Allegacy Credit Union High Point NC | Low Mortgage Rates & Quick Auto Loans

Introduction

At Allegacy, we believe in the power of community and financial well-being. Established in 1967, our High Point branch, located at 3015 E River Way, High Point, NC 27265, has been a trusted partner for over 178,929 members. With total assets exceeding $2.3 billion, we are committed to providing personalized services that cater to your unique financial needs. While you can visit us at our branch for friendly and dedicated service, please send any official correspondence to our mailing address at PO Box 26043, Winston Salem, NC 27114. Our experienced team, led by CEO Nathanael Tarwasokono and Board President Lisa Marshall, works tirelessly to ensure that we not only meet but exceed your expectations. We take pride in our strong financial standing with total deposits of $189,847,490 and a net worth of $261,385,413. Whether you're looking for auto loans or personal banking options, we're here to help you make sound financial decisions. With a dedicated workforce of 406 employees, we strive to create a welcoming atmosphere where members feel valued and understood. Our branch offers a range of services including checking and savings accounts, mortgage loans, business banking solutions, and online banking making it easy for you to manage your finances on your terms. We invite you to experience the Allegacy difference. Give us a call at 336-659-2000 or visit us today! Your journey towards better financial health starts here.

Branch History & Mission

At Allegacy, located in the heart of High Point, NC, our story began in 1967 with a simple yet powerful mission: to serve our community by providing exceptional financial services and support. Over the years, we have grown from a small credit union into a robust financial institution that proudly serves over 178,000 members. Our commitment to fostering financial wellness has allowed us to build strong relationships within our community. Our branch is situated at 3015 E River Way, easily accessible for all our members. Just a stone's throw away from the scenic Riverdale Park, we are proud to be part of a vibrant neighborhood. For official correspondence, please send mail to PO Box 26043, Winston Salem, NC 27114. Allegacy has witnessed significant milestones throughout its journey. From humble beginnings, we've expanded our offerings and now boast total assets of over $2.3 billion. This growth reflects our dedication to not only meeting but exceeding the expectations of those we serve. Our operating hours are designed with convenience in mind: Monday through Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We also offer drive-thru banking and an ATM for quick access to funds. Our mission goes beyond just providing banking services; it encompasses enriching the lives of our members and supporting local initiatives. We strive to empower individuals through education on personal finance and responsible borrowing while offering products tailored to their needs like auto loans, mortgages, credit cards with rewards, and various business banking solutions. We embrace technology by offering online and mobile banking options so members can manage their finances anytime and anywhere. Our branch is also committed to being ADA compliant, ensuring everyone in our community has access to financial services. Moreover, Allegacy actively engages in partnerships with local organizations, contributing time and resources to various community outreach efforts that make a real difference in people's lives. As we look forward to the future, we invite you to become part of our growing family at Allegacy. Join us today and experience firsthand how we can help you achieve your financial goals while making a positive impact in the community! For more information about membership or to explore our services, visit us at Allegacy.org or call us at 336-659-2000.

Branch Location & Accessibility

Convenient Access and Amenities

At Allegacy, we understand the importance of accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Plus, there's ample parking available right outside our doors, so you can get in and out quickly.

Get in Touch!

Have questions? Don't hesitate to give us a call at 336-659-2000. We look forward to welcoming you at our High Point branch soon! If you need to send us official correspondence, please use our mailing address at PO Box 26043, Winston Salem, NC 27114. Come visit Allegacy today where your financial well-being is our priority!

Operating Hours That Fit Your Schedule

We know that life gets busy! That's why our lobby hours are designed to accommodate your schedule. You can visit us Monday through Friday from 8:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, we'll be here during those times ready to assist you.

Services Offered

Allegacy offers a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we cover all your financial needs. Need cash? Enjoy the convenience of our ATM service available at this location along with drive-thru banking for quick deposits and withdrawals. Additionally, if you're a member of a partner credit union, feel free to take advantage of our shared services as well!

Member Eligibility

Becoming a member of Allegacy is like opening the door to a welcoming community that values your financial well-being. If you're interested in joining, you'll find that eligibility is straightforward and inviting! To become a member, you typically need to live, work, worship, or attend school in the areas served by Allegacy, which includes our friendly neighborhood around 3015 E River Way High Point Nc 27265. We believe everyone deserves access to great financial services, so whether you're just starting out or looking to grow your savings, we're here for you. The process to open an account is easy just visit us online at https://www.allegacy.org/credit-cards/ or give us a call at (336) 659-2000 if you have any questions. For more detailed information about eligibility requirements, check out our dedicated page at https://www.allegacy.org/become-a-member/. We can't wait for you to join us and start enjoying the benefits of membership at Allegacy!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner who understands your cash flow needs. Our merchant services simplify payment processing, so you can focus on what you do best running your business. From point-of-sale solutions to online payment options, we help streamline transactions, ensuring that you receive payments quickly and securely. At Allegacy, we strive to be more than just a bank; we want to be a partner in your success story. Let us help you navigate the path to growth with personalized service and financial expertise tailored specifically for businesses like yours. Reach out today at (336) 659-2000 or visit us at 3015 E River Way High Point Nc 27265!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, our business banking solutions include merchant services and business loans tailored to support your growth. We understand the unique challenges businesses face and offer flexible options that can adapt as your needs change.

Convenient Access

We believe banking should be convenient. That's why we have an ATM on-site for quick cash withdrawals and offer basic drive-thru banking for deposits and simple transactions. If you're a member of another participating credit union, take advantage of our shared branch transactions where you can make deposits or withdrawals just like at your own branch. Our commitment extends beyond traditional banking hours too; with features like mobile payments and person-to-person transfers, managing your finances has never been easier or more efficient. If you're ready to experience comprehensive financial services with a personal touch, visit us today at 3015 E River Way High Point Nc 27265 or give us a call at (336) 659-2000. Join the Allegacy family and discover how we can help you achieve your financial goals!

Debt Management and Credit Options

Life can bring unexpected expenses, which is why we provide personal loans and debt consolidation services. This helps members manage their financial obligations with ease. Plus, our credit cards with rewards allow you to earn while you spend, making everyday purchases even more rewarding.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having a checking account that not only offers convenience but also fits your lifestyle. With online and mobile banking, you can easily access your accounts from anywhere, making it simple to track your spending or transfer funds on the go. For those looking to purchase a vehicle, we offer auto loans and vehicle financing that can get you behind the wheel without breaking the bank. Our competitive rates ensure that you can find a payment plan that works for you. If you're thinking about buying a home, check out our mortgage loans and refinancing options, designed to make homeownership more attainable.

Digital & Online Banking

E-Statements and Security

Stay organized and eco-friendly with e-statements available through our services. You'll receive your statements directly in your inbox, allowing for easy access and management without the clutter of paper. And don't worry about security our systems are designed to keep your information safe while providing an easy-to-use interface. At Allegacy, we believe that banking should be accessible, secure, and tailored to fit your needs. Join us today and discover how our digital and online banking services can make managing your money easier than ever!

Mobile Banking Features

Take your banking on the go with our mobile application. Not only can you perform all the tasks available through our online portal, but you can also enjoy mobile payments for quick transactions at your favorite stores. Need to send money to a friend? Our person-to-person transfer feature makes it effortless. Just a few taps on your smartphone and you're done!

Online Banking Services

With 24/7 online banking available at https://www.allegacy.org/, you can access your accounts whenever and wherever you need. Whether it's checking your balance, transferring funds, or paying bills, our online banking ensures that you have complete control over your financial activities. Plus, with features like electronic signature authorization, signing documents is simple and secure.

Financial Strength

At Allegacy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to being a reliable partner in your financial journey, ensuring you can trust us with your savings and loans. With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, as shown by $21,023 in used auto loans and $1,842,100,031 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $9,190,580, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 319,712 share accounts that demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $6,029,119, further reinforcing our commitment to member service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 3015 E River Way High Point Nc 27265 or call (336) 659-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the support you need for your next big purchase.

Credit Lines and Unsecured Loans

In addition to our auto and mortgage loans, Allegacy provides flexible lines of credit with a total of $735,888,099 available. We also offer unsecured credit card loans with a total amount of $39,001,072 helping members manage their finances effectively. These options give you the freedom to access cash when you need it without having to put up collateral. For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $373,714,709 can provide the necessary funding. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our team is ready to assist you with any questions you may have regarding eligibility or refinancing options. If you're interested in exploring what Allegacy has to offer further or want to apply for a loan today, feel free to reach out at 336-659-2000 or visit us at our branch located at 3015 E River Way High Point NC 27265. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143, making it easier than ever to achieve your dream of owning a home. If you're considering refinancing your existing mortgage, we have options available that may help lower your monthly payments.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers, as all information comes from reliable and trustworthy sources.

ALLEGACY FEDERAL CREDIT UNION - High Point, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in High Point, NC (27265)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Amenities

Get in Touch!

Operating Hours That Fit Your Schedule

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Access

Debt Management and Credit Options

Personal Banking Solutions

Digital & Online Banking

E-Statements and Security

Mobile Banking Features

Online Banking Services

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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