All In Credit Union Theodore AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to All In, your trusted financial partner located at 5500 Willis Rd, Theodore, AL 36582. Since our establishment in 1966, we have proudly served our community with a commitment to providing top-notch financial services tailored to meet the needs of our valued members. With a total membership of 191,014, we understand the importance of fostering strong relationships and supporting our community's growth. At All In, we're more than just a credit union; we are your neighbors. Our dedicated team of 462 employees, led by CEO Robert Michael and Board President Charles Mingus, works tirelessly to ensure that every member receives personalized service and guidance in achieving their financial goals. Whether you're looking for personal banking solutions, auto loans, or business financing options, we're here to help you navigate your financial journey. We manage total assets of an impressive $3,318,362,699, demonstrating our stability and reliability as a financial institution. With total deposits reaching $225,036,932 and a net worth of $320,898,183, you can trust that your money is in good hands. Our robust offerings include over 115,147 loans and leases available to our members, ensuring that you have access to the funds you need when you need them. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to 238 Virginia Ave, Daleville, AL 36322. We invite you to explore our range of services including online and mobile banking options that make managing your finances easier than ever. At All In Credit Union, we are deeply committed to giving back to the community we serve. By choosing us as your financial partner, you're not just getting a bank; you're supporting local initiatives that help improve the lives of those around you. Ready to take the next step? Visit us at allincu.com or call us at 334-598-4411 today! Join us in building a brighter financial future together.

Branch History & Mission

The story of All In Credit Union in Theodore, Alabama, is one of community spirit and steadfast dedication. Established in 1966, our branch has grown alongside its members and the surrounding area. Over the years, we have transformed from a small local credit union into a vital financial institution with total assets reaching an impressive $3,318,362,699 and a vibrant membership of 191,014 individuals. Our branch is located at 5500 Willis Rd, Theodore, AL 36582. Nestled within this thriving community, we are proud to serve our neighbors with financial solutions tailored to their needs. While members can visit us at this location for all their banking needs, official correspondence should be sent to our mailing address: 238 Virginia Ave, Daleville, AL 36322. At All In Credit Union, our mission is clear: we strive to provide accessible financial services while fostering a supportive environment that empowers our members. We believe in building lasting relationships and supporting the community through various outreach initiatives. Our services extend beyond traditional banking; we offer personal banking solutions like checking and savings accounts, auto loans, mortgage options, and business banking services. As part of our commitment to innovation and customer satisfaction, we have embraced digital advancements that make banking easier than ever. Members can enjoy online banking services and mobile applications that facilitate transactions from anywhere at any time. We also ensure accessibility with ADA-compliant facilities and a shared service center for added convenience. We take pride in our partnerships with local organizations to support community development projects and events that uplift those around us. Our commitment goes beyond finances; we aim to make a positive impact on the lives of our members and neighbors alike. If you're looking for a credit union that values you as more than just an account number, we invite you to join All In Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Visit us today or call us at 334-598-4411 during our operating hours Monday through Friday from 8:30 AM to 5:00 PM to learn more about what we can do for you!

Branch Location & Accessibility

Convenient Access

We understand that accessibility matters. Our branch is designed with features that ensure everyone can comfortably access our services. From ample parking options to ADA-compliant entrances, we strive to create an inviting environment for all members.

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 334-598-4411. We invite you to visit us soon and experience the welcoming atmosphere of All In. Your financial well-being is our priority!

Operating Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, providing plenty of time for you to come in and discuss your financial goals with our knowledgeable staff. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. For those who prefer self-service options, we offer ATM availability right here at the branch. Although we currently do not have drive-thru banking, our friendly team is always ready to help you inside the branch.

Shared Services

In addition to our standard offerings, All In participates in shared service centers, allowing members from partner credit unions to access basic transactions like deposits and withdrawals. This means even more convenience when managing your finances!

Member Eligibility

At All In, we believe that becoming a member is like joining a close-knit community where everyone supports one another. If you're interested in enjoying the benefits of being part of our family, let me share how you can become a member! We welcome individuals who live, work, worship, or attend school in the areas we serve, as well as their immediate family members. This means if you're connected to our community in any way, there's a good chance you qualify for membership. Being part of All In comes with fantastic perks, including access to personalized financial services and competitive loan rates designed to help you achieve your goals. Ready to take the next step? Opening an account is simple! You can easily start the process by visiting our website at https://www.allincuonline.com/dbank/live/app/register. If you have any questions or need assistance along the way, feel free to give us a call at (334) 598-4411. For more detailed information about our eligibility criteria, check out our resource page at . We're excited to welcome you into the All In family!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing and help you manage your cash flow effectively. Picture this: a customer makes a purchase using their card, and you receive the funds quickly, allowing you to reinvest in your business without delay. This kind of efficiency can make all the difference in your day-to-day operations. Visit us at 5500 Willis Rd Theodore Al 36582 or call us at (334) 598-4411 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, our business banking services, including merchant services and business loans, can help you thrive. We know how important it is to have reliable financial support when growing your business.

Credit Options with Rewards

At All In, we believe in rewarding our members. Our credit cards with rewards not only offer convenience but also give you points for every dollar spent, which can be redeemed for various benefits. This means your everyday purchases can earn you something back!

Modern Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals, balance checks, and even person-to-person payments through our mobile app, managing your finances has never been easier.

Personal Banking Solutions

Our personal banking services are crafted with your everyday needs in mind. We offer checking and savings accounts that not only help you manage your money but also grow your savings through competitive interest rates. If you're considering buying a new car or need financing for an existing vehicle, our auto loans and vehicle financing options make it easier than ever to hit the road without breaking the bank. For those looking to invest in their dream home, our mortgage loans and refinancing services provide flexible terms and personalized support throughout the process. Additionally, if you're facing financial challenges or simply want to consolidate debt, our personal loans and debt consolidation options can provide relief and clarity.

Shared Branching Services

For added flexibility, All In provides basic shared branch transactions where members from partner credit unions can perform deposits and withdrawals at our location. This service extends your access beyond just one branch!

We're Here for You

Located at 5500 Willis Rd, Theodore AL 36582, we invite you to visit us or give us a call at 334-598-4411 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM. Our dedicated team is ready to assist you with any questions about our comprehensive list of services or how we can help you achieve your financial goals. Ready to get started? Visit us online at All In or follow this link to open an account today: Open Account. Let's take the next step towards securing your financial future together!

Digital & Online Banking

Key Features

Our online banking platform is designed with you in mind. With 24/7 access, you can check your account balance, pay bills, and transfer money with just a few clicks. You can also take advantage of our electronic signature authorization feature, which allows you to sign documents securely online no need to visit the branch! If you prefer paperless options, you'll love our e-statements. They're not only environmentally friendly but also give you quick access to your financial information whenever you need it. Plus, with mobile payments available, making transactions has never been simpler. Just use your smartphone to pay directly from your accounts. For those who enjoy managing their finances on the go, our mobile application is a must-have. It offers all the functionalities of online banking right at your fingertips. And if you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy and fast.

Security and Accessibility

Your security is paramount to us at All In. We utilize advanced security measures to ensure your personal information remains safe while using our digital services. All transactions are encrypted and monitored for any suspicious activity. With user-friendly navigation and real-time account management, our digital banking tools provide accessibility that fits into your busy lifestyle. Whether you're checking your balance during lunch or paying a bill late at night, we've got you covered. Explore all the benefits of digital banking with us today! Visit https://allincu.com/ to get started and experience the ease of managing your finances from anywhere!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 358,227, showing a strong and growing member base that trusts us with their finances. This trust enables us to operate effectively while focusing on your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 5500 Willis Rd Theodore Al 36582 or call (334) 598-4411 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $22,918,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 441 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $290,132,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive: we have $25,097 in used auto loans and $2,487,140,020 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $50,041,941 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funding when they need it most. At All In, we're committed to providing support every step of the way. If you're considering refinancing or exploring eligibility options, our knowledgeable staff is available to answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at (334) 598-4411 or visit us at 5500 Willis Rd Theodore Al 36582 in Theodore, AL for more information about how our loan offerings can benefit you today!

Credit Lines and Unsecured Loans

For those looking for added flexibility, we also offer total credit lines amounting to $417,700,355. This can be a great way to manage expenses without taking on too much debt at once. Additionally, we have flexible terms on unsecured credit card loans, with a total of $53,361,882 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing simple. We provide personalized assistance to help you navigate your mortgage journey and find an option that works for your financial situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender's information is thoroughly vetted, so users can trust that they are seeing genuine offers that reflect current market conditions.

All In

Type of Loan Offerings

Home Equity Loans

Personal Loans