All Saints Credit Union Garfield Hts OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to All Saints Federal Credit Union, your trusted partner in financial well-being since 1942. Located at 5269 E 104th St, Garfield Hts, OH 44125, we have proudly served our community for over 80 years, establishing a reputation built on trust, reliability, and member-centric services. With a total membership of 4,325 and assets reaching an impressive $43,507,546, we are dedicated to meeting the diverse needs of our members. At All Saints, we understand that financial decisions can be challenging. That's why our friendly team is here to provide personalized guidance whether you're looking for checking accounts, auto loans, or mortgage options. We have funded 1,565 loans and leases to help our members achieve their goals while maintaining total deposits of $1,931,814. Our leadership team, led by CEO Joanna Boulton and Board President Daniel Chermonte, is committed to creating a supportive environment where every member feels valued. We take pride in our strong net worth of $8,111,228 and a healthy cash reserve of $240,654, ensuring that we are well-equipped to support you today and in the future. While members can visit us at our Garfield Heights branch for all your banking needs, official correspondence should be directed to the same address. If you have questions or need assistance, feel free to call us at 216-587-0631 during our lobby hours: Monday, Thursday, and Friday from 1:00 PM to 5:00 PM; Saturday from 9:00 AM to 12:00 PM (closed on Tuesdays). Explore how All Saints Federal Credit Union can help you reach your financial goals today by visiting our website at allsaintsfcu.com. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we've embraced modern technology while ensuring compliance with ADA standards so everyone can access our services easily. Our digital platforms allow for convenient online banking and mobile applications that make managing finances straightforward and accessible. While we currently do not offer ATM or drive-thru services at this location, our lobby hours are designed for your convenience: Monday, Thursday, and Friday from 1:00 PM to 5:00 PM; Saturday from 9:00 AM to 12:00 PM; closed on Tuesdays.

Join Us Today!

We invite you to experience the difference at All Saints Federal Credit Union. Become part of a community-focused institution dedicated to your financial success. Visit us today or give us a call at 216-587-0631! Together, let's build a brighter future for you and your family right here in Garfield Heights.

Our Mission

Our mission is clear: we aim to enhance the financial well-being of our members while fostering a strong sense of community. We believe in empowering individuals through education and support, helping them achieve their financial goals. Whether it's buying a new car or saving for a home, we are here every step of the way. In addition to our core banking services, we take pride in giving back to the community through various outreach programs and partnerships. We understand that by supporting local initiatives and organizations, we can create a stronger, more vibrant Garfield Heights.

Our Story

Located at 5269 E 104th St in Garfield Heights, our branch has become a cornerstone of the community. Since our inception, we have committed ourselves to offering personalized banking solutions that cater to the unique needs of our members. While you can visit us at this address for all your banking needs, official correspondence can also be sent to our mailing address: 5269 East 104th St, Garfield Hts, OH 44125. Throughout our history, All Saints Federal Credit Union has celebrated numerous milestones. From expanding our services to include checking and savings accounts to providing auto loans and mortgage financing, we've adapted to meet the changing needs of our community. Our team of dedicated professionals works tirelessly to ensure that each member receives the best possible service.

Branch Location & Accessibility

Connect with Us

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 216-587-0631. We encourage you to come visit us at All Saints Federal Credit Union where community matters! Your financial journey starts here.

Operating Hours and Services

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. You can stop by on Monday, Thursday, and Friday from 1:00 PM to 5:00 PM, or swing by on Saturday morning between 9:00 AM and 12:00 PM. Please note that we are closed on Tuesdays. At All Saints Federal Credit Union, we offer a wide range of services to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we aim to provide solutions that suit you best. While we currently do not have ATM services or drive-thru banking available at this location, our dedicated team is always ready to assist you inside the branch.

Member Eligibility

At All Saints, we believe that becoming a member is more than just opening an account; it's about joining a community that supports you every step of the way. If you're looking to become a part of our family, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in Cuyahoga County. This inclusiveness means that whether you're a long-time resident or new to the area, you can take advantage of all the great services we offer. Joining All Saints not only gives you access to personalized banking options but also connects you with people who genuinely care about your financial well-being. The process is simple! To learn more about the eligibility criteria and see if you qualify, please visit us at http://www.allsaintsfcu.com/home/membership . When you're ready to open an account, just follow this link: https://gbs.onlinecu.com/allsaintsfcu/#/?userid= , or give us a call at (216) 587-0631 for assistance. We're excited to welcome you into our community at 5269 E 104Th St, Garfield Hts, OH 44125!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a solution that simplifies transactions and enhances your customer experience. Our merchant services do just that, offering secure payment processing options that allow you to focus on what matters most running your business. Whether you're a small retailer or a service provider, our tailored solutions are designed to meet your specific needs. Located at 5269 E 104Th St Garfield Hts Oh 44125 in Garfield Hts, OH, we're here to help you every step of the way. If you're ready to take your business to the next level, give us a call at (216) 587-0631 or visit us during our operating hours. Let's work together to make your business dreams a reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car or refinancing your current vehicle? Our auto loans and vehicle financing options are designed with competitive rates and flexible terms. We understand how important reliable transportation is for you, so we work with you to find a loan that fits your budget. Picture yourself driving off in the car you've always wanted without the financial stress.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We know how essential it is to have reliable financial support as you grow your business. Whether you're starting from scratch or looking to expand, we're here to partner with you every step of the way.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points on everyday purchases while enjoying competitive interest rates. Whether it's for groceries, gas, or travel expenses, these cards reward you simply for spending! Imagine earning cashback or points every time you swipe it's like getting paid to shop!

Digital Banking

In today's fast-paced world, convenience is key. That's why All Saints Federal Credit Union provides robust online and mobile banking options. You can manage your accounts anytime, anywhere with features like easy fund transfers, bill payments, and access to e-statements right at your fingertips. Need cash? Although we don't have ATMs directly at our branch location, we ensure easy access through partnerships with local networks. At All Saints, our commitment extends beyond just providing services; it's about building relationships with our members in Garfield Hts, OH. To learn more about how we can assist you in achieving your financial goals, give us a call at (216) 587-0631, or visit us online at https://allsaintsfcu.com/home . Join us today and experience the difference in personalized service!

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at All Saints, we make it achievable with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our experts will guide you through the process. Let us help turn your dream home into a reality while ensuring you get the best deal possible.

Personal Banking

Managing your finances should be straightforward and hassle-free. That's why we offer personal banking services like checking and savings accounts that help you keep track of your money easily. Imagine having a checking account that not only makes daily transactions simple but also offers rewards for using it. With our accounts, you can enjoy both convenience and benefits tailored just for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. If you're facing medical bills, home repairs, or other financial burdens, we provide flexible personal loan options to help lighten the load. By consolidating debt, you can simplify payments and potentially lower interest rates making life a bit easier.

Digital & Online Banking

Key Features

One of the standout features at All Saints is the ability to perform person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, this service is quick and hassle-free. Plus, if you prefer paperless communication, our e-statements are readily available, letting you view your account statements anytime without cluttering your mailbox. While we currently do not support mobile payments, our commitment to security remains strong. We don't use electronic signature authorization for transactions, ensuring that your sensitive information stays protected. With real-time account management tools and user-friendly navigation, banking with us means that you can focus more on what matters most in life instead of worrying about your finances. Whether you're home or out and about, All Saints is dedicated to providing accessible banking solutions tailored to fit your lifestyle. Experience the ease of digital banking with us today! For more information or to get started, visit us at https://allsaintsfcu.com/home or give us a call at (216) 587-0631.

Financial Strength

Member-Centric Savings

Members' savings are secured through $5,433,782 in share certificates and $2,965,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $114,416 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $2,714,542 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $736 in used auto loans and $23,825,859 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $8,111,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts: 6,070, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $282. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All Saints is your trusted partner. Visit us at 5269 E 104Th St Garfield Hts Oh 44125 or call (216) 587-0631 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,593,767 in used vehicle loans and $4,767,451 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our flexible financing options make it easy to drive away satisfied.

Credit Lines

If you're looking for additional financial flexibility, our total credit lines amounting to $2,000,000 can provide you with quick access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,495,527, make buying or refinancing simple. We can help guide you through the process and find the right solution for your needs.

Refinancing Options

If you're already carrying debt from another lender or have an existing loan that could benefit from better terms, ask about our refinancing options. We may be able to help you lower your monthly payments and save on interest. For questions or to discuss which loan might be best for you, please don't hesitate to reach out at 216-587-0631. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how All Saints can support your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $439,359 in loans helping members manage their finances effectively. This option is great for those who want to cover unexpected expenses without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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ALL SAINTS FEDERAL CREDIT UNION - Garfield Hts, OH