All In Credit Union Troy AL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to All In, your trusted financial partner in the heart of Troy, Alabama! Located at 651 Alabama Hwy 87, we have proudly served our community since our establishment in 1966. With a deep commitment to enhancing the financial well-being of our members, we currently support over 191,000 members and manage assets exceeding $3.3 billion. At All In, we believe that banking should be personal and accessible. That's why we offer a wide range of services tailored to meet your unique needs, whether you're looking for checking accounts, auto loans, or business banking solutions. Our total deposits stand at an impressive $225 million, ensuring that your funds are secure and readily available when you need them. While you can visit us at our branch location, for any official correspondence, please send mail to PO Drawer 8, Daleville, AL 36322. This attention to detail reflects our dedication to providing seamless service to all our members. Under the leadership of CEO Robert Michael and Board President Charles Mingus, we strive to maintain a strong financial foundation with a net worth of $320 million and cash reserves of $47 million. Our dedicated team of 462 employees is here to assist you Monday through Friday from 8:30 AM to 5:00 PM. Whether you prefer visiting us in person or utilizing our online services, we're here to make your banking experience as smooth as possible. Join us today and discover how All In can help you achieve your financial goals! For more information or assistance, feel free to call us at (334) 670-0308 or visit our website at allincu.com. We look forward to serving you!

Branch History & Mission

Community Focus

In addition to traditional banking services like personal loans and credit cards with rewards, we offer innovative features such as online banking and mobile payments for your convenience. Our commitment extends beyond finance; we aim for ADA compliance in our services so everyone can access them easily. With ATM availability and drive-thru banking options at your disposal, we ensure that banking with us fits seamlessly into your busy life. We also provide shared service center access for those who need it.

Join Us

As we continue to grow and adapt to the needs of our members, we invite you to join us at All In. Experience firsthand how we put our members first while fostering a sense of community spirit. Explore what we have to offer by visiting our website or calling us at 334-670-0308 today! Together, let's build a brighter financial future for Troy and beyond.

Our Journey

Our journey began over fifty years ago at our branch located at 651 Alabama Hwy 87, Troy, AL 36079. Since opening our doors, we've focused on helping members achieve their financial goals through personalized service and a wide range of offerings. From checking and savings accounts to auto loans and mortgages, we strive to meet the diverse needs of our members. Through community outreach initiatives and partnerships with local organizations, we have consistently worked to uplift the communities we serve. Whether it's sponsoring local events or providing financial education workshops, All In is dedicated to making a positive impact in Troy.

Our Mission

At All In, our mission is straightforward: to empower our members by providing accessible financial services that improve their lives and strengthen the community. We believe in building lasting relationships with our members based on trust and transparency. We are committed not just to offering competitive rates but also to ensuring that every member feels valued and understood. While you can visit us at our branch address for all your banking needs, if you need to send official correspondence, please use our mailing address: PO Drawer 8, Daleville, AL 36322.

Branch Location & Accessibility

Welcome to All In, your friendly credit union located at 651 Alabama Hwy 87 in Troy, Alabama! We're proud to be a part of the vibrant community in Pike County. Our branch is easily accessible, making it convenient for you to handle your banking needs. Whether you're stopping by for personal banking, auto loans, or just need some quick cash from our ATM, we've got you covered. If you're looking for us, we're just a short drive from local landmarks like the Troy University campus and the beautiful downtown area. With ample parking available right outside our doors and ADA-compliant features, everyone can visit us with ease. We invite you to come by during our operating hours Monday through Friday from 8:30 AM to 5:00 PM. Our team is ready to assist you with a range of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and mortgage loans, we offer personalized solutions just for you. For those who prefer convenience, we also have an ATM on-site and drive-thru banking options available for quick transactions without leaving your car. Plus, as a shared service center, we welcome members from partner credit unions to access basic banking services like deposits and withdrawals. While members can visit us at 651 Alabama Hwy 87 Troy Al 36079, official correspondence should be sent to PO Drawer 8 in Daleville if needed. If you have any questions or want to learn more about our offerings, feel free to give us a call at (334) 670-0308. We can't wait to help you achieve your financial goals!

Member Eligibility

Joining the All In community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial well-being. If you're interested in membership, you're in the right place! At All In, we welcome individuals who live, work, worship, or attend school in our local area. This means you can easily join us if you have ties to Troy or surrounding regions. For more specific eligibility details, feel free to check out our website at . Becoming a member is a breeze! You can open an account online by visiting https://www.allincuonline.com/dbank/live/app/register, or give us a call at (334) 670-0308 if you have any questions. We're here to help you every step of the way. By choosing All In, you'll enjoy a range of benefits designed to support your financial journey and connect with like-minded people in your community. Don't miss out on this chance to be part of something special!

Business Banking & Commercial Services

At All In, we understand that every business has unique needs and dreams. Whether you're a budding entrepreneur or an established company looking to expand, our business banking and commercial services are tailored to help you thrive. Imagine securing the funds needed to launch your new product line or upgrade your equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify daily transactions so you can focus on what matters most growing your business. From accepting payments to managing cash flow, we provide practical tools that make running your business smoother. Visit us at 651 Alabama Hwy 87 Troy Al 36079 in Troy, AL, or call us at (334) 670-0308 to learn more about how we can support your business goals!

Comprehensive List Of Services

Additional Services

For those times when you need a little extra help with basic transactions, we offer a drive-thru service for deposits and withdrawals as well as shared branch transactions for partner credit union members. This way, whether you're stopping by during lunch or after work, we've made it simple to handle all your banking needs efficiently. If you have any questions about our services or want to learn more about how we can assist you in reaching your financial aspirations, don't hesitate to contact us at (334) 670-0308. At All In, we're not just a credit union; we're your trusted partner in financial success! Ready to take the next step? Visit us online at https://allincu.com/ or come see us in person at 651 Alabama Hwy 87 Troy Al 36079!

Business Banking

We understand that small businesses are the backbone of our community. That's why we provide comprehensive business banking services, including merchant services and business loans, to support entrepreneurs like you. Whether you're starting out or looking to expand, we have the tools and resources you need.

Credit Cards & Rewards

For those who love to earn rewards on their purchases, our credit cards with rewards program offers cash back and points that can be redeemed for various perks. It's a smart way to manage your spending while enjoying benefits that fit your lifestyle.

Digital Banking & Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your finances anytime, anywhere. You can easily access your accounts, transfer funds, pay bills, and even make person-to-person payments right from your smartphone. Plus, with our ATM services available for cash withdrawals and balance checks, getting access to your money is quick and easy.

Personal Banking

We offer a variety of personal banking options that make managing your money easy and convenient. From checking and savings accounts that help you keep track of your daily spending to auto loans and vehicle financing that make it easier to drive away in a new car, we're here for you. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans are designed with competitive rates and flexible terms. Additionally, our personal loans can assist with debt consolidation or unexpected expenses, giving you peace of mind.

Digital & Online Banking

E-Statements and Security

Stay organized and eco-friendly with our e-statements option. You'll receive your statements electronically, which not only saves paper but also allows for easier tracking of your financial activities. We prioritize your security, so rest assured that all transactions are safeguarded with advanced encryption technology. At All In, we are committed to making banking as straightforward as possible while keeping your information safe. Experience the convenience of modern banking today!

Mobile Application

For those who prefer banking on the go, our mobile application offers all the functionalities you need right from your smartphone. You can enjoy features like mobile payments and person-to-person transfers, making it easy to send money to friends or family instantly. Plus, with electronic signature authorization available, signing documents is quick and secure.

Online Banking Services

With our 24/7 online banking services available at https://allincu.com/, you can manage your accounts on your schedule. Whether you want to check balances, transfer funds, or pay bills, everything is right at your fingertips. Our user-friendly interface makes navigation simple, so you can focus on what matters most without any hassle.

Financial Strength

At All In, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with confidence and reliability. With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is further highlighted by our net worth ratio of $966, demonstrating that we have a solid capital base. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $290,132,823 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $25,097 in used auto loans and $2,487,140,020 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident through our $22,918,733, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 441 full-time employees and 21 part-time employees who are always ready to assist you with their knowledge and dedication. In summary, the numbers tell a story of growth and stability at All In. Our net shares stand at $0, showing funds available for lending and investments. With a total of 358,227 share accounts, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 651 Alabama Hwy 87 Troy Al 36079 or call (334) 670-0308 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our flexible terms make financing straightforward and affordable.

Credit Lines and Unsecured Loans

For those looking for extra flexibility in managing finances, we also offer total credit lines amounting to $417,700,355. Additionally, our unsecured credit card loans total $53,361,882, providing members with the ability to manage expenses without tying them down to collateral. Enjoy the convenience of easy access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing simple. We aim to guide you through every step of the mortgage process so that you can secure your dream home with confidence.

Refinancing Options

If you're interested in lowering your current loan payments or accessing cash from your home equity, we also provide refinancing options tailored to fit your situation. Speak with one of our knowledgeable team members for personalized assistance and eligibility information. At All In located at 651 Alabama Hwy 87 Troy Al 36079, we're committed to delivering exceptional service and helping you find the right financing solution for your needs. For inquiries or more information on our loan offerings, feel free to call us at 334-670-0308 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you on your financial journey!

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All In

Type of Loan Offerings

Home Equity Loans

Personal Loans