Allegacy Credit Union Kernersville NC | Affordable Auto Loans & Mortgage Rates

Introduction

At Allegacy, we believe in the power of community and the strength of partnership. Located at 212 E Mountain St, Kernersville, NC 27284, our branch has been serving members since 1967 with dedication and a personal touch. With a robust membership of 178,929 and total assets soaring to an impressive $2,319,045,145, we are committed to providing financial solutions that meet the diverse needs of our community. Under the leadership of CEO Nathanael Tarwasokono and Board President Lisa Marshall, our team of 406 employees is here to ensure you have access to a range of services from personal banking to business loans. We proudly offer $189,847,490 in total deposits and maintain a net worth of $261,385,413, demonstrating our stability and commitment to your financial well-being. While members can visit us at our physical location in Kernersville for all their banking needs, official correspondence should be sent to our mailing address: PO Box 26043, Winston Salem, NC 27114. Our dedicated staff is available during lobby hours from 8:30 AM to 5:00 PM Monday through Thursday and until 6 PM on Fridays, ensuring convenience for your busy schedule. Explore what Allegacy has to offer by visiting our website at www.allegacy.org or calling us at 336-794-8507. Join us in making a difference in your financial journey today!

Branch History & Mission

Our Journey

Since opening our doors, Allegacy has evolved significantly, growing alongside the needs of our members. We started with a simple mission: to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage loans, business banking solutions, and much more. Our total assets now exceed $2.3 billion, reflecting our strong commitment to our members' financial success. Throughout our history, we have embraced innovation while maintaining the personal touch that sets us apart. Our branch has adapted to changing times by introducing online and mobile banking options, making it easier for members to manage their finances anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities and services.

Our Mission

At Allegacy, our mission goes beyond providing financial products; we aim to make a real impact in the lives of those we serve. We believe in fostering a sense of community through outreach programs and partnerships that support local initiatives. Whether it's sponsoring educational events or participating in charity drives, we are dedicated to making Kernersville a better place for everyone. Our team is here to help you navigate your financial journey with confidence. We offer personalized service tailored to your unique needs because every member's story is important to us. While members can visit us at 212 E Mountain St, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114. You can reach us at 336-794-8507 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. As we look ahead, we invite you to join Allegacy and experience the benefits of membership firsthand. Together, let's build a brighter future for you and your family while strengthening our community ties. Visit us today or check out our website at www.allegacy.org for more information on how we can assist you!

Branch Location & Accessibility

Convenient Location

Situated near popular local spots, our branch is just a stone's throw away from the bustling downtown area. This makes it easy to drop in while you're out running errands or enjoying a day out. We offer ample parking so you can visit us hassle-free. For those needing additional assistance, our facility is ADA compliant, featuring ramps and accessible entrances.

Full-Service Offerings

We provide a range of services tailored for every member's needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, you'll find everything under one roof. If you prefer the convenience of technology, take advantage of our online and mobile banking features. For those who enjoy drive-thru service, we have that too! Complete simple transactions such as deposits and withdrawals without leaving your vehicle. Plus, if you're a member of a partnering credit union, feel free to utilize our shared service center for basic transactions.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 336-794-8507. Our team is eager to assist you with any inquiries or help guide you through our services. Visit us today at Allegacy where your financial success is our priority!

Operating Hours

At Allegacy, we value your time. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours on Friday until 6:00 PM. This flexibility ensures you can manage your banking needs without any rush.

Member Eligibility

Becoming a member of Allegacy is like joining a close-knit community that values your financial well-being. If you're living, working, or studying in the area, or if you have family members who are already part of our credit union, you may qualify for membership. We believe everyone deserves access to excellent financial services and support, and at Allegacy, we're dedicated to helping you achieve your goals. With us, you'll enjoy competitive rates on loans and savings products, personalized service, and a range of convenient banking options. To get started, simply visit our eligibility page at https://www.allegacy.org/become-a-member/ for detailed information about what it takes to join. If you're ready to open an account, check out our easy account opening process at https://www.allegacy.org/credit-cards/. Should you have any questions or need assistance, feel free to reach out to us at (336) 794-8507. We can't wait to welcome you to the Allegacy family!

Business Banking & Commercial Services

Merchant Services That Work for You

We also provide essential merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments seamlessly whether it's via credit card or mobile payment. This means more time focusing on your customers and less time worrying about transactions. At Allegacy, located at 212 E Mountain St Kernersville Nc 27284 in Kernersville, NC, we are dedicated to empowering local businesses like yours. Contact us today at (336) 794-8507 to learn how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, our Business Banking services include Merchant Services & Business Loans, providing the necessary tools for your business's success. We understand the challenges of running a business and are committed to supporting you with customized financial solutions.

Community Commitment

Located at 212 E Mountain St Kernersville Nc 27284, our branch serves as a vital part of the Kernersville community. We're dedicated to not just meeting your banking needs but also enhancing the overall quality of life in our area. If you're interested in exploring any of these services or have questions about how we can assist you further, please don't hesitate to reach out at (336) 794-8507. Our friendly staff is here to help! Visit us online at Kernersville Mtn and discover how we can support your financial journey today!

Credit Options

We also offer Personal Loans & Debt Consolidation solutions for those looking to consolidate debt or finance personal projects. Our flexible options are designed with your financial well-being in mind. Additionally, our Credit Cards with Rewards allow you to earn points on purchases, making it easier for you to enjoy life's little luxuries.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Allegacy, we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. With capabilities like ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals, accessing your money has never been easier. You can also take advantage of our Basic Shared Branch Transactions, allowing members from partner credit unions to make deposits and withdrawals at our location. Plus, our ATMs are available for balance checks and cash withdrawals whenever you need them.

Personal Banking Solutions

For those looking to manage their finances effectively, our Personal Banking options include Checking & Savings Accounts tailored to fit your lifestyle. Imagine having a checking account that supports your everyday spending while also earning interest on your savings. We know that life can be unpredictable, and having access to funds through Auto Loans & Vehicle Financing can help you secure reliable transportation when you need it most. When it comes to homeownership, our Mortgage Loans & Refinancing services are here to assist you in finding the right mortgage that suits your financial situation. Whether you're buying your first home or looking to refinance an existing loan, we provide personalized support every step of the way.

Digital & Online Banking

Accessing Your Accounts Anytime

With our 24/7 online banking services available at https://www.allegacy.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing hours your financial world is just a click away.

Effortless Transactions

We know that life can get busy, which is why features like person-to-person transfers make sending money to friends and family a breeze. Need to split a dinner bill? Just use our simple mobile payments feature and take care of it in seconds!

Mobile Convenience

With our mobile application, managing your finances on the go is easier than ever. From checking balances to making payments, everything you need is conveniently located in one place. You can even set up notifications for transactions or account changes stay informed without being overwhelmed. In summary, Allegacy offers a comprehensive suite of digital banking solutions tailored to fit your lifestyle. Visit us online today at https://www.allegacy.org/ to explore all the ways we can help you manage your money efficiently and securely!

Security You Can Trust

Security is our top priority. We offer electronic signature authorization for safe document handling, so you can confidently conduct transactions from anywhere without worrying about safety. Our systems are designed to keep your information secure while providing a user-friendly experience.

Stay Organized with E-Statements

Gone are the days of paper clutter. With e-statements available, you can view your transaction history and keep track of your finances digitally. Plus, it's environmentally friendly! You can access these statements anytime through our mobile application, ensuring all your important information is right at your fingertips.

Financial Strength

Commitment to Innovation

With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $21,023 in used auto loans and $1,842,100,031 in total loans and leases supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 319,712, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments): $6,029,119 illustrate our ability to support more loans for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 212 E Mountain St Kernersville Nc 27284 or call (336) 794-8507 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $9,190,580 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 394 full-time employees and 12 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and care.

Secure Savings for Members

Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $154,398,756 in new vehicle loans and $426,413,834 in used vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, our financing options can make it affordable.

Credit Lines and Personal Loans

We provide flexible credit lines that total $735,888,099, allowing you to access funds whenever you need them. Additionally, our unsecured credit card loans total $39,001,072, giving members the freedom to manage their finances effectively without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143. This means you can explore various mortgage solutions that fit your budget and lifestyle while taking advantage of competitive rates.

Refinancing Options

If you're considering refinancing existing loans for better terms or lower interest rates, we can help with that too! Our team is ready to discuss eligibility options tailored specifically for your needs. Our dedicated staff is available at (336) 794-8507 during lobby hours from Monday to Thursday from 8:30 am to 5:00 pm and Friday until 6:00 pm. You can also visit us online at Allegacy for more information on how we can assist you with your financial journey. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for a personal loan or commercial lending solutions our team is here to guide you every step of the way!

Loan Aggregator

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ALLEGACY FEDERAL CREDIT UNION - Kernersville, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Kernersville, NC (27284)

Introduction

Branch History & Mission

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Location

Full-Service Offerings

Get in Touch!

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Services

Community Commitment

Credit Options

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Accessing Your Accounts Anytime

Effortless Transactions

Mobile Convenience

Security You Can Trust

Stay Organized with E-Statements

Financial Strength

Commitment to Innovation

Growing Member Base

Operational Efficiency

Secure Savings for Members

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

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