Allegacy Credit Union Davidson NC | Quick Auto Loans & Checking

Introduction

Welcome to Allegacy, your trusted financial partner located at 735 Sustainability Way, Davidson, NC 28036. Since our establishment in 1967, we have proudly served our community and built a strong foundation of trust among our 178,929 members. With total assets exceeding $2.3 billion, we are committed to providing exceptional banking services tailored to your needs. At Allegacy, we believe in empowering our members through financial education and access to a variety of personal and business banking solutions. Our offerings include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. We take pride in our robust lending capabilities, with over 82,182 loans and leases currently facilitated. Our dedicated team of 406 employees is led by CEO Nathanael Tarwasokono and Board President Lisa Marshall, both of whom are passionate about enhancing your banking experience. Whether you're looking for a new way to save or need assistance with a loan, we are here to help you every step of the way. While members can visit us at our branch location in Davidson, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114. For inquiries or assistance, don't hesitate to call us at 336-774-2747 during our lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6 PM. Explore all that Allegacy has to offer by visiting our website at www.allegacy.org. Join us as we continue to grow and serve our community with integrity and dedication!

Branch History & Mission

Community Commitment

Throughout the years, Allegacy has been actively involved in various outreach programs that benefit both individuals and families in need. From financial literacy workshops to supporting local charities and events, our commitment to giving back is unwavering. We understand that strong communities are built on trust and support. While members can visit us at 735 Sustainability Way Davidson Nc 28036, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114. We invite you to experience the benefits of membership firsthand. Whether you need assistance with personal banking or are seeking business solutions, our dedicated team is here for you.

Join Us

Our operating hours reflect our commitment to accessibility Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6 PM ensuring you can reach us when you need us most. Plus, with ATM availability on-site and shared service centers nearby, getting your banking done is convenient. As we look towards the future, we are excited about what lies ahead for Allegacy in Davidson. We invite you to become part of our family today! Join us at Allegacy Credit Union and discover how we can help you achieve your financial goals while being part of a community-focused organization. For more information or to get started on your membership journey today, please call us at (336) 774-2747 or visit our website. Your financial future awaits!

Our Story

Allegacy started its operations at our current location on 735 Sustainability Way, nestled in the heart of Davidson. This vibrant community has always been at the forefront of our efforts. Our branch serves as a hub for financial education and empowerment. We have expanded our services and embraced technology, making banking easier for everyone. While we offer traditional banking products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also prioritize digital advancements such as online banking and mobile payments. Our mission is clear: to enrich lives through quality financial services and meaningful community engagement. We believe that when our members thrive, so does our community. This dedication drives us to be more than just a bank; we aim to be a resource that supports local initiatives and partnerships that make Davidson a better place to live.

Branch Location & Accessibility

Convenient Access and Features

Our branch is equipped with ample parking and features that cater to everyone, including ADA-compliant access for those who may need assistance. While visiting us at this address, you can also enjoy the convenience of an ATM available on-site for quick cash withdrawals and balance checks. If you ever need to send us official correspondence, please direct it to our mailing address: PO Box 26043, Winston Salem, NC 27114.

Explore Our Services

At Allegacy Davidson, we offer a range of services tailored for both individuals and businesses. From checking and savings accounts to auto loans and credit cards with rewards, we strive to meet your unique financial needs. Additionally, we provide shared banking services for partner credit union members, making transactions easy and efficient. We invite you to visit us soon or give us a call at 336-774-2747 if you have any questions. Experience the personal touch of Allegacy Credit Union where your financial well-being is our priority!

Friendly Service Hours

We're here to serve you during the week! Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM, and we stay open later on Fridays until 6 PM. Whether you're stopping by for personal banking services or discussing auto loans and mortgage options, our friendly staff is ready to help.

Member Eligibility

Becoming a member of Allegacy is like joining a warm, welcoming family that's dedicated to supporting you through your financial journey. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We pride ourselves on being inclusive and community-focused, so whether you're looking for personal banking solutions or business services, there's a place for you here. To get all the specifics on who can become a member, take a moment to check out our eligibility details at https://www.allegacy.org/become-a-member/. Opening an account is simple and straightforward! You can begin this exciting process by visiting our website or giving us a call at (336) 774-2747. Our friendly team is always ready to assist you with any questions you might have about membership benefits or account options. Join us at Allegacy, located at 735 Sustainability Way Davidson Nc 28036, and experience the difference of being part of a credit union that truly cares about its members!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to run your business smoothly. Our merchant services help you accept payments efficiently, manage transactions effortlessly, and enhance customer satisfaction. From point-of-sale systems to online payment options, we equip you with everything necessary to keep your business thriving. Located at 735 Sustainability Way Davidson Nc 28036 in Davidson, NC, we're here to help you navigate the financial landscape and turn your vision into reality. Call us at (336) 774-2747 or visit us today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For those who prefer face-to-face interaction, visit us during our lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. You can reach us at (336) 774-2747 if you have any questions or need assistance with any of our services. At Allegacy, we're committed to providing personalized service that reflects our values as a community-focused credit union. Explore how we can help you achieve your financial goals today! Visit us at Davidson or check out our website for more information. Ready to get started? Don't hesitate to reach out or stop by we're excited to assist you!

Business Banking

For entrepreneurs and small businesses, we provide comprehensive business banking services. From essential merchant services that simplify transactions to competitive business loans, we're here to support your growth. Our business solutions are crafted to empower local enterprises.

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards that come with rewards. Whether you're buying groceries or planning a vacation, earn points that can be redeemed for exciting benefits.

Debt Solutions

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options, helping you regain control over your finances when it matters most. Our team will work with you to find the right solution that meets your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. Access your accounts anytime, anywhere, make transfers, pay bills, and even deposit checks from the comfort of your home or on the go. With features like ATM access for cash withdrawals and basic shared branch transactions for deposits and withdrawals from partner credit unions, managing your finances has never been easier.

Personal Banking

Our personal banking services cater to individuals and families alike. We offer various checking and savings accounts that help you manage your day-to-day finances effortlessly. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options are tailored to fit your budget. For those considering home ownership or refinancing, our mortgage loans provide competitive rates and personalized support throughout the process.

Digital & Online Banking

Accessibility & Ease-of-Use

Navigating your finances has never been easier. With our user-friendly interface and powerful mobile payments feature, you can make purchases without needing cash or cards just use your phone! This way, you can enjoy the benefits of modern banking while knowing that your information is secure. In short, whether you're at home or out and about, Allegacy provides all the tools you need for effective financial management. Experience the freedom of managing your money whenever and wherever suits you best!

Key Services

Our online banking offers a variety of features designed with you in mind. Whether you need to check your balance, pay bills, or transfer money, everything is just a few clicks away. You can enjoy the convenience of e-statements, allowing you to view your account statements electronically no more waiting for paper copies in the mail! Plus, if you're always on the move, our mobile application makes banking even simpler. You can manage your accounts from anywhere, anytime. For those moments when you need to send money quickly to friends or family, our person-to-person transfers feature lets you do just that with ease. And if security is a concern for you (and it should be!), rest assured that we offer electronic signature authorization, making transactions both safe and simple.

Financial Strength

At Allegacy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the assurance that your funds are safe and your financial needs will be met with reliability. With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $21,023 in used auto loans and $1,842,100,031 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $9,190,580, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,029,119. Total Share and Deposit Accounts: 319,712, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 735 Sustainability Way Davidson Nc 28036 or call (336) 774-2747 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle, making it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $373,714,709 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing tailored financial solutions. At Allegacy, we believe that everyone deserves access to financial resources that support their goals. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please visit us at our branch located at 735 Sustainability Way Davidson Nc 28036, Davidson, NC, or call us at (336) 774-2747 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143, make buying or refinancing simple. Our team is here to guide you through the process and help you find the right mortgage that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $39,001,072 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent, giving users peace of mind when comparing options.

ALLEGACY FEDERAL CREDIT UNION - Davidson, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Davidson, NC (28036)

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Story

Branch Location & Accessibility

Convenient Access and Features

Explore Our Services

Friendly Service Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Business Banking

Credit Cards with Rewards

Debt Solutions

Online & Mobile Banking

Personal Banking

Digital & Online Banking

Accessibility & Ease-of-Use

Key Services

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Call to Action

How LendMesh Ensures Accurate Loan Comparisons

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