Allegacy Credit Union Advance NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Allegacy, your trusted financial partner located at 128 Yadkin Valley Rd, Advance, NC 27006. Since our establishment in 1967, we've been dedicated to serving our community with a commitment to excellence and member satisfaction. With over 178,929 members and total assets amounting to a remarkable $2,319,045,145, we pride ourselves on providing robust financial solutions tailored to meet the diverse needs of our members. At Allegacy, we understand that financial health is crucial for both individuals and families. That's why we offer a range of services including personal banking, auto loans, mortgage financing, business banking, and more. Our total deposits stand at $189,847,490, reflecting the trust our members place in us every day. We also have an impressive loan portfolio with 82,182 loans and leases currently in service. Our leadership team is here to ensure you receive the best support possible. Under the guidance of CEO Nathanael Tarwasokono and Board President Lisa Marshall, we strive to create a welcoming environment where your financial goals can be achieved. Our dedicated staff of 406 employees is ready to assist you with personalized service that meets your unique financial needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 26043, Winston Salem, NC 27114. We invite you to explore all that Allegacy has to offer by visiting our website at allegacy.org or calling us at 336-774-4121. Whether you're looking for a new checking account or planning your future with a mortgage loan, we're here for you every step of the way!

Branch History & Mission

Our Evolution

Located at 128 Yadkin Valley Rd, we've become a cornerstone in the lives of many. Initially serving a small group of dedicated members, Allegacy has expanded significantly and now boasts over 178,000 members who benefit from our diverse range of financial services. With total assets reaching an impressive $2,319,045,145, we have established ourselves as a reliable partner for personal banking, auto loans, mortgages, and more. Our branch's operating hours are designed to accommodate your busy lifestyle: Monday through Friday from 8:00 AM to 6:00 PM and Saturdays from 9:00 AM to 12:00 PM. Whether you prefer visiting us in person or using our digital platforms for online banking and mobile payments, we ensure that our services are accessible and user-friendly. We also offer ATM access and drive-thru banking for added convenience.

Our Mission

Allegacy is not just about providing financial services; it's about making a real impact in our community. Our mission is to empower members by helping them achieve their financial goals while fostering a spirit of cooperation and support within our community. We believe that when individuals thrive financially, the entire community benefits. While members can visit us at 128 Yadkin Valley Rd Advance Nc 27006, official correspondence should be sent to PO Box 26043, Winston Salem, NC 27114 if needed. Through various partnerships and outreach programs, we actively engage with local organizations to address community challenges and provide meaningful support. As we look towards the future, we remain committed to innovation and inclusivity. We continuously strive to enhance our services while ensuring compliance with ADA standards so that everyone can access what we offer without barriers. We invite you to join Allegacy today! Experience firsthand how our member-focused approach can help you reach your financial dreams while contributing positively to the community around you. Call us at (336) 774-4121 or visit us online at www.allegacy.org for more information on how you can become part of our family.

Branch Location & Accessibility

Accessibility Features

At Allegacy, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Parking is ample and convenient, allowing you easy access to our services without the hassle.

Get in Touch!

Ready to see how Allegacy can support your financial journey? We invite you to visit us or call us at 336-774-4121 with any questions. Your financial wellness is just around the corner!

Operating Hours

We know that life gets busy! That's why we're open Monday through Friday from 8:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 12:00 PM for your convenience. Whether you need assistance with personal banking or want to explore our auto loans and mortgage options, our team is ready to assist you during these hours.

Services Offered

Our branch offers a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, we feature both ATM availability and drive-thru banking for those quick transactions on the go. As part of our commitment to community banking, we also provide shared service options for partner credit union members. This means you can easily conduct basic transactions like deposits and withdrawals here at Allegacy.

Member Eligibility

At Allegacy, we believe that becoming a member is like joining a close-knit family that supports your financial dreams. If you're wondering how you can be part of our community, it's quite simple! Our membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This includes individuals and their families, so feel free to bring them along on this journey towards better financial well-being. To learn more about the specific eligibility requirements, you can check out the details at https://www.allegacy.org/become-a-member/. Getting started with us is a breeze! You can open your account online or visit us at our branch located at 128 Yadkin Valley Rd Advance Nc 27006. Our friendly staff is here to guide you through the process and answer any questions you may have. Plus, by joining Allegacy, you'll gain access to a variety of benefits such as competitive rates on loans and savings products, personalized service, and educational resources designed to help you succeed financially. If you need any assistance, don't hesitate to call us at (336) 774-4121. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to our loan offerings, we provide merchant services designed to simplify transactions for your business. Imagine being able to accept payments anytime, anywhere whether it's at a bustling market or online. Our services ensure you can focus on what matters most: running your business efficiently while boosting sales and customer satisfaction. Located at 128 Yadkin Valley Rd Advance Nc 27006 in Advance, NC, we invite you to explore how Allegacy can empower your business today! For more information, feel free to contact us at (336) 774-4121.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $495 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $373,714,709, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking for Growth

If you're a business owner, our Business Banking services include Merchant Services & Business Loans that can support your growth and operational needs. We know how important it is for businesses to have reliable banking solutions that enable them to thrive in today's market.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, and transfer money effortlessly. Our ATM & Cash Withdrawal Services provide easy access to your funds whenever you need them. If you're ever in a hurry, our basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, if you're visiting from another credit union, our shared branch transactions make it simple for you to access your accounts seamlessly.

Personal Banking Made Easy

Starting with personal banking, we offer various Checking & Savings Accounts designed to fit different lifestyles and financial goals. If you're dreaming of driving a new car, our Auto Loans & Vehicle Financing options make that dream more accessible than ever. We understand that homeownership is a big step, which is why we provide competitive Mortgage Loans & Refinancing solutions to help you navigate the process smoothly. For those moments when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help you regain control. Plus, don't forget about our Credit Cards with Rewards, perfect for earning benefits while you spend.

We're Here for You

Our friendly staff is always ready to assist you with any questions or concerns you may have about our services. You can reach us at (336) 774-4121, where we're available during our operating hours: Monday through Friday from 8:00 am to 6:00 pm and Saturday from 9:00 am to 12:00 pm. Whether you're looking to open an account or explore loan options, we invite you to visit us at Allegacy. Experience firsthand how we prioritize member service and community engagement. For more information about joining or opening an account with us, please check out our website. We look forward to serving you!

Digital & Online Banking

Key Features

Security is our priority. You can feel confident knowing that your information is protected with advanced security measures. We also offer electronic signature authorization for easy document signing without the hassle of printing or mailing. Additionally, our e-statements allow you to view your account statements online, helping reduce paper clutter and making it easier to keep track of your finances. Need to send money to a friend? Our person-to-person transfer feature makes it quick and straightforward. You can send cash directly from your account to theirs in just a few taps! And if you're looking for a convenient way to pay for purchases, our mobile payments feature ensures you can make transactions securely using your phone. At Allegacy, we aim to make banking as accessible as possible. With user-friendly tools like these, you'll have real-time control over your accounts whenever you need it. Embrace the ease of digital banking with us today!

Financial Strength

At Allegacy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, it's crucial to choose a financial partner you can trust. That's why we're proud to share our robust financial standing, which is built on a solid foundation of member-focused services and responsible management. With a net worth of $261,385,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $516,995,962 in share certificates and $370,271,445 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,979,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $260,436,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is illustrated by $21,023 in used auto loans and $1,842,100,031 in total loans and leases. This diverse lending portfolio supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $9,190,580, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 394 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,029,119 reflect our commitment to being able to support your needs effectively. Additionally, the number of Total Share Accounts stands at 319,712, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allegacy is your trusted partner. Visit us at 128 Yadkin Valley Rd Advance Nc 27006 or call (336) 774-4121 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $426,413,834 in used vehicle loans and $154,398,756 in new vehicle loans already helping members get on the road, we make it easy for you to drive away in your next vehicle. We also provide refinancing options for those who want to lower their monthly payments or reduce their interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $373,714,709 provide the capital needed to grow and expand your business. We recognize the unique needs of entrepreneurs and are here to support your journey with tailored solutions. At Allegacy, we are committed to providing exceptional service and resources for all your lending needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to stop by our branch or give us a call at (336) 774-4121 during our operating hours Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 9:00 AM to 12:00 PM to learn more about how we can assist you in achieving your financial dreams.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $423,011,143, make buying or refinancing simple. We are dedicated to supporting our members through the entire process from application to closing. If you're interested in exploring eligibility options for these loans, please visit our website or call us directly.

Unsecured Credit Card Loans

Managing finances effectively is essential for everyone. We offer flexible terms on unsecured credit card loans with a total of $39,001,072 in loans available. These cards can help you navigate unexpected expenses while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified financial institutions ensures that users receive fair and transparent offers. Each comparison reflects current rates, allowing users to make informed decisions without hidden fees or misleading information.

ALLEGACY FEDERAL CREDIT UNION - Advance, NC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Advance, NC (27006)

Introduction

Branch History & Mission

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Easy

Supporting Your Growth

Comprehensive List Of Services

Business Banking for Growth

Digital Convenience at Your Fingertips

Personal Banking Made Easy

We're Here for You

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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