Allegent Community, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a variety of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our services allow you to access your accounts with just a few clicks or taps. One of the standout features is our comprehensive online banking platform, which you can explore further at https://allegentfcu.org/. With 24/7 access, you can check your account balances, view transaction history, and make transfers anytime that suits you. Plus, if you're looking for an eco-friendly option, we provide e-statements that keep your financial information at your fingertips without the clutter of paper. For those who prefer using their smartphones, our mobile application makes banking even more convenient. You can manage your accounts directly from your device and enjoy mobile payment options that let you pay on-the-go securely. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Security is a top priority at Allegent Community. We utilize electronic signature authorization to ensure that all transactions are safe and protected. You can bank with peace of mind knowing that your personal information is secure. In a fast-paced world, having real-time account management tools helps you stay in control of your finances. Our user-friendly digital banking services are designed with you in mind making it easier than ever to bank when and how you want. Experience the convenience of modern banking today!

Financial Strength

At Allegent Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to ensure that your money is safe and working hard for you. With a net worth of $46,174,501, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $76,973,994 in share certificates and $30,926,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,725,601 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $180,302,567 in total loans and leases available for our members' financial needs. We also support our community by providing 3,222 used auto loans, helping you get behind the wheel with ease. Our net income of $347,146 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 50 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegent Community is your trusted partner. Visit us at 316 36Th St Mckeesport Pa 15132 or call 412-672-8550 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,844,830 in used vehicle loans and $31,700,855 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is here to assist you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $11,918,650 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting your journey.

Credit Lines and Unsecured Loans

For those seeking additional financial flexibility, we provide total credit lines amounting to $42,773,500. Additionally, we offer unsecured credit card loans with a total of $5,431,868, giving our members the ability to manage unexpected expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,423,279, make buying or refinancing simple. We offer tailored solutions to help you navigate your path to owning a home.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our knowledgeable staff is ready to guide you through the process. At Allegent Community located at 316 36Th St Mckeesport Pa 15132, we are dedicated to empowering our members with financial tools that can lead them towards success. For more information or personalized assistance regarding our loan offerings, please give us a call at 412-672-8550. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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