All In Credit Union Ozark AL | Quick Personal Loans & Top Checking

Introduction

Welcome to All In, your trusted financial partner located at 1840 Highway 231 S, Ozark, AL 36360. Since our establishment in 1966, we have dedicated ourselves to fostering strong relationships within our community and providing valuable financial services tailored to meet the needs of our members. With a growing membership of 191,014 and total assets exceeding $3.3 billion, we take pride in being a cornerstone of financial support for individuals and businesses alike. At All In, we understand that every member's journey is unique. That's why we offer a comprehensive range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, as well as business banking solutions such as merchant services and business loans. Our commitment to excellence ensures that you receive top-notch service whether you visit us in person or engage with us through our online platforms. Under the leadership of CEO Robert Michael and Board President Charles Mingus, our team of 462 employees is here to help guide you through your financial decisions with confidence. We believe in transparency, which is reflected in our robust financial standing: with a net worth of $320,898,183 and total deposits amounting to $225,036,932. While members can visit us at the branch address mentioned above for all their banking needs, official correspondence should be directed to our mailing address: PO Drawer 8, Daleville, AL 36322. We invite you to explore our website at All In Credit Union for more information on how we can assist you. Whether you're looking to open a new account or need guidance on loans and financing options, don't hesitate to reach out to us at 334-774-4929. Experience the difference with All In where your financial future is our priority!

Branch History & Mission

Community Engagement

All In is proud to play an active role in local initiatives and partnerships aimed at enhancing the quality of life in Ozark. We regularly participate in community outreach programs designed to uplift those around us. By investing in local projects and supporting charitable organizations, we strive to give back to the community that has supported us throughout our history.

Join Us

As we look toward the future, we invite you to join us on this exciting journey. Experience firsthand the benefits of being part of a credit union that puts its members first. Whether you're looking for personal banking solutions or ways to grow your business, All In is here for you every step of the way. Visit us online at All In Credit Union or call us at 334-774-4929 for more information on how we can serve your financial needs. Together, let's build a prosperous future!

Mission Statement

At All In, our mission is clear: we aim to empower our members through financial education, personalized service, and community involvement. We are not just about transactions; we are about building relationships. Our goal is to support the financial well-being of each member while also making a positive impact in the Ozark community. We believe that when our members thrive, so does the community. While you can visit us at 1840 Highway 231 S, official correspondence should be sent to PO Drawer 8, Daleville, AL 36322 if needed. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, ensuring that you can access our services when you need them most.

Our Journey

Our journey began in 1966, driven by a vision to provide accessible financial services to everyone in the community. Over the years, we've expanded our offerings from simple savings accounts to a comprehensive range of services including auto loans, mortgages, personal loans, and business banking solutions. Each milestone in our history has been marked by our commitment to innovation and excellence. Today, All In embraces digital advancements that make banking easier and more efficient for all members.

Branch Location & Accessibility

Convenient Access and Amenities

At All In, we understand that convenience matters. That's why our branch offers ample parking and is designed with accessibility in mind. We ensure that everyone can visit us comfortably, featuring ADA-compliant ramps and entryways for those who may need them. Our lobby hours are designed to fit your busy schedule open Monday through Friday from 8:30 AM to 5:00 PM. Whether you're stopping by before work or on your lunch break, we're here to help you manage your finances with ease.

Services Tailored for You

While you're here, take advantage of a variety of services we offer. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have options tailored just for you. Need cash? Our ATM is available for quick withdrawals and balance checks. For those who prefer doing things on the go, we also provide online and mobile banking services. You can handle transactions right from your device whenever it suits you best.

Your Local Community Partner

As a shared service center, we collaborate with other credit unions to provide even more options for our members. So whether you're a long-time resident or new to Ozark, All In is ready to support your financial journey every step of the way. We invite you to visit us at All In today or give us a call at 334-774-4929. Let's work together towards achieving your financial goals!

Member Eligibility

At All In, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member of our credit union is simple and welcoming! If you live, work, worship, or go to school in Dale County, Alabama, you're already eligible to join us. We value inclusivity and want to ensure that our services are accessible to as many people as possible. By becoming a member, you open the door to a range of benefits designed to support your financial journey, from personalized banking solutions to competitive loan rates. Ready to take the next step? Opening an account is easy! You can start the process online by visiting this link. If you have any questions or need assistance along the way, don't hesitate to reach out at 334-774-4929. For more detailed information about eligibility requirements and updates, feel free to check our website at All In. We can't wait for you to join our family at All In!

Business Banking & Commercial Services

Merchant Services for Real Impact

Imagine having the ability to accept payments easily from your customers, manage payroll efficiently, and access funds instantly. Our merchant services empower local businesses like yours to thrive in today's fast-paced market. By streamlining payment processes and enhancing cash flow management, we help you focus on what matters most growing your business. Located at 1840 Highway 231 S Ozark Al 36360 in Ozark, AL, our dedicated team is here to assist you from Monday to Friday, 8:30 AM to 5:00 PM. Reach out at (334) 774-4929 to learn more about how we can help your business flourish!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easier than ever. With competitive rates and flexible terms, we help you get behind the wheel without breaking the bank. Picture driving away in your new car with payments that fit comfortably within your budget.

Business Banking Support

For entrepreneurs and business owners, we offer comprehensive business banking solutions including merchant services and business loans. We understand that running a business comes with its challenges, so we aim to provide support that helps your business thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! They're not just a convenient way to pay; they also come with benefits like cashback and points that can be redeemed for travel or merchandise. It's like earning while you spend!

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts from anywhere. You can check balances, transfer funds, and even make person-to-person payments with just a few taps on your phone. Plus, our ATM services ensure you have easy access to cash whenever you need it.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services provide personalized assistance every step of the way. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better terms, we're here to guide you through the process.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer various checking and savings accounts tailored to fit your lifestyle. Imagine having the freedom to easily access your funds while earning interest on your savings. We understand that life can be unpredictable, which is why our personal loans are perfect for debt consolidation or unexpected expenses.

Shared Branch Transactions

As part of our commitment to community service, we provide basic shared branch transactions for partner credit union members. This means you can deposit and withdraw funds even when you're away from your home branch. At All In in Ozark, we strive to create an engaging banking experience that meets all your financial needs under one roof. If you have questions or want more information about any of our services, don't hesitate to call us at 334-774-4929 or visit us online at allincu.com. We look forward to serving you!

Digital & Online Banking

Key Features

Our online banking platform includes features like electronic signature authorization, making it simple for you to complete transactions without the hassle of paperwork. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and keep track of your finances effortlessly. Need to send money to a friend or family member? Our person-to-person transfer service allows you to do just that in a matter of seconds. And if you prefer using your mobile device, our mobile application is ready for download, giving you all the tools you need right at your fingertips.

Security and Convenience

Security is always a top priority for us. You can bank with peace of mind knowing that your information is protected with advanced security measures. Our user-friendly interface makes navigation a breeze, so even those who may not be tech-savvy can manage their accounts easily. With mobile payments enabled, you can make purchases directly from your phone without needing cash or cards. It's about making banking more convenient for you! In short, whether you're at home or on the move, All In's digital banking services are designed to provide easy access to your accounts while keeping everything secure and manageable. Join us today and experience banking that works for you!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 358,227, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 1840 Highway 231 S Ozark Al 36360 or call (334) 774-4929 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $22,918,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 441 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $290,132,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,097 in used auto loans and $2,487,140,020 in total loans and leases.

Strong Financial Health

With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, if you're considering refinancing an existing auto loan, we have options available to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $50,041,941 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are here to support you every step of the way. At All In, we're dedicated to helping our members navigate their financial journeys smoothly. For more information or to start your application process, feel free to reach out at (334) 774-4929 or visit us at our location: 1840 Highway 231 S Ozark Al 36360 in Ozark, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing simple. We pride ourselves on guiding you through each step of the process so that you feel confident in your decision. Our team is ready to discuss eligibility options and answer any questions you may have about home financing.

Unsecured Credit Cards

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $53,361,882 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that fit your lifestyle, making it easier to earn while you spend.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to trust the accuracy of the information presented.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can feel confident knowing that the rates you're comparing come from trusted lenders. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach means you see all available options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. With LendMesh, you can quickly assess your options and choose the best fit for your financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of our tool in simplifying the loan search process. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover what fits your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

All In

Type of Loan Offerings

Home Equity Loans

Personal Loans