All In Credit Union Ozark AL | Quick Personal Loans & Checking

Introduction

Connect With Us

We invite you to explore all that All In has to offer. Visit us during our operating hours from Monday to Friday, 8:30 am - 5:00 pm. For questions or assistance, feel free to call us at 334-774-4929 or check out our website at All In Credit Union for more information about our services. Join us today and experience the difference that comes with being part of a credit union that truly cares about your financial success!

Financial Strength You Can Trust

With a net worth of $320,898,183 and total loans amounting to 115,147, we stand strong in providing secure financial products designed to meet the diverse needs of our members. We also maintain a healthy cash reserve with $47,459,024 available for immediate needs. Whether you're looking for business loans or personal financing options, All In is here to help you thrive.

Our Commitment to Community

We take pride in being more than just a credit union; we strive to be an integral part of the Ozark community. Under the leadership of our CEO, Robert Michael, and Board President Charles Mingus, we prioritize building strong relationships with our members. Our dedicated team of 462 employees works tirelessly to ensure that you receive top-notch service tailored to your unique financial goals.

Branch History & Mission

At All In, we pride ourselves on our rich history and strong commitment to our community. Established in 1966, our Ozark branch has been a cornerstone for financial growth and support in Ozark, Alabama. With a dedicated team that understands the unique needs of our members, we have cultivated a welcoming environment where everyone can thrive. Located at 1184 Andrews Ave, just a stone's throw from local landmarks like the Ozark Civic Center and nearby parks, our branch is easily accessible for all. While members can visit us at this address, official correspondence should be sent to PO Drawer 8, Daleville, AL 36322. Over the years, All In has grown significantly, currently serving over 191,000 members with total assets exceeding $3.3 billion. Our evolution reflects not only our dedication to providing superior financial services but also our commitment to fostering community connections. We believe in supporting local initiatives and partnering with various organizations to enhance the well-being of those we serve. Our mission is straightforward yet impactful: to empower individuals and families through exceptional financial services while actively contributing to the community's development. Whether it's offering personal banking options such as checking and savings accounts or providing loans for vehicles and homes, we are here to help you achieve your financial goals. In line with modern needs, All In embraces technological advancements while ensuring accessibility for all members. Our digital banking services include mobile payments and online banking, making it easier than ever for you to manage your finances on the go. Additionally, our branch features an ATM and drive-thru service for added convenience. We invite you to experience the All In difference where your financial success is our priority. Join us today and discover how we can support you on your journey toward achieving your dreams. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At All In, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to make your visit comfortable. Whether you're coming in for a quick transaction or need assistance with your accounts, our friendly staff is here to help.

Call to Action

We invite you to come visit us at the All In branch today! If you have any questions or need assistance before stopping by, feel free to give us a call at 334-774-4929. We look forward to welcoming you into our community!

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:00 PM, so you have plenty of time during the week to stop by and take care of your banking needs. Whether you're looking to open a new account or inquire about our loan options, we're ready to assist you!

Services Offered

At All In, we offer a variety of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, enjoy the convenience of drive-thru banking for deposits and simple transactions. Additionally, we provide shared services that allow members from partner credit unions to make deposits and withdrawals right here at our branch.

Member Eligibility

Becoming a member of All In is like joining a warm, welcoming community where your financial needs are prioritized. If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible to join us! We believe in making banking accessible for everyone, and our membership comes with many perks, such as competitive rates and personalized service. To learn more about the specific eligibility requirements and ensure you meet them, please visit our detailed resource at . Opening an account is easy and straightforward. Just visit us at 1184 Andrews Ave Ozark Al 36360, or you can conveniently start the process online by checking out our account opening details here: https://www.allincuonline.com/dbank/live/app/register. If you have any questions along the way, feel free to reach out to us at (334) 774-4929. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly without worrying about payment processing. Our merchant services provide you with the tools you need to accept payments easily and securely. Whether it's credit card transactions or online payments, we've got your back, allowing you to focus on what matters most growing your business. Located conveniently at 1184 Andrews Ave Ozark Al 36360, Ozark, AL, we're here to assist you Monday through Friday from 8:30 AM to 5:00 PM. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking

Running a business? We've got your back! Our business banking services include merchant services and business loans, tailored to support your entrepreneurial journey. From managing cash flow to expanding your operations, we're here to help every step of the way.

Credit Cards & Rewards

Who doesn't love rewards? Our credit cards come with benefits that help you earn as you spend. Whether you're using it for groceries or travel expenses, you'll enjoy perks that can make everyday purchases more rewarding.

Drive-Thru & Shared Services

For those who prefer face-to-face interactions but are on the go, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. Plus, if you're a member of another participating credit union, our shared branch transactions enable easy access to deposits and withdrawals at locations across the country. At All In, we strive to create a welcoming environment where our members feel valued and supported in their financial journeys. Our friendly team is here to answer any questions you may have about our services. Ready to take the next step? Contact us today at (334) 774-4929 or visit us at 1184 Andrews Ave Ozark Al 36360 during our operating hours from Monday to Friday, 8:30 AM - 5:00 PM. Join us at Ozark North and discover how we can help you achieve your financial goals!

Home Financing

For those ready to buy their dream home or refinance an existing mortgage, All In has mortgage loans with attractive rates. Our knowledgeable staff will guide you through the process, making it easier than ever to secure the funding you need.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer. With our ATM availability, accessing cash is quick and easy no matter where you are.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your day-to-day finances effortlessly. We offer checking and savings accounts that suit various lifestyles and goals. If you're planning to purchase a new car or need funds for an unexpected expense, our auto loans and vehicle financing options provide competitive rates and flexible terms. We also understand that life can bring unexpected challenges, which is why we offer personal loans for debt consolidation and other financial needs.

Digital & Online Banking

Key Services

With our online banking platform available at https://allincu.com/, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our user-friendly interface ensures that even those new to online banking will feel comfortable navigating their accounts. Need to send money quickly? Our person-to-person transfer service makes it simple. Just a few taps on your mobile device, and you can send money to family or friends without any hassle. Speaking of mobile devices, our dedicated mobile application is available for download, putting the power of banking right in your pocket.

Mobile Payments & Accessibility

For those who prefer contactless payments, our mobile payments feature allows you to make purchases directly from your smartphone. It's fast, easy, and secure just another way we're making banking more convenient for you. In summary, at All In, we provide all the tools you need for effective real-time account management through our robust digital banking services. Explore all that we have to offer by visiting https://allincu.com/ today!

Security Features

Your safety is our priority. We utilize electronic signature authorization, so you can complete transactions securely without the need for paper forms. Plus, with options like e-statements, you can keep track of your finances while reducing clutter and protecting your information.

Financial Strength

A Solid Foundation

With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

We also proudly report having a total of 358,227 share accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0 in net shares, indicating our commitment to using our resources effectively for member benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 1184 Andrews Ave Ozark AL 36360 or call 334-774-4929 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $22,918,733, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 441 full-time employees and 21 part-time employees, we ensure that our branches are always ready to serve you with knowledgeable support.

Reinvesting for Growth

With $290,132,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have provided $25,097 in used auto loans and have a total of $2,481,740,020 in loans and leases, supporting members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. We make the application process simple and provide refinancing options if you're looking to lower your current auto loan payments.

Business Loans

For business owners, our outstanding commercial loans totaling $50,041,941 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your ventures. At All In, we're dedicated to helping you navigate your financial journey with ease. For more information about our loan offerings or to start your application process, please reach out at (334) 774-4929 or visit us at our branch located at 1184 Andrews Ave Ozark Al 36360 in Ozark, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you for all your borrowing needs!

Credit Lines and Unsecured Loans

For those seeking flexibility, our total credit lines amounting to $417,700,355 give you access to funds when you need them most. Additionally, we provide unsecured credit card loans, totaling $53,361,882, which can help manage everyday expenses without tying up your assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing straightforward. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every offer presented is fair and transparent. By working only with verified lenders, LendMesh guarantees that users receive accurate information about available loan products.

All In

Type of Loan Offerings

Home Equity Loans

Personal Loans