All In Credit Union Santa Rosa Beach FL | Best Auto Loans & Business Banking

Introduction

Welcome to All In, your trusted financial partner located at 200 Mack Bayou Rd, Santa Rosa Beach, FL 32459. Since our establishment in 1966, we have been committed to serving our community with reliable banking solutions tailored to meet your needs. With a membership base of over 191,000, we pride ourselves on providing personalized service and fostering strong relationships with our members. At All In, we manage total assets of $3,318,362,699 and hold $225,036,932 in deposits. Our financial strength is reflected in our net worth of $320,898,183 and cash reserves of $47,459,024, ensuring that we are well-equipped to support you through any financial journey. We offer a diverse range of services including auto loans, personal loans, credit cards with rewards, and business banking options all designed to empower you financially. Under the leadership of our CEO Robert Michael and Board President Charles Mingus, our dedicated team of 462 employees works tirelessly to provide exceptional service. Whether you're looking for assistance with loans or simply need a friendly face to guide you through your banking experience, we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Drawer 8, Daleville, AL 36322. We invite you to explore what All In has to offer by visiting our website at allincu.com or calling us directly at 850-267-2163. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Join Us Today!

We invite you to experience the benefits of being part of All In. With operating hours from Monday through Friday, 8:30 AM to 5:00 PM, and amenities like ATM access and drive-thru banking, we're here for you when you need us most. Contact us at 850-267-2163 or explore more about our services online at allincu.com. Join us today and discover how we can help you achieve your financial goals while being part of a caring community!

Our Journey

From our humble beginnings, All In has continuously evolved to meet the changing needs of our members. We started with a vision to empower individuals and families through accessible financial solutions. This vision remains at the heart of everything we do today. Our branch is conveniently located at 200 Mack Bayou Rd, Santa Rosa Beach, FL 32459, just a stone's throw away from local landmarks that highlight our commitment to community engagement. As we expanded our offerings, we embraced new technology to make banking easier for everyone. Today, we provide online and mobile banking options that include features like person-to-person payments and e-statements. We also ensure that our facilities are ADA compliant so that all members can access our services with ease.

Our Mission

At All In, our mission is simple yet powerful: to enhance the financial well-being of our members and support the communities we serve. We believe that banking should be personal and focused on the individual needs of each member. Whether it's helping you secure an auto loan, providing mortgage financing, or offering business banking solutions, we are dedicated to your success. In addition to financial services, we actively engage in community outreach programs and partnerships aimed at uplifting those around us. We understand that when our community thrives, so do our members. While you can visit us at 200 Mack Bayou Rd, please note that official correspondence should be directed to our mailing address at PO Drawer 8, Daleville, AL 36322 if needed.

Branch Location & Accessibility

Accessibility Features

At All In, we understand the importance of accessibility. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can access our services easily. Plus, if you're in a hurry or prefer to stay in your vehicle, we offer drive-thru banking for quick deposits and withdrawals.

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to fit banking into your busy schedule. Our staff is always ready to assist you during these hours with personalized service tailored to your needs.

Services Offered

At All In, we provide a range of services designed for everyone from personal banking solutions like checking and savings accounts to auto loans and mortgages. We also have an ATM available on-site for convenient cash withdrawals. For members of partner credit unions, we offer shared services that allow for basic transactions right here at our location. Feel free to reach out at 850-267-2163 if you have any questions or need assistance before your visit. We invite you to stop by and see how we can help you achieve your financial goals!

Member Eligibility

Becoming a member of All In feels like joining a warm, welcoming community dedicated to your financial well-being. If you're looking to enhance your banking experience, you might be eligible to join us! Generally, membership is open to anyone who lives, works, worships, or attends school in the surrounding areas. Our goal is to include as many people as possible in our supportive environment. For the most up-to-date eligibility criteria, feel free to visit our detailed resource at . Once you know you're eligible, opening an account with us is straightforward and convenient! You can start your journey towards membership online by visiting https://www.allincuonline.com/dbank/live/app/register . If you have any questions or need assistance during the process, don't hesitate to call us at (850) 267-2163. We're here to help you every step of the way as you take this important step towards a brighter financial future at All In, located at 200 Mack Bayou Rd Santa Rosa Beach Fl 32459.

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Beyond loans, we offer merchant services that make day-to-day transactions smoother for your business. Whether it's processing payments or managing cash flow, our tools are designed to save you time and help you focus on what matters most running your business. Located conveniently at 200 Mack Bayou Rd Santa Rosa Beach Fl 32459 in Santa Rosa Beach, FL, we're here to support your success. Reach out at (850) 267-2163 and let's start building your future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Convenience

Accessibility is key at All In. We offer ATM services for quick cash withdrawals and balance checks so that you're never left stranded without access to your money. Our drive-thru service also ensures that basic transactions like deposits and withdrawals are convenient no need to step inside if you're on the go! Additionally, as part of our commitment to community banking, we provide shared branch transactions for partner credit union members allowing deposits and withdrawals wherever they may be.

Call Us Today!

With all these services available at 200 Mack Bayou Rd Santa Rosa Beach FL 32459, we invite you to explore how All In can assist with your financial journey. For more information or any inquiries about our offerings, please don't hesitate to call us at 850-267-2163 during our operating hours from Monday to Friday, 8:30 am - 5:00 pm. Your financial well-being is just a call away!

Credit Cards & Business Banking

Our credit cards come with rewards programs that allow you to earn while spending on things you already buy! This way, whether you're treating yourself or managing daily expenses, you'll enjoy benefits along the way. For small business owners in Santa Rosa Beach, our business banking services include merchant services and business loans aimed at helping you grow your venture. From accepting payments easily to securing funding for expansion, we've got your back.

Home Financing Options

For those looking to buy a home or refinance their current mortgage, our mortgage loans are designed with flexibility in mind. We work closely with you to find the best terms that fit your financial situation so that you can focus on creating memories in your new space. If you have other debts weighing you down, consider our personal loans for debt consolidation. With the right plan, you can simplify your payments into one manageable monthly installment while potentially lowering your overall interest rate.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts tailored to help you manage your finances effectively. Imagine easily accessing your funds whenever you need them through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer. Plus, with features like e-statements and mobile payments, keeping track of your finances has never been easier. When it comes to borrowing, we understand that life sometimes throws unexpected expenses your way. That's why we provide auto loans and vehicle financing options that allow you to hit the road without breaking the bank. Whether you're purchasing a new car or refinancing an existing loan, our competitive rates can help make your dream vehicle a reality.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make financial management straightforward. You can view your account balances, transfer funds, and pay bills all in one place. Plus, with e-statements available, you can easily keep track of your transactions without the clutter of paper statements. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send funds instantly using just their email or phone number. And if you're always on the move, you'll love our mobile application. It allows you to check balances, deposit checks, and even make mobile payments securely from your smartphone.

Security and Convenience

Your security is our priority. We offer electronic signature authorization for documents so you can sign securely from anywhere without needing to visit a branch. This adds an extra layer of convenience while ensuring that your information stays safe. With our digital banking services at All In, managing your finances has never been easier or more secure. Whether you're checking in on your accounts or making payments, you can trust that we're here to support you every step of the way. Discover how easy banking can be by visiting us at https://allincu.com/ today!

Financial Strength

Commitment to Growth

Our dedication to continuous improvement is shown by our $290,132,823 in undivided earnings. These funds are reinvested into innovative banking tools and stronger lending options, enhancing the services we provide to our members. With $25,097 in used auto loans and a total of $2,487,140,020 in loans and leases, we support your financial goals across various sectors.

Member Trust

Total Share Accounts stand at an impressive 358,227, showcasing a growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 200 Mack Bayou Rd Santa Rosa Beach Fl 32459 or call (850) 267-2163 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are well-protected with us. We currently hold $1,402,570,860 in share certificates and $293,654,434 in money market shares, both of which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members first; with non-member deposits at $129,082,777, our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our successful operations are reflected in our net income of $22,918,733, which enables us to keep offering competitive loan rates and robust financial products tailored for you. With a dedicated team of 441 full-time employees and 21 part-time employees, we're always ready to assist you with personalized service.

Strong Financial Foundation

With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $966, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our team is here to assist you through every step of the process.

Business Financing

For business owners looking to expand or invest further into their operations, our outstanding commercial loans total $50,041,941. We are committed to supporting local businesses by providing accessible financing solutions that can help drive growth. If you're interested in any of these loan products or would like more information about refinancing or eligibility options available at All In, please don't hesitate to contact us. We are here to help guide you through the application process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those who need additional flexibility in their finances, we offer credit lines with a total outstanding balance of $417,700,355. Additionally, we have flexible terms on unsecured credit card loans; with a total of $53,361,882 in loans helping members manage their finances effectively. These options are designed to provide you with the support you need when unexpected expenses arise.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, making buying or refinancing simple. We aim to provide competitive rates and flexible terms so you can find the right fit for your financial situation.

Loan Aggregator

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ALL IN FEDERAL CREDIT UNION - Santa Rosa Beach, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans