All Saints Credit Union Parma OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to All Saints Federal Credit Union - St. Columbkille Branch, where our commitment to community and member service has been thriving since 1942. Located at 6740 Broadview Rd, Parma, OH 44134, we are proud to serve over 4,325 members with a strong foundation built on trust and reliability. At All Saints, we understand that financial decisions can be overwhelming. That's why our dedicated team is here to guide you through various banking services tailored to your needs. With total assets amounting to $43,507,546 and deposits of $1,931,814, we ensure that your money is in safe hands. Our focus on personal banking includes checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our leadership reflects our values; under the guidance of CEO Joanna Boulton and Board President Daniel Chermonte, we strive for excellence in every aspect of our operations. With a team of 14 employees, we are ready to assist you during our lobby hours from Monday to Friday, 10:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. If you need assistance or have questions, don't hesitate to call us at 216-524-0414 or visit our website at allsaintsfcu.com. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address. Join us as we continue building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

All Saints is committed to advancing with the times by integrating digital solutions into our services. We offer online banking and mobile applications for convenience while ensuring ADA compliance so that all members can access our services effortlessly. Our goal is to make banking easy and efficient while maintaining a friendly atmosphere where every member feels valued.

Community Engagement

We take pride in actively participating in community outreach initiatives that reflect our commitment to giving back. Partnerships with local organizations allow us to contribute positively to the lives of our neighbors. Whether it's through financial literacy programs or supporting local events, we strive to make a difference beyond just banking. Join us at All Saints Federal Credit Union - St. Columbkille Branch! Experience firsthand how we can support your financial goals while being an integral part of your community. Together, let's build a brighter future! For any inquiries or assistance, feel free to call us at 216-524-0414 during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. We look forward to welcoming you into our family!

Our Mission

Our mission is simple yet powerful: to provide our members with reliable financial services while supporting the community in which we operate. We believe that everyone deserves access to quality banking options without the corporate feel often found in larger institutions. We focus on personal relationships and understanding individual needs. While members can visit us at 6740 Broadview Rd for all their banking needs, official correspondence should be sent to our mailing address at 6740 Broadview Rd, Parma, OH 44134-4886.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by the All Saints Federal Credit Union - St. Columbkille Branch today! Experience firsthand how we prioritize your banking needs with a personal touch. Whether you're becoming a member or simply exploring our offerings, we can't wait to welcome you!

Convenient Access and Nearby Landmarks

Our location is conveniently situated near familiar landmarks, so you can easily stop by while running errands. Whether you're visiting the nearby shopping centers or heading home from work, we're just a short drive away. Parking is ample and accessible, with features designed to ensure everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We know life gets busy, which is why we offer flexible hours to accommodate your needs. Our lobby is open Monday through Friday from 10:00 AM to 5:00 PM, and on Saturdays, you can catch us from 9:00 AM to 12:00 PM. We aim to be here when you need us most!

Services Designed for You

At All Saints Federal Credit Union, we provide a range of services tailored for all your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you. While we currently do not have ATM services or drive-thru banking available at this branch, we do offer shared service center transactions for partner credit union members. This means you can still manage deposits and withdrawals with ease. If you need assistance or have questions about our services, feel free to give us a call at 216-524-0414. Our knowledgeable staff is always here to help you navigate your financial journey.

Member Eligibility

At All Saints, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to be part of something special, you might just be eligible! Generally, membership is open to individuals who live, work, worship, or attend school in the Parma area, as well as their family members. This inclusive approach ensures that everyone has the chance to benefit from our personalized services and supportive atmosphere. For specific eligibility criteria, feel free to check out more details at http://www.allsaintsfcu.com/home/membership. Opening an account with us is simple and straightforward. Whether you prefer visiting us in person at our welcoming location at 6740 Broadview Rd Parma Oh 44134, or if you want to get started online, we've got you covered! Our friendly team is always here to assist you through the process just give us a call at (216) 524-0414 for any questions or guidance. Join us at All Saints today and discover how we can help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services designed to simplify your payment processing. Imagine seamlessly accepting payments from customers, whether they're using cards or digital wallets. This not only enhances customer experience but also streamlines your operations, allowing you to focus on what truly matters growing your business. At All Saints, we're more than just a financial institution; we're your partner in navigating the complexities of business banking. Join us today and discover how we can help propel your business forward! For more information or assistance, call us at (216) 524-0414.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have specific figures for commercial loans, we aim to provide flexible financing solutions that adapt to your needs. Whether you're looking to expand operations or invest in new equipment, we are here to help you find the right path.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential services such as Merchant Services & Business Loans. Running a business involves many challenges; let us help streamline your financial needs so you can focus on what you do best.

Connect With Us

We invite you to experience everything All Saints has to offer. If you have questions or would like more information about any of our services, please don't hesitate to reach out! Call us at 216-524-0414 during lobby hours from Monday through Friday 10:00 am to 5:00 pm and Saturday from 9:00 am to 12:00 pm. Your journey towards financial wellness starts here at All Saints Federal Credit Union!

Convenient Access Anytime

At All Saints Federal Credit Union - St.columbkille Branch, we know how important convenience is in today's fast-paced world. While we don't have ATMs on-site, our online banking features allow for easy cash withdrawals and basic shared branch transactions like deposits and withdrawals with partner credit union members. Whether you're at home or on the go, our Mobile App and online portal enable you to manage your finances from anywhere. You can pay bills, transfer funds between accounts, and even send money directly to friends using our Person-to-Person service.

Financing Your Dreams

For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. Picture yourself behind the wheel of your dream car without the stress of complicated financing processes. We also provide Mortgage Loans & Refinancing, helping you secure a comfortable home or adjust your existing mortgage terms for better rates. If you're facing unexpected expenses or planning a big purchase, consider our Personal Loans & Debt Consolidation services. These options allow you to consolidate debt into manageable payments or cover costs when life throws you a curveball.

Personal Banking Made Easy

When it comes to personal banking, we offer flexible Checking & Savings Accounts that cater to various preferences and financial goals. Imagine effortlessly managing your day-to-day expenses while earning interest on your savings. Our accounts are designed with you in mind, ensuring that you can access your funds anytime through our Online & Mobile Banking platforms.

Rewarding Credit Options

Our Credit Cards with Rewards program is perfect for those who want to earn while they spend. Imagine earning points for every dollar spent on groceries, gas, or travel rewards that can lead to exciting perks or cash back!

Digital & Online Banking

Key Services

With our online banking platform, available at https://allsaintsfcu.com/home, you can check your account balances, transfer funds, and pay bills without stepping foot in a branch. Our service is designed for your convenience, allowing you to manage your finances 24/7. Plus, if you prefer going paperless, we offer e-statements to keep your financial records organized and accessible. For those who need to send money quickly, our person-to-person transfer feature lets you send funds directly to friends or family members. It's a simple way to split bills or lend a helping hand without the hassle of cash.

Mobile Experience

Enjoy the freedom of banking on the go with our mobile application. It's user-friendly and packed with features so that you can perform transactions from the palm of your hand. While mobile payments are not currently offered, you can still use the app for all essential banking tasks.

Security First

Your security is our top priority. We ensure that all transactions are safe and protected with robust security measures. Although we do not currently offer electronic signature authorization, we are committed to providing a secure environment for managing your accounts. In short, All Saints combines accessibility with ease-of-use in our digital banking services. With real-time account management at your fingertips, staying on top of your finances has never been easier! If you're ready to experience all these benefits and more, visit us online today at https://allsaintsfcu.com/home.

Financial Strength

A Growing Community

Total Share Accounts stand at 6,070, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $282, reflecting our dedication to providing resources where they matter most your community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All Saints is your trusted partner. Visit us at 6740 Broadview Rd Parma Oh 44134 or call (216) 524-0414 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $5,433,782 in share certificates and $2,965,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency shines through with a net income of $114,416, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $2,714,542 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $736 in used auto loans and $23,825,859 in total loans and leases, we support members' financial goals across various sectors.

Strong Capital Foundation

With a net worth of $8,111,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,593,767 in used vehicle loans and $4,767,451 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that suit different budgets.

Credit Lines

Our total credit lines amount to $2,000,000, providing you with access to funds when you need them most. This can be especially useful for unexpected expenses or planned purchases where flexibility is key.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,495,527, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we provide personalized service to guide you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we encourage you to talk with one of our knowledgeable representatives. We're here to help you find options that could save you money over time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs may be, All Saints has products designed specifically for our community's members. Explore your options today and see how we can help you reach your financial dreams!

Unsecured Credit Card Loans

Managing daily expenses is essential. We offer flexible terms on unsecured credit card loans, with a total of $439,359 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that make spending rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for consumers seeking loans.

All Saints