Allegacy Credit Union Yadkinville NC | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Allegacy, your trusted partner in financial growth and community well-being, located at 912 S State St, Yadkinville, NC 27055. Since our establishment in 1967, we have dedicated ourselves to serving our members with integrity and care. With a vibrant membership of over 178,929 individuals, Allegacy has built a strong foundation supported by total assets of $2,319,045,145. Our commitment to the community shines through our various services, which include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. We are here to ensure that your financial needs are met while helping you achieve your goals. Under the leadership of CEO Nathanael Tarwasokono and Board President Lisa Marshall, our team of 406 employees is dedicated to providing top-notch service to each member. Whether you're looking for a loan or simply need advice on managing your finances, we have the expertise to guide you through every step. While members can visit us at our branch in Yadkinville, official correspondence should be sent to our mailing address: PO Box 26043, Winston Salem, NC 27114. With total deposits reaching $189,847,490, our financial health is robust and reflects our focus on stability and member satisfaction. At Allegacy, we believe in fostering relationships that extend beyond transactions; we aim to create a community where everyone can thrive financially. We invite you to explore what we have to offer by visiting us or giving us a call at 336-774-2685 during our convenient operating hours: Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM. Your financial future starts here!

Branch History & Mission

At Allegacy, we take pride in our rich history and unwavering commitment to the community of Yadkinville, North Carolina. Founded in 1967, our branch has grown and evolved significantly over the years, becoming a trusted financial partner for our members. From our humble beginnings, we have expanded to serve a vibrant membership of over 178,000 individuals, all while maintaining a strong focus on personal service and community engagement. Located at 912 S State St, Yadkinville, NC 27055, our branch is easily accessible for those in the area. Whether you're visiting us for your banking needs or stopping by to learn more about our services, we're here to help you every step of the way. If you need to send us official correspondence, please use our mailing address: PO Box 26043, Winston Salem, NC 27114. Our mission at Allegacy is clear: we strive to provide exceptional financial services that empower our members to achieve their goals. We believe in supporting not just individual financial success but also the well-being of the communities we serve. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services tailored to meet local needs. Over the decades, we've embraced technology to enhance member experience. With online and mobile banking options available, along with ATM access and drive-thru services for convenience, we ensure that our members can manage their finances on their own terms. We are committed to accessibility and have taken steps towards ADA compliance so that everyone in our community can benefit from our services. In addition to providing top-notch financial products, Allegacy actively participates in community outreach programs. We collaborate with local organizations and support initiatives that strengthen Yadkinville and surrounding areas. This commitment reflects not only our values but also the trust placed in us by our members. As we look toward the future, we invite you to join Allegacy Credit Union. Experience firsthand how we can support your financial journey while making a positive impact on the community. Visit us today or call us at 336-774-2685 to learn more about becoming a member and exploring all that we have to offer!

Branch Location & Accessibility

Get in Touch

Ready to take the next step? We encourage you to visit us or call at 336-774-2685 for any inquiries or assistance. Our dedicated team at Allegacy is excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near popular spots like the Yadkinville Town Park, our branch is easy to find. We prioritize accessibility for all members, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Parking is available right outside, making it simple to swing by even if you're in a hurry.

Operating Hours

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Friday from 8:00 AM to 6:00 PM and on Saturday from 9:00 AM to 12:00 PM. Whether you have a quick question or need more in-depth assistance, our friendly staff is ready to serve you during these hours.

Services Offered

At Allegacy, we offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every stage of life. Need cash? Enjoy the convenience of our ATM availability and drive-thru banking for quick transactions without leaving your vehicle. Plus, we also participate in shared services with partner credit unions, giving you even more options for banking. While members can visit us at 912 S State St Yadkinville Nc 27055, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114 if needed.

Member Eligibility

At Allegacy, we believe in creating a warm and inviting community where everyone feels like they belong. Becoming a member is easy, and if you're in the Yadkinville area or have ties to it, you're likely eligible! You can join us if you live, work, worship, or attend school in Yadkin County. We welcome individuals and their families with open arms, ensuring that your financial needs are met with personal attention and care. Plus, as a member of Allegacy, you'll enjoy access to a range of services designed just for you like competitive loan rates and helpful financial resources. Ready to take the next step? It's simple! You can find all the details about our membership criteria at https://www.allegacy.org/become-a-member/. If you have any questions or want to start the process, don't hesitate to reach out at (336) 774-2685. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly while providing customers with easy payment options. Our merchant services do just that. From card processing solutions to online payment setups, we help you enhance customer experience and streamline operations. This means more time for you to focus on what truly matters growing your business. Located at 912 S State St Yadkinville Nc 27055 in Yadkinville, NC, we invite you to explore how Allegacy can be your partner in success. Contact us at (336) 774-2685 or visit our website for more information!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses, we also provide specialized services. Our business banking solutions, including merchant services and business loans, are designed to help you thrive in today's market.

Credit Options

In today's world, having the right credit card is essential. Our credit cards with rewards offer benefits that suit your spending habits, whether it's cashback or travel points. You can enjoy the perks while managing your finances effectively.

Digital Banking Convenience

We recognize the importance of convenience in banking today. That's why at Yadkinville, we offer robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills from anywhere at any time. Plus, our ATMs are available for quick cash withdrawals and balance checks whenever you need them.

Get Started Today!

With so many services available at Allegacy, there's something for everyone. If you're ready to take control of your financial future or have questions about any of our offerings, don't hesitate to reach out! Call us at (336) 774-2685, or visit us at 912 S State St Yadkinville Nc 27055 during our operating hours: Monday through Friday from 8:00 am to 6:00 pm and Saturday from 9:00 am to 12:00 pm. Join us at Yadkinville where we're not just a credit union; we're part of your community's financial journey!

In-Person Assistance

Need assistance face-to-face? Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. We also offer shared branch transactions for members of partner credit unions making it easier than ever to manage your money on the go.

Personal Banking Solutions

We offer a variety of personal banking options designed to fit your lifestyle. Start with our checking and savings accounts, which provide easy access to your money while helping you save for the future. If you're thinking about buying a car, our auto loans and vehicle financing can make that dream a reality with competitive rates and flexible terms. When it comes to home ownership, our mortgage loans and refinancing options can guide you through every step of purchasing or refinancing your home. For those unexpected expenses or projects, our personal loans and debt consolidation services give you the financial flexibility you need.

Digital & Online Banking

Security You Can Trust

Security is crucial when it comes to managing your finances online. That's why Allegacy offers electronic signature authorization, ensuring that your transactions are safe and secure. You can bank with peace of mind knowing that your personal information is protected.

Stay Organized with E-Statements

No more paper clutter! Enjoy e-statements that are not only environmentally friendly but also easily accessible whenever you need them. Keeping track of your financial activity has never been simpler. Whether you're at home or on the move, our digital banking services empower you to take charge of your finances with ease. With features like 24/7 online banking services and a dedicated mobile application, managing your money is now more convenient than ever. Join us at Allegacy and experience the future of banking today!

Financial Strength

Commitment to Growth

We have $260,436,182 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our capacity to lend is significant; with $21,023 in used auto loans and $1,842,100,031 in total loans and leases, we support your financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $9,190,580, enabling us to continue offering competitive loan rates and solid financial products for our members. With 394 full-time employees and 12 part-time employees ready to assist you, we ensure that help is always available when you need it most.

Member Trust

Total Share Accounts stand at 319,712, showing a robust and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $6,029,119, reinforcing our commitment to supporting your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 912 S State St Yadkinville Nc 27055 or call (336) 774-2685 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Opportunities

Your savings are secure with us. Members' funds are backed by $516,995,962 in share certificates and $370,271,445 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or want to learn about eligibility options for any of our loan products, feel free to reach out! You can contact us at 336-774-2685 during our operating hours from Monday to Friday 8:00 am - 6 pm and Saturday 9:00 am - 12:00 pm. At Allegacy, we're committed to helping you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or purchasing a reliable used one, we have flexible options tailored to meet your needs.

Business Financing

For business owners seeking capital to grow and expand, our outstanding commercial loans totaling $373,714,709 are here to support your entrepreneurial journey. We understand the unique challenges businesses face and strive to provide tailored solutions that meet those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143. This means you can count on us for competitive rates and terms that work for you as you take this important step toward owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $39,001,072 in loans helping members manage their finances effectively, our credit cards are designed to provide convenience and flexibility when you need it most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions. This commitment to sourcing ensures that users receive transparent information without hidden agendas. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This impartiality guarantees that users see unbiased results, allowing them to choose the best option for their needs. - Real-Time Rate Comparisons: The platform updates loan rates regularly, giving users access to current offers. This feature helps individuals make timely decisions based on accurate data. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" With LendMesh, you have a reliable partner in navigating your loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that you can trust the information presented on the platform. Each loan offer reflects real-time rates and terms from legitimate financial institutions, ensuring fair and transparent offers for all users.

ALLEGACY FEDERAL CREDIT UNION - Yadkinville, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Yadkinville, NC (27055)

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Options

Digital Banking Convenience

Get Started Today!

In-Person Assistance

Personal Banking Solutions

Digital & Online Banking

Security You Can Trust

Stay Organized with E-Statements

Financial Strength

Commitment to Growth

Efficient Operations

Member Trust

Secure Savings Opportunities

Solid Financial Foundation

Loan Offering

Additional Information

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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