All In Credit Union Daphne AL | Best Auto Loans & Business Banking

Introduction

At All In, we pride ourselves on being a trusted partner in your financial journey since our establishment in 1966. Located conveniently at 28720 Us Highway 98, Daphne, AL 36526, our branch is dedicated to serving the vibrant community of Daphne and beyond. With a total membership of over 191,000 individuals, we understand the unique needs of our members and strive to provide tailored financial solutions that empower you to achieve your goals. As a member-focused credit union, we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our commitment to your financial well-being is reflected in our impressive total assets of over $3.3 billion and total deposits amounting to $225 million. With a net worth of $320 million, we ensure that your funds are secure while offering competitive rates on loans and savings. Led by our CEO, Robert Michael, and Board President, Charles Mingus, our team of dedicated employees 462 strong works tirelessly to provide exceptional service. We also maintain transparency with our financial health: currently holding $47 million in cash reserves, we are well-equipped to support both personal and business lending needs with over 115,000 loans issued. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 238 Virginia Ave, Daleville, AL 36322. We invite you to explore all that All In has to offer by visiting our website at All In Credit Union, or feel free to call us at 334-598-4411 for any inquiries. Join us today as we continue our mission of fostering financial success within our community!

Branch History & Mission

Community Engagement

All In believes in giving back to the community that has supported us throughout the years. Our outreach programs aim to uplift local organizations and individuals by providing resources that foster development and stability. From educational workshops to financial literacy programs, we are dedicated to making a meaningful impact. As we continue on this journey, we invite you to join us. Experience the benefits of being part of a member-focused credit union that truly cares about your financial wellbeing. Whether you're looking for personal banking services or seeking guidance on achieving your financial dreams, All In is here for you every step of the way. Explore what All In has to offer today! Visit us online at All In Credit Union or call us at 334-598-4411 for more information. Together, let's build a brighter financial future!

Mission Statement

Our mission at All In is simple yet impactful: to empower our members through personalized financial solutions while enhancing the quality of life in the communities we serve. We strive to provide a full range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our focus extends beyond just banking; we are committed to fostering community growth through outreach initiatives and partnerships that make a difference. We understand that the world of finance is ever-evolving. That's why we embrace digital advancements like online and mobile banking, ensuring that our services are accessible and user-friendly for everyone. Additionally, we prioritize customer convenience with features such as ATM availability and drive-thru banking options.

Branch Location & Accessibility

ATM & Shared Services

Need cash on the go? Our branch has an ATM available for quick and easy withdrawals or balance checks. Additionally, as a shared service center, we welcome members from partner credit unions to enjoy basic services like deposits and withdrawals. While you can reach us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address at 238 Virginia Ave, Daleville, AL 36322 if it differs from the physical location.

Accessible Services

At All In, we pride ourselves on providing excellent service in an accessible environment. We offer a drive-thru option for your convenience, so you can complete simple transactions without leaving your vehicle. If you prefer to visit us inside, our lobby hours are designed to fit your busy schedule: we're open from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. For those who may need assistance, our branch is fully ADA compliant, ensuring everyone can navigate easily. Plus, we have ample parking available for all visitors.

Connect With Us

If you have questions or would like more information about our services ranging from personal banking and auto loans to business solutions don't hesitate to give us a call at 334-598-4411. Our friendly team is here to help you every step of the way! Come visit us at All In in Daphne today; we look forward to serving you!

Member Eligibility

Becoming a member of All In is like joining a close-knit family that truly cares about your financial well-being. Whether you're looking for a checking account, an auto loan, or simply a place to grow your savings, we welcome you with open arms. To be eligible for membership, you typically need to live, work, worship, or attend school in the local community around Daphne. This means that many people can easily join us! If you're unsure about the specific requirements or want to check the most up-to-date criteria, feel free to visit our eligibility page at . Joining is simple and straightforward! You can start by opening your account online through our easy-to-use application process found at https://www.allincuonline.com/dbank/live/app/register . If you have any questions or need assistance, don't hesitate to give us a call at (334) 598-4411. We're here to help you every step of the way as you embark on this journey with All In, located at 28720 Us Highway 98 Daphne Al 36526. Let's get started together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments seamlessly at your store or online. Our merchant services allow you to process transactions quickly and securely, making it easier for your customers to do business with you. From credit card processing to mobile payment options, we have tools that help you focus on what matters most growing your business. Visit us at 28720 Us Highway 98 Daphne Al 36526 in Daphne, AL, or call us at (334) 598-4411 to learn more about how our business banking and commercial services can work for you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,041,941, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks at your convenience. For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking provides an efficient way to handle deposits, withdrawals, and simple transactions without any hassle.

Business Support

We also support local businesses through our business banking services, including merchant services and business loans. We know that running a business is no small feat, so we're here to provide the financial backing you need to succeed.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With options like mobile payments and electronic statements, managing your finances has never been easier! You can check balances, transfer funds, and even pay bills right from your smartphone.

Financial Flexibility

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are here to help you manage those financial bumps smoothly. Plus, our credit cards come with rewards, allowing you to earn while you spend.

Home Loans

For those dreaming of homeownership, our mortgage loans and refinancing solutions make the process simple and accessible. We believe that owning a home should be within reach for everyone, which is why we work closely with you to find the best mortgage option.

Personal Banking

Starting with personal banking, we offer checking and savings accounts tailored for every lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates on savings. If you're planning a big purchase or just need extra cash, our auto loans and vehicle financing options are straightforward and designed to fit your budget. You can drive off in your new vehicle with confidence!

Shared Branch Transactions

If you're a member of a partner credit union, you'll appreciate our shared branch transactions, which enable you to conduct deposits and withdrawals seamlessly across different locations. At All In, located at 28720 Us Highway 98 Daphne Al 36526, we prioritize accessibility and service quality. Our friendly staff is always ready to assist you at any time during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Have questions? Feel free to call us at 334-598-4411 or visit us online at allincu.com. Your financial journey matters to us let's take it together!

Digital & Online Banking

Key Features

We offer a mobile application that enhances your banking experience even further. This app allows for mobile payments, so you can make purchases right from your smartphone. Whether you're splitting a dinner bill or sending money to a friend, our person-to-person transfer feature makes it easy to send cash instantly. If you prefer to keep track of your statements digitally, we have you covered with e-statements available for all members. This means no more waiting for paper statements in the mail just quick access to all your financial records online. Security is paramount in everything we do. You can trust that your information is protected while using our digital services. Our user-friendly interface makes navigating through your accounts simple, so you can spend less time worrying and more time enjoying what matters most. In today's fast-paced world, having reliable digital banking options is essential. At All In, we are committed to providing our members with the tools they need for effective real-time account management all backed by a team ready to assist whenever you need help. Join us today and experience the ease of banking at your fingertips!

Financial Strength

A Growing Member Base

We're proud to serve a strong community of trust with a total of 358,227 share accounts. This shows that more people are choosing All In as their trusted partner for all their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, All In is your trusted partner. Visit us at 28720 Us Highway 98 Daphne Al 36526 or call (334) 598-4411 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $290,132,823 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,097 in used auto loans and $2,487,140,020 in total loans and leases. Our impressive $22,918,733 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 441 full-time employees and 21 part-time employees who are always ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $1,402,570,860 in share certificates and $293,654,434 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $129,082,777, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $320,898,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to you is backed by our net worth ratio of $966, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $390,463,913 in used vehicle loans and $54,277,502 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment options to make financing your vehicle easy and manageable.

Business Financing

For business owners, our outstanding commercial loans totaling $50,041,941 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering customized lending solutions tailored to fit your unique needs. Our commitment extends beyond just providing loans; we aim to ensure that each member feels supported throughout their financial journey. If you're interested in exploring refinancing options or determining your eligibility for any of these loan products, don't hesitate to reach out. Feel free to visit us at our branch located at 28720 Us Highway 98 Daphne Al 36526, Daphne, AL, or give us a call at (334) 598-4411 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial goals!

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $417,700,355. This option allows for more flexibility in managing your finances as needs arise, providing peace of mind knowing that funds are available when necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $461,538,395, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our experienced team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $53,361,882 in loans helping members manage their finances effectively. Our credit cards come with various rewards programs that can benefit you while you spend.

Loan Aggregator

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ALL IN FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans