All In Credit Union Geneva AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to All In, your trusted financial partner located at 610 W Maple Ave, Geneva, AL 36340. Since our establishment in 1966, we have proudly served our community and fostered a culture of trust and reliability. With over 191,000 members, we are dedicated to helping you achieve your financial goals through personalized service and a range of comprehensive banking solutions. At All In, we believe that every member deserves the best. That's why we manage assets totaling an impressive $3,318,362,699 and maintain a net worth of $320,898,183, ensuring that we can support your needs with confidence. Whether you're looking for auto loans (with a total of 115,147 loans extended), mortgages, or business loans (with a net member business loan balance of $62,789,681), our diverse offerings are designed with you in mind. Our branch is not just about numbers; it's about community impact. We take pride in being more than just a credit union; we're a vital part of Geneva's growth and prosperity. Our CEO, Robert Michael, alongside our Board President, Charles Mingus, leads a dedicated team of 462 employees who are here to serve you from Monday to Friday between 8:30 AM and 5:00 PM. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 238 Virginia Ave, Daleville, AL 36322. Join us as we continue to build a future where everyone can thrive financially. For more information on how we can assist you or to explore membership opportunities, feel free to call us at 334-598-4411 or visit our website at All In Credit Union. Your journey towards financial wellness starts here!

Branch History & Mission

At All In, our journey began in 1966 right here in Geneva, Alabama. Over the decades, we have grown from a small local credit union into a trusted financial partner for over 191,000 members. Located at 610 W Maple Ave, our branch has become a cornerstone of the community, offering financial services that are not only accessible but also tailored to meet the unique needs of our members. From the start, our mission has been clear: to provide exceptional financial services while supporting and enriching our community. We believe in helping individuals and families achieve their financial goals through personal banking options like checking and savings accounts, auto loans, mortgages, and more. Our commitment extends beyond transactions; we strive to empower our members with the tools they need for financial success. While members can visit us at 610 W Maple Ave Geneva Al 36340, official correspondence should be sent to 238 Virginia Ave, Daleville, AL 36322. This ensures that all your communications reach us promptly as we continue to serve you better. Our total assets currently stand at an impressive $3,318,362,699, reflecting our stability and growth. We have embraced technology over the years, ensuring that services like online banking and mobile payments are available for your convenience. Whether you prefer traditional banking or modern solutions, we are here for you. We pride ourselves on being more than just a financial institution. Our shared service center allows us to collaborate with other credit unions to enhance member experience across various platforms. With drive-thru banking available and ATMs easily accessible in town, we make it simple for you to manage your finances on your terms. Community involvement is at the heart of what we do. Our outreach programs aim to uplift those around us whether through educational workshops or sponsorship of local events. We believe that when our community thrives, so do we. As we move forward, we invite you to become part of our story. Join All In today and experience firsthand how we can support your financial journey while making a difference in Geneva and beyond. Together, let's build a brighter future! For more information or assistance, please call us at 334-598-4411 during our operating hours: Monday to Friday from 8:30 AM to 5:00 PM.

Branch Location & Accessibility

Call to Action

While members can visit us at 610 W Maple Ave, official correspondence should be sent to our mailing address at 238 Virginia Ave, Daleville, AL 36322. If you have any questions or need assistance before visiting us, feel free to give us a call at 334-598-4411. We're here to help you achieve your financial goals! Come see us today at All In we can't wait to serve you!

Nearby Landmarks & Accessibility Features

Situated near local favorites, our branch is just a stone's throw away from the bustling downtown area, making it a convenient stop for both residents and visitors alike. We prioritize accessibility, featuring ADA-compliant entrances and ramps to ensure that everyone can visit us comfortably. Plus, ample parking is available right outside our doors, so you can park with ease.

Operating Hours & Services Offered

We understand that life can be busy! That's why we're open Monday through Friday from 8:30 am to 5:00 pm, allowing you plenty of time during the week to come in and meet with our friendly staff. At All In, we offer a variety of services tailored to fit your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. If you prefer banking on-the-go, don't worry! We have an ATM available on-site for quick cash withdrawals and balance checks. For those who enjoy drive-thru convenience, we also provide basic drive-thru banking services for deposits and withdrawals perfect for when you're short on time.

Member Eligibility

At All In, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is easy and welcoming! If you live, work, or worship in the Geneva area, or if you have a family member who is already a member, you're eligible to join us at our location on 610 W Maple Ave Geneva Al 36340. This connection allows us to offer personalized services tailored to your needs while helping you reach your financial goals. Joining All In means accessing a variety of benefits designed just for our members, from competitive rates on loans to dedicated support for all your banking needs. Ready to get started? You can find more details about eligibility criteria by visiting this link. When you're ready to open an account, simply head over to our online registration page at this link, or feel free to call us at (334) 598-4411 if you have any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Lending Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Running a business comes with its own challenges, which is why we offer tailored merchant services that simplify transactions. Imagine a bustling café at lunchtime: with our payment processing solutions, you can accept payments swiftly and securely, ensuring happy customers and smooth operations. These services not only enhance customer satisfaction but also help streamline your daily tasks. Explore how All In can be a partner in your success story. Visit us at 610 W Maple Ave Geneva Al 36340 or call us at (334) 598-4411 to learn more about our business banking and commercial services. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Accessibility for Everyone

We know that flexibility is key in banking. Our drive-thru banking allows for quick transactions like deposits and withdrawals without leaving your car. Additionally, members of partner credit unions can benefit from basic shared branch transactions right here at All In. If you have questions or want to learn more about any of these services, feel free to reach out at 334-598-4411 during our lobby hours from Monday through Friday, 8:30 AM to 5:00 PM.

Business Banking Solutions

At All In, we understand the unique challenges businesses face. That's why we offer comprehensive business banking services, including merchant services and business loans. If you're an entrepreneur looking to expand or manage cash flow, our team can provide tailored solutions that align with your goals.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, pay bills, and transfer money all from the comfort of your home. Plus, our ATM and cash withdrawal services ensure that you always have access to your funds when you need them.

Credit Options That Reward You

With our credit cards featuring rewards, every purchase can help you earn points towards exciting benefits. This means that whether you're buying groceries or planning a vacation, you're not just spending you're earning rewards too!

Join Us Today!

Discover how All In can enhance your financial journey with a full suite of personalized services designed just for you. Visit us online at allincu.com or stop by our branch today! We're excited to help you reach your financial goals!

Personal Banking Made Simple

Our personal banking services include checking and savings accounts that cater to your everyday needs. Whether you're saving for a rainy day or managing your daily expenses, we've got you covered. Imagine having the peace of mind knowing that your funds are secure and easily accessible whenever you need them. If you're looking to finance a new vehicle, our auto loans and vehicle financing options are designed with you in mind. Picture driving off in your dream car without the stress of complicated paperwork. We also offer mortgage loans and refinancing solutions, making home ownership more achievable. Our team is here to help guide you through each step of the process. For those unexpected moments in life, our personal loans and debt consolidation services can provide relief when you need it most. Whether it's covering medical bills or consolidating existing debt, we're here to support you on your journey to financial stability.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://allincu.com/, you can manage your accounts from the comfort of your home or on the go. Whether you want to check your balance, pay bills, or transfer funds, it's all just a few clicks away. No more waiting in line; everything you need is right at your fingertips.

Mobile Convenience

Take advantage of our mobile application, available for download today! With features like mobile payments and electronic signature authorization, you can complete transactions securely and efficiently right from your smartphone. Imagine paying for groceries or splitting a dinner bill with just a tap our mobile app makes it possible!

Safe and Secure Banking

We prioritize your security with robust measures so you can bank confidently. From electronic signature authorization to encrypted transactions, your personal information is protected every step of the way. Experience the future of banking with All In where convenience meets security. Join us today at https://allincu.com/ and take control of your financial journey!

Stay in Control with Real-Time Management

Our online banking platform allows you to stay on top of your finances in real-time. You can easily access e-statements whenever you need them, making it simple to keep track of your spending and savings. Plus, with person-to-person transfer options, sending money to friends or family has never been easier.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 358,227, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, indicating our readiness to support your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 610 W Maple Ave Geneva Al 36340 or call (334) 598-4411 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $22,918,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 441 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $290,132,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $25,097 in used auto loans and $2,487,140,020 in total loans and leases.

Strong Financial Health

With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $50,041,941 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have solutions tailored just for you. At All In, we pride ourselves on offering transparent and accessible financial services that empower our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can assist you in achieving your financial aspirations!

Credit Lines

For those needing additional financial flexibility, our credit lines totaling $417,700,355 can be a great resource. They provide access to funds whenever needed while only charging interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing simple. We offer flexible terms and competitive rates so you can find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $53,361,882 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring users receive reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the effectiveness of using LendMesh as a resource in navigating the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

All In

Type of Loan Offerings

Home Equity Loans

Personal Loans