Allegacy Credit Union Kernersville NC | Quick Auto Loans & Business Banking

Introduction

Welcome to Allegacy, your trusted financial partner at Glenn High School, located at 1600 Union Cross Rd, Kernersville, NC 27284. Established in 1967, we have proudly served our community for over five decades, growing to support a vibrant membership of 178,929 individuals. With total assets reaching an impressive $2,319,045,145 and total deposits of $189,847,490, Allegacy stands as a pillar of stability and support for our members. Under the guidance of our dedicated CEO, Nathanael Tarwasokono, and Board President Lisa Marshall, we are committed to providing exceptional financial services tailored to your needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we strive to make your experience seamless and beneficial. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 26043, Winston Salem, NC 27114. Our team is here to assist you during lobby hours on Monday, Wednesday, and Friday from 12:00 PM to 2:00 PM. At Allegacy, we believe in making a positive impact in our community. With a net worth of $261,385,413 and cash in hand amounting to $22,191,721, we ensure that your money is not only safe but also working hard for you. Our commitment extends beyond finances; we aim to empower our members with knowledge and resources that foster financial well-being. Explore the many ways Allegacy can support you today! Visit us online at Allegacy.org or give us a call at 336-774-3435. Let us help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

We understand that convenience is key in today's fast-paced world. That's why Allegacy has embraced digital advancements such as online banking and mobile payments. Our user-friendly platform allows you to manage your finances anytime, anywhere while ensuring ADA compliance so everyone can access our services easily.

Join Us

We invite you to become part of the Allegacy family! Experience firsthand how we can assist you with personal banking solutions tailored just for you. Whether you're looking for an auto loan or want help managing your savings, we're here for you every step of the way. Visit us today or explore more about joining through our website at Allegacy. Together, let's build a brighter financial future!

Our Journey

Allegacy began its journey with a simple mission: to provide accessible financial services that empower people to make the most of their lives. Over the years, we have evolved significantly, expanding our range of services from basic savings accounts to comprehensive personal banking solutions including auto loans, mortgages, credit cards, and business banking options. Each step has been taken with our members' needs at the forefront of our decisions. Our branch is conveniently located at 1600 Union Cross Rd, Kernersville, NC 27284. We invite you to visit us during our lobby hours on Monday, Wednesday, and Friday from 12:00 PM to 2:00 PM. While we do not offer ATM services or drive-thru banking at this location, we are committed to providing personalized service that meets your needs.

Our Mission

At Allegacy, our mission goes beyond just banking; it's about building a stronger community together. We believe in fostering relationships that create real impact. Our team works tirelessly to ensure that every member receives the guidance they need for their unique financial journey. This commitment is reflected not only in our extensive array of financial products but also in our active participation in local outreach initiatives aimed at supporting education and wellness programs. While members can visit us at 1600 Union Cross Rd Kernersville Nc 27284, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114. This attention to detail ensures that we remain connected with both our members and the broader community.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 336-774-3435. We look forward to welcoming you into the Allegacy family!

Operating Hours

At Allegacy, we want to accommodate your schedule. Our lobby hours are open on Monday, Wednesday, and Friday from 12:00 PM to 2:00 PM. Feel free to drop by during these hours; we're here to help!

Parking & Accessibility

We understand that accessibility is important. That's why our branch offers ample parking and features like ADA-compliant entrances and ramps to ensure everyone can easily access our services.

Services Offered

We take pride in offering a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Although we don't currently have ATM services or drive-thru banking available at this location, our friendly staff is ready to assist you with any questions or transactions you may have.

Member Eligibility

Joining the family at Allegacy is more than just opening an account; it's about becoming part of a supportive community that truly cares for its members. Whether you're looking to manage your finances better or simply want a place where you feel valued, becoming a member is an inviting process. To qualify, you'll need to meet some friendly eligibility requirements, which include living, working, or attending school in specific areas related to our branch. You can find all the details on what it takes to become a member by visiting https://www.allegacy.org/become-a-member/. Once you know you're eligible, opening an account is straightforward and welcoming! You can easily start the process by checking out the account opening details at https://www.allegacy.org/credit-cards/. If you have any questions or need assistance along the way, don't hesitate to give us a call at (336) 774-3435. We look forward to having you with us at Allegacy, located at 1600 Union Cross Rd Kernersville Nc 27284, where we prioritize your financial well-being and growth!

Business Banking & Commercial Services

Merchant Services that Make Life Easier

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to mobile payments, we provide the tools necessary for efficient day-to-day operations. Visit us at 1600 Union Cross Rd Kernersville Nc 27284 in Kernersville, NC or call us at (336) 774-3435 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect With Us

Whether you're looking for personal banking solutions or business services, Allegacy is here for you. Our friendly staff is available during lobby hours on Monday, Wednesday, and Friday from 12:00 PM to 2:00 PM at our Kernersville branch. Feel free to reach out at (336) 774-3435 if you have any questions or need assistance. Explore all that we have to offer by visiting us online at https://www.allegacy.org/ and discover how we can help secure your financial future today!

Convenient Online & Mobile Banking

In today's busy world, convenience matters. That's why we've invested in robust Online & Mobile Banking features. Access your accounts anytime from anywhere using our user-friendly app or website. You can easily check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your phone. While we don't have ATMs at this branch location currently, rest assured that our digital services are available 24/7 to meet all your banking needs seamlessly.

Credit Cards and Business Banking

Our credit card offerings include Credit Cards with Rewards, giving you perks for everyday purchases. You can earn points on travel, dining, and more turning your spending into rewards that benefit you. For our business members, we offer comprehensive Business Banking solutions that include Merchant Services & Business Loans. Whether starting a new venture or expanding an existing one, we have the tools to help your business thrive.

Personal Banking Solutions

We understand that managing personal finances is a priority for many of our members. That's why we offer various Personal Banking options, including Checking & Savings Accounts designed to fit your lifestyle. Whether you're saving for a dream vacation or simply looking to manage daily expenses, our accounts come with no hidden fees and competitive interest rates. For those considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy and affordable to get behind the wheel. With flexible terms and competitive rates, you can drive off with confidence. If buying a home is on your horizon, explore our Mortgage Loans & Refinancing services. We guide you through every step of the process, ensuring you find the best mortgage solution suited for your budget. Additionally, if you're facing unexpected expenses or need help consolidating debt, our Personal Loans & Debt Consolidation options provide the financial support you need without added stress.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which brings all of your banking needs right to your fingertips. Whether you want to deposit checks using electronic signature authorization or set up e-statements for easy access to your financial records, we've got you covered. Plus, if you're looking to simplify payments with friends or family, our person-to-person transfers make it quick and effortless. For those who love the flexibility of modern payment methods, our mobile payments option allows you to make purchases securely without needing cash or cards. This means you can shop confidently while knowing your information is protected.

Security and Accessibility

Security is a top priority at Allegacy. We implement robust measures to keep your data safe while you manage your accounts online. With features like electronic signature authorization, you can conduct transactions securely without any worries. Our digital banking services emphasize accessibility and real-time account management so that you can stay in control of your finances at all times. Whether it's checking your balance during lunch or transferring funds late at night, you have the power to manage your money on your schedule. In summary, with the digital banking services at Allegacy, managing your finances has never been easier or more secure. Explore what we offer today at https://www.allegacy.org/!

Financial Strength

At Allegacy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in capable hands, as we continuously strive to provide a solid foundation for our community. With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our net worth ratio of 11.27%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $21,023 in used auto loans and $1,842,100,031 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $9,190,580, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,029,119. Total Share and Deposit Accounts: 319,712, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 1600 Union Cross Rd Kernersville Nc 27284 or call (336) 774-3435 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options, our team is ready to discuss how we can assist you further. We aim to provide clear information and guidance as you navigate your borrowing options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Allegacy, we strive to empower our members with the right tools and resources for their financial journey. Visit us today or contact us for more details!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $373,714,709 provide the capital needed to grow and expand your operations. We recognize the importance of supporting local businesses and are committed to providing tailored solutions that meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143, make buying or refinancing simple. We guide you through the process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $39,001,072 in loans helping members manage their finances effectively. This option is ideal for those who want to consolidate debt or make unexpected purchases without tying up other assets.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loan options.

Benefits of Using LendMesh

LendMesh offers several key benefits that enhance user experience: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make timely and informed decisions about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in guiding users toward better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALLEGACY FEDERAL CREDIT UNION - Kernersville, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Kernersville, NC (27284)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Get in Touch

Operating Hours

Parking & Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Make Life Easier

Tailored Loan Options

Comprehensive List Of Services

Connect With Us

Convenient Online & Mobile Banking

Credit Cards and Business Banking

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Additional Information

Auto Loans

Business and Commercial Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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