Allegacy Credit Union Greensboro NC | Top Checking & Business Loans

Introduction

Welcome to Allegacy, your trusted credit union located at 1101 W Gate City Blvd Ste 205, Greensboro, NC 27403. Established in 1967, we have proudly served our community for over five decades, building lasting relationships with our 178,929 members. Our commitment to providing financial solutions that empower individuals and families is at the heart of everything we do. At Allegacy, we understand that financial stability is crucial for personal and business success. With total assets exceeding $2.3 billion, our strong foundation allows us to offer a wide range of services, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. We currently manage total deposits of $189,847,490 and have issued 82,182 loans and leases to help our members achieve their goals. Our leadership team, led by CEO Nathanael Tarwasokono and Board President Lisa Marshall, is dedicated to ensuring that every member receives personalized support and guidance. With a total of 406 employees, we strive to create a welcoming environment where everyone feels valued. We invite you to visit our branch or contact us at 336-774-8368 to learn more about how Allegacy can support your financial journey. Whether you're looking for advice on saving for a home or need assistance with personal loans, we're here to help. For official correspondence, please send mail to our address mentioned above. Join us in making a difference in the Greensboro community your financial well-being is our priority! Explore more about our offerings at Allegacy's website.

Branch History & Mission

At Allegacy, we take pride in our long-standing commitment to serving the Greensboro community since our doors first opened in 1967. Over the years, we've grown not just in numbers but in our mission to uplift and empower our members through comprehensive financial services. With a total membership of over 178,000 and assets totaling $2.3 billion, Allegacy stands as a beacon of trust and reliability in personal banking. Located at 1101 W Gate City Blvd Ste 205, Greensboro, NC 27403, our branch is easily accessible for those who live and work nearby. Whether you are visiting us for a quick transaction or looking for detailed financial advice, we ensure that your experience is pleasant and fulfilling. While members can visit us at this location, official correspondence should be sent to the same address. Allegacy's mission is simple yet profound: to provide exceptional financial services while supporting the well-being of our community. We understand that banking goes beyond transactions; it's about building relationships and fostering growth. Our services include personal banking such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, business banking solutions, and more. Each service is designed with the member's needs in mind. As we've evolved, we have embraced technology to improve accessibility and convenience for all our members. Our online and mobile banking platforms allow you to manage your finances anytime and anywhere. Additionally, we are proud to offer ADA-compliant facilities to ensure everyone can access our services comfortably. Community involvement has always been at the heart of Allegacy's values. We actively participate in outreach initiatives that support local education programs and charitable organizations, helping those in need right here in Greensboro. We invite you to join the Allegacy family! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Feel free to contact us at 336-774-8368 or explore our website at Allegacy for more information on becoming a member today!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. You'll find ADA-compliant features such as ramps and spacious parking available nearby, ensuring that everyone can comfortably access our services. Plus, with our ATM on-site, you can take care of quick transactions anytime during business hours.

Operating Hours and Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and even business banking solutions. Our shared service center allows you to perform basic transactions if you're a member of partner credit unions too! Feel free to reach out to us at 336-774-8368 for any questions or if you'd like assistance before your visit. We invite you to stop by Allegacy at Spartan Village your trusted partner in financial success!

Member Eligibility

Becoming a member of Allegacy is like joining a friendly neighborhood where everyone supports each other. If you're in the Greensboro area, you might be eligible to join us! At Allegacy, we welcome individuals who live, work, worship, or attend school in our community. Plus, if you have family members who are already part of our credit union, you can easily become a member too! This means you can enjoy all the benefits of being part of a cooperative that truly cares about your financial well-being. To learn more about the specific eligibility criteria and how to become a member, check out our detailed resource at https://www.allegacy.org/become-a-member/. Once you're ready to take the next step, opening an account is simple! Just give us a call at (336) 774-8368, or visit us at 1101 W Gate City Blvd Ste 205 Greensboro Nc 27403 to get started. We can't wait to welcome you into our Allegacy family!

Business Banking & Commercial Services

Merchant Services That Work for You

We offer merchant services that simplify daily operations. Imagine accepting payments seamlessly, managing transactions with ease, and enhancing customer satisfaction all without the hassle. Our solutions help you stay focused on what matters most: growing your business. Visit us at 1101 W Gate City Blvd Ste 205 Greensboro Nc 27403 in Greensboro, NC or call us at (336) 774-8368 to learn how we can partner with you on your business journey. Together, let's turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

For those running businesses or starting new ventures, Allegacy offers robust Business Banking solutions. From Merchant Services that streamline transactions to Business Loans that support growth initiatives, we provide tools and support that help you thrive in today's competitive landscape.

Credit Cards with Rewards

Don't forget about our rewarding Credit Cards, which come packed with benefits designed to maximize your spending power. Whether you're making everyday purchases or planning a special trip, our cards offer rewards that can add value back into your wallet.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime and anywhere is crucial. That's why we offer comprehensive Online & Mobile Banking services. With these features, managing your finances is just a few taps away whether you're checking balances, transferring funds, or paying bills. Plus, enjoy the convenience of our ATM services for cash withdrawals and balance checks at locations near you.

Personal Banking Solutions

Navigating personal finances can sometimes feel overwhelming, but with our Personal Banking services, you can take control. We offer Checking & Savings Accounts that cater to various lifestyles, allowing you to choose the best fit for your financial goals. If you're considering a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to help you hit the road without breaking the bank. When it comes to securing your dream home, look no further than our Mortgage Loans & Refinancing services. Our team is here to guide you through every step of the mortgage process, ensuring that you find the perfect solution for your housing needs. Additionally, our Personal Loans & Debt Consolidation options can help simplify your finances, making it easier for you to focus on what truly matters.

Shared Branch Transactions

We understand that flexibility is key when it comes to banking. Members can also take advantage of basic shared branch transactions like deposits and withdrawals at partner credit unions making it easier than ever to manage your accounts on the go. At Allegacy, we're proud to serve our community in Greensboro and beyond. If you have questions about any of our services or need assistance getting started, don't hesitate to reach out! Call us at (336) 774-8368, or visit us during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Let's work together toward achieving your financial goals!

Digital & Online Banking

Accessibility and Ease of Use

No matter where life takes you, Allegacy ensures that accessing your finances is straightforward and hassle-free. Our digital banking tools are designed to give you real-time account management right at your fingertips. So whether you're at home or out and about, managing your money has never been easier. Explore the benefits of modern banking with us today! Check out more about our services at https://www.allegacy.org/ and take control of your financial future with confidence.

Key Features

We know how important security is in today's digital world. That's why we offer features like electronic signature authorization to streamline your transactions without compromising safety. You can also opt for e-statements, allowing you to view and manage your financial documents electronically saving you time and paper! If you're always on the go, our mobile application lets you bank right from your smartphone. With mobile payments enabled, you can quickly make purchases or send money to friends using our person-to-person transfer feature. This means whether you're splitting a dinner bill or paying back a friend for tickets, it's all just a tap away.

Financial Strength

Commitment to Growth

With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,023 in used auto loans and $1,842,100,031 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,190,580 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $6,029,119. Total Share and Deposit Accounts: 319,712, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 1101 W Gate City Blvd Ste 205 Greensboro Nc 27403 or call (336) 774-8368 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $373,714,709 provide the capital needed to grow and expand your business. We're here to support your entrepreneurial journey with tailored loan solutions. At Allegacy, we prioritize making financing accessible and straightforward. If you're interested in refinancing options or checking your eligibility, don't hesitate to reach out! You can call us at (336) 774-8368 or visit us at our branch located at 1101 W Gate City Blvd Ste 205 Greensboro Nc 27403, Greensboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143, make buying or refinancing simple. We provide personalized service to help you navigate the home buying process smoothly.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $39,001,072 in loans helping members manage their finances effectively, our credit cards are designed with your needs in mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers navigate their borrowing options with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The information is based on the latest results, ensuring that users receive fair and transparent offers (Source: https://www.ncua.gov). This commitment to accuracy sets LendMesh apart in a crowded marketplace. One key advantage of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in what users see. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This means users can trust that they are seeing unbiased results when comparing their options. The platform also provides real-time rate comparisons from multiple institutions, enabling users to make informed decisions quickly. Thousands of individuals have successfully used LendMesh to find competitive rates. One satisfied member noted, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for clarity in your loan search, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ALLEGACY FEDERAL CREDIT UNION - Greensboro, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Greensboro, NC (27403)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Business Banking Options

Credit Cards with Rewards

Digital Banking Features

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Commitment to Growth

Member-Centric Savings Solutions

Operational Efficiency

Strong Financial Health

Trusted Partnership

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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