Allegent Community Credit Union Cranberry PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Allegent Community, your trusted partner for financial solutions in Cranberry Township, PA. Located at 1646 Haine School Rd, we have proudly served our community since 1935, establishing a legacy of commitment and trust. With a total membership of over 21,000 members, we understand the unique needs of our community, offering personalized banking services tailored just for you. At Allegent Community, our total assets stand at an impressive $272,796,763, demonstrating our strength and stability as a credit union. We take pride in helping our members achieve their financial goals, with total loans exceeding 9,641 and deposits reaching $19,544,433. Our net worth is a solid $46,174,501, allowing us to invest back into services that benefit our members. Led by CEO Angelo Lucatorto and Board President William Wells, our dedicated team of 50 employees works tirelessly to ensure you receive exceptional service every day. Whether you're looking for auto loans, personal banking options, or business services, we've got you covered. We invite you to visit us during our operating hours from 8:30 AM to 4:00 PM, Monday through Friday. If you have questions or need assistance, don't hesitate to call us at 412-642-2875 or send a fax to 412-642-2263. While members can visit us at 1646 Haine School Rd, official correspondence should be sent to the same address. Explore more about what we offer by visiting our website at Allegent Community. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As part of our commitment to excellence, we've embraced modern technology while ensuring ADA compliance for all members. With features like online and mobile banking, electronic signatures, and person-to-person payment options, we strive to make banking easier and more accessible. Additionally, our branch offers ATM access and drive-thru services for added convenience.

Join Us!

If you're looking for a credit union that values personal relationships as much as financial growth, look no further than Allegent Community. We invite you to experience the benefits of membership firsthand. Connect with us today by calling (412) 642-2875, or visit our website at Allegent Community to learn more about how we can support your financial journey!

Our Mission

Our mission is clear: to empower our members by offering reliable financial services while actively supporting community development. At Allegent Community, we believe that everyone deserves access to quality banking options that help them achieve their financial goals. Whether it's personal banking like checking and savings accounts or loans for vehicles and homes, our dedicated team is here to assist every step of the way. In addition to traditional banking services, we focus on community outreach and partnerships that make a real difference. We understand that strong communities build strong families and individuals. That's why we actively engage in initiatives aimed at uplifting those around us. While members can visit us at 1646 Haine School Rd Cranberry Township Pa 16066, official correspondence should be sent to 1646 Haine School Rd, Cranberry Township, PA 16066 if it differs from our main location.

Branch Location & Accessibility

Welcome to Allegent Community, your friendly neighborhood credit union located at 1646 Haine School Rd in beautiful Cranberry Township, PA. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading home from work or running errands in the area, we're just a short drive away. At Allegent Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services without hassle. Plus, we have ample parking available right outside the building, so you won't have to worry about finding a spot. We know that your time is valuable, which is why we offer flexible operating hours from 8:30 AM to 4:00 PM Monday through Friday. Whether you need assistance with personal banking, auto loans, or business services, our friendly team is here to help you every step of the way. For your convenience, we also provide ATM access and drive-thru banking options. You can quickly withdraw cash or make deposits without leaving your vehicle. If you ever need to send us official correspondence, please note that while our branch address is 1646 Haine School Rd, official mail can be sent to the same address for streamlined communication. If you have any questions or want to learn more about how we can assist you, don't hesitate to give us a call at 412-642-2875. We look forward to welcoming you into the Allegent Community family!

Member Eligibility

At Allegent Community, we believe that becoming a member means joining a supportive family that cares about your financial well-being. If you're looking to take part in our community, the process is straightforward and welcoming. To be eligible for membership, you simply need to live, work, worship, or attend school in certain areas that we serve. We're excited to help everyone feel included, so whether you're just starting out or looking to enhance your financial journey, there's a place for you here. For a complete overview of eligibility requirements, please check out our detailed resource at http://www.allegentfcu.org/membership-overview . Opening an account with us is as easy as pie! Just head over to our account opening page at http://www.allegentfcu.org/loan-products-overview to get started. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (412) 642-2875. We can't wait to welcome you into the Allegent Community family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,918,650, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your transactions. Imagine being able to accept payments seamlessly from customers, whether they're using a credit card or making mobile payments. Our services help you focus more on running your business and less on payment hassles. Located at 1646 Haine School Rd Cranberry Township Pa 16066, Cranberry Township, PA, our dedicated team is here to help you navigate your financial needs. Contact us at (412) 642-2875 or visit us online at https://allegentfcu.org/ to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, our Business Banking services include essential tools like Merchant Services & Business Loans that support your ventures and help your business thrive.

Digital Banking Convenience

We understand that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking features that let you manage your finances on the go. With easy access to check balances, transfer funds, and pay bills anytime, anywhere, banking has never been more accessible. Our ATM services also ensure that cash withdrawals are simple and straightforward.

Drive-Thru and Basic Services

For those who prefer face-to-face interactions without stepping inside the branch, our Basic Drive-Thru Banking allows for quick transactions like deposits and withdrawals. And if you're in need of cash quickly but don't want to wait in line, our ATMs are available for both withdrawals and balance checks. We invite you to explore all these offerings at Allegent Community! If you have any questions or need assistance selecting the right service for your needs, don't hesitate to reach out at (412) 642-2875 or visit us during our operating hours from 8:30 AM to 4:00 PM, Monday through Friday. Join us today and experience how we can make banking easier for you!

Lending Options

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. These loans can help you manage existing debt or cover unforeseen costs. Additionally, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases perfect for those who enjoy getting something back from their spending.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking services make it easy and convenient. We offer Checking & Savings Accounts that help you save for the future while keeping your money accessible. If you're planning to purchase a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to fit your budget. For those considering homeownership or refinancing, our Mortgage Loans are designed to guide you through the process smoothly.

Digital & Online Banking

Convenience and Accessibility

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds! Want to make purchases without carrying cash? Our mobile payments option has you covered just tap and go! With 24/7 online banking services, you're never out of touch with your finances. Whether it's day or night, manage your accounts in real-time and take control of your spending. At Allegent Community, we're here to support you every step of the way as you navigate your financial journey. Experience convenience and security with our digital banking solutions today!

Key Features

Our online banking platform at https://allegentfcu.org/ is user-friendly and packed with features. You can check balances, pay bills, and transfer money with ease. If you're always on the go, our mobile application makes banking even more convenient. You can download it today and enjoy banking at your fingertips. Security is a top priority for us. With electronic signature authorization available, you can sign documents securely from the comfort of your home. Plus, our commitment to providing e-statements means you'll have quick access to your account statements without the clutter of paper.

Financial Strength

Committed Team

We also take pride in having 50 full-time employees ready to assist you with any questions or needs. Our knowledgeable team is dedicated to ensuring your experience with us is positive and productive.

Earnings and Loans

With $18,725,601 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,222 in used auto loans and $180,302,567 in total loans and leases. Our $347,146 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Financial Health

With a net worth of $46,174,501, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,691 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Savings

Members' savings are secured through $76,973,994 in share certificates and $30,926,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Member Base

Total Share Accounts: 35,960, showing a strong and growing member base that trusts us with their finances. This trust is built on transparency, reliability, and a commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegent Community is your trusted partner. Visit us at 1646 Haine School Rd Cranberry Township Pa 16066 or call (412) 642-2875 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $31,700,855 in new vehicle loans and $54,844,830 in used vehicle loans, helping members get on the road with confidence.

Commercial Loans

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $11,918,650 can provide the capital needed to expand your operations. At Allegent Community, we are committed to making financing accessible and straightforward. If you're considering refinancing options or want to learn more about eligibility requirements for our loans, visit us online or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our diverse range of loan products can support your financial journey today!

Credit Lines

For those needing extra flexibility with spending or unexpected expenses, we provide credit lines totaling $42,773,500. This service allows you to access funds when you need them most without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $7,423,279, designed to fit various budgets and lifestyles.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,431,868 in loans available, our credit cards help members manage their finances effectively while providing added convenience.

Loan Aggregator

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ALLEGENT COMMUNITY FEDERAL CREDIT UNION - Cranberry Township, PA