Allegacy Credit Union Pfafftown NC | Affordable Auto Loans & Checking

Introduction

At Allegacy, we understand that financial well-being is essential to a thriving community. Located at 3750 Transou Rd, Pfafftown, NC 27040, our branch at Reagan High School has been serving members since 1967, providing trusted banking solutions tailored to your needs. With a strong membership base of 178,929 and total assets exceeding $2.3 billion, we are proud to be a stable financial partner for our community. Our commitment to you goes beyond just numbers. We offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to finance your next vehicle or save for your future, our team is here to help you navigate every step of the way. Under the leadership of CEO Nathanael Tarwasokono and Board President Lisa Marshall, we focus on building relationships with our members. Our dedicated staff of 406 employees works tirelessly to ensure that you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114. If you have any questions or need assistance, don't hesitate to reach out by calling us at 336-774-8380. Join us in making a positive impact in Pfafftown and beyond let's build your financial future together! Visit our website at Allegacy for more information about our services and how we can assist you today.

Branch History & Mission

Join Us

As we look ahead, Allegacy remains dedicated to building a brighter future for our members and the community at large. If you're looking for a credit union that genuinely cares about your financial health and community welfare, we invite you to join us. Experience the benefits of being part of Allegacy today! For more information on membership eligibility or to open an account, visit our website or call us at 336-774-8380.

Our Journey

From the day we opened our doors, our mission has been clear: to empower our members by offering personalized banking solutions that enhance their financial well-being. We have continually adapted to meet the changing needs of our community while upholding our core values of integrity, service, and respect. As we evolved, we embraced advancements in technology to ensure that our members could access their accounts conveniently through online banking and mobile payments. Our branch has also taken significant steps toward inclusivity. We are proud to be ADA compliant, making our services accessible for everyone in Pfafftown and surrounding areas. While we currently do not offer ATM or drive-thru services, our dedicated team is here during lobby hours on Monday, Thursday, and Friday from 12:00 PM to 2:00 PM to assist you with all your banking needs.

Our Mission

At Allegacy, our mission extends beyond traditional banking. We are deeply committed to supporting the communities we serve through various outreach programs and partnerships. Whether it's providing financial education or sponsoring local events, we strive to make a positive impact in Pfafftown and its surroundings. We understand that financial decisions can be overwhelming; that's why we focus on fostering relationships with our members. Our team is here to guide you through personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards all designed with your best interests in mind. For official correspondence, please send mail to PO Box 26043, Winston Salem, NC 27114.

Branch Location & Accessibility

Connect with Us

Feel free to reach out at 336-774-8380 if you have any questions or would like more information about our services. We encourage you to stop by and see how Allegacy can support your financial journey. Your satisfaction is our priority!

Operating Hours

We are open during lunch hours on Monday, Thursday, and Friday from 12:00 PM to 2:00 PM, allowing you to stop by conveniently during your day. Even if you have a busy schedule, we strive to be here when you need us most.

Services Offered

At Allegacy, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Although we currently do not have ATM or drive-thru services available at this location, our dedicated team is ready to assist you with all transactions inside the branch. Whether you're looking for assistance with a personal loan or interested in exploring our business banking options, our staff is here to help guide you through every step.

Member Eligibility

Becoming a member of Allegacy is like joining a warm, welcoming community where your financial well-being is our priority. If you live, work, or attend school in the area around 3750 Transou Rd Pfafftown Nc 27040, you're already on the right track to membership! We believe that everyone deserves access to friendly financial services, so whether you're just starting out or looking to enhance your financial journey, we invite you to join us. You can find more about the specific eligibility requirements by visiting https://www.allegacy.org/become-a-member/. Opening an account is simple and straightforward just give us a call at (336) 774-8380 or check out our account opening details at https://www.allegacy.org/credit-cards/. With the support of our dedicated team, you'll find that becoming part of Allegacy comes with great benefits tailored just for you. Don't hesitate; we look forward to welcoming you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café looking to expand its seating area or a tech startup needing equipment to launch their innovative app. Our loans provide the capital necessary for these ventures to thrive.

Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify payment processing for your business. Whether you're at a brick-and-mortar location or selling online, our solutions help you efficiently manage transactions. This means quicker sales, happier customers, and more time for you to focus on what you do best growing your business. Located at 3750 Transou Rd Pfafftown Nc 27040 in Pfafftown, NC, we're here to support you every step of the way. Reach out at (336) 774-8380 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, our network allows easy access to cash withdrawal services through partnered locations in the area. At Allegacy, located at 3750 Transou Rd Pfafftown Nc 27040, we pride ourselves on being more than just a credit union; we're a community partner committed to helping you achieve financial success. If you have questions about any of our services or would like to speak with one of our friendly representatives, please don't hesitate to call us at (336) 774-8380. Join us today and discover how we can help make your financial journey smoother!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple and affordable. We offer competitive rates that can fit any budget, so you can drive away in the car of your dreams without breaking the bank. Plus, our application process is straightforward, allowing you to get approved quickly.

Business Banking

For our business members, we provide essential services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth with financing options that can help bring your business goals to fruition.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our credit cards! Our cards come with various benefits that suit different lifestyles, whether you're a frequent traveler or just want cashback on everyday purchases. Plus, managing payments is hassle-free through our online platform.

Mortgage Loans & Refinancing

When it comes to buying a home or refinancing an existing mortgage, we provide personalized guidance every step of the way. Our mortgage loans come with various terms and competitive rates, ensuring you find the right fit for your financial situation. Let us help you navigate through the process with ease.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Allegacy offers robust online and mobile banking features. Check balances, pay bills, transfer funds, and even deposit checks from anywhere at any time all from your phone or computer.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having an account that not only keeps your funds safe but also allows you to earn interest on your savings. With our easy online and mobile banking options, checking your balance or transferring funds is just a tap away.

Personal Loans & Debt Consolidation

If you're looking for ways to manage debt or fund a major purchase, our personal loans and debt consolidation services can offer solutions tailored just for you. We'll work together to find a plan that suits your needs while keeping repayment manageable.

Digital & Online Banking

Key Services

Our online banking features include electronic signature authorization, making it simple to sign documents without the hassle of printing or mailing. You'll also appreciate the availability of e-statements, which allow you to view and manage your financial statements quickly and securely no more cluttered mailboxes! For those who are always on the go, our mobile application makes banking even more accessible. With the ability to make mobile payments and transfer funds person-to-person, you can send money with just a few taps on your phone. Plus, managing your accounts in real-time means you'll always have up-to-date information at hand.

Security and User-Friendly Experience

Your security is a top priority at Allegacy. Our online services are built with robust security measures to protect your personal information while providing an easy-to-navigate interface. Whether you're checking your balance or paying bills, our goal is to ensure a smooth experience that feels safe and straightforward. In today's busy world, we know that accessibility matters. At Allegacy, our digital banking options empower you to take control of your finances from wherever you are. Join us in experiencing how convenient banking can be!

Financial Strength

Dedicated Team

We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 319,712, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 3750 Transou Rd Pfafftown Nc 27040 or call (336) 774-8380 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investments in Growth

With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also substantial; we have $21,023 in used auto loans and $1,842,100,031 in total loans and leases, supporting your financial goals across various sectors. Moreover, our operational efficiency is reflected in our $9,190,580, which allows us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $261,385,413, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation reflects our commitment to serving you well while ensuring that your money is safe with us. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by a reliable structure designed for long-term success.

Loan Offering

Additional Offerings

For those considering expansion or growth within their business, our outstanding commercial loans totaling $373,714,709 provide the capital needed to grow and expand. We cater to both personal and business needs, ensuring comprehensive support for our members. If you're interested in refinancing any existing loans or exploring eligibility options, don't hesitate to reach out. Our team is ready to assist you with personalized advice tailored to your financial situation. Visit us at 3750 Transou Rd Pfafftown Nc 27040 in Pfafftown, NC, or give us a call at (336) 774-8380 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial empowerment starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms are designed to make your car-buying experience smooth and affordable.

Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $39,001,072 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards programs that fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you understand your options and feel confident in your decision.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows consumers to make informed decisions without the stress of sifting through numerous options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to integrity means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified information, LendMesh builds a trustworthy platform for borrowers. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring users can trust the information they receive. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This approach guarantees that all users see unbiased results tailored to their needs. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature helps users make well-informed decisions quickly, allowing them to secure better rates without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALLEGACY FEDERAL CREDIT UNION - Pfafftown, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Pfafftown, NC (27040)

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and User-Friendly Experience

Financial Strength

Dedicated Team

Investments in Growth

Member-Centric Savings

Strong Financial Position

Loan Offering

Additional Offerings

Auto Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

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