All In Credit Union Midland City AL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to All In, your trusted community credit union located at 12721 S County Road 59, Midland City, AL 36350. Since our establishment in 1966, we've been committed to providing our members with exceptional financial services and support. With a total membership of 191,014 and assets exceeding $3.3 billion, we pride ourselves on being a pillar of strength and reliability in the Midland City area. At All In, we understand that banking is more than just numbers it's about building relationships. Our dedicated team of 462 employees, led by CEO Robert Michael and Board President Charles Mingus, strives to create a welcoming environment where you can feel confident about your financial decisions. Whether you're looking for personal banking options like checking accounts, auto loans, or mortgage refinancing, or need assistance with business banking services, we're here to help. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 238 Virginia Ave, Daleville, AL 36322. Our commitment to your financial well-being is evident in our impressive financial standing: we hold total deposits of $225 million and maintain a net worth of $320 million. This strong foundation allows us to offer competitive rates and valuable services tailored to your needs. We invite you to explore everything All In has to offer by visiting our website at allincu.com or calling us directly at 334-598-4411. Join us today and experience the difference of banking with a credit union that truly cares about its members!

Branch History & Mission

At All In, located at 12721 S County Road 59 in Midland City, Alabama, we proudly carry a rich legacy of service that dates back to our opening in 1966. Over the years, we have transformed from a small credit union into a thriving financial institution with a total membership of 191,014. Our growth reflects our commitment to serving our community and meeting the financial needs of our members. Our mission is simple yet powerful: to provide accessible and affordable financial services while fostering strong relationships within our community. We strive to empower individuals and families by offering a variety of services tailored to their unique needs. From personal banking options such as checking and savings accounts to loans for vehicles and mortgages, All In aims to help members achieve their financial goals. As we evolved, we embraced modern technology while ensuring that all members could access our services easily. Our branch features an ATM for convenient cash withdrawals and drive-thru banking for quick transactions. We're also proud to offer shared service center transactions for partner credit union members, reinforcing our commitment to collaboration within the credit union community. While you can visit us at our main branch address, if you need to send official correspondence, please use our mailing address at 238 Virginia Ave, Daleville, AL 36322. In addition to providing essential financial services, All In actively engages in community outreach initiatives. We believe in giving back and supporting local causes that matter most to our members. Through partnerships with local organizations, we work towards building a stronger Midland City. With total assets reaching $3,318,362,699 and ongoing efforts to enhance member experience through online and mobile banking options, All In continues to innovate while maintaining a personal touch in all interactions. We invite you to join us at All In Credit Union. Experience firsthand how we can support your financial journey and become part of a community-focused organization dedicated to your success. For any inquiries or assistance, feel free to reach out at 334-598-4411 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Parking

At All In, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services without hassle. Plus, we offer ample parking space right outside the door so you can park conveniently when you visit us.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:00 PM. Whether you have banking needs or want to explore our various services, our friendly staff is ready to assist you during these hours.

Services We Offer

Our Midland City location provides a range of essential banking services tailored to meet your needs. From personal banking accounts including checking and savings to auto loans and mortgage refinancing, we are equipped to help you achieve your financial goals. Need cash? We have an ATM on-site for quick withdrawals and balance checks. For those who prefer drive-thru banking, you're in luck! Our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, if you're a member of a partner credit union, feel free to use our shared service center for basic transactions as well. It's just one more way we strive to make banking easy and accessible for everyone. While members can visit us at 12721 S County Road 59 Midland City Al 36350, official correspondence should be sent to our mailing address at 238 Virginia Ave, Daleville, AL 36322. If you have any questions or need assistance, don't hesitate to give us a call at 334-598-4411. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of All In is like joining a caring family that looks out for you and your financial well-being. If you live, work, or worship in the Midland City area, you're already on your way to enjoying all the benefits we offer. Our community-focused approach means we welcome individuals from various backgrounds, making it easy for you to find a place here. You can check out more details about eligibility at for specific requirements and criteria. Once you see how simple it is to become part of our friendly community, opening an account is just as straightforward! Just visit our account opening page at https://www.allincuonline.com/dbank/live/app/register, and you'll be guided through the process step by step. If you have any questions or need assistance, feel free to give us a call at (334) 598-4411 we're here to help! Join us at All In located at 12721 S County Road 59 Midland City Al 36350, where your financial journey is supported every step of the way.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that simplifies your payment processes. Our merchant services allow you to accept payments easily, whether through card swipes or online transactions. This not only enhances customer satisfaction but also helps streamline your operations so you can focus on what matters most growing your business. Visit us at 12721 S County Road 59 Midland City Al 36350, Midland City, AL, or call us at (334) 598-4411 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we recognize that managing finances can be challenging. That's why we offer tailored business banking services, including merchant services and business loans that empower you to grow and thrive in your industry.

Call Us Today!

Whether you're ready to open an account or have questions about our services, don't hesitate to reach out! You can contact us at 334-598-4411 during our lobby hours from Monday through Friday, 8:30 am - 5:00 pm. Visit us at 12721 S County Road 59, Midland City, AL 36350, or explore more about what we offer by visiting our website at allincu.com. Let us help you take control of your financial future today!

Convenient Access & Digital Banking

At All In, we prioritize convenience. Our branch features ATM services for cash withdrawals and balance checks anytime you need them. If you're on the go or prefer not to visit in person, our online and mobile banking options provide easy access to all your accounts right from your device. We also offer basic drive-thru banking for deposits and withdrawals, making it easier for you to handle transactions quickly without leaving your car. Additionally, if you're a member of a partner credit union, you can take advantage of shared branch transactions at our location.

Personal Banking Solutions

We offer a variety of personal banking services to help you manage your day-to-day finances effectively. You can open checking and savings accounts that cater to your needs while providing access to online and mobile banking features. Imagine being able to check your balance or transfer funds from anywhere using your smartphone! When it comes time to purchase a car, our auto loans and vehicle financing options make the process straightforward and stress-free. With competitive rates, you can drive away in the car you've always wanted without breaking the bank. For those considering home ownership or refinancing their existing mortgage, our mortgage loans are designed with flexible terms to suit different budgets. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide quick access to funds with manageable repayment options. And don't forget about our credit cards with rewards, allowing you to earn points on your purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Key Features of Our Digital Banking Services

With 24/7 online banking services, you have the flexibility to check your account balances, transfer funds, and pay bills right from the comfort of your home or on the go. Whether you're using a computer or our mobile application, which is available for download, you'll find everything you need at your fingertips. Do you like keeping things organized? Our e-statements are available for those who prefer going paperless. You can access your account statements whenever you need them without the clutter. Plus, if you ever need to sign documents quickly, our electronic signature authorization makes it a breeze no more waiting for paperwork in the mail!

Secure and Convenient Transactions

When it comes to security, we prioritize your safety. Our platform uses advanced encryption to protect your personal information. And if you're looking to split a bill or send money to a friend, our person-to-person transfer feature allows you to do just that with just a few taps on your phone. Additionally, enjoy the convenience of mobile payments. Whether you're shopping at a store or dining out, making transactions has never been easier. Just use your mobile device to pay securely without needing cash or cards. At All In, we believe in making banking accessible and user-friendly. From managing everyday expenses to tracking savings goals, our digital services help you stay in control of your finances effortlessly. Join us today and experience banking that fits into your lifestyle!

Financial Strength

At All In, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your savings and loans are in good hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $290,132,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,097 in used auto loans and a total of $2,487,140,020 in loans and leases. Our efficiency shines through with a net income of $22,918,733, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 441 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 358,227, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 12721 S County Road 59 Midland City Al 36350 or call (334) 598-4411 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a pre-owned one, our flexible terms make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $50,041,941 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored solutions that fit their unique needs.

Credit Lines and Unsecured Loans

For those looking to manage daily expenses or finance personal projects, we also offer flexible credit lines with a total of $417,700,355 available. Additionally, our unsecured credit card loans amounting to $53,361,882 can assist you in managing your finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing simple. We strive to provide competitive rates and helpful service throughout the process to ensure that owning a home is an achievable reality for you.

Refinancing Options

If you're considering refinancing any existing loans or looking for eligibility options to access better rates or terms on new loans, we are here to help guide you through those processes seamlessly. For more information about our loan offerings or if you have specific questions about your eligibility, feel free to reach out at 334-598-4411 or visit us at our branch located at 12721 S County Road 59 Midland City AL 36350. Our friendly team is ready to assist you Monday through Friday from 8:30 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step in your financial journey today!

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All In

Type of Loan Offerings

Home Equity Loans

Personal Loans