Allegacy Credit Union Winston Salem NC | Quick Auto Loans & Personal Banking

Introduction

Welcome to Allegacy, your trusted financial partner located at 301 N Hawthorne Rd, Winston Salem, NC 27104. Since our establishment in 1967, we have proudly served the community, growing our membership to over 178,929 individuals who rely on us for their banking needs. With a solid foundation of $2,319,045,145 in total assets and $189,847,490 in deposits, we are committed to helping you achieve your financial goals. At Allegacy, we understand the importance of community involvement and financial empowerment. Our dedicated team of 406 employees, led by CEO Nathanael Tarwasokono and Board President Lisa Marshall, is here to provide personalized services tailored to meet your unique needs. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for auto financing and mortgages, we've got you covered. For any official correspondence, please note that while members can visit us at our branch address, mail should be sent to PO Box 26043, Winston Salem, NC 27114. We invite you to explore our services further at Allegacy's website or give us a call at 336-659-2076. Join us on this journey towards financial stability and growth; together, we can build a brighter future!

Branch History & Mission

At Allegacy, we take pride in our rich history and unwavering commitment to our community. Established in 1967, our branch in Winston Salem, NC, has grown from its humble beginnings into a trusted financial partner for over 178,000 members. Located at 301 N Hawthorne Rd, right in the heart of the city, we are dedicated to providing personalized financial services that empower individuals and families to achieve their goals. Over the years, Allegacy has seen remarkable growth and transformation. With total assets now exceeding $2.3 billion, we've continually expanded our offerings to meet the evolving needs of our members. Our mission is simple yet profound: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that when our members thrive, so do our neighborhoods. While you can visit us at 301 N Hawthorne Rd, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114. Our operating hours are tailored for your convenience; we welcome you on Mondays, Tuesdays, and Thursdays from 12:00 PM to 2:00 PM. Allegacy is not just about banking; it's about building relationships. Through various outreach programs and partnerships within Winston Salem and surrounding areas, we actively engage with our community. Whether it's supporting local schools or participating in charitable events, we strive to make a difference beyond financial transactions. In an age where technology plays a crucial role in banking, Allegacy embraces digital advancements while ensuring accessibility for everyone. We offer online and mobile banking options for easy account management. Our commitment to service also extends to ADA compliance, making sure all members can access our facilities comfortably. As part of our dedication to member service, we provide a range of financial products including personal loans, auto financing, mortgage options, and business banking services. Additionally, while we currently do not have ATM or drive-thru services at this location, we're always looking for ways to enhance member experience. Join us at Allegacy and become part of a cooperative community where your voice matters. Experience firsthand how we can help you achieve your financial dreams while supporting your community every step of the way. For more information on membership and services, visit us online at Allegacy.org or call us at 336-659-2076 today!

Branch Location & Accessibility

A Warm Invitation

We take pride in offering a range of services tailored to meet your personal banking needs from checking and savings accounts to auto loans and mortgages. At Allegacy, we prioritize providing you with friendly service in a comfortable environment. So why not stop by during our lobby hours? We look forward to welcoming you!

Convenient Access

At Allegacy, we understand that accessibility is key. While we don't have an ATM or drive-thru service at this location, our lobby hours are designed to fit into your busy schedule: we're open on Monday, Tuesday, and Thursday from 12:00 PM to 2:00 PM. If you need assistance outside of these hours, feel free to give us a call at 336-659-2076; our team is always ready to help.

Getting Here

Finding us is easy! Our branch is situated just a short distance from major roads, making it convenient for members traveling from various parts of the city. If you're coming from downtown Winston Salem or nearby neighborhoods, you'll appreciate our central location. Plus, ample parking is available so you can hop in and out without any hassle. While members can visit us at 301 N Hawthorne Rd, official correspondence should be sent to our mailing address at PO Box 26043, Winston Salem, NC 27114 if needed.

Member Eligibility

At Allegacy, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in certain areas, you may be eligible to join us. We welcome individuals from various backgrounds, so don't hesitate to reach out if you're unsure about your eligibility. For more detailed information on who can become a member, feel free to check out our eligibility criteria at https://www.allegacy.org/become-a-member/. Joining Allegacy not only opens the door to a range of financial services but also connects you with a community that values your growth and success. With access to personal banking solutions like checking and savings accounts, auto loans, and credit cards with rewards, being a member has its perks. Plus, the process to open an account is straightforward and user-friendly just visit us at https://www.allegacy.org/credit-cards/ or give us a call at (336) 659-2076. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools is crucial. Our merchant services provide businesses with efficient payment processing options that make transactions smoother. Imagine a busy café using our services to accept payments easily while keeping lines moving quickly ensuring customer satisfaction and loyalty. Visit us at 301 N Hawthorne Rd Winston Salem Nc 27104 in Winston Salem, NC, or call us at (336) 659-2076 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services are designed to support your growth. From merchant services that streamline transactions to business loans that fund expansion plans, we're committed to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking makes managing finances easier than ever. At Allegacy, we offer robust online tools that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our ATM and cash withdrawal services available at various locations, accessing your money is always convenient. We invite you to explore all that Allegacy has to offer. Whether you're just starting out on your financial journey or looking for advanced solutions for wealth management, we're here for you every step of the way. For more information about our services or to speak with a representative, please call us at (336) 659-2076. Join us today and take charge of your financial future!

Home Financing

For those dreaming of owning a home, our mortgage loans and refinancing solutions are crafted with your needs in mind. We provide personalized assistance throughout the process to ensure you feel confident in your decisions. Our team is ready to guide you from application to closing, helping turn your dream into reality.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday needs. Imagine opening an account that not only helps you manage your money but also earns you rewards. With our credit cards featuring rewards programs, you can enjoy cash back or points on your purchases, making every transaction more rewarding. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. We understand how important it is to have reliable transportation, and we're here to help make that possible.

Personal Loans & Debt Solutions

Life can be unpredictable, which is why we offer personal loans and debt consolidation options. Whether you need funds for unexpected expenses or want to simplify multiple payments into one manageable loan, we've got you covered.

Digital & Online Banking

Key Features

Our commitment to accessibility means you can manage your money whenever it suits you best. Enjoy the benefits of e-statements available for those who prefer a paperless option so you can easily track your spending while helping the environment. Plus, if you're always on the go, our mobile application allows you to stay connected with your finances directly from your smartphone. With mobile payments enabled, making quick purchases has never been easier. You can even send money to friends or family through our person-to-person transfer feature, making it simple to share expenses or settle up after a night out.

Security and Support

Your security is paramount at Allegacy. We utilize advanced encryption technology to protect your information and ensure safe transactions every time. Plus, our 24/7 online banking services mean that help is always available if you need it. In summary, our digital banking options not only enhance convenience but also empower you to take control of your financial life in a secure and straightforward manner. Experience all these benefits today by visiting us at https://www.allegacy.org/!

Financial Strength

At Allegacy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $21,023 in used auto loans and a total of $1,842,100,031 in loans and leases. Our operational efficiency is reflected in our $9,190,580, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,029,119. Total Share and Deposit Accounts: 319,712, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 301 N Hawthorne Rd Winston Salem Nc 27104 or call (336) 659-2076 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find a solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $373,714,709 provide the capital needed to grow and expand your business. We understand the challenges of managing a business and are committed to offering support through our various lending products.

Credit Cards and Personal Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $39,001,072 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that suit everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143, make buying or refinancing simple. We offer competitive rates and flexible terms that can adapt to your financial situation. Whether it's your first home or an investment property, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or rates, we can help with that too. Speak with our representatives to explore your eligibility options and see how we can assist you in reducing monthly payments or accessing cash for other needs. For more information about our loan offerings or to discuss which option may be best for you, please don't hesitate to contact us at 336-659-2076. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Allegacy and take the first step toward achieving your financial aspirations!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. Users can trust that they are viewing accurate information when considering their loan options.

ALLEGACY FEDERAL CREDIT UNION - Winston Salem, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Winston Salem, NC (27104)

Introduction

Branch History & Mission

Branch Location & Accessibility

A Warm Invitation

Convenient Access

Getting Here

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Home Financing

Personal Banking

Personal Loans & Debt Solutions

Digital & Online Banking

Key Features

Security and Support

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Cards and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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