Allegacy Credit Union King NC | Basic ATM & Drive-Thru Banking

Introduction

Welcome to Allegacy, your trusted financial partner located at 109 Carmel Dr, King, NC 27021. Since opening our doors in 1967, we have dedicated ourselves to serving our community with care and commitment. With over 178,929 members and total assets exceeding $2.3 billion, we are proud to provide a range of services tailored to meet the needs of our diverse membership. At Allegacy, we believe in building strong relationships with our members. Our CEO, Nathanael Tarwasokono, and Board President, Lisa Marshall, lead a team of over 400 employees who are here to ensure you receive exceptional service every time you visit. We focus not only on helping you achieve your financial goals but also on positively impacting our community. Our branch offers various services including ATM access and basic drive-thru banking for deposits and withdrawals. While members can visit us at our King branch, official correspondence should be sent to our mailing address at PO Box 26043, Winston Salem, NC 27114. As part of our commitment to transparency and growth, we proudly report a net worth of $261 million and total deposits reaching $189 million. With a robust loan portfolio that includes over 82,000 loans, we aim to help you find the right solutions for your financial journey. We invite you to explore what Allegacy has to offer by visiting our website at www.allegacy.org or calling us at 336-794-8491. Join us as we work together towards achieving your financial dreams!

Branch History & Mission

Community Focus

Allegacy also prides itself on its community outreach efforts. We partner with local organizations to support initiatives that uplift our neighborhoods. By engaging with our community, we ensure that our services align with what matters most to you. While members can visit us at 109 Carmel Dr, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114 if needed.

Join Us

If you're looking for a credit union that values you as an individual and strives for your success, look no further than Allegacy. We invite you to join us and experience the benefits of being part of a community-focused financial institution dedicated to serving you. For more information or assistance, feel free to contact us at (336) 794-8491 or visit us online at Allegacy. Together, let's build a brighter financial future!

Our Journey

Allegacy began with a simple mission: to provide financial services that empower individuals and families. Over the years, we've witnessed remarkable growth and change. From our early days to becoming a significant player in the local economy, we have consistently prioritized our members' needs. Today, we manage total assets exceeding $2.3 billion, reflecting our commitment to stability and service. Our headquarters are situated in Winston Salem, NC, but our roots run deep in King. We are dedicated to creating lasting relationships with our members through personalized service and innovative solutions.

Our Mission

At Allegacy, we believe in more than just banking; we believe in building communities. Our mission is to enhance the financial well-being of our members while actively supporting local initiatives. Whether it's offering loans that help families buy homes or providing educational resources to improve financial literacy, we strive to make a positive impact every day. We offer various services designed to meet your needs from basic ATM access and drive-thru banking to shared branch transactions for partner credit union members. Our operational hours are convenient too: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM.

Branch Location & Accessibility

Accessibility Features

At Allegacy, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Ample parking is available right outside our door, making your trip as hassle-free as possible.

Connect With Us

Feel free to reach out at 336-794-8491 if you have any questions or need assistance. Our friendly staff is always ready to help. We invite you to come by and experience the personalized service that Allegacy is known for. Your financial journey starts here!

Nearby Landmarks

Situated near popular local spots, our branch is just a short drive from the heart of King, making us an accessible choice for all your banking needs. If you need directions, just look for familiar landmarks like the local park and community center, which are nearby.

Operating Hours and Services

We understand that life can be busy, so our lobby hours are designed with your schedule in mind. Visit us Monday through Thursday from 8:30 AM to 5:00 PM and on Friday until 6:00 PM. We also offer a convenient drive-thru service for quick transactions without leaving your vehicle. In addition to standard banking services, we provide ATM availability for when you're on the go and shared service transactions for members of partner credit unions. Whether you need to make deposits or withdrawals, we've got you covered!

Member Eligibility

At Allegacy, we believe that everyone deserves a chance to join our warm and welcoming community. Becoming a member is simple and open to many individuals. If you live, work, worship, or attend school in the area surrounding our branch at 109 Carmel Dr King Nc 27021, you're likely eligible! We also welcome family members of existing members, making it easy for loved ones to enjoy the benefits we offer. By joining us, you'll gain access to personalized financial services, competitive rates, and a supportive environment where your needs truly matter. For more detailed information about eligibility criteria, feel free to visit our website at https://www.allegacy.org/become-a-member/. Opening an account with us is straightforward! You can start your journey by visiting our online application at https://www.allegacy.org/credit-cards/ or giving us a call at (336) 794-8491. We are here to help you every step of the way and look forward to welcoming you into the Allegacy family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that streamline transactions for your business. Picture having the ability to accept payments quickly and efficiently, enhancing customer satisfaction while managing your cash flow effectively. At Allegacy, we're not just a lender; we're a partner invested in your success. Visit us at 109 Carmel Dr King Nc 27021 in King, NC or call us at (336) 794-8491 to learn more about how we can support your business's journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

One of the highlights of your experience at Allegacy is our ATM Services Only. Whether you're on the go or need quick access to cash, our ATMs allow for hassle-free withdrawals and balance checks. You can count on us when you need cash in hand without stepping inside the branch. For those days when you prefer personal interaction, we offer Basic Drive-Thru Banking. It's perfect for simple transactions like deposits and withdrawals, allowing you to handle your banking without leaving your car. Imagine pulling up after a long day, making a quick transaction, and being back on your way in no time!

Convenience at Your Fingertips

In today's busy world, digital banking features are essential. At Allegacy, we focus on ease of access through various online tools. Our members enjoy benefits like online banking, mobile payments, and person-to-person payment options, ensuring you can manage your finances whenever and wherever you want. We've designed our services with you in mind because we know how important it is for you to have control over your finances while enjoying the convenience of modern banking solutions. If you're ready to experience these services firsthand or have any questions about what we offer, don't hesitate to reach out! Call us at (336) 794-8491 or visit us during our lobby hours from Monday to Thursday 8:30 am - 5:00 pm and Friday until 6:00 pm. Join us at Allegacy, where your financial journey matters! For more details about becoming a member or opening an account, check out our website. We look forward to serving you!

Shared Services for Everyone

In addition to these services, we also provide Basic Shared Branch Transactions. This means if you're a member of a partner credit union, you can still deposit or withdraw funds right here at our location. It's all about making banking accessible for everyone in our community.

Digital & Online Banking

Accessibility & Security

Our commitment to security means that you can bank with confidence. Your personal information is protected with top-notch security measures, ensuring that your data remains safe while you manage your accounts online or via our app. Enjoy 24/7 online banking services that fit into your schedule. Whether it's early morning or late at night, you'll have complete control over your finances. Plus, with our dedicated support team ready to assist you whenever needed, you're never alone in navigating the digital world. Join us at Allegacy today and experience how easy and secure banking can be!

Key Features

With just a few clicks, you can access your accounts through our user-friendly online banking portal at https://www.allegacy.org/. Here, you can check balances, pay bills, and even make person-to-person transfers with ease. Have you ever needed to sign a document quickly? With our electronic signature authorization feature, you can do that without the hassle of printing or mailing anything. It's all about making your life simpler! If you're looking to go green, you'll love our e-statements availability. No more paper clutter just quick access to your financial statements whenever you need them. And for those who prefer mobile banking, our mobile application offers features like mobile payments so that you can make transactions directly from your phone.

Financial Strength

Committed Team

We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $9,190,580, enabling us to continue offering competitive loan rates and solid financial products for our members.

Focused on Growth

With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,023 in used auto loans and $1,842,100,031 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 319,712, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,029,119 further demonstrate our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 109 Carmel Dr King Nc 27021 or call (336) 794-8491 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road, we're here to make your car-buying experience smooth and affordable. We also provide refinancing options to lower your monthly payments or adjust your loan terms based on your current situation.

Credit Lines

For additional flexibility, consider our credit lines totaling $735,888,099. These lines can serve as a safety net for unexpected expenses or as a way to finance larger purchases without needing multiple loans. With each of these products backed by personal support from our team at Allegacy in King, NC (call us at 336-794-8491), we aim to create solutions tailored specifically for you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs may be, Allegacy is committed to providing you with the right tools and resources to reach your goals. Visit us today to learn more about our loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143. Whether you are buying your first home or refinancing an existing mortgage, our competitive rates and straightforward process will support you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $39,001,072 in loans assisting members in managing their finances effectively. This is an excellent option for those looking to make purchases without tying up collateral.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results (Source: https://www.ncua.gov), which guarantees fair and transparent offers for all users. By focusing on verified information, LendMesh helps users trust that they are viewing legitimate loan options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

The Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to transparency. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is.

ALLEGACY FEDERAL CREDIT UNION - King, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in King, NC (27021)

Introduction

Branch History & Mission

Community Focus

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Connect With Us

Nearby Landmarks

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Supporting Your Growth

Comprehensive List Of Services

Banking Made Easy

Convenience at Your Fingertips

Shared Services for Everyone

Digital & Online Banking

Accessibility & Security

Key Features

Financial Strength

Committed Team

Focused on Growth

Member Trust

Secure Savings Opportunities

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Take Action Today

The Benefits of Using LendMesh

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