All Saints Credit Union South Euclid OH | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to All Saints Federal Credit Union St. Margaret And Gregory, your trusted financial partner in South Euclid, OH. Located at 1499 Dean Dr, South Euclid, OH 44121, our credit union has been a cornerstone of the community since 1942, proudly serving 4,325 members with dedication and care. At All Saints, we believe in building strong relationships and offering personalized service that meets your unique financial needs. With total assets of $43,507,546 and deposits reaching $1,931,814, we are well-equipped to help you achieve your financial goals. Our wide range of services includes everything from checking and savings accounts to auto loans and mortgages. Whether you're looking to finance your next vehicle or consolidate debt, our experienced team is here to guide you every step of the way. Led by our CEO Joanna Boulton and Board President Daniel Chermonte, we take pride in fostering a member-focused environment where your interests come first. Our dedicated staff of 14 employees is committed to ensuring you receive the best possible service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1499 Dean Drive, South Euclid, OH 44121-4083. Explore what we have to offer by visiting us online at All Saints FCU or give us a call at 216-691-0242. We look forward to helping you thrive financially!

Branch History & Mission

At All Saints Federal Credit Union St. Margaret And Gregory, we celebrate a legacy of trust and community service that began in 1942. Located at 1499 Dean Dr, South Euclid, OH 44121, our branch has been a cornerstone of financial support for residents in the area for over eight decades. As we've grown, so has our commitment to providing exceptional financial services while fostering a sense of belonging among our members. From our humble beginnings, we have evolved into a thriving credit union with a total membership of 4,325 individuals. Our mission is clear: to empower our members by offering personalized banking solutions that help them achieve their financial goals. We believe that everyone deserves access to high-quality financial services, and we strive to make banking accessible and friendly for all. Over the years, we've focused on building strong connections within the community. Our total assets now stand at an impressive $43,507,546, which allows us to offer diverse products and services tailored to meet the needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are dedicated to enhancing your financial well-being. While members can visit us at 1499 Dean Dr, official correspondence should be sent to our mailing address at 1499 Dean Drive, South Euclid, OH 44121-4083. Our operating hours are designed for your convenience: we're open Tuesday from 10 AM to 5 PM, Wednesday and Friday from 10 AM to 4 PM, and Saturday from 10 AM to 3 PM. At All Saints Federal Credit Union, we pride ourselves on being more than just a financial institution; we're a part of the community fabric. Our partnerships with local organizations reflect our commitment to giving back and supporting those around us. We understand that financial education is vital for making informed decisions; that's why we host workshops and provide resources that empower our members. As we look forward to the future, we're excited about embracing new technologies while ensuring that our services remain accessible and user-friendly. Although we currently do not have ATM or drive-thru facilities available at this branch, we offer online banking options for your convenience. We invite you to join us on this journey towards financial empowerment. Experience firsthand the benefits of becoming a member of All Saints Federal Credit Union St. Margaret And Gregory. Together, let's build a brighter financial future! For more information or to get started today, please call us at 216-691-0242 or visit our website at allsaintsfcu.com.

Branch Location & Accessibility

Accessibility Features

At All Saints, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can access our services comfortably.

Call to Action

We invite you to come by and see how we can support your financial journey! For any questions or assistance before your visit, feel free to give us a call at 216-691-0242. We look forward to serving you soon!

Nearby Landmarks

If you're in the area, you'll find us just a short drive from the bustling South Euclid Town Center and not far from the scenic South Park Mall. This prime location ensures that you can easily visit us while running errands or enjoying a day out.

Operating Hours

We know how busy life can get! That's why we're here for you during convenient hours: Tuesday from 10 AM to 5 PM, Wednesday and Thursday from 10 AM to 4 PM, Friday from 10 AM to 5 PM, and Saturday from 10 AM to 3 PM. While we are closed on Mondays, we're eager to assist you throughout the rest of the week.

Services Offered

Though we don't have ATMs or drive-thru banking at this location, our dedicated team is ready to help with various services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. Whether you're looking for personal loans or business banking solutions, we've got you covered! While members can visit us at our branch address, official correspondence should be sent to the same address: 1499 Dean Drive, South Euclid, OH 44121-4083.

Member Eligibility

At All Saints, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the Cuyahoga County area. If you share our values of collaboration and support, we'd love to have you join us! Not only will you gain access to a variety of financial services tailored to your needs, but you'll also benefit from lower fees and better rates compared to traditional banks. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.allsaintsfcu.com/home/membership. Ready to take the next step? Opening an account with us is easy! You can get started by visiting our online application at https://gbs.onlinecu.com/allsaintsfcu/#/?userid= or simply give us a call at (216) 691-0242 if you have any questions. We are here for you at our branch located at 1499 Dean Dr South Euclid Oh 44121, ready to assist you on your journey toward financial wellness. Join us today and experience the difference that being part of All Saints can make in your life!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify your operations. Imagine having the ability to accept payments seamlessly from your customers, whether they're paying in-store or online. Our services make transactions easier, allowing you to focus on what really matters growing your business. Visit us at 1499 Dean Dr South Euclid Oh 44121 in South Euclid, OH, or give us a call at (216) 691-0242 to learn how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Assistance

For our business members, we understand that every dollar counts. That's why we offer tailored business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your venture every step of the way.

Cash Withdrawal Services

Need quick access to cash? While we don't have ATMs at our branch, we're committed to ensuring that cash withdrawal services are available when needed. At All Saints Federal Credit Union St. Margaret And Gregory, we're not just about transactions; we're about building relationships with our members based on trust and community spirit. If you're ready to explore these services further or have questions about how we can assist you financially, don't hesitate to reach out! Give us a call at 216-691-0242, visit us at our branch location in South Euclid, or check out our website here. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions. With these tools, managing your finances from anywhere has never been easier. You can check balances, transfer funds, or pay bills all from the comfort of your home or on the go!

Flexible Financing Solutions

Life can be unpredictable, and sometimes you need a little extra cash. Our personal loans and debt consolidation options provide flexible solutions for those unexpected expenses or to help simplify multiple debts into one manageable payment. Plus, our credit cards with rewards let you earn while you spend perfect for those who want to maximize their purchasing power.

Home Ownership Support

Dreaming of owning your own home? We offer mortgage loans and refinancing options that make home ownership more accessible. Our friendly team is ready to guide you through the process, ensuring you find the right fit for your budget and goals.

Personal Banking Made Easy

Whether you're just starting out or looking to manage your wealth, our personal banking services are designed for you. Open a checking or savings account that fits your lifestyle, allowing you to save for future goals or simply manage daily expenses. If you're in need of a vehicle, explore our auto loans and vehicle financing options that help get you on the road without breaking the bank.

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfers. Need to send money to a friend? It's simple and fast with just a few taps on your device. Plus, if you prefer paperless options, we provide e-statements, allowing you to view your account statements online saving you time and helping the environment. For those who love using their smartphones, our mobile application makes banking even more accessible. You can manage your accounts right from your pocket! While we currently don't support mobile payments, our app offers everything else you need for smooth banking experiences.

Security & Convenience

Your security is our top priority. Although we do not offer electronic signature authorization at this time, rest assured that all transactions through our online platform are protected with robust security measures. We aim to provide a user-friendly experience while keeping your information safe. In summary, All Saints combines convenience with security in all its digital and online banking offerings. With features like 24/7 access and easy fund transfers, managing your finances has never been easier. Explore all these services today by visiting our website!

Financial Strength

Growing Trust Among Members

Total Share and Deposit Accounts: 6,070, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $282. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All Saints is your trusted partner. Visit us at 1499 Dean Dr South Euclid Oh 44121 or call (216) 691-0242 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $5,433,782 in share certificates and $2,965,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $114,416. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $2,714,542 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $736 in used auto loans and $23,825,859 in total loans and leases.

Solid Financial Foundation

With a net worth of $8,111,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,593,767 in used vehicle loans and $4,767,451 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $2,000,000. This option can serve as a safety net for emergencies or help manage cash flow more effectively. If you're considering refinancing any existing loans or want to explore eligibility options for our loan products, feel free to reach out. Our team is here to assist you every step of the way. Our branch is conveniently located at 1499 Dean Dr South Euclid Oh 44121, and you can contact us at 216-691-0242 during our operating hours: Tuesday 10 AM - 5 PM; Wednesday and Thursday 10 AM - 4 PM; Friday 10 AM - 5 PM; Saturday 10 AM - 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you meet your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,495,527, make buying or refinancing simple. We provide clear guidance throughout the process to help you make informed decisions about your mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $439,359 in loans helping members manage their finances effectively. These credit cards are designed to provide convenience and support for unexpected expenses or everyday purchases without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are not only accurate but also fair and transparent. By relying on reputable financial institutions, LendMesh guarantees that users receive legitimate loan options.

All Saints